<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2026 Workiva-->
<!--r:019fce68-ee47-7597-9a6b-0bd771e4f485,g:8f4a02a1-be1a-4156-8471-07abd3b630c4-->
<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:hippo="http://www.hippo.com/20260930" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2024-01-31" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://www.hippo.com/20260930">
  <xs:import namespace="http://fasb.org/srt/2025" schemaLocation="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd"/>
  <xs:import namespace="http://fasb.org/us-gaap/2025" schemaLocation="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/dtr/type/2024-01-31" schemaLocation="https://www.xbrl.org/dtr/type/2024-01-31/types.xsd"/>
  <xs:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/dei/2025" schemaLocation="https://xbrl.sec.gov/dei/2025/dei-2025.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/stpr/2025" schemaLocation="https://xbrl.sec.gov/stpr/2025/stpr-2025.xsd"/>
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="hippo-20260930_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="hippo-20260930_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="hippo-20260930_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="hippo-20260930_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:type="simple"/>
      <link:roleType id="Cover" roleURI="http://www.hippo.com/role/Cover">
        <link:definition>0000001 - Document - Cover</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="UnauditedInterimCondensedConsolidatedBalanceSheets" roleURI="http://www.hippo.com/role/UnauditedInterimCondensedConsolidatedBalanceSheets">
        <link:definition>9952151 - Statement - Unaudited Interim Condensed Consolidated Balance Sheets</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="UnauditedInterimCondensedConsolidatedBalanceSheetsParenthetical" roleURI="http://www.hippo.com/role/UnauditedInterimCondensedConsolidatedBalanceSheetsParenthetical">
        <link:definition>9952152 - Statement - Unaudited Interim Condensed Consolidated Balance Sheets (Parenthetical)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="UnauditedInterimCondensedConsolidatedStatementsofOperationsandComprehensiveIncomeLoss" roleURI="http://www.hippo.com/role/UnauditedInterimCondensedConsolidatedStatementsofOperationsandComprehensiveIncomeLoss">
        <link:definition>9952153 - Statement - Unaudited Interim Condensed Consolidated Statements of Operations and Comprehensive Income (Loss)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="UnauditedInterimCondensedConsolidatedStatementsofStockholdersEquity" roleURI="http://www.hippo.com/role/UnauditedInterimCondensedConsolidatedStatementsofStockholdersEquity">
        <link:definition>9952154 - Statement - Unaudited Interim Condensed Consolidated Statements of Stockholders&#8217; Equity</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="UnauditedInterimCondensedConsolidatedStatementsofCashFlows" roleURI="http://www.hippo.com/role/UnauditedInterimCondensedConsolidatedStatementsofCashFlows">
        <link:definition>9952155 - Statement - Unaudited Interim Condensed Consolidated Statements of Cash Flows</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DescriptionofBusinessandSummaryofSignificantAccountingPolicies" roleURI="http://www.hippo.com/role/DescriptionofBusinessandSummaryofSignificantAccountingPolicies">
        <link:definition>9952156 - Disclosure - Description of Business and Summary of Significant Accounting Policies</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Investments" roleURI="http://www.hippo.com/role/Investments">
        <link:definition>9952157 - Disclosure - Investments</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueMeasurement" roleURI="http://www.hippo.com/role/FairValueMeasurement">
        <link:definition>9952158 - Disclosure - Fair Value Measurement</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IntangibleAssets" roleURI="http://www.hippo.com/role/IntangibleAssets">
        <link:definition>9952159 - Disclosure - Intangible Assets</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CapitalizedInternalUseSoftware" roleURI="http://www.hippo.com/role/CapitalizedInternalUseSoftware">
        <link:definition>9952160 - Disclosure - Capitalized Internal Use Software</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OtherAssets" roleURI="http://www.hippo.com/role/OtherAssets">
        <link:definition>9952161 - Disclosure - Other Assets</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AccruedExpensesandOtherLiabilities" roleURI="http://www.hippo.com/role/AccruedExpensesandOtherLiabilities">
