The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AB ACTIVE ETFS INC HIGH YIELD ETF 00039J608 247,000 6,845 SH SOLE 6,845 0 0
AMPLIFY ETF TR CWP ENHANCED DIV 032108409 221,000 4,743 SH SOLE 4,743 0 0
ANGEL OAK FUNDS TRUST INCOME ETF 03463K760 15,854,000 787,954 SH SOLE 787,954 0 0
DBX ETF TR XTRACKRS S&P 500 233051143 1,066,000 15,244 SH SOLE 15,244 0 0
DBX ETF TR XTRACK USD HIGH 233051432 2,256,000 64,045 SH SOLE 64,045 0 0
FIRST TR EXCHANGE-TRADED FD NASDQ CLN EDGE 33737A108 3,135,000 17,703 SH SOLE 17,703 0 0
FRANKLIN TEMPLETON ETF TR SENIOR LOAN ETF 35473P595 7,889,000 342,983 SH SOLE 342,983 0 0
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887 2,999,000 60,055 SH SOLE 60,055 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL IND 46137V324 3,570,000 61,629 SH SOLE 61,629 0 0
ISHARES INC MSCI EQUAL WEITE 464286681 2,743,000 24,637 SH SOLE 24,637 0 0
ISHARES INC CORE MSCI EMKT 46434G103 4,878,000 60,103 SH SOLE 60,103 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 738,000 13,635 SH SOLE 13,635 0 0
ISHARES TR CORE S&P500 ETF 464287200 28,848,000 37,668 SH SOLE 37,668 0 0
ISHARES TR 20 YR TR BD ETF 464287432 458,000 5,882 SH SOLE 5,882 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 891,000 9,973 SH SOLE 9,973 0 0
ISHARES TR EXPANDED TECH 464287515 4,053,000 38,068 SH SOLE 38,068 0 0
ISHARES TR JPMORGAN USD EMG 464288281 244,000 2,687 SH SOLE 2,687 0 0
ISHARES TR MBS ETF 464288588 323,000 3,604 SH SOLE 3,604 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 1,551,000 30,274 SH SOLE 30,274 0 0
ISHARES TR TRUST ISHARE 0-1 464288679 1,332,000 12,078 SH SOLE 12,078 0 0
ISHARES TR US HLTHCR PR ETF 464288828 4,646,000 84,646 SH SOLE 84,646 0 0
ISHARES TR CORE MSCI EAFE 46432F842 9,120,000 94,133 SH SOLE 94,133 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 1,182,000 28,650 SH SOLE 28,650 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 1,572,000 15,256 SH SOLE 15,256 0 0
ISHARES TR BROAD USD HIGH 46435U853 468,000 13,096 SH SOLE 13,096 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 2,951,000 58,581 SH SOLE 58,581 0 0
JANUS DETROIT STR TR HEND SECU IN ETF 47103U746 3,326,000 66,627 SH SOLE 66,627 0 0
JANUS DETROIT STR TR B-BBB CLO ETF 47103U753 4,780,000 101,253 SH SOLE 101,253 0 0
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 7,724,000 153,032 SH SOLE 153,032 0 0
JANUS DETROIT STR TR HENDERSON MTG 47103U852 6,464,000 152,949 SH SOLE 152,949 0 0
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 803,000 15,247 SH SOLE 15,247 0 0
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 2,835,000 54,779 SH SOLE 54,779 0 0
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 13,118,000 261,262 SH SOLE 261,262 0 0
SPDR SERIES TRUST ST STR PFD ETF 78464A292 10,123,000 357,196 SH SOLE 357,196 0 0
SPDR SERIES TRUST ST STR P500GRW 78464A409 20,580,000 167,207 SH SOLE 167,207 0 0
SPDR SERIES TRUST ST STR SP BANK 78464A797 4,470,000 70,710 SH SOLE 70,710 0 0
SPDR SERIES TRUST SPDR S&P 500 ESG 78468R531 866,000 11,693 SH SOLE 11,693 0 0
SPDR SERIES TRUST ST STR SP500DIV 78468R788 417,000 9,198 SH SOLE 9,198 0 0
SSGA ACTIVE ETF TR ST STR BL LN ETF 78467V608 4,000,000 99,045 SH SOLE 99,045 0 0
TCW ETF TRUST TRANSFRM 500 ETF 29287L106 933,000 10,356 SH SOLE 10,356 0 0
VANECK ETF TRUST EMERGING MRKT HI 92189F353 860,000 44,310 SH SOLE 44,310 0 0
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 1,140,000 45,927 SH SOLE 45,927 0 0