Loans, Lease Receivables, and Allowance for Credit Losses (Tables)

9 Months Ended

Sep. 30, 2026

Receivables [Abstract]

Loan and Lease Receivables Composition

Loan and lease receivables consist of the following:


		September 30, 2026				December 31, 2025
		(In Thousands)
Commercial real estate:
Commercial real estate — owner occupied		$	347,783			$	293,706
Commercial real estate — non-owner occupied			955,378				885,870
Construction and land development			184,718				248,560
Multi-family			690,323				571,468
1-4 family			60,868				60,661
Total commercial real estate			2,239,070				2,060,265
Commercial and industrial			1,389,826				1,273,997
Consumer and other			48,021				40,965
Total gross loans and leases receivable			3,676,917				3,375,227
Less:
Allowance for credit losses			36,541				35,877
Deferred loan fees and costs, net			3,100				1,986
Loans and leases receivable, net		$	3,637,276			$	3,337,364

Schedule of Loans Transferred and Purchased

Loans transferred to third parties consist of the guaranteed portions of SBA loans which the Corporation sold in the secondary market and participation interests in other, non-SBA originated loans.


September 30, 2026
(In Thousands)		Owner Occupied				Non-Owner Occupied				Construction and Land Development				Multi- Family				1-4 Family				Commercial and Industrial				Consumer and Other				Total
SBA
Loans transferred to third parties		$	—			$	—			$	—			$	—			$	—				7,111			$	—			$	7,111
Outstanding balance of loans serviced			—				—				—				—				—				74,552				—				74,552
Ownership of transferred loans			—				—				—				—				—				21,669				—				21,669
Non-SBA
Loans transferred to third parties		$	—			$	—			$	28,603			$	668			$	—			$	54,830			$	—			$	84,101
Outstanding balance of loans serviced			11,608				127,647				32,052				171,073				—				30,910				—				373,290
Ownership of transferred loans			6,633				156,920				85,307				142,329				—				19,151				—				410,340
Loan participations purchased			—				—				—				—				—				7,441				—				7,441


September 30, 2025
(In Thousands)		Owner Occupied				Non-Owner Occupied				Construction and Land Development				Multi- Family				1-4 Family				Commercial and Industrial				Consumer and Other				Total
SBA
Loans transferred to third parties		$	—			$	—			$	—			$	—			$	—			$	17,430			$	—			$	17,430
Outstanding balance of loans serviced			—				—				—				—				—				83,472				—				83,472
Ownership of transferred loans			—				—				—				—				—				25,248				—				25,248
Non-SBA
Loans transferred to third parties		$	—			$	22,146			$	52,249			$	3,875			$	—			$	17,589			$	—			$	95,859
Outstanding balance of loans serviced			12,308				160,135				39,592				161,554				—				20,198				—				393,787
Ownership of transferred loans			7,033				221,642				55,768				143,871				—				26,460				—				454,774
Loan participations purchased			—				—				9,774				—				—				6,375				—				16,149

Financing Receivable by Credit Quality Indicators

The following table illustrates ending balances of the Corporation’s loan and lease portfolio, including non-accrual loans by class of receivable, and considering certain credit quality indicators:


