LOANS & ALLOWANCE FOR CREDIT LOSSES - SCHEDULE OF LOANS BY AMORTIZED COST BASIS BY YEAR OF ORIGINATION AND CREDIT QUALITY INDICATOR (Details) - USD ($)
$ in Thousands |
3 Months Ended |
12 Months Ended |
Sep. 30, 2026 |
Jun. 30, 2026 |
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
$ 1,401,937
|
$ 7,428,812
|
| 2025 - 2024 |
7,021,501
|
4,628,903
|
| 2024 - 2023 |
4,527,664
|
2,088,998
|
| 2023 - 2022 |
1,896,138
|
1,742,105
|
| 2022 - 2021 |
1,599,574
|
2,020,414
|
| Prior |
3,697,019
|
1,915,476
|
| Revolving Loans |
6,214,628
|
6,271,329
|
| Total |
26,358,461
|
26,096,037
|
| Year-to-date gross charge-offs |
|
|
| Gross charge-offs 2026 - 2025 |
78
|
2,776
|
| Gross charge-offs 2025 - 2024 |
2,639
|
6,546
|
| Gross charge-offs 2024 - 2023 |
3,298
|
3,483
|
| Gross charge-offs 2023 - 2022 |
66,427
|
2,819
|
| Gross charge-offs 2022 - 2021 |
578
|
26,185
|
| Prior |
886
|
7,344
|
| Revolving Loans |
0
|
0
|
| Total |
$ 73,906
|
$ 49,153
|
| As a % of total gross loans |
|
|
| 2026 - 2025 |
5.30%
|
28.50%
|
| 2025 - 2024 |
26.60%
|
17.70%
|
| 2024 - 2023 |
17.20%
|
8.00%
|
| 2023 - 2022 |
7.20%
|
6.70%
|
| 2022 - 2021 |
6.10%
|
7.70%
|
| Prior |
14.00%
|
7.30%
|
| Revolving Loans |
23.60%
|
24.00%
|
| Total |
100.00%
|
100.00%
|
| Pass |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
$ 1,400,323
|
$ 7,399,896
|
| 2025 - 2024 |
6,972,087
|
4,572,770
|
| 2024 - 2023 |
4,478,639
|
1,926,007
|
| 2023 - 2022 |
1,830,147
|
1,718,463
|
| 2022 - 2021 |
1,588,529
|
1,851,331
|
| Prior |
3,462,238
|
1,817,953
|
| Revolving Loans |
6,090,764
|
6,224,925
|
| Total |
25,822,727
|
25,511,345
|
| Special Mention |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
753
|
15,142
|
| 2025 - 2024 |
33,858
|
24,911
|
| 2024 - 2023 |
24,073
|
27,582
|
| 2023 - 2022 |
21,115
|
7,027
|
| 2022 - 2021 |
3,867
|
56,291
|
| Prior |
77,689
|
41,874
|
| Revolving Loans |
54,428
|
9,748
|
| Total |
215,783
|
182,575
|
| Substandard |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
861
|
13,242
|
| 2025 - 2024 |
15,398
|
31,222
|
| 2024 - 2023 |
24,952
|
135,409
|
| 2023 - 2022 |
44,876
|
16,615
|
| 2022 - 2021 |
7,178
|
112,792
|
| Prior |
156,860
|
55,587
|
| Revolving Loans |
69,436
|
36,656
|
| Total |
319,561
|
401,523
|
| Doubtful |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
0
|
532
|
| 2025 - 2024 |
158
|
0
|
| 2024 - 2023 |
0
|
0
|
| 2023 - 2022 |
0
|
0
|
| 2022 - 2021 |
0
|
0
|
| Prior |
232
|
62
|
| Revolving Loans |
0
|
0
|
| Total |
390
|
594
|
| Single Family - Mortgage & Warehouse |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
257,341
|
968,427
|
| 2025 - 2024 |
863,818
|
439,980
|
| 2024 - 2023 |
405,120
|
165,754
|
| 2023 - 2022 |
139,748
|
363,384
|
| 2022 - 2021 |
352,011
|
951,826
|
| Prior |
1,725,809
|
899,619
|
| Revolving Loans |
702,840
|
792,782
|
| Total |
4,446,687
|
4,581,772
|
| Year-to-date gross charge-offs |
|
|
| Gross charge-offs 2026 - 2025 |
0
|
0
|
| Gross charge-offs 2025 - 2024 |
0
|
0
|
| Gross charge-offs 2024 - 2023 |
1,296
|
65
|
