| Schedule of Information About the Company's Segments |
The following tables present information about C&I and Other, as well as reconciliations to the condensed consolidated financial statement amounts. | | | | | | | | | | | | | | | | | | | | | | | | | | | | (dollars in millions) | | Consumer
and
Insurance | | Other | | Segment to
GAAP
Adjustment | | Consolidated
Total | | | | | | | | | | | Three Months Ended September 30, 2026 | | | | | | | | | | Interest income | | $ | 1,487 | | | $ | 1 | | | $ | 3 | | | $ | 1,491 | | | Interest expense | | 345 | | | — | | | — | | | 345 | | Provision for finance receivable losses | | 615 | | | — | | | — | | | 615 | | Net interest income after provision for finance receivable losses | | 527 | | | 1 | | | 3 | | | 531 | | | Other revenues | | 211 | | | 1 | | | — | | | 212 | | Salaries and benefits | | 243 | | | 1 | | | — | | | 244 | | Other operating expenses | | 211 | | | 1 | | | 1 | | | 213 | | Insurance policy benefits and claims | | 53 | | | — | | | — | | | 53 | | Income before income tax expense | | $ | 231 | | | $ | — | | | $ | 2 | | | $ | 233 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Three Months Ended September 30, 2025 | | | | | | | | | | Interest income | | $ | 1,386 | | | $ | 1 | | | $ | 5 | | | $ | 1,392 | | | Interest expense | | 320 | | | — | | | — | | | 320 | | Provision for finance receivable losses | | 488 | | | — | | | — | | | 488 | | Net interest income after provision for finance receivable losses | | 578 | | | 1 | | | 5 | | | 584 | | | Other revenues | | 161 | | | 2 | | | — | | | 163 | | Salaries and benefits | | 232 | | | 2 | | | — | | | 234 | | Other operating expenses | | 198 | | | 3 | | | 1 | | | 202 | | Insurance policy benefits and claims | | 48 | | | — | | | — | | | 48 | | Income (loss) before income tax expense | | $ | 261 | | | $ | (2) | | | $ | 4 | | | $ | 263 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Nine Months Ended September 30, 2026 | | | | | | | | | | Interest income | | $ | 4,283 | | | $ | 2 | | | $ | 9 | | | $ | 4,294 | | | Interest expense | | 993 | | | — | | | — | | | 993 | | Provision for finance receivable losses | | 1,690 | | | — | | | (1) | | | 1,689 | | Net interest income after provision for finance receivable losses | | 1,600 | | | 2 | | | 10 | | | 1,612 | | | Other revenues | | 611 | | | 5 | | | — | | | 616 | | Salaries and benefits | | 724 | | | 3 | | | — | | | 727 | | Other operating expenses | | 622 | | | 4 | | | 2 | | | 628 | | Insurance policy benefits and claims | | 148 | | | — | | | — | | | 148 | | Income before income tax expense | | $ | 717 | | | $ | — | | | $ | 8 | | | $ | 725 | | | | | | | | | | | | Assets | | $ | 27,567 | | | $ | 4 | | | $ | 1,146 | | | $ | 28,717 | | | | | | | | | | | | Nine Months Ended September 30, 2025 | | | | | | | | | | Interest income | | $ | 4,021 | | | $ | 2 | | | $ | 16 | | | $ | 4,039 | | | Interest expense | | 947 | | | 1 | | | 1 | | | 949 | | Provision for finance receivable losses | | 1,456 | | | — | | | (2) | | | 1,454 | | Net interest income after provision for finance receivable losses | | 1,618 | | | 1 | | | 17 | | | 1,636 | | | Other revenues | | 522 | | | 5 | | | (1) | | | 526 | | Salaries and benefits | | 679 | | | 4 | | | — | | | 683 | | Other operating expenses | | 569 | | | 6 | | | 2 | | | 577 | | Insurance policy benefits and claims | | 150 | | | — | | | — | | | 150 | | Income (loss) before income tax expense | | $ | 742 | | | $ | (4) | | | $ | 14 | | | $ | 752 | | | | | | | | | | | | Assets | | $ | 25,840 | | | $ | 9 | | | $ | 1,136 | | | $ | 26,985 | |
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