September 30, 2026		Term Loans Amortized Cost Basis by Origination Year
(In Thousands)		2026		2025		2024		2023		2022		Prior		Revolving Loans Amortized Cost Basis		Total		Category as a % of total portfolio
Commercial real estate — owner occupied
Category
I		$58,322		$70,474		$17,393		$38,018		$33,088		$109,379		$255		326,929		94.0%
II		—		—		—		6,875		—		2,847		—		9,722		2.8%
III		—		—		1,424		—		—		9,708		—		11,132		3.2%
IV		—		—		—		—		—		—		—		—		0.0%
Total		$58,322		$70,474		$18,817		$44,893		$33,088		$121,934		$255		$347,783		100.0%
Commercial real estate — non-owner occupied
Category
I		$128,726		$104,828		$73,368		$74,511		$92,589		$429,859		$23,097		$926,978		97.0%
II		—		—		—		8,751		—		7,425		—		16,176		1.7%
III		—		—		—		—		—		12,224		—		12,224		1.3%
IV		—		—		—		—		—		—		—		—		0.0%
Total		$128,726		$104,828		$73,368		$83,262		$92,589		$449,508		$23,097		$955,378		100.0%
Construction and land development
Category
I		$35,278		$58,031		$25,587		$19,331		$9,939		$4,968		$20,160		$173,294		93.8%
II		—		—		—		—		—		—		—		—		0.0%
III		—		—		—		—		—		—		—		—		0.0%
IV		—		—		—		—		454		10,970		—		11,424		6.2%
Total		$35,278		$58,031		$25,587		$19,331		$10,393		$15,938		$20,160		$184,718		100.0%
Multi-family
Category
I		$70,738		$55,008		$47,681		$132,404		$87,342		$270,192		$2,627		$665,992		96.5%
II		—		—		—		1,523		5,804		6,284		—		13,611		2.0%
III		—		—		—		—		—		1,000		—		1,000		0.1%
IV		—		—		—		7,305		—		2,415		—		9,720		1.4%
Total		$70,738		$55,008		$47,681		$141,232		$93,146		$279,891		$2,627		$690,323		100.0%
1-4 family
Category
I		$6,945		$17,658		$7,889		$—		$3,198		$3,298		$21,880		$60,868		100.0%
II		—		—		—		—		—		—		—		—		0.0%
III		—		—		—		—		—		—		—		—		0.0%
IV		—		—		—		—		—		—		—		—		0.0%
Total		$6,945		$17,658		$7,889		$—		$3,198		$3,298		$21,880		$60,868		100.0%
Commercial and industrial
Category
I		$239,156		$200,911		$118,687		$89,523		$32,489		$51,737		$527,292		$1,259,795		90.6%
II		1,317		2,986		2,201		3,511		635		1,581		6,814		19,045		1.4%
III		265		2,069		17,374		13,675		7,001		1,490		50,016		91,890		6.6%
IV		179		1,196		1,149		1,879		6,143		2,544		6,006		19,096		1.4%
Total		$240,917		$207,162		$139,411		$108,588		$46,268		$57,352		$590,128		$1,389,826		100.0%
Consumer and other
Category
I		$11,807		$7,104		$4,621		$2,193		$3,896		$8,804		$9,596		$48,021		100.0%
II		—		—		—		—		—		—		—		—		0.0%
III		—		—		—		—		—		—		—		—		0.0%
IV		—		—		—		—		—		—		—		—		0.0%
Total		$11,807		$7,104		$4,621		$2,193		$3,896		$8,804		$9,596		$48,021		100.0%
Total Loans
Category
I		$550,972		$514,014		$295,226		$355,980		$262,541		$878,237		$604,907		$3,461,877		94.1%
II		1,317		2,986		2,201		20,660		6,439		18,137		6,814		58,554		1.6%
III		265		2,069		18,798		13,675		7,001		24,422		50,016		116,246		3.2%
IV		179		1,196		1,149		9,184		6,597		15,929		6,006		40,240		1.1%
Total		$552,733		$520,265		$317,374		$399,499		$282,578		$936,725		$667,743		$3,676,917		100.0%


