The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 380,500 2,318 SH SOLE 0 0 2,318
ABBOTT LABORATORIES COM 002824100 2,843,833 28,775 SH SOLE 0 0 28,775
ABBVIE INC COM 00287Y109 1,031,973 3,945 SH SOLE 0 0 3,945
ABERDEEN MULTI-MARKET INCOME SH BEN INT 552737108 124,385 29,062 SH SOLE 0 0 29,062
ADVANCED MICRO DEVICES INC COM 007903107 314,445 514 SH SOLE 0 0 514
ALPHABET INC CAP STK CL C 02079K107 8,925,003 26,193 SH SOLE 0 0 26,193
ALPHABET INC CAP STK CL A 02079K305 412,896 1,200 SH SOLE 0 0 1,200
ALTRIA GROUP INC COM 02209S103 277,441 4,120 SH SOLE 0 0 4,120
AMAZON COM INC COM 023135106 4,334,213 17,396 SH SOLE 0 0 17,396
AMERICAN CENTY ETF TR AVA MID EQU ETF 025072125 44,137 579 SH SOLE 0 0 579
AMERICAN CENTY ETF TR AVANTIS US LARG 025072158 1,414,711 15,672 SH SOLE 0 0 15,672
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 491,632 5,436 SH SOLE 0 0 5,436
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 9,402 100 SH SOLE 0 0 100
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 463,165 5,140 SH SOLE 0 0 5,140
AMGEN INC COM 031162100 663,878 1,575 SH SOLE 0 0 1,575
APPLE INC COM 037833100 16,041,573 48,170 SH SOLE 0 0 48,170
ASHLAND INC COM 044186104 275,891 4,062 SH SOLE 0 0 4,062
AT&T INC COM 00206R102 354,215 14,517 SH SOLE 0 0 14,517
BANK OF AMER CORP COM 060505104 482,468 8,864 SH SOLE 0 0 8,864
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 863,943 1,735 SH SOLE 0 0 1,735
BLACKROCK ENHANCED EQUITY DI COM 09251A104 198,707 21,139 SH SOLE 0 0 21,139
BLACKROCK INC COM 09290D101 261,398 247 SH SOLE 0 0 247
BLACKSTONE INC COM 09260D107 662,788 5,913 SH SOLE 0 0 5,913
BROADCOM INC COM 11135F101 706,945 2,013 SH SOLE 0 0 2,013
CANADIAN PACIFIC KANSAS CITY COM 13646K108 246,024 2,891 SH SOLE 0 0 2,891
CATERPILLAR INC COM 149123101 12,675,147 15,633 SH SOLE 0 0 15,633
CHARLES SCHWAB CORP (THE) COM 808513105 452,243 4,627 SH SOLE 0 0 4,627
CHEVRON CORPORATION COM 166764100 1,350,054 6,611 SH SOLE 0 0 6,611
CINTAS CORP COM 172908105 206,764 1,060 SH SOLE 0 0 1,060
CISCO SYS INC COM 17275R102 1,397,253 12,982 SH SOLE 0 0 12,982
CITIGROUP INC COM NEW 172967424 275,663 2,129 SH SOLE 0 0 2,129
CME GROUP INC COM 12572Q105 275,079 1,050 SH SOLE 0 0 1,050
COCA COLA CO COM 191216100 4,205,266 48,853 SH SOLE 0 0 48,853
COHEN & STEERS ETF TRUST REAL EST ACT ETF 19249U104 97,562 3,654 SH SOLE 0 0 3,654
COHEN & STEERS ETF TRUST INFRASTRUCTURE 19249U500 216,909 8,078 SH SOLE 0 0 8,078
CONOCOPHILLIPS COM 20825C104 480,326 3,838 SH SOLE 0 0 3,838
CORNING INC COM 219350105 533,086 3,467 SH SOLE 0 0 3,467
CORTEVA INC COM 22052L104 642,398 8,273 SH SOLE 0 0 8,273
COSTCO WHOLESALE CORPORATION COM 22160K105 8,157,557 8,961 SH SOLE 0 0 8,961
CROWDSTRIKE HLDGS INC CL A 22788C105 217,787 823 SH SOLE 0 0 823
DEERE & CO COM 244199105 3,873,500 5,768 SH SOLE 0 0 5,768
DOLLAR GEN CORP COM 256677105 2,178,269 18,216 SH SOLE 0 0 18,216
DOMINION ENERGY INC COM 25746U109 599,390 9,904 SH SOLE 0 0 9,904
DUKE ENERGY CORP NEW COM NEW 26441C204 1,647,216 14,448 SH SOLE 0 0 14,448
DUPONT DE NEMOURS INC COMMON STOCK 26614N201 419,545 3,230 SH SOLE 0 0 3,230
EATON CORP PLC SHS G29183103 525,106 1,222 SH SOLE 0 0 1,222
EATON VANCE ENHANCED EQUITY COM 278277108 318,371 14,947 SH SOLE 0 0 14,947
ELI LILLY & CO COM 532457108 1,363,040 1,178 SH SOLE 0 0 1,178
EMERSON RADIO CORP COM NEW 291087203 4,030 10,000 SH SOLE 0 0 10,000
