v3.26.3
Allowance for Finance Receivable Losses (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at beginning of period $ 2,923 $ 2,754 $ 2,865 $ 2,705
Provision for finance receivable losses 615 488 1,689 1,454
Charge-offs (570) (515) (1,808) (1,608)
Recoveries 101 88 323 264
Balance at end of period 3,069 2,815 3,069 2,815
Consumer Loans        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at beginning of period 2,676 2,586 2,656 2,567
Provision for finance receivable losses 518 437 1,464 1,306
Charge-offs (522) (479) (1,660) (1,499)
Recoveries 98 86 310 256
Balance at end of period 2,770 2,630 2,770 2,630
Credit Cards        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at beginning of period 247 168 209 138
Provision for finance receivable losses 97 51 225 148
Charge-offs (48) (36) (148) (109)
Recoveries 3 2 13 8
Balance at end of period $ 299 $ 185 $ 299 $ 185