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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Cash flows from operating activities    
Net income $ 17,918 $ 9,874
Adjustments to reconcile net income to net cash provided by operating activities:    
Net amortization of investment securities 111 (21)
Stock dividends received on correspondent bank stock (391) (437)
(Release of) provision for credit losses (550) 4,110
Net gain on loans held for sale 0 (222)
Net gain on mortgage loans (2,847) (3,648)
Origination of mortgage loans held for sale (337,784) (247,998)
Proceeds from mortgage loans 361,519 254,781
Loss on disposal of fixed assets 399 0
Depreciation and amortization 1,949 2,010
Net amortization of purchase accounting adjustments 545 412
Deferred income tax expense 602 174
Purchase of tax credits (2,789) (945)
Income on company-owned life insurance (356) (338)
Stock-based compensation 2,244 1,620
Net loss (gain) on other real estate owned 7 (459)
Unrealized loss (gain) recognized on equity securities 30 (20)
Net loss (gain) on loans accounted for under the fair value option 105 (50)
Net changes in operating assets and liabilities:    
Change in accounts receivable (229) (55)
Change in accrued interest receivable and other assets (3,189) 302
Change in accrued interest payable and other liabilities (1,506) (8,418)
Net cash provided by operating activities 35,788 10,672
Activity in available-for-sale debt securities:    
Maturities, prepayments, and calls 11,082 553
Purchases (120,014) (49,947)
Activity in held-to-maturity debt securities:    
Maturities, prepayments, and calls 12,418 6,669
Purchases (59,038) (28,946)
Purchases of correspondent bank stock (9,570) (5,259)
Redemption of correspondent bank stock 5,872 5,079
Contributions to low-income housing tax credit investments (865) (1,442)
Contributions to investment funds (1,439) (1,830)
Distributions from investment funds 0 111
Loan and note receivable originations and principal collections, net (156,306) (161,717)
Purchases of premises and equipment (2,012) (2,685)
Purchases of loans 0 (4,600)
Proceeds from sale of other real estate owned 3,033 31,999
Net cash used in investing activities (316,839) (212,015)
Cash flows from financing activities    
Net change in deposits 169,638 334,702
Payments to Federal Home Loan Bank borrowings (290,434) (179,734)
Proceeds from Federal Home Loan Bank borrowings 379,027 174,734
Payments to Federal Reserve borrowings (508) (1,171)
Payments to subordinated note holders (10,000) (8,000)
Repurchase of common stock (146) (784)
Cash paid for withholding taxes on share-based awards (559) (706)
Net cash provided by financing activities 247,018 319,041
Net change in cash and cash equivalents (34,033) 117,698
Cash and cash equivalents, beginning of year 200,281 237,941
Cash and cash equivalents, end of period 166,248 355,639
Supplemental cash flow information:    
Interest paid on deposits and borrowed funds 61,014 62,998
Income tax payment 1,518 0
Cash paid for lease liabilities 1,731 2,591
Supplemental noncash disclosures:    
Transfer to loans held for investment from loans held for sale 0 (594)
Lease right-of-use-asset obtained in exchange for lease liabilities $ 0 $ 1,895