        <link:definition>9952162 - Disclosure - Accrued Expenses and Other Liabilities</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SurplusNote" roleURI="http://www.hippo.com/role/SurplusNote">
        <link:definition>9952163 - Disclosure - Surplus Note</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LossandLossAdjustmentExpenseReserves" roleURI="http://www.hippo.com/role/LossandLossAdjustmentExpenseReserves">
        <link:definition>9952164 - Disclosure - Loss and Loss Adjustment Expense Reserves</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Reinsurance" roleURI="http://www.hippo.com/role/Reinsurance">
        <link:definition>9952165 - Disclosure - Reinsurance</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="GeographicalBreakdownofGrossWrittenPremium" roleURI="http://www.hippo.com/role/GeographicalBreakdownofGrossWrittenPremium">
        <link:definition>9952166 - Disclosure - Geographical Breakdown of Gross Written Premium</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CommitmentsandContingencies" roleURI="http://www.hippo.com/role/CommitmentsandContingencies">
        <link:definition>9952167 - Disclosure - Commitments and Contingencies</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="StockholdersEquity" roleURI="http://www.hippo.com/role/StockholdersEquity">
        <link:definition>9952168 - Disclosure - Stockholders&#8217; Equity</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxes" roleURI="http://www.hippo.com/role/IncomeTaxes">
        <link:definition>9952169 - Disclosure - Income Taxes</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NetIncomeLossPerShareAttributabletoCommonStockholders" roleURI="http://www.hippo.com/role/NetIncomeLossPerShareAttributabletoCommonStockholders">
        <link:definition>9952170 - Disclosure - Net Income (Loss) Per Share Attributable to Common Stockholders</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Segments" roleURI="http://www.hippo.com/role/Segments">
        <link:definition>9952171 - Disclosure - Segments</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DescriptionofBusinessandSummaryofSignificantAccountingPoliciesPolicies" roleURI="http://www.hippo.com/role/DescriptionofBusinessandSummaryofSignificantAccountingPoliciesPolicies">
        <link:definition>9955511 - Disclosure - Description of Business and Summary of Significant Accounting Policies (Policies)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InvestmentsTables" roleURI="http://www.hippo.com/role/InvestmentsTables">
        <link:definition>9955512 - Disclosure - Investments (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueMeasurementTables" roleURI="http://www.hippo.com/role/FairValueMeasurementTables">
        <link:definition>9955513 - Disclosure - Fair Value Measurement (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IntangibleAssetsTables" roleURI="http://www.hippo.com/role/IntangibleAssetsTables">
        <link:definition>9955514 - Disclosure - Intangible Assets (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OtherAssetsTables" roleURI="http://www.hippo.com/role/OtherAssetsTables">
        <link:definition>9955515 - Disclosure - Other Assets (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AccruedExpensesandOtherLiabilitiesTables" roleURI="http://www.hippo.com/role/AccruedExpensesandOtherLiabilitiesTables">
        <link:definition>9955516 - Disclosure - Accrued Expenses and Other Liabilities (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SurplusNoteTables" roleURI="http://www.hippo.com/role/SurplusNoteTables">
        <link:definition>9955517 - Disclosure - Surplus Note (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LossandLossAdjustmentExpenseReservesTables" roleURI="http://www.hippo.com/role/LossandLossAdjustmentExpenseReservesTables">
        <link:definition>9955518 - Disclosure - Loss and Loss Adjustment Expense Reserves (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ReinsuranceTables" roleURI="http://www.hippo.com/role/ReinsuranceTables">
        <link:definition>9955519 - Disclosure - Reinsurance (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="GeographicalBreakdownofGrossWrittenPremiumTables" roleURI="http://www.hippo.com/role/GeographicalBreakdownofGrossWrittenPremiumTables">
        <link:definition>9955520 - Disclosure - Geographical Breakdown of Gross Written Premium (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="StockholdersEquityTables" roleURI="http://www.hippo.com/role/StockholdersEquityTables">
        <link:definition>9955521 - Disclosure - Stockholders&#8217; Equity (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NetIncomeLossPerShareAttributabletoCommonStockholdersTables" roleURI="http://www.hippo.com/role/NetIncomeLossPerShareAttributabletoCommonStockholdersTables">
