Exhibit 99.1

 

World Omni Auto Receivables Trust 2026-A            
Monthly Servicer Certificate            
September 30, 2026            
             
Dates Covered            
Collections Period   09/01/26 - 09/30/26           
Interest Accrual Period   09/15/26 - 10/14/26           
30/360 Days   30           
Actual/360 Days   30           
Distribution Date   10/15/26           
                
Collateral Pool Balance Data   $ Amount    # of Accounts      
Pool Balance at 08/31/26   924,988,221.30    37,234      
Yield Supplement Overcollateralization Amount 08/31/26   49,198,332.76    0      
Receivables Balance 08/31/26   974,186,554.06    37,234      
Principal Payments   35,484,032.19    812      
Defaulted Receivables   1,926,003.52    62      
Repurchased Accounts   0.00    0      
Yield Supplement Overcollateralization Amount at 09/30/26   46,833,715.38    0      
Pool Balance at 09/30/26   889,942,802.97    36,360      
                
Pool Statistics   $ Amount    # of Accounts      
Pool Factor   71.58%          
Prepayment ABS Speed   1.73%          
Aggregate Starting Principal Balance   1,308,658,050.62    46,370      
                
Delinquent Receivables:               
Past Due 31-60 days   11,616,994.41    461      
Past Due 61-90 days   4,098,711.43    147      
Past Due 91-120 days   1,200,131.41    42      
Past Due 121+ days   0.00    0      
Total   16,915,837.25    650      
                
Total 31+ Delinquent as % Aggregate Ending Principal Balance   1.81%          
Total 61+ Delinquent as % Aggregate Ending Principal Balance   0.57%          
Delinquency Trigger Occurred   NO           
                
Recoveries   1,181,178.29           
Aggregate Net Losses/(Gains) - September 2026   744,825.23           
Ratio of Net Loss/(Gain) to the Receivables Balance as of beginning of Collection Period (Annualized):               
Current Net Losses/(Gains) Ratio   0.92%          
Prior Net Losses/(Gains) Ratio   0.57%          
Second Prior Net Losses/(Gains) Ratio   0.91%          
Third Prior Net Losses/(Gains) Ratio   0.62%          
Four Month Average   0.76%          
                
Cumulative Net Loss as a % of Aggregate Starting Principal Balance   0.29%          
                
Overcollateralization Target Amount   8,009,485.23           
Actual Overcollateralization   8,009,485.23           
Weighted Average Contract Rate   5.89%          
Weighted Average Contract Rate, Yield Adjusted   8.40%          
Weighted Average Remaining Term   54.79           

 

Flow of Funds   $ Amount           
Collections   41,395,979.43           
Investment Earnings on Cash Accounts   26,026.06           
Servicing Fee   (811,822.13)          
Transfer to Collection Account   -           
Available Funds   40,610,183.36           
                
Distributions of Available Funds               
    (1)  Asset Representation Reviewer Amounts (up to $150,000 per year)   -           
    (2)  Class A Interest   2,756,467.08           
    (3)  Noteholders' First Priority Principal Distributable Amount   -           
    (4)  Class B Interest   128,648.00           
    (5)  Noteholders' Second Priority Principal Distributable Amount   8,170,524.34           
    (6)  Class C Interest   67,398.33           
    (7)  Noteholders' Third Priority Principal Distributable Amount   18,550,000.00           
    (8)  Required Reserve Account   -           
    (9)  Noteholders' Principal Distributable Amount   8,009,485.23           
   (10)  Asset Representation Reviewer Amounts (in excess of 1)   -           
   (11)  Distribution to Certificateholders   2,927,660.38           
                
Total Distributions of Available Funds   40,610,183.36           
                
Servicing Fee   811,822.13           
Unpaid Servicing Fee   -           
Change in amount of the unpaid servicing fee from the prior period   -           

 

 

 

 

Note Balances & Note Factors   $ Amount           
Original Class A   1,181,210,000.00           
Original Class B   37,110,000.00           
Original Class C   18,550,000.00           
                
Total Class A, B, & C               
Note Balance @ 09/15/26   916,663,327.31           
Principal Paid   34,730,009.57           
Note Balance @ 10/15/26   881,933,317.74           
                
Class A-1               
Note Balance @ 09/15/26   0.00           
Principal Paid   0.00           
Note Balance @ 10/15/26   0.00           
Note Factor @ 10/15/26   0.0000000%          
                
Class A-2a               
Note Balance @ 09/15/26   253,431,149.63           
Principal Paid   24,294,309.58           
Note Balance @ 10/15/26   229,136,840.05           
Note Factor @ 10/15/26   78.7411821%          
                
Class A-2b               
Note Balance @ 09/15/26   108,862,177.68           
Principal Paid   10,435,699.99           
Note Balance @ 10/15/26   98,426,477.69           
Note Factor @ 10/15/26   78.7411822%          
                
