| Interest Income and Interest Expense |
(5) Interest Income and Interest Expense
The following table presents the components of interest
income:
| Schedule of interest income | |
| | | |
| | | |
| | | |
| | |
| | |
Three Months Ended | | |
Nine Months Ended | |
| | |
September 30, | | |
September 30, | |
| | |
2026 | | |
2025 | | |
2026 | | |
2025 | |
| | |
(In thousands) | | |
(In thousands) | |
| Interest on finance receivables at fair value | |
$ | 126,932 | | |
$ | 104,890 | | |
$ | 349,391 | | |
$ | 307,484 | |
| Interest on finance receivables | |
| 817 | | |
| 844 | | |
| 2,593 | | |
| 2,949 | |
| Other interest income | |
| 1,333 | | |
| 1,432 | | |
| 3,931 | | |
| 4,029 | |
| | |
| | | |
| | | |
| | | |
| | |
| Interest income | |
$ | 129,082 | | |
$ | 107,166 | | |
$ | 355,915 | | |
$ | 314,462 | |
The following table presents the components of
interest expense:
| Schedule of interest expense | |
| | | |
| | | |
| | | |
| | |
| | |
Three Months Ended | | |
Nine Months Ended | |
| | |
September 30, | | |
September 30, | |
| | |
2026 | | |
2025 | | |
2026 | | |
2025 | |
| | |
(In thousands) | | |
(In thousands) | |
| Securitization trust debt | |
$ | 54,269 | | |
$ | 47,581 | | |
$ | 153,064 | | |
$ | 138,182 | |
| Warehouse lines of credit | |
| 10,253 | | |
| 6,710 | | |
| 25,551 | | |
| 21,439 | |
| Residual interest financing | |
| 5,324 | | |
| 4,085 | | |
| 14,192 | | |
| 11,048 | |
| Subordinated renewable notes | |
| 673 | | |
| 722 | | |
| 2,026 | | |
| 2,051 | |
| | |
| | | |
| | | |
| | | |
| | |
| Interest expense | |
$ | 70,519 | | |
$ | 59,098 | | |
$ | 194,833 | | |
$ | 172,720 | |
|