The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 1,135,464 3,300 SH SOLE 3,300 0 0
APPLE INC COM 037833100 799,581 2,401 SH SOLE 2,401 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 302,753 608 SH SOLE 608 0 0
ELI LILLY & CO COM 532457108 409,606 354 SH SOLE 354 0 0
GALLAGHER ARTHUR J & CO COM 363576109 113,875 500 SH SOLE 500 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,442,213 17,770 SH SOLE 17,770 0 0
ISHARES INC MSCI GBL ETF NEW 46434G848 59,905 1,000 SH SOLE 1,000 0 0
ISHARES INC MSCI PAC JP ETF 464286665 291,383 5,295 SH SOLE 5,295 0 0
ISHARES INC MSCI WORLD ETF 464286392 2,144,792 10,400 SH SOLE 10,400 0 0
ISHARES TR CORE MSCI EURO 46434V738 949,993 12,890 SH SOLE 12,890 0 0
ISHARES TR CYBERSECURITY 46435U135 1,157,316 17,115 SH SOLE 17,115 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 1,256,188 22,050 SH SOLE 22,050 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 560,182 5,749 SH SOLE 5,749 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 73,850 350 SH SOLE 350 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 329,299 1,185 SH SOLE 1,185 0 0
MICROSOFT CORP COM 594918104 893,947 1,746 SH SOLE 1,746 0 0
NOVO-NORDISK A S ADR 670100205 175,523 4,630 SH SOLE 4,630 0 0
NVIDIA CORPORATION COM 67066G104 570,950 2,500 SH SOLE 2,500 0 0
PALO ALTO NETWORKS INC COM 697435105 635,696 1,600 SH SOLE 1,600 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 67,694 1,100 SH SOLE 1,100 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 977,678 12,130 SH SOLE 12,130 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,503,906 1,972 SH SOLE 1,972 0 0
SPDR SER TR S&P DIVID ETF 78464A763 536,116 3,660 SH SOLE 3,660 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,275,952 5,905 SH SOLE 5,905 0 0