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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES INC CORE MSCI EMKT 46434G103 4,717,100 58,121 SH SOLE 0 0 58,121
ISHARES TR MSCI EAFE ETF 464287465 28,942,715 278,590 SH SOLE 0 0 278,590
ISHARES TR RUS 1000 ETF 464287622 17,708,828 42,556 SH SOLE 0 0 42,556
ISHARES TR RUSSELL 2000 ETF 464287655 14,039,559 50,522 SH SOLE 0 0 50,522
RBB FD INC F/M US TREASURY 74933W452 798,248 16,013 SH SOLE 0 0 16,013
SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD TR 85207H104 6,695,970 214,134 SH SOLE 0 0 214,134
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 7,198,855 10,962 SH SOLE 0 0 10,962
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 10,907,816 121,050 SH SOLE 0 0 121,050
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 38,345,317 108,982 SH SOLE 0 0 108,982
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 8,725,593 30,671 SH SOLE 0 0 30,671
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 30,255,433 80,845 SH SOLE 0 0 80,845
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 16,188,065 74,917 SH SOLE 0 0 74,917
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 6,361,220 70,972 SH SOLE 0 0 70,972
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,347,186 29,973 SH SOLE 0 0 29,973
VANGUARD STAR FDS VG TL INTL STK F 921909768 9,365,990 110,240 SH SOLE 0 0 110,240
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 21,675,505 306,975 SH SOLE 0 0 306,975