The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 297,951 1,139 SH SOLE 0 0 0 1,139
ALLSTATE CORP COM 020002101 355,642 1,603 SH SOLE 0 0 0 1,603
AMAZON COM INC COM 023135106 470,894 1,890 SH SOLE 0 0 0 1,890
APA CORPORATION COM 03743Q108 559,876 13,478 SH SOLE 0 0 0 13,478
APPLE INC COM 037833100 397,293 1,193 SH SOLE 0 0 0 1,193
ARCH CAP GROUP LTD ORD G0450A105 329,633 3,569 SH SOLE 0 0 0 3,569
CF INDUSTRIES HOLD COM 125269100 423,821 3,679 SH SOLE 0 0 0 3,679
CHEVRON CORPORATION COM 166764100 348,382 1,706 SH SOLE 0 0 0 1,706
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 292,427 5,091 SH SOLE 0 0 0 5,091
COMCAST CORP NEW CL A 20030N101 257,464 11,832 SH SOLE 0 0 0 11,832
CONOCOPHILLIPS COM 20825C104 579,570 4,631 SH SOLE 0 0 0 4,631
D R HORTON INC COM 23331A109 277,809 2,033 SH SOLE 0 0 0 2,033
DELTA AIR LINES INC COM NEW 247361702 421,974 5,056 SH SOLE 0 0 0 5,056
DEVON ENERGY CORP NEW COM 25179M103 440,465 9,567 SH SOLE 0 0 0 9,567
DIAMONDBACK ENERGY INC COM 25278X109 398,868 2,170 SH SOLE 0 0 0 2,170
EOG RES INC COM 26875P101 413,693 3,003 SH SOLE 0 0 0 3,003
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 454,886 2,795 SH SOLE 0 0 0 2,795
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855 316,817 17,181 SH SOLE 0 0 0 17,181
FIRST TR EXCHANGE TRADED FD NEW CO CO EA ETF 33738R597 50,978,530 1,890,895 SH SOLE 0 0 0 1,890,895
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506 39,952,879 510,319 SH SOLE 0 0 0 510,319
FIRST TR EXCHANGE TRADED FD SMID RISNG ETF 33741X102 1,113,536 27,441 SH SOLE 0 0 0 27,441
FIRST TR EXCHANGE-TRADED FD FT VEST GOLD 33733E856 263,347 12,960 SH SOLE 0 0 0 12,960
FOX CORP CL B COM 35137L204 344,612 6,121 SH SOLE 0 0 0 6,121
GE AEROSPACE COM NEW 369604301 245,460 786 SH SOLE 0 0 0 786
HARBOR ETF TRUST COMM ALL WEA ETF 41151J505 40,359,936 1,144,638 SH SOLE 0 0 0 1,144,638
HARBOR ETF TRUST ACTI SM GROW ETF 41151J596 22,606,129 908,402 SH SOLE 0 0 0 908,402
HORMEL FOODS CORP COM 440452100 265,262 13,303 SH SOLE 0 0 0 13,303
INTERNATIONAL BUSINESS MACHS COM 459200101 309,661 1,408 SH SOLE 0 0 0 1,408
ISHARES INC CORE MSCI EMKT 46434G103 14,409,638 177,546 SH SOLE 0 0 0 177,546
ISHARES TR IBOND DEC 2030 46436E593 20,533,849 1,081,298 SH SOLE 0 0 0 1,081,298
ISHARES TR CORE S&P500 ETF 464287200 298,682 390 SH SOLE 0 0 0 390
ISHARES TR MSCI EAFE ETF 464287465 649,313 6,250 SH SOLE 0 0 0 6,250
ISHARES TR IBONDS 28 TRM TS 46436E833 20,767,992 947,877 SH SOLE 0 0 0 947,877
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 36,868,665 655,793 SH SOLE 0 0 0 655,793
JANUS DETROIT STR TR HENDERSN SML ETF 47103U209 768,168 8,602 SH SOLE 0 0 0 8,602
LENNAR CORP CL A 526057104 220,375 2,701 SH SOLE 0 0 0 2,701
MICROSOFT CORP COM 594918104 366,211 714 SH SOLE 0 0 0 714
MOLINA HEALTHCARE INC COM 60855R100 321,470 1,700 SH SOLE 0 0 0 1,700
MOLSON COORS BEVERAGE CO CL B 60871R209 257,259 7,054 SH SOLE 0 0 0 7,054
NBT BANCORP INC COM 628778102 1,744,615 34,781 SH SOLE 0 0 0 34,781
OMNICOM GROUP INC COM 681919106 295,993 4,020 SH SOLE 0 0 0 4,020
PRICE T ROWE GROUP INC COM 74144T108 316,208 3,039 SH SOLE 0 0 0 3,039
PULTE GROUP INC COM 745867101 299,335 2,579 SH SOLE 0 0 0 2,579
QXO INC COM NEW 82846H405 65,464 5,600 SH Call SOLE 0 0 0 5,600
QXO INC COM NEW 82846H405 93,520 8,000 SH Call SOLE 0 0 0 8,000
QXO INC COM NEW 82846H405 767,109 65,621 SH SOLE 0 0 0 65,621
RAYMOND JAMES FINL INC COM 754730109 309,087 1,956 SH SOLE 0 0 0 1,956
SYNCHRONY FINANCIAL COM 87165B103 314,539 4,432 SH SOLE 0 0 0 4,432
T-MOBILE US INC COM 872590104 352,090 2,159 SH SOLE 0 0 0 2,159
UNIVERSAL HLTH SVCS INC CL B 913903100 287,878 1,652 SH SOLE 0 0 0 1,652
VANECK ETF TRUST NATURAL RESOURC 92189F841 597,381 8,172 SH SOLE 0 0 0 8,172