Finance Receivables, Credit Quality Information, and Allowance for Credit Losses - Summary of Financing Receivable Credit Quality Indicators (Detail) - USD ($) $ in Thousands |
Sep. 30, 2026 |
Dec. 31, 2025 |
Sep. 30, 2025 |
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| 2026 |
$ 1,198,168
|
$ 1,497,721
|
|
| 2025 |
734,688
|
436,202
|
|
| 2024 |
192,305
|
143,973
|
|
| 2023 |
62,980
|
52,423
|
|
| 2022 |
19,065
|
9,079
|
|
| Prior |
2,719
|
801
|
|
| Total Net Finance Receivables |
2,209,925
|
2,140,199
|
$ 2,053,017
|
| FICO Band 1 [Member] |
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| 2026 |
163,240
|
202,359
|
|
| 2025 |
93,658
|
49,218
|
|
| 2024 |
22,261
|
17,162
|
|
| 2023 |
7,913
|
5,301
|
|
| 2022 |
2,486
|
1,509
|
|
| Prior |
895
|
395
|
|
| Total Net Finance Receivables |
290,453
|
275,944
|
|
| FICO Band 2 [Member] |
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| 2026 |
95,196
|
111,790
|
|
| 2025 |
50,943
|
27,587
|
|
| 2024 |
11,784
|
7,637
|
|
| 2023 |
3,108
|
2,148
|
|
| 2022 |
813
|
385
|
|
| Prior |
166
|
48
|
|
| Total Net Finance Receivables |
162,010
|
149,595
|
|
| FICO Band 3 [Member] |
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| 2026 |
141,257
|
175,021
|
|
| 2025 |
80,969
|
44,967
|
|
| 2024 |
19,447
|
14,199
|
|
| 2023 |
6,328
|
5,495
|
|
| 2022 |
2,031
|
747
|
|
| Prior |
203
|
51
|
|
| Total Net Finance Receivables |
250,235
|
240,480
|
|
| FICO Band 4 [Member] |
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| 2026 |
174,303
|
223,052
|
|
| 2025 |
106,040
|
62,956
|
|
| 2024 |
27,644
|
21,530
|
|
| 2023 |
9,508
|
8,664
|
|
| 2022 |
3,095
|
1,134
|
|
| Prior |
315
|
80
|
|
| Total Net Finance Receivables |
320,905
|
317,416
|
|
| FICO Band 5 [Member] |
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| 2026 |
180,636
|
237,016
|
|
| 2025 |
117,113
|
75,137
|
|
| 2024 |
32,675
|
24,089
|
|
| 2023 |
10,780
|
10,086
|
|
| 2022 |
3,732
|
1,898
|
|
| Prior |
503
|
91
|
|
| Total Net Finance Receivables |
345,439
|
348,317
|
|
| FICO Band 6 [Member] |
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| 2026 |
443,536
|
548,483
|
|
| 2025 |
285,965
|
176,337
|
|
| 2024 |
78,494
|
59,356
|
|
| 2023 |
25,343
|
20,729
|
|
| 2022 |
6,908
|
3,406
|
|
| Prior |
637
|
136
|
|
| Total Net Finance Receivables |
840,883
|
808,447
|
|
| Large Loans [Member] |
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| 2026 |
906,795
|
1,061,776
|
|
| 2025 |
582,855
|
336,199
|
|
| 2024 |
169,219
|
133,686
|
|
| 2023 |
61,570
|
51,732
|
|
| 2022 |
18,898
|
8,995
|
|
| Prior |
2,676
|
783
|
|
| Total Net Finance Receivables |
1,742,013
|
1,593,171
|
1,512,140
|
| Large Loans [Member] | FICO Band 1 [Member] |
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| 2026 |
101,868
|
119,724
|
|
| 2025 |
66,407
|
36,692
|
|
| 2024 |
18,935
|
15,225
|
|
| 2023 |
7,430
|
5,034
|
|
| 2022 |
2,405
|
1,453
|
|
| Prior |
868
|
382
|
|
| Total Net Finance Receivables |
197,913
|
178,510
|
|
| Large Loans [Member] | FICO Band 2 [Member] |
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| 2026 |
68,401
|
75,189
|
|
| 2025 |
39,188
|
21,423
|
|
| 2024 |
10,288
|
6,854
|
|
| 2023 |
2,987
|
2,086
|
|
| 2022 |
801
|
383
|
|
| Prior |
166
|
48
|
|
| Total Net Finance Receivables |
121,831
|
105,983
|
|
| Large Loans [Member] | FICO Band 3 [Member] |