        <link:definition>9955522 - Disclosure - Net Income (Loss) Per Share Attributable to Common Stockholders (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DescriptionofBusinessandSummaryofSignificantAccountingPoliciesDetails" roleURI="http://www.hippo.com/role/DescriptionofBusinessandSummaryofSignificantAccountingPoliciesDetails">
        <link:definition>9955523 - Disclosure - Description of Business and Summary of Significant Accounting Policies (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InvestmentsFixedMaturitiesSecuritiesandShorttermInvestmentsDetails" roleURI="http://www.hippo.com/role/InvestmentsFixedMaturitiesSecuritiesandShorttermInvestmentsDetails">
        <link:definition>9955524 - Disclosure - Investments - Fixed Maturities Securities and Short-term Investments (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InvestmentsFixedMaturitiesSecuritiesandShorttermInvestmentsDetails_1" roleURI="http://www.hippo.com/role/InvestmentsFixedMaturitiesSecuritiesandShorttermInvestmentsDetails_1">
        <link:definition>9955524 - Disclosure - Investments - Fixed Maturities Securities and Short-term Investments (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InvestmentsContinuousLossPositionDetails" roleURI="http://www.hippo.com/role/InvestmentsContinuousLossPositionDetails">
        <link:definition>9955525 - Disclosure - Investments - Continuous Loss Position (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InvestmentsContractualMaturityDetails" roleURI="http://www.hippo.com/role/InvestmentsContractualMaturityDetails">
        <link:definition>9955526 - Disclosure - Investments - Contractual Maturity (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InvestmentsNetInvestmentIncomeDetails" roleURI="http://www.hippo.com/role/InvestmentsNetInvestmentIncomeDetails">
        <link:definition>9955527 - Disclosure - Investments - Net Investment Income (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InvestmentsNarrativeDetails" roleURI="http://www.hippo.com/role/InvestmentsNarrativeDetails">
        <link:definition>9955528 - Disclosure - Investments - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueMeasurementAssetsandLiabilitiesDetails" roleURI="http://www.hippo.com/role/FairValueMeasurementAssetsandLiabilitiesDetails">
        <link:definition>9955529 - Disclosure - Fair Value Measurement - Assets and Liabilities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueMeasurementNarrativeDetails" roleURI="http://www.hippo.com/role/FairValueMeasurementNarrativeDetails">
        <link:definition>9955530 - Disclosure - Fair Value Measurement - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IntangibleAssetsDetails" roleURI="http://www.hippo.com/role/IntangibleAssetsDetails">
        <link:definition>9955531 - Disclosure - Intangible Assets (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IntangibleAssetsDetails_1" roleURI="http://www.hippo.com/role/IntangibleAssetsDetails_1">
        <link:definition>9955531 - Disclosure - Intangible Assets (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CapitalizedInternalUseSoftwareDetails" roleURI="http://www.hippo.com/role/CapitalizedInternalUseSoftwareDetails">
        <link:definition>9955532 - Disclosure - Capitalized Internal Use Software (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OtherAssetsDetails" roleURI="http://www.hippo.com/role/OtherAssetsDetails">
        <link:definition>9955533 - Disclosure - Other Assets (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AccruedExpensesandOtherLiabilitiesDetails" roleURI="http://www.hippo.com/role/AccruedExpensesandOtherLiabilitiesDetails">
        <link:definition>9955534 - Disclosure - Accrued Expenses and Other Liabilities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SurplusNoteNarrativeDetails" roleURI="http://www.hippo.com/role/SurplusNoteNarrativeDetails">
        <link:definition>9955535 - Disclosure - Surplus Note - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SurplusNoteCarryingAmountofSurplusNoteDetails" roleURI="http://www.hippo.com/role/SurplusNoteCarryingAmountofSurplusNoteDetails">
        <link:definition>9955536 - Disclosure - Surplus Note - Carrying Amount of Surplus Note (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LossandLossAdjustmentExpenseReservesReconciliationofLossesandLossAdjustmentExpensesDetails" roleURI="http://www.hippo.com/role/LossandLossAdjustmentExpenseReservesReconciliationofLossesandLossAdjustmentExpensesDetails">
        <link:definition>9955537 - Disclosure - Loss and Loss Adjustment Expense Reserves - Reconciliation of Losses and Loss Adjustment Expenses (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LossandLossAdjustmentExpenseReservesAdditionalInformationDetails" roleURI="http://www.hippo.com/role/LossandLossAdjustmentExpenseReservesAdditionalInformationDetails">
