v3.26.3
Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Interest and Dividend Income        
Interest and fees on loans and loans held for sale $ 43,424 $ 41,142 $ 125,729 $ 119,131
Interest on investment securities available for sale 3,780 2,723 9,997 8,701
Dividends on marketable equity securities 205 124 542 415
Interest on investment securities held to maturity 502 473 1,460 1,419
Dividends on Federal Home Loan Bank stock 163 192 456 417
Interest on deposits in other banks 1,089 1,324 3,029 2,255
Total Interest and Dividend Income 49,163 45,978 141,213 132,338
Interest Expense        
Interest expense on deposits 9,032 10,139 26,806 30,378
Interest expense on borrowings 82 399 240 1,445
Interest expense on subordinated debentures 1,162 94 3,483 280
Total Interest Expense 10,276 10,632 30,529 32,103
Net Interest Income 38,887 35,346 110,684 100,235
Provision for credit losses 7,724 1,716 10,311 2,283
Net Interest Income After Provision for Credit Losses 31,163 33,630 100,373 97,952
Other Operating Income        
Mortgage banking income 8,746 7,273 22,345 18,924
Purchased receivable income 6,695 7,269 19,300 19,316
Gain on sale VISA shares 1,945 0 1,945 0
Gain on sale by Pacific Wealth Advisors 292 14,211 292 14,211
Unrealized gain (loss) on marketable equity securities (291) 80 (383) 108
Other income 890 381 2,253 2,705
Total Other Operating Income 20,762 31,239 52,378 60,919
Other Operating Expense        
Salaries and other personnel expense 20,703 19,432 60,993 57,509
Data processing expense 3,728 3,240 10,515 9,710
Occupancy expense 1,902 1,921 5,831 5,914
Professional and outside services 2,297 1,112 4,884 3,340
Marketing expense 629 508 2,216 2,222
Compensation expense - Sallyport acquisition payments 500 600 1,500 1,800
Insurance expense 412 802 1,248 2,575
OREO expense, net rental income and gains on sale 108 (16) 222 (11)
Other expense 2,900 2,701 8,414 7,900
Total Other Operating Expense 33,179 30,300 95,823 90,959
Income Before Provision for Income Taxes 18,746 34,569 56,928 67,912
Provision for income taxes 4,338 7,504 13,503 15,745
Net Income $ 14,408 $ 27,065 $ 43,425 $ 52,167
Earnings Per Share, Basic (in USD per share) $ 0.64 $ 1.23 $ 1.95 $ 2.36
Earnings Per Share, Diluted (in USD per share) $ 0.63 $ 1.20 $ 1.92 $ 2.32
Weighted Average Common Shares Outstanding, Basic (in shares) 22,244,766 22,090,668 22,218,807 22,085,968
Weighted Average Common Shares Outstanding, Diluted (in shares) 22,577,649 22,502,680 22,566,138 22,466,554
Bankcard fees        
Other Operating Income        
Bankcard fees and Service charges on deposit accounts $ 1,475 $ 1,229 $ 3,893 $ 3,456
Service charges on deposit accounts        
Other Operating Income        
Bankcard fees and Service charges on deposit accounts $ 1,010 $ 796 $ 2,733 $ 2,199