Velocity Commercial Capital Loan Trust 2026-5 ABS-15G

Exhibit 99.18

 

Loan Number Investor Loan ID Appraisal Type Property Type Appraisal Completed Appraisal Property Condition Is there property damage? Property Damage Notes Are there any apparent environmental health or safety issues noted by the appraiser or visible in the photos? Environmental Health or Safety Issue Notes Number of Properties
XXXX 274581 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 427256 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 138851 1025 Small Residential Income Report Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 995522 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 719654 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 643825 1004 URAR Single Family Detached As Is C2 – No Deferred Maintenance No   No   1
XXXX 789829 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   2
XXXX 141093 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 917502 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 795140 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 401134 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 321406 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 671117 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 680890 1004 URAR Single Family Detached Subject to Completion per Plans and Specs C3 – Well-Maintained No   Yes The appraisal is subject to the removal of the dilapidated garage and installation of an electric panel cover, both are health and safety hazards. Per the appraisal, the cost-to-cure is $X,XXX.XX. 1
XXXX 132679 1073 Individual Condo Report Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 819189 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 981752 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 272309 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 780480 1004 URAR Single Family Detached As Is C1 – New Construction No   No   1
XXXX 784999 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 788176 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 159810 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 645702 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 823485 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 440893 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 433260 1073 Individual Condo Report Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 563860 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 676557 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 846391 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 624644 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 678006 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 816349 1073 Individual Condo Report Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 312329 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 183669 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 186859 1025 Small Residential Income Report Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 964932 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 447274 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 641783 1073 Individual Condo Report Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 314668 1073 Individual Condo Report Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 952722 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 193530 1073 Individual Condo Report Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 725373 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 273798 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 830100 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 162051 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 355455 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 389993 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 528697 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 182121 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 409116 1004 URAR Single Family Detached As Is C2 – No Deferred Maintenance No   No   1
XXXX 817273 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance Yes The appraiser noted damaged flooring within the bathroom on the first floor and extensive damage to the second-floor bedroom of the property on XXXXX.  The total cost to cure is $X,XXX.XX. No   3
XXXX 128362 1025 Small Residential Income Report Single Family Detached As Is Excellent No   No   1
XXXX 360898 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 692752 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 945984 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 671216 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 613317 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 696786 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 274342 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 735530 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 134992 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 277929 1025 Small Residential Income Report Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 495683 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 968212 1025 Small Residential Income Report Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 279409 1004 URAR Single Family Detached As Is C2 – No Deferred Maintenance No   No   1
XXXX 335686 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 283435 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 821199 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 494673 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 621411 1004 URAR Single Family Detached As Is C5 – Major Deferred Maintenance No The subject is currently undergoing renovation and is incomplete as of the effective date, with unfinished flooring, missing fixtures, and other construction items remaining. No   1
XXXX 737273 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 352611 1025 Small Residential Income Report Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 596556 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 804654 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 235137 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 443480 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 783099 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 745358 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 209357 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 190711 1073 Individual Condo Report Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 567008 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 224094 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 426732 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   3
XXXX 362687 1073 Individual Condo Report Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 554452 1025 Small Residential Income Report Single Family Detached As Is C2 – No Deferred Maintenance No   No   1
XXXX 203973 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 402733 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 292860 1025 Small Residential Income Report Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 938109 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 552403 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 606663 1073 Individual Condo Report Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 402176 1073 Individual Condo Report Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 124416 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 937758 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 893926 1004 URAR Single Family Detached As Is C2 – No Deferred Maintenance No   No   1
XXXX 618266 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 847810 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 533302 1073 Individual Condo Report Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 883824 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 312446 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 384417 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 946021 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 181924 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 851766 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 227164 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 440004 1004 URAR Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 153821 1025 Small Residential Income Report Single Family Detached As Is C3 – Well-Maintained No   No   1
XXXX 195728 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 553788 1004 URAR Single Family Detached As Is C4 – Minor Deferred Maintenance No   No   1
XXXX 377756 Commercial Appraisal Mixed Use As Is Average Yes There is some missing siding and the masonry needs painting on the exterior of the property.   On the interior there appears to be some water damage to the ceiling on one of the residential units along with a rotten windowsill and linoleum floor damage to the other.  Total estimated cost to cure is $X,XXX.XX. No   1
XXXX 643671 Commercial Appraisal Warehouse As Is Average No   No   1
XXXX 239547 Commercial Appraisal Retail As Is Average No   No   1
XXXX 474246 Commercial Appraisal Retail As Is Average No   No   1
XXXX 754079 Commercial Appraisal Office As Is Good No   No   1
XXXX 512697 Commercial Appraisal Office As Is Average No   No   1
XXXX 222650 Commercial Appraisal Retail As Is Average Yes It is noted that the deferred maintenance observed is mostly cosmetic items: paint, a missing outlet cover in the kitchen, a missing light fixture cover in the kitchen, worn floor covering in the open room, etc.  No cost to cure was provided. No   1
XXXX 517676 Commercial Appraisal Warehouse As Is Average No   No   1
XXXX 981316 Commercial Appraisal 5+ Unit Multi-Family As Is Average No   No   1
XXXX 107414 Commercial Appraisal Commercial Condo As Is Average No   No   1
XXXX 958424 Commercial Appraisal Automotive As Is Average No   No   1
XXXX 415259 Commercial Appraisal Office As Is Average No   No   1
XXXX 210385 Commercial Appraisal Commercial Condo As Is Average No   No   1
XXXX 925699 Commercial Appraisal Retail As Is Average No   No   1
XXXX 812804 Commercial Appraisal Mixed Use As Is Good No   No   1
XXXX 447447 Commercial Appraisal Warehouse As Is Average Yes The property was damaged by a warehouse fire early XXXX.  To repair the firewall and get the property up to a leasable condition was given a cost to cure of $X,XXX.XX by the appraiser. No   1
XXXX 226965 Commercial Appraisal Office As Is Good No   No   1
XXXX 582074 Commercial Appraisal Mixed Use As Is Average No   No   1
XXXX 175564 Commercial Appraisal Office As Is Average No   No   1
XXXX 325042 Commercial Appraisal Automotive As Is Average No   No   1
XXXX 966993 Commercial Appraisal Mixed Use As Is Average No   No   1
XXXX 555656 Commercial Appraisal Commercial Condo As Is Average No   No   1
XXXX 421060 Commercial Appraisal Retail As Is Average No   No   1
XXXX 295254 Commercial Appraisal Warehouse As Is Average No   No   1
XXXX 831990 Commercial Appraisal Mixed Use As Is Average No   No   1
XXXX 463723 Commercial Appraisal Retail As Is Average No   No   1
XXXX 470694 Commercial Appraisal Mixed Use As Is Average No   No   1