11. Geographical Breakdown of Gross Written Premium Gross written premium by state is as follows:
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Three Months Ended September 30, | | Nine Months Ended September 30, | | 2026 | | 2025 | | 2026 | | 2025 | | Amount | | % of GWP | | Amount | | % of GWP | | Amount | | % of GWP | | Amount | | % of GWP | | (in millions, except percentages) | | State | | | | | | | | | | | | | | | | | California | $ | 101.7 | | | 20 | % | | $ | 66.8 | | | 22 | % | | $ | 253.9 | | | 19 | % | | $ | 163.2 | | | 20 | % | | New York | 99.3 | | | 20 | % | | 13.8 | | | 4 | % | | 213.5 | | | 16 | % | | 60.6 | | | 7 | % | | Texas | 28.9 | | | 6 | % | | 37.7 | | | 12 | % | | 151.5 | | | 12 | % | | 99.5 | | | 12 | % | | Florida | 49.8 | | | 10 | % | | 40.1 | | 13 | % | | 149.4 | | | 11 | % | | 118.9 | | 15 | % | | Illinois | 15.1 | | | 3 | % | | 9.1 | | 3 | % | | 44.5 | | | 3 | % | | 24.0 | | 3 | % | | Georgia | 10.3 | | | 2 | % | | 9.5 | | | 3 | % | | 31.2 | | | 2 | % | | 23.0 | | | 3 | % | | New Jersey | 18.6 | | | 4 | % | | 6.1 | | | 2 | % | | 34.7 | | | 3 | % | | 14.2 | | | 2 | % | | Colorado | 10.4 | | | 2 | % | | 5.9 | | | 2 | % | | 26.1 | | | 2 | % | | 16.8 | | | 2 | % | | Massachusetts | 8.7 | | | 2 | % | | 7.0 | | | 2 | % | | 24.2 | | | 2 | % | | 20.4 | | | 2 | % | | Pennsylvania | 10.5 | | | 2 | % | | 6.5 | | | 2 | % | | 24.9 | | | 2 | % | | 15.9 | | | 2 | % | | Other | 144.8 | | | 29 | % | | 108.7 | | | 35 | % | | 358.8 | | | 28 | % | | 264.2 | | | 32 | % | | Total | $ | 498.1 | | | 100 | % | | $ | 311.2 | | | 100 | % | | $ | 1,312.7 | | | 100 | % | | $ | 820.7 | | | 100 | % |
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