The composition of deposits is shown below. Average balances represent year-to-date averages.


	September 30, 2026				December 31, 2025
	Balance		Average Balance		Balance		Average Balance
	(Dollars in Thousands)
Non-interest-bearing transaction accounts	$	477,865	$	433,412	$	378,770	$	419,691
Interest-bearing transaction accounts		1,288,239		1,263,280		1,103,696		1,018,736
Money market accounts		1,003,735		943,867		905,773		856,554
Certificates of deposit		209,118		243,414		284,764		236,848
Wholesale deposits		770,816		635,705		707,412		737,253
Total deposits	$	3,749,773	$	3,519,678	$	3,380,415	$	3,269,082

A summary of annual maturities of core and wholesale certificates of deposit at September 30, 2026 is as follows:


(In Thousands)
Maturities during the year ended December 31,
2026	$	375,405
2027		192,999
2028		63,843
2029		33,802
2030		36,058
Thereafter		7,563
	$	709,670

Wholesale deposits include $500.6 million and $270.3 million of wholesale certificates of deposit and non-reciprocal interest-bearing transaction accounts, respectively, at September 30, 2026, compared to $537.1 million and $170.3 million of wholesale certificates of deposit and non-reciprocal interest-bearing transaction accounts, respectively, at December 31, 2025. The Corporation has entered into derivative contracts hedging a portion of the certificates of deposit included above. As of September 30, 2026, the notional amount of derivatives designated as cash flow hedges totaled $424.1 million with a weighted average remaining maturity of 2.87 years and a weighted average rate of 4.53%.

Certificates of deposit and wholesale deposits denominated in amounts greater than $250,000 were $52.0 million at September 30, 2026 and $113.0 million at December 31, 2025.