Class A-3               
Note Balance @ 09/15/26   416,000,000.00           
Principal Paid   0.00           
Note Balance @ 10/15/26   416,000,000.00           
Note Factor @ 10/15/26   100.0000000%          
                
Class A-4               
Note Balance @ 09/15/26   82,710,000.00           
Principal Paid   0.00           
Note Balance @ 10/15/26   82,710,000.00           
Note Factor @ 10/15/26   100.0000000%          
                
Class B               
Note Balance @ 09/15/26   37,110,000.00           
Principal Paid   0.00           
Note Balance @ 10/15/26   37,110,000.00           
Note Factor @ 10/15/26   100.0000000%          
                
Class C               
Note Balance @ 09/15/26   18,550,000.00           
Principal Paid   0.00           
Note Balance @ 10/15/26   18,550,000.00           
Note Factor @ 10/15/26   100.0000000%          
                
Interest & Principal Payments   $ Amount           
Total Interest Paid   2,952,513.41           
Total Principal Paid   34,730,009.57           
Total Paid   37,682,522.98           
                
Class A-1               
Coupon   3.81800%          
Interest Paid   0.00           
Principal Paid   0.00           
Total Paid to A-1 Holders   0.00           
                
Class A-2a               
Coupon   3.71000%          
Interest Paid   783,524.64           
Principal Paid   24,294,309.58           
Total Paid to A-2a Holders   25,077,834.22           
                
Class A-2b               
SOFR Rate   3.64850%          
Coupon   3.95850%          
Interest Paid   359,109.11           
Principal Paid   10,435,699.99           
Total Paid to A-2b Holders   10,794,809.10           
                
Class A-3               
Coupon   3.86000%          
Interest Paid   1,338,133.33           
Principal Paid   0.00           
Total Paid to A-3 Holders   1,338,133.33           
                
Class A-4               
Coupon   4.00000%          
Interest Paid   275,700.00           
Principal Paid   0.00           
Total Paid to A-4 Holders   275,700.00           
                
Class B               
Coupon   4.16000%          
Interest Paid   128,648.00           
Principal Paid   0.00           
Total Paid to B Holders   128,648.00           
                
Class C               
Coupon   4.36000%          
Interest Paid   67,398.33           
Principal Paid   0.00           
Total Paid to C Holders   67,398.33           

 

 

 

 

Distribution per $1,000 of Notes   Total            
Total Interest Distribution Amount   2.3870847           
Total Interest Carryover Shortfall   0.0000000           
Total Principal Distribution Amount   28.0789489           
Total Distribution Amount   30.4660336           
                
A-1 Interest Distribution Amount   0.0000000           
A-1 Interest Carryover Shortfall   0.0000000           
A-1 Principal Distribution Amount   0.0000000           
Total A-1 Distribution Amount   0.0000000           
                
A-2a  Interest Distribution Amount   2.6925245           
A-2a Interest Carryover Shortfall   0.0000000           
A-2a  Principal Distribution Amount   83.4855999           
Total A-2a  Distribution Amount   86.1781244           
                
A-2b  Interest Distribution Amount   2.8728729           
A-2b Interest Carryover Shortfall   0.0000000           
A-2b  Principal Distribution Amount   83.4855999           
Total A-2b  Distribution Amount   86.3584728           
                
A-3 Interest Distribution Amount   3.2166667           
A-3 Interest Carryover Shortfall   0.0000000           
A-3 Principal Distribution Amount   0.0000000           
Total A-3 Distribution Amount   3.2166667           
                
A-4 Interest Distribution Amount   3.3333333           
A-4 Interest Carryover Shortfall   0.0000000           
A-4 Principal Distribution Amount   0.0000000           
Total A-4 Distribution Amount   3.3333333           
                
B Interest Distribution Amount   3.4666667           
B Interest Carryover Shortfall   0.0000000           
B Principal Distribution Amount   0.0000000           
Total B Distribution Amount   3.4666667           
                
C Interest Distribution Amount   3.6333332           
C Interest Carryover Shortfall   0.0000000           
C Principal Distribution Amount   0.0000000           
Total C Distribution Amount   3.6333332           
                
Noteholders' First Priority Principal Distributable Amount   0.00           
Noteholders' Second Priority Principal Distributable Amount   235.26           
Noteholders' Third Priority Principal Distributable Amount   534.12           
Noteholders' Principal Distributable Amount   230.62           
                
Account Balances   $ Amount           
Reserve Account               
Balance as of 09/15/26   3,092,175.03           
Investment Earnings   9,335.50           
Investment Earnings Paid   (9,335.50)          
Deposit/(Withdrawal)   -           
Balance as of 10/15/26   3,092,175.03           
Change   -           
                
Required Reserve Amount   3,092,175.03