        <link:definition>9955538 - Disclosure - Loss and Loss Adjustment Expense Reserves - Additional Information (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ReinsuranceSummaryofEffectsofReinsuranceDetails" roleURI="http://www.hippo.com/role/ReinsuranceSummaryofEffectsofReinsuranceDetails">
        <link:definition>9955539 - Disclosure - Reinsurance - Summary of Effects of Reinsurance (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ReinsuranceNarrativeDetails" roleURI="http://www.hippo.com/role/ReinsuranceNarrativeDetails">
        <link:definition>9955540 - Disclosure - Reinsurance - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="GeographicalBreakdownofGrossWrittenPremiumDetails" roleURI="http://www.hippo.com/role/GeographicalBreakdownofGrossWrittenPremiumDetails">
        <link:definition>9955541 - Disclosure - Geographical Breakdown of Gross Written Premium (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CommitmentsandContingenciesDetails" roleURI="http://www.hippo.com/role/CommitmentsandContingenciesDetails">
        <link:definition>9955542 - Disclosure - Commitments and Contingencies (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="StockholdersEquityNarrativeDetails" roleURI="http://www.hippo.com/role/StockholdersEquityNarrativeDetails">
        <link:definition>9955543 - Disclosure - Stockholders' Equity - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="StockholdersEquityStockOptionActivityDetails" roleURI="http://www.hippo.com/role/StockholdersEquityStockOptionActivityDetails">
        <link:definition>9955544 - Disclosure - Stockholders&#8217; Equity - Stock Option Activity (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="StockholdersEquityRestrictedStockUnitsandPerformanceRestrictedStockUnitsActivityDetails" roleURI="http://www.hippo.com/role/StockholdersEquityRestrictedStockUnitsandPerformanceRestrictedStockUnitsActivityDetails">
        <link:definition>9955545 - Disclosure - Stockholders&#8217; Equity - Restricted Stock Units and Performance Restricted Stock Units Activity (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="StockholdersEquitySharebasedCompensationExpenseDetails" roleURI="http://www.hippo.com/role/StockholdersEquitySharebasedCompensationExpenseDetails">
        <link:definition>9955546 - Disclosure - Stockholders&#8217; Equity - Share-based Compensation Expense (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxesDetails" roleURI="http://www.hippo.com/role/IncomeTaxesDetails">
        <link:definition>9955547 - Disclosure - Income Taxes (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NetIncomeLossPerShareAttributabletoCommonStockholdersComputationDetails" roleURI="http://www.hippo.com/role/NetIncomeLossPerShareAttributabletoCommonStockholdersComputationDetails">
        <link:definition>9955548 - Disclosure - Net Income (Loss) Per Share Attributable to Common Stockholders - Computation (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NetIncomeLossPerShareAttributabletoCommonStockholdersAntidilutiveSecuritiesDetails" roleURI="http://www.hippo.com/role/NetIncomeLossPerShareAttributabletoCommonStockholdersAntidilutiveSecuritiesDetails">
        <link:definition>9955549 - Disclosure - Net Income (Loss) Per Share Attributable to Common Stockholders - Antidilutive Securities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SegmentsNarrativeDetails" roleURI="http://www.hippo.com/role/SegmentsNarrativeDetails">
        <link:definition>9955550 - Disclosure - Segments - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xs:appinfo>
  </xs:annotation>
  <xs:element id="hippo_CedingCommissionsReceivable" abstract="false" name="CedingCommissionsReceivable" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_ProvisionForCommission" abstract="false" name="ProvisionForCommission" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_InsuranceCommissionRevenue" abstract="false" name="InsuranceCommissionRevenue" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_ServiceAndFeeIncome" abstract="false" name="ServiceAndFeeIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_TechnologyAndDevelopmentExpense" abstract="false" name="TechnologyAndDevelopmentExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_GeographicalBreakdownOfGrossWrittenPremiumTextBlock" abstract="false" name="GeographicalBreakdownOfGrossWrittenPremiumTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="hippo_GrossWrittenPremiumByGeographicalAreasTableTextBlock" abstract="false" name="GrossWrittenPremiumByGeographicalAreasTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="hippo_FiduciaryAssetsMember