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<div style="margin-top:12pt; margin-bottom:0pt; font-size:11pt; font-family:Arial;font-weight:bold;text-align:justify">This supplement should be read, retained, and used in conjunction with the Summary Prospectus, Updating Summary Prospectus, and Statutory Prospectus (collectively, the “Prospectuses”) of Fidelity Personal Retirement Annuity<span style="font-size:75%; vertical-align:top;display:inline;font-size:9.1px">®</span>. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:11pt; font-family:Arial;font-weight:bold;text-align:justify">Effective November 1, 2026, current expenses for the Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:9.1px">®</span> VIP Investor Freedom Portfolios have changed. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:11pt; font-family:Arial;text-align:justify">The information in <span style="text-decoration: underline; letter-spacing: 0px; top: 0px;display:inline;">APPENDIX A: FUNDS AVAILABLE UNDER THE CONTRACT</span> relating to the Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:9.1px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:9.1px">SM</span> Portfolios is replaced with the following: </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:35%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="width:30%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td rowspan="2" style="BORDER-LEFT:0.75pt solid #000000; BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:middle;text-align:center"><span style="letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Investment Objective</span></span></td>
<td rowspan="2" style=" BORDER-LEFT:0.75pt solid #000000; BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td rowspan="2" style="BORDER-TOP:0.75pt solid #000000; BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; font-weight: bold; text-align: center; line-height: normal;">Fund &</div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 10pt; font-family: "Times New Roman"; font-weight: bold; text-align: center; line-height: normal;">Adviser/Subadviser</div></td>
<td rowspan="2" style=" BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td rowspan="2" style="BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center"><span style="letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Current<br/>Expenses</span></span></td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td colspan="5" style="BORDER-TOP:0.75pt solid #000000; BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-right:2pt;vertical-align:bottom;text-align:center"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; font-weight: bold; text-align: center; line-height: normal;">Average Annual</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; font-weight: bold; text-align: center; line-height: normal;">Total Returns</div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 10pt; font-family: "Times New Roman"; font-weight: bold; text-align: center; line-height: normal;">(as of 12/31/25)</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:center"><span style="letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1 year</span></span></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:center"><span style="letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">5 year</span></span></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-right:2pt;vertical-align:bottom;text-align:center"><span style="letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">10 year</span></span></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:top">Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> 2010 Portfolio</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"> </div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;"><span style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-style:italic;display:inline;">Adviser: </span></span><span style="display:inline;">Fidelity Management & Research Company LLC</span></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">0.37%</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">10.57%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">3.11%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">5.68%</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:top">Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> 2015 Portfolio</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"> </div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;"><span style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-style:italic;display:inline;">Adviser: </span></span>Fidelity Management & Research Company LLC</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">0.40%</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">11.87%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">3.95%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">6.55%</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:top">Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> 2020 Portfolio</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"> </div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;"><span style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-style:italic;display:inline;">Adviser: </span></span>Fidelity Management & Research Company LLC</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">0.44%</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">13.29%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">4.79%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">7.33%</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:top">Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> 2025 Portfolio</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"> </div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Adviser: Fidelity Management & Research Company LLC</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">0.47%</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">14.44%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">5.46%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">7.95%</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:top">Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> 2030 Portfolio</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"> </div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Adviser: Fidelity Management & Research Company LLC</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">0.51%</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">15.37%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">6.18%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">8.81%</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:top">Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> 2035 Portfolio</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"> </div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Adviser: Fidelity Management & Research Company LLC</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">0.55%</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">16.61%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;white-space:nowrap;text-align:center">—</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;white-space:nowrap;text-align:center">—</td></tr></table><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:35%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="width:30%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td rowspan="2" style="BORDER-LEFT:0.75pt solid #000000; BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:middle;text-align:center"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Investment Objective</div></div></td>
<td rowspan="2" style=" BORDER-LEFT:0.75pt solid #000000; BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td rowspan="2" style="BORDER-TOP:0.75pt solid #000000; BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; font-weight: bold; text-align: center; line-height: normal;">Fund &</div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 10pt; font-family: "Times New Roman"; font-weight: bold; text-align: center; line-height: normal;">Adviser/Subadviser</div></td>