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 1,799,852 11,059 SH SOLE 0 0 11,059
FASTENAL CO COM 311900104 243,688 4,920 SH SOLE 0 0 4,920
FEDERATED HERMES ETF TRUST SHOR DU CORP ETF 31423L107 52,417 2,222 SH SOLE 0 0 2,222
FEDERATED HERMES ETF TRUST TOTA RETU BD ETF 31423L404 1,292,924 53,984 SH SOLE 0 0 53,984
FEDERATED HERMES ETF TRUST MDT MAR NEU ETF 31423L875 67,151 2,406 SH SOLE 0 0 2,406
FEDEX CORP COM 31428X106 2,347,716 8,235 SH SOLE 0 0 8,235
FEDEX FGHT HLDG CO INC COMMON STOCK 314352105 451,411 4,127 SH SOLE 0 0 4,127
FIDUS INVT CORP COM 316500107 346,494 17,981 SH SOLE 0 0 17,981
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 369,793 1,282 SH SOLE 0 0 1,282
FIRST TR EXCHANGE-TRADED FD SHS 337345102 577,028 1,750 SH SOLE 0 0 1,750
GABELLI DIVID & INCOME TR COM 36242H104 291,387 10,300 SH SOLE 0 0 10,300
GENUINE PARTS CO COM 372460105 462,220 3,676 SH SOLE 0 0 3,676
GILEAD SCIENCES INC COM 375558103 500,212 3,356 SH SOLE 0 0 3,356
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 1,179,463 25,730 SH SOLE 0 0 25,730
GOLDMAN SACHS ETF TR MARKETBETA US EQ 381430123 56,586 536 SH SOLE 0 0 536
GOLDMAN SACHS ETF TR ACCESS INFLATI 381430362 8,937 193 SH SOLE 0 0 193
GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479 19,188 441 SH SOLE 0 0 441
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 12,473 86 SH SOLE 0 0 86
GOLDMAN SACHS GROUP INC COM 38141G104 1,274,910 1,416 SH SOLE 0 0 1,416
GRIFOLS S A SP ADR REP B NVT 398438408 73,100 10,000 SH SOLE 0 0 10,000
HOME DEPOT INC COM 437076102 1,116,623 3,925 SH SOLE 0 0 3,925
ILLINOIS TOOL WKS INC COM 452308109 254,964 991 SH SOLE 0 0 991
INTEL CORP COM 458140100 399,284 3,321 SH SOLE 0 0 3,321
INTERNATIONAL BUSINESS MACHS COM 459200101 684,422 3,112 SH SOLE 0 0 3,112
INTUITIVE SURGICAL INC COM NEW 46120E602 313,918 772 SH SOLE 0 0 772
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 68,176 1,168 SH SOLE 0 0 1,168
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 5,422,873 26,069 SH SOLE 0 0 26,069
INVESCO EXCHANGE TRADED FD T LARGE CAP VALUE 46137V738 89,653 1,175 SH SOLE 0 0 1,175
INVESCO QQQ TR UNIT SER 1 46090E103 2,735,701 3,698 SH SOLE 0 0 3,698
ISHARES INC MSCI EQUAL WEITE 464286681 256,750 2,306 SH SOLE 0 0 2,306
ISHARES INC MSCI STH KOR ETF 464286772 7,311 40 SH SOLE 0 0 40
ISHARES INC CORE MSCI EMKT 46434G103 1,197,191 14,751 SH SOLE 0 0 14,751
ISHARES INC MSCI TAIWAN ETF 46434G772 2,258 20 SH SOLE 0 0 20
ISHARES TR SELECT DIVID ETF 464287168 1,007,616 6,626 SH SOLE 0 0 6,626
ISHARES TR CORE S&P500 ETF 464287200 539,158 704 SH SOLE 0 0 704
ISHARES TR CORE US AGGBD ET 464287226 3,623,246 38,325 SH SOLE 0 0 38,325
ISHARES TR MSCI EMG MKT ETF 464287234 846,697 12,677 SH SOLE 0 0 12,677
ISHARES TR S&P 500 GRWT ETF 464287309 63,306 445 SH SOLE 0 0 445
ISHARES TR S&P 500 VAL ETF 464287408 61,864 271 SH SOLE 0 0 271
ISHARES TR 7-10 YR TRSY BD 464287440 73,413 822 SH SOLE 0 0 822
ISHARES TR 1 3 YR TREAS BD 464287457 24,685 304 SH SOLE 0 0 304
ISHARES TR MSCI EAFE ETF 464287465 1,687,901 16,247 SH SOLE 0 0 16,247
ISHARES TR RUS MDCP VAL ETF 464287473 138,558 862 SH SOLE 0 0 862
ISHARES TR RUS MD CP GR ETF 464287481 1,777,449 12,910 SH SOLE 0 0 12,910
ISHARES TR RUS MID CAP ETF 464287499 517,010 4,845 SH SOLE 0 0 4,845
ISHARES TR CORE S&P MCP ETF 464287507 2,538,407 35,280 SH SOLE 0 0 35,280