December 31, 2025		Term Loans Amortized Cost Basis by Origination Year
(In Thousands)		2025		2024		2023		2022		2021		Prior		Revolving Loans Amortized Cost Basis		Total		Category as a % of total portfolio
Commercial real estate — owner occupied
Category
I		$65,752		$20,422		$39,698		$32,186		$30,251		$92,981		$295		$281,585		95.9%
II		—		—		2,011		—		—		—		—		2,011		0.7%
III		—		2,197		—		—		—		7,913		—		10,110		3.4%
IV		—		—		—		—		—		—		—		—		0.0%
Total		$65,752		$22,619		$41,709		$32,186		$30,251		$100,894		$295		$293,706		100.0%
Commercial real estate — non-owner occupied
Category
I		$85,103		$81,087		$108,308		$89,226		$63,803		$392,720		$34,236		$854,483		96.4%
II		—		—		—		—		—		6,863		—		6,863		0.8%
III		—		—		—		—		716		23,808		—		24,524		2.8%
IV		—		—		—		—		—		—		—		—		0.0%
Total		$85,103		$81,087		$108,308		$89,226		$64,519		$423,391		$34,236		$885,870		100.0%
Construction and land development
Category
I		$35,887		$73,179		$78,264		$10,278		$91		$5,043		$25,482		$228,224		91.8%
II		—		—		—		—		—		—		—		—		0.0%
III		—		—		5,755		—		—		—		—		5,755		2.3%
IV		—		—		—		454		8,155		5,972		—		14,581		5.9%
Total		$35,887		$73,179		$84,019		$10,732		$8,246		$11,015		$25,482		$248,560		100.0%
Multi-family
Category
I		$57,113		$18,231		$103,795		$93,280		$61,620		$211,473		$2,644		$548,156		95.9%
II		—		—		1,530		7,309		—		782		—		9,621		1.7%
III		—		—		—		—		8,380		1,019		—		9,399		1.6%
IV		—		—		1,714		—		2,578		—		—		4,292		0.8%
Total		$57,113		$18,231		$107,039		$100,589		$72,578		$213,274		$2,644		$571,468		100.0%
1-4 family
Category
I		$18,249		$7,043		$1,416		$4,432		$2,036		$3,470		$24,015		$60,661		100.0%
II		—		—		—		—		—		—		—		—		0.0%
III		—		—		—		—		—		—		—		—		0.0%
IV		—		—		—		—		—		—		—		—		0.0%
Total		$18,249		$7,043		$1,416		$4,432		$2,036		$3,470		$24,015		$60,661		100.0%
Commercial and industrial
Category
I		$240,914		$178,507		$138,504		$52,149		$35,514		$31,754		$452,160		$1,129,502		88.6%
II		568		14,119		10,997		5,948		25		2,797		24,140		58,594		4.6%
III		499		8,617		10,409		4,656		787		1,745		34,206		60,919		4.8%
IV		447		1,845		3,384		7,644		302		4,083		7,277		24,982		2.0%
Total		$242,428		$203,088		$163,294		$70,397		$36,628		$40,379		$517,783		$1,273,997		100.0%
Consumer and other
Category
I		$7,790		$5,715		$4,167		$4,926		$1,717		$10,423		$6,227		$40,965		100.0%
II		—		—		—		—		—		—		—		—		0.0%
III		—		—		—		—		—		—		—		—		0.0%
IV		—		—		—		—		—		—		—		—		0.0%
Total		$7,790		$5,715		$4,167		$4,926		$1,717		$10,423		$6,227		$40,965		100.0%
Total Loans
Category
I		$510,808		$384,184		$474,152		$286,477		$195,032		$747,864		$545,059		$3,143,576		93.1%
II		568		14,119		14,538		13,257		25		10,442		24,140		77,089		2.3%
III		499		10,814		16,164		4,656		9,883		34,485		34,206		110,707		3.3%
IV		447		1,845		5,098		8,098		11,035		10,055		7,277		43,855		1.3%
Total		$512,322		$410,962		$509,952		$312,488		$215,975		$802,846		$610,682		$3,375,227		100.0%

Delinquency Aging of Loan and Lease Portfolio by Class of Receivable

The delinquency aging of the loan and lease portfolio by class of receivable was as follows:


		September 30, 2026
		30-59 Days Past Due				60-89 Days Past Due				Greater Than 90 Days Past Due				Total Past Due				Current				Total Loans and Leases
		(Dollars in Thousands)
Total loans and leases
Commercial real estate:
Owner occupied		$	—			$	—			$	—			$	—			$	347,783			$	347,783
Non-owner occupied			—				—				—				—				955,378				955,378
Construction and land development			—				—				11,424				11,424				173,294				184,718
Multi-family			5,702				—				—				5,702				684,621				690,323
1-4 family			—				—				—				—				60,868				60,868
Commercial and industrial			854				463				13,196				14,513				1,375,313				1,389,826
Consumer and other			—				—				—				—				48,021				48,021
Total		$	6,556			$	463			$	24,620			$	31,639			$	3,645,278			$	3,676,917
Percent of portfolio			0.18	%			0.01	%			0.67	%			0.86	%			99.14	%			100.00	%


		December 31, 2025
		30-59 Days Past Due				60-89 Days Past Due				Greater Than 90 Days Past Due				Total Past Due				Current				Total Loans and Leases
		(Dollars in Thousands)
Total loans and leases
Commercial real estate:
Owner occupied		$	—			$	—			$	—			$	—			$	293,706			$	293,706
Non-owner occupied			—				—				—				—				885,870				885,870
Construction and land development			14,581				—				—				14,581				233,979				248,560
Multi-family			—				—				—				—				571,468				571,468
1-4 family			—				—				—				—				60,661				60,661
Commercial and industrial			3,116				963				15,229				19,308				1,254,689				1,273,997
Consumer and other			50				—				—				50				40,915				40,965
Total		$	17,747			$	963			$	15,229			$	33,939			$	3,341,288			$	3,375,227
Percent of portfolio			0.53	%			0.03	%			0.45	%			1.01	%			98.99	%			100.00	%