<td rowspan="2" style=" BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td rowspan="2" style="BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Current<br/>Expenses</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td colspan="5" style="BORDER-TOP:0.75pt solid #000000; BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-right:2pt;vertical-align:bottom;text-align:center"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; font-weight: bold; text-align: center; line-height: normal;">Average Annual</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; font-weight: bold; text-align: center; line-height: normal;">Total Returns</div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 10pt; font-family: "Times New Roman"; font-weight: bold; text-align: center; line-height: normal;">(as of 12/31/25)</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:center"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1 year</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:center"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5 year</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-right:2pt;vertical-align:bottom;text-align:center"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10 year</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:top">Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> 2040 Portfolio</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"> </div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Adviser: Fidelity Management & Research Company LLC</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">0.60%</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">18.69%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;white-space:nowrap;text-align:center">—</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;white-space:nowrap;text-align:center">—</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:top">Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> 2045 Portfolio</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"> </div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Adviser: Fidelity Management & Research Company LLC</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">0.64%</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">19.69%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;white-space:nowrap;text-align:center">—</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;white-space:nowrap;text-align:center">—</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:top">Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> 2050 Portfolio</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"> </div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Adviser: </div></div>Fidelity Management & Research Company LLC</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">0.64%</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">19.73%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;white-space:nowrap;text-align:center">—</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;white-space:nowrap;text-align:center">—</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:top">Seeks high total return with a secondary objective of principal preservation</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom Retirement<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> Portfolio†</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"> </div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Adviser: </div></div>Fidelity Management & Research Company LLC</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">0.37%</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">9.63%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">2.31%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">4.40%</td></tr></table><div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"> </div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left">†</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: "Times New Roman"; text-align: justify; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Prior to April</div></div><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"> 30, 2026, the fund was named Fidelity</div></div><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><div style="font-size:75%; vertical-align:top;display:inline;font-size:7.5px">®</div></div></div><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">VIP Investor Freedom Income Portfolio.</div></div> </div></td></tr></table>
<div style="margin-top:12pt; margin-bottom:0pt; font-size:11pt; font-family:Arial;text-align:justify">The information in <span style="text-decoration: underline; letter-spacing: 0px; top: 0px;display:inline;">APPENDIX A: FUNDS AVAILABLE UNDER THE CONTRACT</span> relating to the Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:9.1px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:9.1px">SM</span> Portfolios is replaced with the following: </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:35%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="width:30%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td rowspan="2" style="BORDER-LEFT:0.75pt solid #000000; BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:middle;text-align:center"><span style="letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Investment Objective</span></span></td>
<td rowspan="2" style=" BORDER-LEFT:0.75pt solid #000000; BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td rowspan="2" style="BORDER-TOP:0.75pt solid #000000; BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; font-weight: bold; text-align: center; line-height: normal;">Fund &</div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 10pt; font-family: "Times New Roman"; font-weight: bold; text-align: center; line-height: normal;">Adviser/Subadviser</div></td>
<td rowspan="2" style=" BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td rowspan="2" style="BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center"><span style="letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Current<br/>Expenses</span></span></td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td colspan="5" style="BORDER-TOP:0.75pt solid #000000; BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-right:2pt;vertical-align:bottom;text-align:center"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; font-weight: bold; text-align: center; line-height: normal;">Average Annual</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; font-weight: bold; text-align: center; line-height: normal;">Total Returns</div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 10pt; font-family: "Times New Roman"; font-weight: bold; text-align: center; line-height: normal;">(as of 12/31/25)</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:center"><span style="letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1 year</span></span></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:center"><span style="letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">5 year</span></span></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-right:2pt;vertical-align:bottom;text-align:center"><span style="letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">10 year</span></span></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:top">Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> 2010 Portfolio</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"> </div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;"><span style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-style:italic;display:inline;">Adviser: </span></span><span style="display:inline;">Fidelity Management & Research Company LLC</span></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">0.37%</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">10.57%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">3.11%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">5.68%</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:top">Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> 2015 Portfolio</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"> </div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;"><span style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-style:italic;display:inline;">Adviser: </span></span>Fidelity Management & Research Company LLC</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">0.40%</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">11.87%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">3.95%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">6.55%</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:top">Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> 2020 Portfolio</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"> </div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;"><span style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-style:italic;display:inline;">Adviser: </span></span>Fidelity Management & Research Company LLC</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">0.44%</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">13.29%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">4.79%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">7.33%</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:top">Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> 2025 Portfolio</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"> </div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Adviser: Fidelity Management & Research Company LLC</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">0.47%</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">14.44%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">5.46%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">7.95%</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:top">Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> 2030 Portfolio</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"> </div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Adviser: Fidelity Management & Research Company LLC</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">0.51%</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">15.37%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">6.18%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">8.81%</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:top">Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> 2035 Portfolio</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"> </div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Adviser: Fidelity Management & Research Company LLC</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">0.55%</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">16.61%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;white-space:nowrap;text-align:center">—</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;white-space:nowrap;text-align:center">—</td></tr></table><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:35%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="width:30%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td rowspan="2" style="BORDER-LEFT:0.75pt solid #000000; BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:middle;text-align:center"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Investment Objective</div></div></td>
