v3.26.3
Finance Receivables - Schedule of Delinquent and Nonperforming Finance Receivables, by Year of Origination (Details) - USD ($)
$ in Millions
 3 Months Ended 9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Dec. 31, 2025
Financing Receivable By Year Originated          
Total $ 26,273   $ 26,273   $ 24,833
Gross charge-offs          
Total 570 $ 515 1,808 $ 1,608  
Personal Loans          
Financing Receivable By Year Originated          
Year one 8,943   8,943   10,412
Prior year two 6,737   6,737   5,728
Prior year three 3,529   3,529   3,032
Prior year four 1,715   1,715   1,554
Prior year five 813   813   523
Prior year six 342   342   181
Total 22,079   22,079   21,430
Gross charge-offs          
Year one     17 15  
Prior year two     440 363  
Prior year three     475 469  
Prior year four     318 337  
Prior year five     181 152  
Prior year six     101 62  
Total     1,532 1,398  
Auto Finance          
Financing Receivable By Year Originated          
Year one 1,080   1,080   1,145
Prior year two 860   860   723
Prior year three 509   509   361
Prior year four 234   234   171
Prior year five 98   98   57
Prior year six 30   30   10
Total 2,811   2,811   2,467
Gross charge-offs          
Year one     6 5  
Prior year two     44 36  
Prior year three     40 30  
Prior year four     22 21  
Prior year five     12 7  
Prior year six     4 2  
Total     128 $ 101  
Performing | Personal Loans          
Financing Receivable By Year Originated          
Year one 8,905   8,905   10,313
Prior year two 6,545   6,545   5,537
Prior year three 3,399   3,399   2,897
Prior year four 1,632   1,632   1,468
Prior year five 760   760   485
Prior year six 311   311   165
Total 21,552   21,552   20,865
Performing | Auto Finance          
Financing Receivable By Year Originated          
Year one 1,075   1,075   1,137
Prior year two 846   846   711
Prior year three 500   500   355
Prior year four 230   230   168
Prior year five 95   95   55
Prior year six 29   29   10
Total 2,775   2,775   2,436
Performing | Current | Personal Loans          
Financing Receivable By Year Originated          
Year one 8,812   8,812   10,149
Prior year two 6,329   6,329   5,335
Prior year three 3,256   3,256   2,759
Prior year four 1,540   1,540   1,372
Prior year five 701   701   439
Prior year six 275   275   146
Total 20,913   20,913   20,200
Performing | Current | Auto Finance          
Financing Receivable By Year Originated          
Year one 1,048   1,048   1,095
Prior year two 801   801   667
Prior year three 470   470   329
Prior year four 215   215   152
Prior year five 88   88   48
Prior year six 25   25   9
Total 2,647   2,647   2,300
Performing | 30-59 days past due | Personal Loans          
Financing Receivable By Year Originated          
Year one 62   62   101
Prior year two 132   132   120
Prior year three 89   89   85
Prior year four 57   57   60
Prior year five 38   38   29
Prior year six 23   23   12
Total 401   401   407
Performing | 30-59 days past due | Auto Finance          
Financing Receivable By Year Originated          
Year one 21   21   34
Prior year two 36   36   34
Prior year three 24   24   21
Prior year four 12   12   13
Prior year five 6   6   6
Prior year six 3   3   1
Total 102   102   109
Performing | 60-89 days past due | Personal Loans          
Financing Receivable By Year Originated          
Year one 31   31   63
Prior year two 84   84   82
Prior year three 54   54   53
Prior year four 35   35   36
Prior year five 21   21   17
Prior year six 13   13   7
Total 238   238   258
Performing | 60-89 days past due | Auto Finance          
Financing Receivable By Year Originated          
Year one 6   6   8
Prior year two 9   9   10
Prior year three 6   6   5
Prior year four 3   3   3
Prior year five 1   1   1
Prior year six 1   1   0
Total 26   26   27
Nonperforming (Nonaccrual) | 90+ days past due | Personal Loans          
Financing Receivable By Year Originated          
Year one 38   38   99
Prior year two 192   192   191
Prior year three 130   130   135
Prior year four 83   83   86
Prior year five 53   53   38
Prior year six 31   31   16
Total 527   527   565
Nonperforming (Nonaccrual) | 90+ days past due | Auto Finance          
Financing Receivable By Year Originated          
Year one 5   5   8
Prior year two 14   14   12
Prior year three 9   9   6
Prior year four 4   4   3
Prior year five 3   3   2
Prior year six 1   1   0
Total $ 36   $ 36   $ 31