The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 572,224 2,187 SH SOLE 0 0 2,187
ADVANCED MICRO DEVICES INC COM 007903107 247,763 405 SH SOLE 0 0 405
ALPHABET INC CAP STK CL C 02079K107 2,110,044 6,193 SH SOLE 0 0 6,193
ALPHABET INC CAP STK CL A 02079K305 1,781,540 5,178 SH SOLE 0 0 5,178
AMAZON COM INC COM 023135106 1,069,103 4,291 SH SOLE 0 0 4,291
APPLE INC COM 037833100 2,132,701 6,404 SH SOLE 0 0 6,404
APPLIED MATLS INC COM 038222105 715,040 1,398 SH SOLE 0 0 1,398
ARISTA NETWORKS INC COM SHS 040413205 727,631 3,574 SH SOLE 0 0 3,574
AUTOMATIC DATA PROCESSING IN COM 053015103 219,547 851 SH SOLE 0 0 851
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 212,389 7,621 SH SOLE 0 0 7,621
BANK OF AMER CORP COM 060505104 334,139 6,139 SH SOLE 0 0 6,139
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 637,376 1,280 SH SOLE 0 0 1,280
BROADCOM INC COM 11135F101 738,562 2,103 SH SOLE 0 0 2,103
CATERPILLAR INC COM 149123101 340,950 421 SH SOLE 0 0 421
CHEVRON CORPORATION COM 166764100 256,029 1,254 SH SOLE 0 0 1,254
CISCO SYS INC COM 17275R102 457,456 4,250 SH SOLE 0 0 4,250
COCA COLA CO COM 191216100 397,122 4,613 SH SOLE 0 0 4,613
COSTCO WHOLESALE CORPORATION COM 22160K105 404,754 445 SH SOLE 0 0 445
ELI LILLY & CO COM 532457108 1,374,465 1,188 SH SOLE 0 0 1,188
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 475,453 2,921 SH SOLE 0 0 2,921
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 45,755,912 1,146,477 SH SOLE 0 0 1,146,477
GE AEROSPACE COM NEW 369604301 385,223 1,234 SH SOLE 0 0 1,234
GE VERNOVA INC COM 36828A101 218,814 230 SH SOLE 0 0 230
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C656 322,865 6,890 SH SOLE 0 0 6,890
INTUITIVE SURGICAL INC COM NEW 46120E602 224,460 552 SH SOLE 0 0 552
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 1,965,508 33,673 SH SOLE 0 0 33,673
ISHARES TR NATIONAL MUN ETF 464288414 301,366 2,981 SH SOLE 0 0 2,981
ISHARES TR EAFE SML CP ETF 464288273 2,888,230 34,213 SH SOLE 0 0 34,213
ISHARES TR CORE S&P TTL STK 464287150 286,424 1,723 SH SOLE 0 0 1,723
ISHARES TR US SML CAP EQT 46434V290 21,595,325 258,441 SH SOLE 0 0 258,441
ISHARES TR CORE US AGGBD ET 464287226 383,526 4,057 SH SOLE 0 0 4,057
ISHARES TR MSCI EAFE ETF 464287465 1,150,295 11,072 SH SOLE 0 0 11,072
ISHARES TR RUS MID CAP ETF 464287499 658,139 6,168 SH SOLE 0 0 6,168
ISHARES TR CORE S&P500 ETF 464287200 240,508 314 SH SOLE 0 0 314
ISHARES TR RUS 1000 GRW ETF 464287614 1,288,025 10,283 SH SOLE 0 0 10,283
JOHNSON & JOHNSON COM 478160104 361,203 1,364 SH SOLE 0 0 1,364
JPMORGAN CHASE & CO COM 46625H100 990,810 2,995 SH SOLE 0 0 2,995
LOCKHEED MARTIN CORP COM 539830109 321,819 632 SH SOLE 0 0 632
MARATHON PETE CORP COM 56585A102 593,320 1,500 SH SOLE 0 0 1,500
MARRIOTT INTL INC NEW CL A 571903202 756,343 2,127 SH SOLE 0 0 2,127
MASTERCARD INCORPORATED CL A 57636Q104 223,324 405 SH SOLE 0 0 405
MCKESSON CORP COM 58155Q103 244,401 286 SH SOLE 0 0 286
META PLATFORMS INC CL A 30303M102 438,518 605 SH SOLE 0 0 605
MICRON TECHNOLOGY INC COM 595112103 404,041 379 SH SOLE 0 0 379
MICROSOFT CORP COM 594918104 2,969,488 5,790 SH SOLE 0 0 5,790
MORGAN STANLEY COM NEW 617446448 411,738 2,189 SH SOLE 0 0 2,189
NORTHROP GRUMMAN CORP COM 666807102 210,133 435 SH SOLE 0 0 435
NVIDIA CORPORATION COM 67066G104 2,250,334 9,853 SH SOLE 0 0 9,853
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 10,890,741 492,794 SH SOLE 0 0 492,794
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 7,213,837 206,110 SH SOLE 0 0 206,110
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 74,117,494 2,355,179 SH SOLE 0 0 2,355,179
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 6,821,471 200,514 SH SOLE 0 0 200,514
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,489,936 90,642 SH SOLE 0 0 90,642
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,492,748 69,378 SH SOLE 0 0 69,378
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 635,105 17,424 SH SOLE 0 0 17,424
SHOPIFY INC CL A SUB VTG SHS 82509L107 241,136 1,626 SH SOLE 0 0 1,626
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 14,709,409 292,958 SH SOLE 0 0 292,958
SPDR SERIES TRUST ST STR AGGRE ETF 78464A649 32,012,245 1,314,132 SH SOLE 0 0 1,314,132
SPDR SERIES TRUST ST STR P400MID 78464A847 21,328,381 338,331 SH SOLE 0 0 338,331
SPDR SERIES TRUST ST STR P500VAL 78464A508 12,275,193 200,805 SH SOLE 0 0 200,805
SPDR SERIES TRUST ST STR P500GRW 78464A409 74,932,270 608,809 SH SOLE 0 0 608,809
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 826,840 1,084 SH SOLE 0 0 1,084
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 319,699 701 SH SOLE 0 0 701
TESLA INC COM 88160R101 513,055 1,446 SH SOLE 0 0 1,446
UGI CORP NEW COM 902681105 287,848 8,070 SH SOLE 0 0 8,070
VALERO ENERGY CORP COM 91913Y100 319,206 824 SH SOLE 0 0 824
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,081,247 29,669 SH SOLE 0 0 29,669
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 430,896 5,640 SH SOLE 0 0 5,640
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 425,018 1,835 SH SOLE 0 0 1,835
VISA INC COM CL A 92826C839 221,899 618 SH SOLE 0 0 618
WALMART INC COM 931142103 285,494 2,747 SH SOLE 0 0 2,747