v3.26.3
CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Sep. 30, 2026
Sep. 30, 2025
INTEREST AND DIVIDEND INCOME:    
Loans, including fees $ 485,881 $ 429,575
Securities borrowed and customer receivables 9,798 6,777
Investments and other 21,398 29,384
Total interest and dividend income 517,077 465,736
INTEREST EXPENSE:    
Deposits 165,380 169,364
Advances from the Federal Home Loan Bank 8,384 313
Securities loaned 405 285
Other borrowings 11,652 4,724
Total interest expense 185,821 174,686
Net interest income 331,256 291,050
Provision for credit losses 24,500 17,255
Net interest income, after provision for credit losses 306,756 273,795
NON-INTEREST INCOME:    
Broker-dealer fee income 10,021 10,948
Advisory fee income 9,370 8,525
Banking and service fees 35,162 10,820
Mortgage banking and servicing rights income 2,460 1,395
Prepayment penalty fee income 6,802 652
Total non-interest income 63,815 32,340
NON-INTEREST EXPENSE:    
Salaries and related costs 84,803 76,605
Data and operational processing 26,474 22,057
Depreciation and amortization 29,167 8,341
Advertising and promotional 13,083 12,207
Professional and contracted services 8,537 13,333
Occupancy and equipment 7,027 4,620
FDIC and regulatory fees 7,392 5,619
Broker-dealer clearing charges 4,247 4,203
General and administrative expense 14,680 9,261
Total non-interest expense 195,410 156,246
INCOME BEFORE INCOME TAXES 175,161 149,889
INCOME TAXES 45,513 37,537
NET INCOME $ 129,648 $ 112,352
Basic earnings per common share (in dollars per share) $ 2.28 $ 1.99
Diluted earnings per common share (in dollars per share) $ 2.25 $ 1.94