| Gross charge-offs 2023 - 2022 |
94
|
0
|
| Gross charge-offs 2022 - 2021 |
0
|
48
|
| Prior |
0
|
391
|
| Revolving Loans |
0
|
0
|
| Total |
1,390
|
504
|
| Single Family - Mortgage & Warehouse | Pass |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
257,341
|
968,427
|
| 2025 - 2024 |
863,818
|
419,519
|
| 2024 - 2023 |
388,085
|
164,739
|
| 2023 - 2022 |
139,748
|
360,370
|
| 2022 - 2021 |
349,889
|
912,712
|
| Prior |
1,635,542
|
834,773
|
| Revolving Loans |
668,280
|
791,650
|
| Total |
4,302,703
|
4,452,190
|
| Single Family - Mortgage & Warehouse | Special Mention |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
0
|
0
|
| 2025 - 2024 |
0
|
2,130
|
| 2024 - 2023 |
0
|
0
|
| 2023 - 2022 |
0
|
2,475
|
| 2022 - 2021 |
1,585
|
19,317
|
| Prior |
29,001
|
27,748
|
| Revolving Loans |
34,560
|
1,132
|
| Total |
65,146
|
52,802
|
| Single Family - Mortgage & Warehouse | Substandard |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
0
|
0
|
| 2025 - 2024 |
0
|
18,331
|
| 2024 - 2023 |
17,035
|
1,015
|
| 2023 - 2022 |
0
|
539
|
| 2022 - 2021 |
537
|
19,797
|
| Prior |
61,266
|
37,098
|
| Revolving Loans |
0
|
0
|
| Total |
78,838
|
76,780
|
| Single Family - Mortgage & Warehouse | Doubtful |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
0
|
0
|
| 2025 - 2024 |
0
|
0
|
| 2024 - 2023 |
0
|
0
|
| 2023 - 2022 |
0
|
0
|
| 2022 - 2021 |
0
|
0
|
| Prior |
0
|
0
|
| Revolving Loans |
0
|
0
|
| Total |
0
|
0
|
| Multifamily and Commercial Mortgage |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
71,143
|
223,661
|
| 2025 - 2024 |
221,498
|
74,875
|
| 2024 - 2023 |
74,699
|
17,667
|
| 2023 - 2022 |
17,633
|
518,685
|
| 2022 - 2021 |
422,919
|
755,628
|
| Prior |
1,565,134
|
893,774
|
| Revolving Loans |
0
|
0
|
| Total |
2,373,026
|
2,484,290
|
| Year-to-date gross charge-offs |
|
|
| Gross charge-offs 2026 - 2025 |
0
|
0
|
| Gross charge-offs 2025 - 2024 |
0
|
0
|
| Gross charge-offs 2024 - 2023 |
0
|
0
|
| Gross charge-offs 2023 - 2022 |
0
|
423
|
| Gross charge-offs 2022 - 2021 |
0
|
0
|
| Prior |
0
|
4,902
|
| Revolving Loans |
0
|
0
|
| Total |
0
|
5,325
|
| Multifamily and Commercial Mortgage | Pass |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
71,143
|
219,953
|
| 2025 - 2024 |
221,498
|
74,875
|
| 2024 - 2023 |
74,699
|
17,667
|
| 2023 - 2022 |
17,633
|
514,228
|
| 2022 - 2021 |
422,919
|
728,167
|
| Prior |
1,533,495
|
890,900
|
| Revolving Loans |
|
|
| Total |
2,341,387
|
2,445,790
|
| Multifamily and Commercial Mortgage | Special Mention |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
0
|
3,708
|
| 2025 - 2024 |
0
|
0
|
| 2024 - 2023 |
0
|
0
|
| 2023 - 2022 |
0
|
2,201
|
| 2022 - 2021 |
0
|
9,033
|
| Prior |
6,899
|
0
|
| Revolving Loans |
0
|
0
|
| Total |
6,899
|
14,942
|
| Multifamily and Commercial Mortgage | Substandard |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
0
|
0
|
| 2025 - 2024 |
0
|
0
|
| 2024 - 2023 |
0
|
0
|
| 2023 - 2022 |
0
|
2,256
|
| 2022 - 2021 |
0
|
18,428
|
| Prior |
24,740
|
2,874
|
| Revolving Loans |
0
|
0
|