ISHARES TR ISHARES BIOTECH 464287556 35,790 170 SH SOLE 0 0 170
ISHARES TR RUS 1000 VAL ETF 464287598 386,523 1,559 SH SOLE 0 0 1,559
ISHARES TR RUS 1000 GRW ETF 464287614 542,626 4,332 SH SOLE 0 0 4,332
ISHARES TR RUS 1000 ETF 464287622 52,016 125 SH SOLE 0 0 125
ISHARES TR RUS 2000 GRW ETF 464287648 366,179 1,026 SH SOLE 0 0 1,026
ISHARES TR RUSSELL 2000 ETF 464287655 6,025,629 21,684 SH SOLE 0 0 21,684
ISHARES TR U.S. TECH ETF 464287721 91,126 344 SH SOLE 0 0 344
ISHARES TR CORE S&P SCP ETF 464287804 2,353,764 17,302 SH SOLE 0 0 17,302
ISHARES TR SP SMCP600VL ETF 464287879 12,810 100 SH SOLE 0 0 100
ISHARES TR S&P SML 600 GWT 464287887 17,957 112 SH SOLE 0 0 112
ISHARES TR MSCI ACWI EX US 464288240 75,620 1,000 SH SOLE 0 0 1,000
ISHARES TR MSCI ACWI ETF 464288257 476,295 3,000 SH SOLE 0 0 3,000
ISHARES TR 10-20 YR TRS ETF 464288653 4,609 50 SH SOLE 0 0 50
ISHARES TR TRUST ISHARE 0-1 464288679 331 3 SH SOLE 0 0 3
ISHARES TR PFD AND INCM SEC 464288687 988,781 33,518 SH SOLE 0 0 33,518
ISHARES TR U.S. PHARMA ETF 464288836 21,109 210 SH SOLE 0 0 210
ISHARES TR MSCI USA MMENTM 46432F396 7,299 23 SH SOLE 0 0 23
ISHARES TR CORE MSCI EAFE 46432F842 4,148,595 42,822 SH SOLE 0 0 42,822
J P MORGAN EXCHANGE TRADED F SMALL & MID CAP 46641Q118 1,280,145 17,398 SH SOLE 0 0 17,398
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 99,907 1,216 SH SOLE 0 0 1,216
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 29,762 663 SH SOLE 0 0 663
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167 565,853 7,098 SH SOLE 0 0 7,098
J P MORGAN EXCHANGE TRADED F BETABULDRS JAPAN 46641Q217 1,806 23 SH SOLE 0 0 23
J P MORGAN EXCHANGE TRADED F ACTIVEBLDRS EMER 46641Q266 37,010 598 SH SOLE 0 0 598
J P MORGAN EXCHANGE TRADED F INTERNL GWT 46641Q324 21,039 251 SH SOLE 0 0 251
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 35,025 623 SH SOLE 0 0 623
J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399 340,786 2,477 SH SOLE 0 0 2,477
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 111,688 2,347 SH SOLE 0 0 2,347
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 93,411 2,086 SH SOLE 0 0 2,086
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 564,849 11,214 SH SOLE 0 0 11,214
J P MORGAN EXCHANGE TRADED F DIVERSFD EQT ETF 46641Q845 727,316 12,914 SH SOLE 0 0 12,914
J P MORGAN EXCHANGE TRADED F BET USD HIG ETF 46641Q878 14,731 332 SH SOLE 0 0 332
J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609 3,052,552 31,606 SH SOLE 0 0 31,606
J P MORGAN EXCHANGE TRADED F US RESEARCH ENHN 46654Q617 20,547 300 SH SOLE 0 0 300
J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF 46654Q716 78,520 1,536 SH SOLE 0 0 1,536
J P MORGAN EXCHANGE TRADED F HEDG EQU LAD ETF 46654Q724 3,645,121 52,698 SH SOLE 0 0 52,698
J P MORGAN EXCHANGE TRADED F GLOBAL SEL EQUIT 46654Q740 49,155 678 SH SOLE 0 0 678
J P MORGAN EXCHANGE TRADED F JPMORGAN INTL VL 46654Q757 24,567 258 SH SOLE 0 0 258
JOHNSON & JOHNSON COM 478160104 5,355,690 20,230 SH SOLE 0 0 20,230
JPMORGAN CHASE & CO COM 46625H100 1,851,325 5,596 SH SOLE 0 0 5,596
KIMBERLY-CLARK CORP COM 494368103 269,589 2,767 SH SOLE 0 0 2,767
KIMCO REALTY CORP COM 49446R109 352,428 15,868 SH SOLE 0 0 15,868
LINCOLN NATL CORP IND COM 534187109 8,839,687 219,565 SH SOLE 0 0 219,565
LOCKHEED MARTIN CORP COM 539830109 551,145 1,082 SH SOLE 0 0 1,082
LOWES COS INC COM 548661107 826,725 4,486 SH SOLE 0 0 4,486