Schedule of Financing Receivables, Non-Performing Status

The following tables provide additional detail on loans on non-accrual status and loans past due over 89 days still accruing as of:


		September 30, 2026
		Non-accrual With No Allowance for Credit Loss				Non-accrual With Allowance for Credit Loss				Loans Past Due Over 89 Days Still Accruing
		(In Thousands)
Commercial real estate:
Commercial real estate — owner occupied		$	—			$	—			$	—
Commercial real estate — non-owner occupied			—				—				—
Construction and land development			11,424				—				—
Multi-family			4,018				5,702				—
1-4 family			—				—				—
Total commercial real estate			15,442				5,702				—
Commercial and industrial			8,649				10,447				—
Consumer and other			—				—				—
Total non-accrual loans and leases		$	24,091			$	16,149			$	—


		December 31, 2025
		Non-accrual With No Allowance for Credit Loss				Non-accrual With Allowance for Credit Loss				Loans Past Due Over 89 Days Still Accruing
		(In Thousands)
Commercial real estate:
Commercial real estate — owner occupied		$	—			$	—			$	—
Commercial real estate — non-owner occupied			—				—				—
Construction and land development			14,581				—				—
Multi-family			4,292				—				—
1-4 family			—				—				—
Total commercial real estate			18,873				—				—
Commercial and industrial			10,652				14,330				—
Consumer and other			—				—				—
Total non-accrual loans and leases		$	29,525			$	14,330			$	—


		September 30, 2026				December 31, 2025
Total non-accrual loans and leases to gross loans and leases			1.09	%			1.30	%
Allowance for credit losses to gross loans and leases			1.06				1.12
Allowance for credit losses to non-accrual loans and leases			96.54				85.95

Schedule of Collateral Dependent Loans

The following table presents the amortized cost basis of the non-accrual, collateral-dependent loans as of:


		September 30, 2026				December 31, 2025
		(In Thousands)
Equipment		$	11,089			$	14,615
Real Estate			23,127				21,595
Accounts Receivable			6,006				7,277
Other			68				473
Total		$	40,290			$	43,960

Summary of Financial Difficulty and Modification Type

The following table presents the amortized cost basis of loans at September 30, 2026 that were both experiencing financial difficulty and modified during the nine months ended September 30, 2026 and 2025, by class and by type of modification. The percentage of the amortized cost basis of loans that were modified to borrowers in financial distress as compared to the amortized cost basis of each class of financing receivable is also presented below.


		For the Nine Months Ended September 30, 2026
		Principal Forgiveness				Payment Delay				Term Extension				Interest Rate Reduction				Combination Payment Delay and Term Extension				Total				Total Class of Financing Receivable
		(In Thousands)
Commercial real estate		$	—			$	—			$	—			$	—			$	—			$	—				0.00	%
Commercial and industrial			—				—				—				—				—				—				—
Total		$	—			$	—			$	—			$	—			$	—			$	—				0.00	%


		For the Nine Months Ended September 30, 2025
		Principal Forgiveness				Payment Delay				Term Extension				Interest Rate Reduction				Combination Payment Delay and Term Extension				Total				Total Class of Financing Receivable
		(In Thousands)
Commercial real estate		$	—			$	—			$	—			$	—			$	—			$	—				0.00	%
Commercial and industrial			—				—				—				302				6,016				6,318				0.50
Total		$	—			$	—			$	—			$	302			$	6,016			$	6,318				0.19	%

The Corporation closely monitors the performance of loans that are modified to borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. The following table presents the performance of such loans that have been modified in the last 12 months:

          
         For the Nine Months Ended September 30, 2026

          
         30-59
Days Past
Due

         60-89
Days Past
Due

         Greater
Than 90
Days Past
Due

         Total Past
Due

          
         (Dollars in Thousands)

Commercial real estate

$

—

$

—

$

—

$

—

Commercial and industrial

—

—

—

—

Total

$

—

$

—

$

—

$

—

          
         For the Nine Months Ended September 30, 2025

          
         30-59
Days Past
Due

         60-89
Days Past
Due

         Greater
Than 90
Days Past
Due

         Total Past
Due

          
         (Dollars in Thousands)

Commercial real estate

$

—

$

—

$

—

$

—

Commercial and industrial

—

—

—

—

Total

$

—

$

—

$

—

$

—

The following table presents the financial effect of the loan modifications presented above to borrowers experiencing financial difficulty for the nine months ended September 30, 2026 and 2025:


