v3.26.3
Regulatory Capital
 9 Months Ended
Sep. 30, 2026
Compliance with Regulatory Capital Requirements - ERCF [Abstract]  
Regulatory Capital
Regulatory Capital
ERCF
The table below presents our capital metrics under the ERCF.
Table 15.1 - ERCF Available Capital and Capital Requirements
(In billions)September 30, 2026December 31, 2025
Adjusted total assets$3,912 $3,905 
Risk-weighted assets (standardized approach)1,272 1,231 
September 30, 2026
AmountsRatios
(Dollars in billions)Available Capital (Deficit)Minimum
Capital
Requirement
Capital
Requirement
(Including Buffer(1))
Available Capital (Deficit) Ratio(2)
Minimum Capital Requirement Ratio(2)
Capital
Requirement Ratio(2)
(Including Buffer(1))
Risk-based capital:
Total capital$16 $102 $102 1.3 %8.0 %8.0 %
CET1 capital(10)57 117 (0.8)4.5 9.2 
Tier 1 capital4 76 136 0.3 6.0 10.7 
Adjusted total capital4 102 162 0.3 8.0 12.7 
Leverage capital:
Core capital8 98 98 0.2 2.5 2.5 
Tier 1 capital4 98 113 0.1 2.5 2.9 
December 31, 2025
AmountsRatios
(Dollars in billions)Available Capital (Deficit)Minimum
Capital
Requirement
Capital
Requirement
(Including Buffer(1))
Available Capital (Deficit) Ratio(2)
Minimum Capital Requirement Ratio(2)
Capital
Requirement Ratio(2)
(Including Buffer(1))
Risk-based capital:
Total capital $6 $99 $99 0.5 %8.0 %8.0 %
CET1 capital(22)55 114 (1.8)4.5 9.3 
Tier 1 capital(7)74 133 (0.6)6.0 10.8 
Adjusted total capital(7)99 158 (0.6)8.0 12.8 
Leverage capital:
Core capital (2)98 98 (0.1)2.5 2.5 
Tier 1 capital(7)98 113 (0.2)2.5 2.9 
(1)PCCBA for risk-based capital and PLBA for leverage capital.
(2)As a percentage of RWA for risk-based capital and ATA for leverage capital.