| Summary of Segment Profit or Loss |
The CODM either reviews or is otherwise regularly provided with amounts for the following measures in the Company’s financial results for the periods indicated:
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Three Months Ended September 30, |
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Nine Months Ended September 30, |
|
Dollars in thousands |
|
2026 |
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|
2025 |
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|
2026 |
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|
2025 |
|
Interest income |
|
$ |
145,850 |
|
|
$ |
138,173 |
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|
$ |
426,385 |
|
|
$ |
395,186 |
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Fee income |
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|
9,897 |
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|
|
10,499 |
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|
|
29,936 |
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|
|
30,734 |
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Insurance income, net |
|
|
10,727 |
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|
|
11,391 |
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|
|
33,513 |
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|
|
34,187 |
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Other income |
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|
12,302 |
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|
|
5,424 |
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|
|
24,238 |
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|
|
15,789 |
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Provision for credit losses |
|
|
66,163 |
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|
|
60,474 |
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|
|
200,037 |
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|
|
179,053 |
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Share-based compensation expense |
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|
1,945 |
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|
|
2,760 |
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|
|
6,236 |
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|
|
9,059 |
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Depreciation and amortization expense |
|
|
3,364 |
|
|
|
2,849 |
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|
|
9,679 |
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|
|
7,546 |
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Interest expense |
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|
24,148 |
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|
|
21,971 |
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|
|
70,064 |
|
|
|
62,168 |
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Income tax expense |
|
|
4,725 |
|
|
|
4,618 |
|
|
|
10,569 |
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|
|
10,116 |
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