v3.26.3
Finance Receivables, Credit Quality Information, and Allowance for Credit Losses - Summary of Financing Receivable Credit Quality Indicators (Detail) - USD ($)
$ in Thousands
Sep. 30, 2026
Dec. 31, 2025
Sep. 30, 2025
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 $ 1,198,168 $ 1,497,721  
2025 734,688 436,202  
2024 192,305 143,973  
2023 62,980 52,423  
2022 19,065 9,079  
Prior 2,719 801  
Total Net Finance Receivables 2,209,925 2,140,199 $ 2,053,017
FICO Band 1 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 163,240 202,359  
2025 93,658 49,218  
2024 22,261 17,162  
2023 7,913 5,301  
2022 2,486 1,509  
Prior 895 395  
Total Net Finance Receivables 290,453 275,944  
FICO Band 2 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 95,196 111,790  
2025 50,943 27,587  
2024 11,784 7,637  
2023 3,108 2,148  
2022 813 385  
Prior 166 48  
Total Net Finance Receivables 162,010 149,595  
FICO Band 3 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 141,257 175,021  
2025 80,969 44,967  
2024 19,447 14,199  
2023 6,328 5,495  
2022 2,031 747  
Prior 203 51  
Total Net Finance Receivables 250,235 240,480  
FICO Band 4 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 174,303 223,052  
2025 106,040 62,956  
2024 27,644 21,530  
2023 9,508 8,664  
2022 3,095 1,134  
Prior 315 80  
Total Net Finance Receivables 320,905 317,416  
FICO Band 5 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 180,636 237,016  
2025 117,113 75,137  
2024 32,675 24,089  
2023 10,780 10,086  
2022 3,732 1,898  
Prior 503 91  
Total Net Finance Receivables 345,439 348,317  
FICO Band 6 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 443,536 548,483  
2025 285,965 176,337  
2024 78,494 59,356  
2023 25,343 20,729  
2022 6,908 3,406  
Prior 637 136  
Total Net Finance Receivables 840,883 808,447  
Large Loans [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 906,795 1,061,776  
2025 582,855 336,199  
2024 169,219 133,686  
2023 61,570 51,732  
2022 18,898 8,995  
Prior 2,676 783  
Total Net Finance Receivables 1,742,013 1,593,171 1,512,140
Large Loans [Member] | FICO Band 1 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 101,868 119,724  
2025 66,407 36,692  
2024 18,935 15,225  
2023 7,430 5,034  
2022 2,405 1,453  
Prior 868 382  
Total Net Finance Receivables 197,913 178,510  
Large Loans [Member] | FICO Band 2 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 68,401 75,189  
2025 39,188 21,423  
2024 10,288 6,854  
2023 2,987 2,086  
2022 801 383  
Prior 166 48  
Total Net Finance Receivables 121,831 105,983  
Large Loans [Member] | FICO Band 3 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 103,201 121,142  
2025 64,214 35,473  
2024 17,478 13,157  
2023 6,156 5,398  
2022 2,007 739  
Prior 194 51  
Total Net Finance Receivables 193,250 175,960  
Large Loans [Member] | FICO Band 4 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 134,074 160,692  
2025 85,701 50,359  
2024 25,042 20,102  
2023 9,309 8,588  
2022 3,078 1,130  
Prior 313 77  
Total Net Finance Receivables 257,517 240,948  
Large Loans [Member] | FICO Band 5 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 142,007 173,379  
2025 94,337 58,320  
2024 28,911 22,357  
2023 10,606 9,995  
2022 3,715 1,893  
Prior 501 90  
Total Net Finance Receivables 280,077 266,034  
Large Loans [Member] | FICO Band 6 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 357,244 411,650  
2025 233,008 133,932  
2024 68,565 55,991  
2023 25,082 20,631  
2022 6,892 3,397  
Prior 634 135  
Total Net Finance Receivables 691,425 625,736  
Small Loans [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 291,373 435,945  
2025 151,833 100,003  
2024 23,086 10,287  
2023 1,410 691  
2022 167 84  
Prior 43 18  
Total Net Finance Receivables 467,912 547,028 $ 540,877
Small Loans [Member] | FICO Band 1 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 61,372 82,635  
2025 27,251 12,526  
2024 3,326 1,937  
2023 483 267  
2022 81 56  
Prior 27 13  
Total Net Finance Receivables 92,540 97,434  
Small Loans [Member] | FICO Band 2 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 26,795 36,601  
2025 11,755 6,164  
2024 1,496 783  
2023 121 62  
2022 12 2  
Prior 0 0  
Total Net Finance Receivables 40,179 43,612  
Small Loans [Member] | FICO Band 3 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 38,056 53,879  
2025 16,755 9,494  
2024 1,969 1,042  
2023 172 97  
2022 24 8  
Prior 9 0  
Total Net Finance Receivables 56,985 64,520  
Small Loans [Member] | FICO Band 4 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 40,229 62,360  
2025 20,339 12,597  
2024 2,602 1,428  
2023 199 76  
2022 17 4  
Prior 2 3  
Total Net Finance Receivables 63,388 76,468  
Small Loans [Member] | FICO Band 5 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 38,629 63,637  
2025 22,776 16,817  
2024 3,764 1,732  
2023 174 91  
2022 17 5  
Prior 2 1  
Total Net Finance Receivables 65,362 82,283  
Small Loans [Member] | FICO Band 6 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 86,292 136,833  
2025 52,957 42,405  
2024 9,929 3,365  
2023 261 98  
2022 16 9  
Prior 3 1  
Total Net Finance Receivables $ 149,458 $ 182,711