MAIN STR CAP CORP COM 56035L104 275,250 5,000 SH SOLE 0 0 5,000
MARATHON PETE CORP COM 56585A102 848,176 2,145 SH SOLE 0 0 2,145
MASTERCARD INCORPORATED CL A 57636Q104 476,470 864 SH SOLE 0 0 864
MCDONALDS CORP COM 580135101 2,586,759 11,201 SH SOLE 0 0 11,201
MEDTRONIC PLC SHS G5960L103 866,524 10,042 SH SOLE 0 0 10,042
MERCK & CO INC COM 58933Y105 1,783,826 12,276 SH SOLE 0 0 12,276
MICROSOFT CORP COM 594918104 5,014,623 9,777 SH SOLE 0 0 9,777
MOTOROLA SOLUTIONS INC COM NEW 620076307 4,889,615 10,964 SH SOLE 0 0 10,964
NORFOLK SOUTHN CORP COM 655844108 4,032,450 13,050 SH SOLE 0 0 13,050
NVIDIA CORPORATION COM 67066G104 1,464,829 6,414 SH SOLE 0 0 6,414
NYLIM ACTIVE ETF TR WINSLOW LAR CAP 45409F769 509,242 8,861 SH SOLE 0 0 8,861
ORACLE CORP COM 68389X105 231,213 1,684 SH SOLE 0 0 1,684
PAYCHEX INC COM 704326107 443,940 4,507 SH SOLE 0 0 4,507
PENUMBRA INC COM 70975L107 6,503,686 20,430 SH SOLE 0 0 20,430
PEPSICO INC COM 713448108 924,803 7,298 SH SOLE 0 0 7,298
PFIZER INC COM 717081103 1,950,426 68,388 SH SOLE 0 0 68,388
PHILIP MORRIS INTL INC COM 718172109 400,531 2,099 SH SOLE 0 0 2,099
PHILLIPS 66 COM 718546104 296,926 1,163 SH SOLE 0 0 1,163
PROCTER & GAMBLE CO COM 742718109 4,115,056 28,325 SH SOLE 0 0 28,325
PUTNAM ETF TRUST FOCUSED LAR CAP 746729300 2,272,855 43,194 SH SOLE 0 0 43,194
QNITY ELECTRONICS INC COMMON STOCK 74743L100 577,147 4,590 SH SOLE 0 0 4,590
QUANTUMSCAPE CORP COM CL A 74767V109 762,881 164,237 SH SOLE 0 0 164,237
QUANTUMSCAPE CORP COM CL A 74767V109 464 100 SH Call SOLE 0 0 100
ROYAL BK CDA COM 780087102 1,496,640 7,613 SH SOLE 0 0 7,613
SALESFORCE INC COM 79466L302 1,209,604 5,269 SH SOLE 0 0 5,269
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 58,620 2,000 SH SOLE 0 0 2,000
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 8,610 287 SH SOLE 0 0 287
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 12,553 369 SH SOLE 0 0 369
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 750 23 SH SOLE 0 0 23
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 547 15 SH SOLE 0 0 15
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 1,545 31 SH SOLE 0 0 31
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 4,623 86 SH SOLE 0 0 86
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 1,540 44 SH SOLE 0 0 44
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 12,022 382 SH SOLE 0 0 382
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 4,338,038 133,355 SH SOLE 0 0 133,355
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,379 123 SH SOLE 0 0 123
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 6,431 291 SH SOLE 0 0 291
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 286 12 SH SOLE 0 0 12
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 995 20 SH SOLE 0 0 20
SELECT SECTOR SPDR TR ST STR MATER ETF 81369Y100 29,220 600 SH SOLE 0 0 600
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 256,332 4,168 SH SOLE 0 0 4,168
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 12,282 230 SH SOLE 0 0 230
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 12,190 73 SH SOLE 0 0 73
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 24,469 125 SH SOLE 0 0 125
SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 2,663 24 SH SOLE 0 0 24
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 736 18 SH SOLE 0 0 18
