Reinsurance (Tables)

9 Months Ended

Sep. 30, 2026

The following tables reflect amounts affecting the unaudited interim condensed consolidated statements of operations and comprehensive income (loss) for reinsurance as of and for the three and nine months ended September 30, 2026, and 2025.


	For the Three Months Ended September 30,
	2026						2025
	Written premiums		Earned premiums		Loss and LAE incurred		Written premiums		Earned premiums		Loss and LAE incurred
	(in millions)
Direct	$	487.3	$	368.0	$	215.7	$	310.0	$	252.0	$	99.8
Assumed	10.8		3.2		1.5		1.2		1.0		0.8
Gross	498.1		371.2		217.2		311.2		253.0		100.6
Ceded	(349.0)		(242.9)		(144.5)		(193.3)		(153.3)		(53.1)
Net	$	149.1	$	128.3	$	72.7	$	117.9	$	99.7	$	47.5


	For the Nine Months Ended September 30,
	2026						2025
	Written premiums		Earned premiums		Loss and LAE incurred		Written premiums		Earned premiums		Loss and LAE incurred
	(in millions)
Direct	$	1,297.7	$	1,019.0	$	553.5	$	817.3	$	710.4	$	397.5
Assumed	15.0		5.5		2.6		3.4		3.9		2.7
Gross	1,312.7		1,024.5		556.1		820.7		714.3		400.2
Ceded	(879.0)		(678.6)		(376.1)		(495.6)		(433.3)		(215.8)
Net	$	433.7	$	345.9	$	180.0	$	325.1	$	281.0	$	184.4