<td rowspan="2" style=" BORDER-LEFT:0.75pt solid #000000; BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td rowspan="2" style="BORDER-TOP:0.75pt solid #000000; BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; font-weight: bold; text-align: center; line-height: normal;">Fund &</div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 10pt; font-family: "Times New Roman"; font-weight: bold; text-align: center; line-height: normal;">Adviser/Subadviser</div></td>
<td rowspan="2" style=" BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td rowspan="2" style="BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Current<br/>Expenses</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td colspan="5" style="BORDER-TOP:0.75pt solid #000000; BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-right:2pt;vertical-align:bottom;text-align:center"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; font-weight: bold; text-align: center; line-height: normal;">Average Annual</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; font-weight: bold; text-align: center; line-height: normal;">Total Returns</div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 10pt; font-family: "Times New Roman"; font-weight: bold; text-align: center; line-height: normal;">(as of 12/31/25)</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:center"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1 year</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:center"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5 year</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-right:2pt;vertical-align:bottom;text-align:center"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10 year</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:top">Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> 2040 Portfolio</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"> </div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Adviser: Fidelity Management & Research Company LLC</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">0.60%</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">18.69%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;white-space:nowrap;text-align:center">—</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;white-space:nowrap;text-align:center">—</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:top">Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> 2045 Portfolio</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"> </div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Adviser: Fidelity Management & Research Company LLC</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">0.64%</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">19.69%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;white-space:nowrap;text-align:center">—</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;white-space:nowrap;text-align:center">—</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:top">Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> 2050 Portfolio</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"> </div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Adviser: </div></div>Fidelity Management & Research Company LLC</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">0.64%</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">19.73%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;white-space:nowrap;text-align:center">—</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;white-space:nowrap;text-align:center">—</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:top">Seeks high total return with a secondary objective of principal preservation</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;">Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom Retirement<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> Portfolio†</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"> </div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 10pt; font-family: "Times New Roman"; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Adviser: </div></div>Fidelity Management & Research Company LLC</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">0.37%</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">9.63%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">2.31%</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:middle;text-align:center">4.40%</td></tr></table><div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"> </div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left">†</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: "Times New Roman"; text-align: justify; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Prior to April</div></div><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"> 30, 2026, the fund was named Fidelity</div></div><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><div style="font-size:75%; vertical-align:top;display:inline;font-size:7.5px">®</div></div></div><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">VIP Investor Freedom Income Portfolio.</div></div> </div></td></tr></table>
Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond
Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> 2010 Portfolio
Fidelity Management & Research Company LLC
0.0037
0.1057
0.0311
0.0568
Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond
Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> 2015 Portfolio
Fidelity Management & Research Company LLC
0.004
0.1187
0.0395
0.0655
Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond
Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> 2020 Portfolio
Fidelity Management & Research Company LLC
0.0044
0.1329
0.0479
0.0733
Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond
Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> 2025 Portfolio
Fidelity Management & Research Company LLC
0.0047
0.1444
0.0546
0.0795
Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond
Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> 2030 Portfolio
Fidelity Management & Research Company LLC
0.0051
0.1537
0.0618
0.0881
Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond
Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> 2035 Portfolio
Fidelity Management & Research Company LLC
0.0055
0.1661
0
0
Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond
Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> 2040 Portfolio
Fidelity Management & Research Company LLC
0.006
0.1869
0
0
Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond
Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> 2045 Portfolio
Fidelity Management & Research Company LLC
0.0064
0.1969
0
0
Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond
Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> 2050 Portfolio
Fidelity Management & Research Company LLC
0.0064
0.1973
0
0
Seeks high total return with a secondary objective of principal preservation
Fidelity<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">®</span> VIP Investor Freedom Retirement<span style="font-size:75%; vertical-align:top;display:inline;font-size:8.3px">SM</span> Portfolio
Fidelity Management & Research Company LLC
0.0037
0.0963
0.0231
0.044
More information about the Funds is available in the prospectuses for the Funds, which may be amended from time to time and can be found online at www.dfinview.com/Fidelity/PUFT/FPRA. You can also request this information at no cost by calling <span style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><span style="white-space:nowrap;display:inline;"><span style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">1-800-634-9361</span></span></span> or by sending an email request to filifunddocuments@fidelity.com.
Prior to April 30, 2026, the fund was named Fidelity®VIP Investor Freedom Income Portfolio.