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 25,242 640 SH SOLE 0 0 640
SNOWFLAKE INC COM SHS 833445109 310,018 913 SH SOLE 0 0 913
SOUTHERN CO COM 842587107 1,757,600 21,204 SH SOLE 0 0 21,204
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 370,965 2,459 SH SOLE 0 0 2,459
SPDR GOLD TR GOLD SHS 78463V107 476,050 1,250 SH SOLE 0 0 1,250
SPDR SERIES TRUST ST STR RATE ETF 78468R200 507,688 16,462 SH SOLE 0 0 16,462
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 3,271,683 4,290 SH SOLE 0 0 4,290
STRYKER CORPORATION COM 863667101 1,254,128 4,554 SH SOLE 0 0 4,554
T ROWE PRICE EXCHANGE-TRADED INTL EQUITY ETF 87283Q834 1,896,713 49,355 SH SOLE 0 0 49,355
TARGET CORP COM 87612E106 203,070 1,296 SH SOLE 0 0 1,296
TEXAS INSTRS INC COM 882508104 258,243 922 SH SOLE 0 0 922
THERMO FISHER SCIENTIFIC INC COM 883556102 303,773 450 SH SOLE 0 0 450
TIDAL TRUST II DEFI DAIL QS ETF 88636Y862 57,511 14,450 SH SOLE 0 0 14,450
TOWNEBANK PORTSMOUTH VA COM 89214P109 430,130 12,065 SH SOLE 0 0 12,065
TRUIST FINL CORP COM 89832Q109 1,582,164 34,172 SH SOLE 0 0 34,172
UNION PAC CORP COM 907818108 347,238 1,276 SH SOLE 0 0 1,276
UNITED PARCEL SVCS INC CL B 911312106 1,887,955 20,205 SH SOLE 0 0 20,205
VANECK ETF TRUST GOLD MINERS ETF 92189F106 411,606 4,688 SH SOLE 0 0 4,688
VANECK ETF TRUST URANI NUCLE ETF 92189F601 6,311 61 SH SOLE 0 0 61
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 208,887 343 SH SOLE 0 0 343
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3,461,692 49,347 SH SOLE 0 0 49,347
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,422,551 30,351 SH SOLE 0 0 30,351
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 11,253,212 16,056 SH SOLE 0 0 16,056
VANGUARD INDEX FDS MRNGSTR MD CP GR 922908538 39,141 134 SH SOLE 0 0 134
VANGUARD INDEX FDS MRNGSTR SM CP GR 922908595 27,026 80 SH SOLE 0 0 80
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 2,649,969 33,792 SH SOLE 0 0 33,792
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 46,326 200 SH SOLE 0 0 200
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 1,350,194 14,984 SH SOLE 0 0 14,984
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 2,677,710 12,392 SH SOLE 0 0 12,392
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 576,984 2,028 SH SOLE 0 0 2,028
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 651,926 1,742 SH SOLE 0 0 1,742
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 33,149 210 SH SOLE 0 0 210
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 918,712 15,490 SH SOLE 0 0 15,490
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 205,835 3,576 SH SOLE 0 0 3,576
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 1,934 15 SH SOLE 0 0 15
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 334,484 6,671 SH SOLE 0 0 6,671
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 252,941 3,230 SH SOLE 0 0 3,230
VANGUARD STAR FDS VG TL INTL STK F 921909768 396,678 4,669 SH SOLE 0 0 4,669
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 4,746,828 67,226 SH SOLE 0 0 67,226
VANGUARD WORLD FD INF TECH ETF 92204A702 244,302 1,944 SH SOLE 0 0 1,944
VERIZON COMMUNICATIONS INC COM 92343V104 1,852,643 40,389 SH SOLE 0 0 40,389
VISA INC COM CL A 92826C839 5,248,733 14,607 SH SOLE 0 0 14,607
WALMART INC COM 931142103 988,383 9,511 SH SOLE 0 0 9,511
WELLS FARGO & CO COM 949746101 230,144 2,875 SH SOLE 0 0 2,875