| Total |
24,740
|
23,558
|
| Multifamily and Commercial Mortgage | Doubtful |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
0
|
0
|
| 2025 - 2024 |
0
|
0
|
| 2024 - 2023 |
0
|
0
|
| 2023 - 2022 |
0
|
0
|
| 2022 - 2021 |
0
|
0
|
| Prior |
0
|
0
|
| Revolving Loans |
0
|
0
|
| Total |
0
|
0
|
| Commercial Real Estate |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
401,506
|
3,239,856
|
| 2025 - 2024 |
3,355,479
|
2,751,766
|
| 2024 - 2023 |
2,852,094
|
906,348
|
| 2023 - 2022 |
872,186
|
611,801
|
| 2022 - 2021 |
619,872
|
38,298
|
| Prior |
83,020
|
43,681
|
| Revolving Loans |
1,473,789
|
1,276,101
|
| Total |
9,657,946
|
8,867,851
|
| Year-to-date gross charge-offs |
|
|
| Gross charge-offs 2026 - 2025 |
0
|
0
|
| Gross charge-offs 2025 - 2024 |
0
|
0
|
| Gross charge-offs 2024 - 2023 |
0
|
0
|
| Gross charge-offs 2023 - 2022 |
0
|
0
|
| Gross charge-offs 2022 - 2021 |
0
|
0
|
| Prior |
0
|
4
|
| Revolving Loans |
0
|
0
|
| Total |
0
|
4
|
| Commercial Real Estate | Pass |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
401,506
|
3,236,196
|
| 2025 - 2024 |
3,355,479
|
2,751,766
|
| 2024 - 2023 |
2,852,094
|
906,348
|
| 2023 - 2022 |
872,186
|
610,616
|
| 2022 - 2021 |
618,687
|
11,170
|
| Prior |
41,170
|
28,958
|
| Revolving Loans |
1,459,184
|
1,261,496
|
| Total |
9,600,306
|
8,806,550
|
| Commercial Real Estate | Special Mention |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
0
|
0
|
| 2025 - 2024 |
0
|
0
|
| 2024 - 2023 |
0
|
0
|
| 2023 - 2022 |
0
|
0
|
| 2022 - 2021 |
0
|
27,128
|
| Prior |
27,128
|
0
|
| Revolving Loans |
0
|
0
|
| Total |
27,128
|
27,128
|
| Commercial Real Estate | Substandard |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
0
|
3,660
|
| 2025 - 2024 |
0
|
0
|
| 2024 - 2023 |
0
|
0
|
| 2023 - 2022 |
0
|
1,185
|
| 2022 - 2021 |
1,185
|
0
|
| Prior |
14,722
|
14,723
|
| Revolving Loans |
14,605
|
14,605
|
| Total |
30,512
|
34,173
|
| Commercial Real Estate | Doubtful |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
0
|
0
|
| 2025 - 2024 |
0
|
0
|
| 2024 - 2023 |
0
|
0
|
| 2023 - 2022 |
0
|
0
|
| 2022 - 2021 |
0
|
0
|
| Prior |
0
|
0
|
| Revolving Loans |
0
|
0
|
| Total |
0
|
0
|
| Commercial & Industrial - Non-RE |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
558,080
|
2,635,803
|
| 2025 - 2024 |
2,244,024
|
1,206,782
|
| 2024 - 2023 |
1,053,790
|
966,810
|
| 2023 - 2022 |
837,106
|
205,482
|
| 2022 - 2021 |
168,335
|
214,543
|
| Prior |
261,389
|
63,781
|
| Revolving Loans |
4,037,999
|
4,202,446
|
| Total |
9,160,723
|
9,495,647
|
| Year-to-date gross charge-offs |
|
|
| Gross charge-offs 2026 - 2025 |
78
|
1,680
|
| Gross charge-offs 2025 - 2024 |
1,656
|
3,346
|
| Gross charge-offs 2024 - 2023 |
1,367
|
2,997
|
| Gross charge-offs 2023 - 2022 |
66,200
|
796
|
| Gross charge-offs 2022 - 2021 |
571
|
24,795
|
| Prior |
418
|
990
|
| Revolving Loans |
0
|
0
|
| Total |
70,290
|
34,604
|
| Commercial & Industrial - Non-RE | Pass |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
556,466
|
2,614,903
|