		For the Nine Months Ended September 30, 2026
(Dollars in Thousands)		Principal Forgiveness				Weighted Average Interest Rate Reduction				Weighted Average Term Extension (years)				Weighted Average Payment Delay (years)
Commercial real estate		$	—				0.00	%			0.00				0.00
Commercial and industrial			—				0.00				0.00				0.00
Total		$	—				0.00	%			0.00				0.00


		For the Nine Months Ended September 30, 2025
(Dollars in Thousands)		Principal Forgiveness				Weighted Average Interest Rate Reduction				Weighted Average Term Extension (years)				Weighted Average Payment Delay (years)
Commercial real estate		$	—				0.00	%			0.00				0.00
Commercial and industrial			—				2.25				0.50				0.50
Total		$	—				2.25	%			0.50				0.50

Schedule of Amortized Cost Basis of Loans That Had Payment Default

The following table presents the amortized cost basis of loans that had a payment default during the nine months ended September 30, 2026 and 2025 and were modified in the 12 months prior to that default to borrowers experiencing financial difficulty:

          
         For the Nine Months Ended September 30, 2026

          
         Principal Forgiveness

         Payment Delay

         Term Extension

         Interest Rate Reduction

          
         (In Thousands)

Commercial real estate

$

—

$

—

$

—

$

—

Commercial and industrial

—

—

—

—

Total

$

—

$

—

$

—

$

—


		For the Nine Months Ended September 30, 2025
		Principal Forgiveness				Payment Delay				Term Extension				Interest Rate Reduction
		(In Thousands)
Commercial real estate		$	—			$	—			$	—			$	—
Commercial and industrial			—				—				397				—
Total		$	—			$	—			$	397			$	—

Summary of Activity in Allowance for Credit Losses by Portfolio Segment

A summary of the activity in the allowance for credit losses by portfolio segment is as follows:


		As of and for the Three Months Ended September 30, 2026
		Owner Occupied				Non-Owner Occupied				Construction and Land Development				Multi- Family				1-4 Family				Commercial and Industrial				Consumer and Other				Total
		(In Thousands)
Beginning balance		$	2,536			$	6,445			$	2,979			$	4,921			$	573			$	21,546			$	517			$	39,517
Charge-offs			—				—				—				—				—				(2,921	)			—				(2,921	)
Recoveries			—				8				—				—				81				221				—				310
Net recoveries (charge-offs)			—				8				—				—				81				(2,700	)			—				(2,611	)
Provision (credit) for credit losses			272				525				580				21				(87	)			634				(2	)			1,943
Ending balance		$	2,808			$	6,978			$	3,559			$	4,942			$	567			$	19,480			$	515			$	38,849
Components:
Allowance for credit losses on loans		$	2,783			$	6,896			$	2,050			$	4,924			$	525			$	18,886			$	477			$	36,541
Allowance for credit losses on unfunded credit commitments			25				82				1,509				18				42				594				38				2,308
Total ACL		$	2,808			$	6,978			$	3,559			$	4,942			$	567			$	19,480			$	515			$	38,849


		As of and for the Three Months Ended September 30, 2025
		Owner Occupied				Non-Owner Occupied				Construction and Land Development				Multi- Family				1-4 Family				Commercial and Industrial				Consumer and Other				Total
		(In Thousands)
Beginning balance		$	1,685			$	6,330			$	2,467			$	6,059			$	429			$	20,836			$	404			$	38,210
Charge-offs			—				—				—				—				—				(1,706	)			(2	)			(1,708	)
Recoveries			—				—				—				—				6				434				—				440
Net recoveries (charge-offs)			—				—				—				—				6				(1,272	)			(2	)			(1,268	)
Provision (credit) for credit losses			160				421				374				59				118				357				(49	)			1,440
Ending balance		$	1,845			$	6,751			$	2,841			$	6,118			$	553			$	19,921			$	353			$	38,382
Components:
Allowance for credit losses on loans		$	1,837			$	6,689			$	1,930			$	6,103			$	527			$	19,282			$	322			$	36,690
Allowance for credit losses on unfunded credit commitments			8				62				911				15				26				639				31				1,692
Total ACL		$	1,845			$	6,751			$	2,841			$	6,118			$	553			$	19,921			$	353			$	38,382