" abstract="true" name="FiduciaryAssetsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hippo_DebtSecuritiesAvailableForSaleUnrealizedGainAbstract" abstract="true" name="DebtSecuritiesAvailableForSaleUnrealizedGainAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hippo_DebtSecuritiesAvailableForSaleAccumulatedGrossUnrealizedGainBeforeTaxNoncurrent" abstract="false" name="DebtSecuritiesAvailableForSaleAccumulatedGrossUnrealizedGainBeforeTaxNoncurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_DebtSecuritiesAvailableForSaleAccumulatedGrossUnrealizedGainBeforeTaxCurrent" abstract="false" name="DebtSecuritiesAvailableForSaleAccumulatedGrossUnrealizedGainBeforeTaxCurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_DebtSecuritiesAvailableForSaleUnrealizedLossAbstract" abstract="true" name="DebtSecuritiesAvailableForSaleUnrealizedLossAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hippo_DebtSecuritiesAvailableForSaleAccumulatedGrossUnrealizedLossBeforeTaxNoncurrent" abstract="false" name="DebtSecuritiesAvailableForSaleAccumulatedGrossUnrealizedLossBeforeTaxNoncurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_DebtSecuritiesAvailableForSaleAccumulatedGrossUnrealizedLossBeforeTaxCurrent" abstract="false" name="DebtSecuritiesAvailableForSaleAccumulatedGrossUnrealizedLossBeforeTaxCurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_CorporateShortTermDebtSecuritiesMember" abstract="true" name="CorporateShortTermDebtSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hippo_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAbstract" abstract="true" name="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hippo_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAbstract" abstract="true" name="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hippo_FirstConnectInsuranceServicesMember" abstract="true" name="FirstConnectInsuranceServicesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hippo_DiscontinuedOperationInvestmentRetainedAfterDisposalOwnershipInterestAfterDisposal" abstract="false" name="DiscontinuedOperationInvestmentRetainedAfterDisposalOwnershipInterestAfterDisposal" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="hippo_DisposalGroupIncludingDiscontinuedOperationOwnershipInDisposedAssetFairValue" abstract="false" name="DisposalGroupIncludingDiscontinuedOperationOwnershipInDisposedAssetFairValue" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_AgencyAndCarrierRelationshipsMember" abstract="true" name="AgencyAndCarrierRelationshipsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hippo_StateLicensesAndDomainNameMember" abstract="true" name="StateLicensesAndDomainNameMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hippo_DeferredConsiderationSaleOfBusiness" abstract="false" name="DeferredConsiderationSaleOfBusiness" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_DeferredPolicyAcquisitionCost" abstract="false" name="DeferredPolicyAcquisitionCost" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_ClaimPaymentsOutstanding" abstract="false" name="ClaimPaymentsOutstanding" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_AdvancesFromCustomers" abstract="false" name="AdvancesFromCustomers" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_PremiumRefundLiability" abstract="false" name="PremiumRefundLiability" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_FiduciaryLiability" abstract="false" name="FiduciaryLiability" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_SurplusNoteMember" abstract="true" name="SurplusNoteMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hippo_DebtInstrumentCallableTerm" abstract="false" name="DebtInstrumentCallableTerm" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="hippo_DebtInstrumentInterestPaid" abstract="false" name="DebtInstrumentInterestPaid" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_SurplusNoteGross" abstract="false" name="SurplusNoteGross" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseGainLossFromReinsuranceCommutation" abstract="false" name="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseGainLossFromReinsuranceCommutation" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseGainLossOnPropertyLines" abstract="false" name="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseGainLossOnPropertyLines" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAttritionalReservesRelease" abstract="false" name="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAttritionalReservesRelease" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseCatastropheReservesRelease" abstract="false" name="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseCatastropheReservesRelease" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