| 2025 - 2024 |
2,195,292
|
1,171,686
|
| 2024 - 2023 |
1,022,565
|
804,879
|
| 2023 - 2022 |
771,179
|
190,672
|
| 2022 - 2021 |
160,999
|
139,711
|
| Prior |
190,987
|
48,857
|
| Revolving Loans |
3,963,300
|
4,171,779
|
| Total |
8,860,788
|
9,142,487
|
| Commercial & Industrial - Non-RE | Special Mention |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
753
|
11,324
|
| 2025 - 2024 |
33,529
|
22,611
|
| 2024 - 2023 |
23,720
|
27,564
|
| 2023 - 2022 |
21,078
|
2,273
|
| 2022 - 2021 |
2,107
|
614
|
| Prior |
14,508
|
14,106
|
| Revolving Loans |
19,868
|
8,616
|
| Total |
115,563
|
87,108
|
| Commercial & Industrial - Non-RE | Substandard |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
861
|
9,044
|
| 2025 - 2024 |
15,045
|
12,485
|
| 2024 - 2023 |
7,505
|
134,367
|
| 2023 - 2022 |
44,849
|
12,537
|
| 2022 - 2021 |
5,229
|
74,218
|
| Prior |
55,662
|
756
|
| Revolving Loans |
54,831
|
22,051
|
| Total |
183,982
|
265,458
|
| Commercial & Industrial - Non-RE | Doubtful |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
0
|
532
|
| 2025 - 2024 |
158
|
0
|
| 2024 - 2023 |
0
|
0
|
| 2023 - 2022 |
0
|
0
|
| 2022 - 2021 |
0
|
0
|
| Prior |
232
|
62
|
| Revolving Loans |
0
|
0
|
| Total |
390
|
594
|
| Auto & Consumer |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
113,867
|
361,065
|
| 2025 - 2024 |
336,682
|
155,500
|
| 2024 - 2023 |
141,961
|
32,419
|
| 2023 - 2022 |
29,465
|
42,753
|
| 2022 - 2021 |
36,437
|
60,119
|
| Prior |
61,667
|
14,621
|
| Revolving Loans |
0
|
0
|
| Total |
720,079
|
666,477
|
| Year-to-date gross charge-offs |
|
|
| Gross charge-offs 2026 - 2025 |
0
|
1,096
|
| Gross charge-offs 2025 - 2024 |
983
|
3,200
|
| Gross charge-offs 2024 - 2023 |
635
|
421
|
| Gross charge-offs 2023 - 2022 |
133
|
1,600
|
| Gross charge-offs 2022 - 2021 |
7
|
1,342
|
| Prior |
468
|
1,057
|
| Revolving Loans |
0
|
0
|
| Total |
2,226
|
8,716
|
| Auto & Consumer | Pass |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
113,867
|
360,417
|
| 2025 - 2024 |
336,000
|
154,924
|
| 2024 - 2023 |
141,196
|
32,374
|
| 2023 - 2022 |
29,401
|
42,577
|
| 2022 - 2021 |
36,035
|
59,571
|
| Prior |
61,044
|
14,465
|
| Revolving Loans |
0
|
0
|
| Total |
717,543
|
664,328
|
| Auto & Consumer | Special Mention |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
0
|
110
|
| 2025 - 2024 |
329
|
170
|
| 2024 - 2023 |
353
|
18
|
| 2023 - 2022 |
37
|
78
|
| 2022 - 2021 |
175
|
199
|
| Prior |
153
|
20
|
| Revolving Loans |
0
|
0
|
| Total |
1,047
|
595
|
| Auto & Consumer | Substandard |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
0
|
538
|
| 2025 - 2024 |
353
|
406
|
| 2024 - 2023 |
412
|
27
|
| 2023 - 2022 |
27
|
98
|
| 2022 - 2021 |
227
|
349
|
| Prior |
470
|
136
|
| Revolving Loans |
0
|
0
|
| Total |
1,489
|
1,554
|
| Auto & Consumer | Doubtful |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
0
|
0
|
| 2025 - 2024 |
0
|
0
|
| 2024 - 2023 |
0
|
0
|
| 2023 - 2022 |
0
|
0
|
| 2022 - 2021 |
0
|
0
|
| Prior |
0
|
0
|
| Revolving Loans |
0
|
0
|
| Total |
$ 0
|
$ 0
|