		As of and for the Nine Months Ended September 30, 2026
		Owner Occupied				Non-Owner Occupied				Construction and Land Development				Multi- Family				1-4 Family				Commercial and Industrial				Consumer and Other				Total
		(In Thousands)
Beginning balance		$	1,908			$	6,381			$	2,752			$	4,926			$	557			$	20,754			$	414			$	37,692
Charge-offs			—				—				—				—				—				(6,776	)			—				(6,776	)
Recoveries			—				8				—				—				93				863				—				964
Net recoveries (charge-offs)			—				8				—				—				93				(5,913	)			—				(5,812	)
Provision for credit losses			900				589				807				16				(83	)			4,639				101				6,969
Ending balance		$	2,808			$	6,978			$	3,559			$	4,942			$	567			$	19,480			$	515			$	38,849
Components:
Allowance for credit losses on loans		$	2,783			$	6,896			$	2,050			$	4,924			$	525			$	18,886			$	477			$	36,541
Allowance for credit losses on unfunded credit commitments			25				82				1,509				18				42				594				38				2,308
Total ACL		$	2,808			$	6,978			$	3,559			$	4,942			$	567			$	19,480			$	515			$	38,849


		As of and for the Nine Months Ended September 30, 2025
		Owner Occupied				Non-Owner Occupied				Construction and Land Development				Multi- Family				1-4 Family				Commercial and Industrial				Consumer and Other				Total
		(In Thousands)
Beginning balance		$	1,629			$	5,892			$	2,826			$	4,613			$	523			$	21,470			$	315			$	37,268
Charge-offs			—				—				—				—				—				(6,844	)			(12	)			(6,856	)
Recoveries			2				—				—				—				19				1,149				—				1,170
Net recoveries (charge-offs)			2				—				—				—				19				(5,695	)			(12	)			(5,686	)
Provision for credit losses			214				859				15				1,505				11				4,146				50				6,800
Ending balance		$	1,845			$	6,751			$	2,841			$	6,118			$	553			$	19,921			$	353			$	38,382
Components:
Allowance for credit losses on loans		$	1,837			$	6,689			$	1,930			$	6,103			$	527			$	19,282			$	322			$	36,690
Allowance for credit losses on unfunded credit commitments			8				62				911				15				26				639				31				1,692
Total ACL		$	1,845			$	6,751			$	2,841			$	6,118			$	553			$	19,921			$	353			$	38,382

Allowance for Credit Losses and Balances by Type of Allowance Methodology

The following tables provide information regarding the allowance for credit losses and balances by type of allowance methodology.


		As of September 30, 2026
		Owner Occupied				Non-Owner Occupied				Construction and Land Development				Multi- Family				1-4 Family				Commercial and Industrial				Consumer and Other				Total
		(In Thousands)
Allowance for credit losses:
Collectively evaluated for credit losses		$	2,783			$	6,896			$	2,050			$	4,508			$	525			$	14,632			$	477			$	31,871
Individually evaluated for credit loss			—				—				—				416				—				4,254				—				4,670
Total		$	2,783			$	6,896			$	2,050			$	4,924			$	525			$	18,886			$	477			$	36,541
Loans and lease receivables:
Collectively evaluated for credit losses		$	347,783			$	955,378			$	173,294			$	680,603			$	60,868			$	1,370,730			$	48,021			$	3,636,677
Individually evaluated for credit loss			—				—				11,424				9,720				—				19,096				—				40,240
Total		$	347,783			$	955,378			$	184,718			$	690,323			$	60,868			$	1,389,826			$	48,021			$	3,676,917


		As of December 31, 2025
		Owner Occupied				Non-Owner Occupied				Construction and Land Development				Multi- Family				1-4 Family				Commercial and Industrial				Consumer and Other				Total
		(In Thousands)
Allowance for credit losses:
Collectively evaluated for credit losses		$	1,902			$	6,306			$	1,871			$	4,915			$	521			$	14,439			$	373			$	30,327
Individually evaluated for credit loss			—				—				—				—				—				5,550				—				5,550
Total		$	1,902			$	6,306			$	1,871			$	4,915			$	521			$	19,989			$	373			$	35,877
Loans and lease receivables:
Collectively evaluated for credit losses		$	293,706			$	885,870			$	233,979			$	567,176			$	60,661			$	1,249,015			$	40,965			$	3,331,372
Individually evaluated for credit loss			—				—				14,581				4,292				—				24,982				—				43,855
Total		$	293,706			$	885,870			$	248,560			$	571,468			$	60,661			$	1,273,997			$	40,965			$	3,375,227