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| 2026 |
103,201
|
121,142
|
|
| 2025 |
64,214
|
35,473
|
|
| 2024 |
17,478
|
13,157
|
|
| 2023 |
6,156
|
5,398
|
|
| 2022 |
2,007
|
739
|
|
| Prior |
194
|
51
|
|
| Total Net Finance Receivables |
193,250
|
175,960
|
|
| Large Loans [Member] | FICO Band 4 [Member] |
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| 2026 |
134,074
|
160,692
|
|
| 2025 |
85,701
|
50,359
|
|
| 2024 |
25,042
|
20,102
|
|
| 2023 |
9,309
|
8,588
|
|
| 2022 |
3,078
|
1,130
|
|
| Prior |
313
|
77
|
|
| Total Net Finance Receivables |
257,517
|
240,948
|
|
| Large Loans [Member] | FICO Band 5 [Member] |
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| 2026 |
142,007
|
173,379
|
|
| 2025 |
94,337
|
58,320
|
|
| 2024 |
28,911
|
22,357
|
|
| 2023 |
10,606
|
9,995
|
|
| 2022 |
3,715
|
1,893
|
|
| Prior |
501
|
90
|
|
| Total Net Finance Receivables |
280,077
|
266,034
|
|
| Large Loans [Member] | FICO Band 6 [Member] |
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| 2026 |
357,244
|
411,650
|
|
| 2025 |
233,008
|
133,932
|
|
| 2024 |
68,565
|
55,991
|
|
| 2023 |
25,082
|
20,631
|
|
| 2022 |
6,892
|
3,397
|
|
| Prior |
634
|
135
|
|
| Total Net Finance Receivables |
691,425
|
625,736
|
|
| Small Loans [Member] |
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| 2026 |
291,373
|
435,945
|
|
| 2025 |
151,833
|
100,003
|
|
| 2024 |
23,086
|
10,287
|
|
| 2023 |
1,410
|
691
|
|
| 2022 |
167
|
84
|
|
| Prior |
43
|
18
|
|
| Total Net Finance Receivables |
467,912
|
547,028
|
$ 540,877
|
| Small Loans [Member] | FICO Band 1 [Member] |
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| 2026 |
61,372
|
82,635
|
|
| 2025 |
27,251
|
12,526
|
|
| 2024 |
3,326
|
1,937
|
|
| 2023 |
483
|
267
|
|
| 2022 |
81
|
56
|
|
| Prior |
27
|
13
|
|
| Total Net Finance Receivables |
92,540
|
97,434
|
|
| Small Loans [Member] | FICO Band 2 [Member] |
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| 2026 |
26,795
|
36,601
|
|
| 2025 |
11,755
|
6,164
|
|
| 2024 |
1,496
|
783
|
|
| 2023 |
121
|
62
|
|
| 2022 |
12
|
2
|
|
| Prior |
0
|
0
|
|
| Total Net Finance Receivables |
40,179
|
43,612
|
|
| Small Loans [Member] | FICO Band 3 [Member] |
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| 2026 |
38,056
|
53,879
|
|
| 2025 |
16,755
|
9,494
|
|
| 2024 |
1,969
|
1,042
|
|
| 2023 |
172
|
97
|
|
| 2022 |
24
|
8
|
|
| Prior |
9
|
0
|
|
| Total Net Finance Receivables |
56,985
|
64,520
|
|
| Small Loans [Member] | FICO Band 4 [Member] |
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| 2026 |
40,229
|
62,360
|
|
| 2025 |
20,339
|
12,597
|
|
| 2024 |
2,602
|
1,428
|
|
| 2023 |
199
|
76
|
|
| 2022 |
17
|
4
|
|
| Prior |
2
|
3
|
|
| Total Net Finance Receivables |
63,388
|
76,468
|
|
| Small Loans [Member] | FICO Band 5 [Member] |
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| 2026 |
38,629
|
63,637
|
|
| 2025 |
22,776
|
16,817
|
|
| 2024 |
3,764
|
1,732
|
|
| 2023 |
174
|
91
|
|
| 2022 |
17
|
5
|
|
| Prior |
2
|
1
|
|
| Total Net Finance Receivables |
65,362
|
82,283
|
|
| Small Loans [Member] | FICO Band 6 [Member] |
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| 2026 |
86,292
|
136,833
|
|
| 2025 |
52,957
|
42,405
|
|
| 2024 |
9,929
|
3,365
|
|
| 2023 |
261
|
98
|
|
| 2022 |
16
|
9
|
|
| Prior |
3
|
1
|
|
| Total Net Finance Receivables |
$ 149,458
|
$ 182,711
|
|