_PremiumsEarnedGross" abstract="false" name="PremiumsEarnedGross" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredAbstract" abstract="true" name="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hippo_LiabilityForClaimsAndClaimsAdjustmentExpenseIncurredDirect" abstract="false" name="LiabilityForClaimsAndClaimsAdjustmentExpenseIncurredDirect" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_LiabilityForClaimsAndClaimsAdjustmentExpenseIncurredAssumed" abstract="false" name="LiabilityForClaimsAndClaimsAdjustmentExpenseIncurredAssumed" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_LiabilityForClaimsAndClaimsAdjustmentExpenseIncurredGross" abstract="false" name="LiabilityForClaimsAndClaimsAdjustmentExpenseIncurredGross" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_LiabilityForClaimsAndClaimsAdjustmentExpenseIncurredCeded" abstract="false" name="LiabilityForClaimsAndClaimsAdjustmentExpenseIncurredCeded" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_LiabilityForClaimsAndClaimsAdjustmentExpenseIncurredNet" abstract="false" name="LiabilityForClaimsAndClaimsAdjustmentExpenseIncurredNet" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_ReinsuranceOccurrenceLimitAmountReinsuredPerPolicy" abstract="false" name="ReinsuranceOccurrenceLimitAmountReinsuredPerPolicy" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_ReinsuranceAggregateLimitAmountReinsuredPerPolicy" abstract="false" name="ReinsuranceAggregateLimitAmountReinsuredPerPolicy" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_ProvisionForSlidingScaleCommission" abstract="false" name="ProvisionForSlidingScaleCommission" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_ReceivableForSlidingScaleCommission" abstract="false" name="ReceivableForSlidingScaleCommission" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_ProvisionForLossParticipationFeature" abstract="false" name="ProvisionForLossParticipationFeature" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_ScheduleOfGrossWrittenPremiumTable" abstract="true" name="ScheduleOfGrossWrittenPremiumTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="hippo_AllOtherStatesMember" abstract="true" name="AllOtherStatesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hippo_PremiumsWrittenGrossBenchmarkMember" abstract="true" name="PremiumsWrittenGrossBenchmarkMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hippo_GrossWrittenPremiumLineItems" abstract="true" name="GrossWrittenPremiumLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hippo_PurchaseObligationTerm" abstract="false" name="PurchaseObligationTerm" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="hippo_RestrictedStockUnitsRSUsAndPerformanceSharesMember" abstract="true" name="RestrictedStockUnitsRSUsAndPerformanceSharesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hippo_VestingBasisAxis" abstract="true" name="VestingBasisAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="hippo_VestingBasisDomain" abstract="true" name="VestingBasisDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hippo_VestingPursuantToInternalFinancialMeasuresMember" abstract="true" name="VestingPursuantToInternalFinancialMeasuresMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hippo_VestingBasedOnCompanyTotalShareholderReturnTSRMember" abstract="true" name="VestingBasedOnCompanyTotalShareholderReturnTSRMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hippo_GrantDateThreeMember" abstract="true" name="GrantDateThreeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hippo_CommonStockNumberOfVotingRights" abstract="false" name="CommonStockNumberOfVotingRights" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="hippo_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionAmount" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hippo_ShareBasedCompensationArrangementByShareBasedPaymentAwardLookBackFeature" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardLookBackFeature" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="hippo_LossesAndLossAdjustmentExpensesMember" abstract="true" name="LossesAndLossAdjustmentExpensesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hippo_InsuranceRelatedExpensesMember" abstract="true" name="InsuranceRelatedExpensesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hippo_WarrantCommonSharesMember" abstract="true" name="WarrantCommonSharesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hippo_RestrictedAndPerformanceStockUnitsMember" abstract="true" name="RestrictedAndPerformanceStockUnitsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hippo_EmployeeStockPurchasePlanESPPMember" abstract="true" name="EmployeeStockPurchasePlanESPPMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
</xs:schema>
