v3.26.3
Loans and Allowance for Credit Loses - Allowance for loan losses by segment (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Dec. 31, 2025
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance $ 57,418 $ 55,765 $ 56,443 $ 52,277 $ 52,277
Provision for (Recovery of) Credit Losses for Loans and Leases 2,750 900 4,650 4,400  
Loans and Leases Charged-off (2,442) (276) (3,838) (294)  
Recoveries of Loans and Leases 93 1 564 7  
Total Ending Allowance Balance 57,819 56,390 57,819 56,390 56,443
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss 5,746   5,746   3,812
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 52,073   52,073   52,631
Allowance for Credit Loss Total 57,819 56,390 57,819 56,390 56,443
Loans, Individually Evaluated for Credit Loss 43,791   43,791   55,757
Loans, Collectively Evaluated for Credit Loss 4,463,043   4,463,043   4,253,760
Totals 4,506,834   4,506,834   4,309,517
Commercial          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 6,046 5,935 5,982 5,630 5,630
Provision for (Recovery of) Credit Losses for Loans and Leases (494) 1,112 (257) 1,416  
Loans and Leases Charged-off   (254) (639) (254)  
Recoveries of Loans and Leases 91   557 1  
Total Ending Allowance Balance 5,643 6,793 5,643 6,793 5,982
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss 182   182   134
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 5,461   5,461   5,848
Allowance for Credit Loss Total 5,643 6,793 5,643 6,793 5,982
Loans, Individually Evaluated for Credit Loss 10,310   10,310   10,527
Loans, Collectively Evaluated for Credit Loss 617,259   617,259   536,718
Totals 627,569   627,569   547,245
Leases          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 296 381 352 368 368
Provision for (Recovery of) Credit Losses for Loans and Leases 16 52 (40) 65  
Loans and Leases Charged-off   (15)   (15)  
Total Ending Allowance Balance 312 418 312 418 352
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 312   312   352
Allowance for Credit Loss Total 312 418 312 418 352
Loans, Collectively Evaluated for Credit Loss 41,854   41,854   43,407
Totals 41,854   41,854   43,407
Construction and Land Development          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 1,400 1,104 1,687 866 866
Provision for (Recovery of) Credit Losses for Loans and Leases 347 176 60 414  
Total Ending Allowance Balance 1,747 1,280 1,747 1,280 1,687
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 1,747   1,747   1,687
Allowance for Credit Loss Total 1,747 1,280 1,747 1,280 1,687
Loans, Individually Evaluated for Credit Loss 22   22   34
Loans, Collectively Evaluated for Credit Loss 229,456   229,456   216,129
Totals 229,478   229,478   216,163
1-4 Family Construction          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 313 278 316 331 331
Provision for (Recovery of) Credit Losses for Loans and Leases 79 16 76 (37)  
Total Ending Allowance Balance 392 294 392 294 316
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 392   392   316
Allowance for Credit Loss Total 392 294 392 294 316
Loans, Collectively Evaluated for Credit Loss 57,825   57,825   45,152
Totals 57,825   57,825   45,152
Real Estate Mortgage          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 49,084 47,914 47,925 44,940 44,940
Provision for (Recovery of) Credit Losses for Loans and Leases 2,845 (490) 4,722 2,484  
Loans and Leases Charged-off (2,434)   (3,152)    
Recoveries of Loans and Leases 1   1    
Total Ending Allowance Balance 49,496 47,424 49,496 47,424 47,925
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss 5,564   5,564   3,678
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 43,932   43,932   44,247
Allowance for Credit Loss Total 49,496 47,424 49,496 47,424 47,925
Loans, Individually Evaluated for Credit Loss 33,459   33,459   45,196
Loans, Collectively Evaluated for Credit Loss 3,488,023   3,488,023   3,393,142
Totals 3,521,482   3,521,482   3,438,338
1-4 Family Mortgage          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 2,276 2,413 2,475 2,795 2,795
Provision for (Recovery of) Credit Losses for Loans and Leases (136) 19 (326) (363)  
Loans and Leases Charged-off     (9)    
Total Ending Allowance Balance 2,140 2,432 2,140 2,432 2,475
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 2,140   2,140   2,475
Allowance for Credit Loss Total 2,140 2,432 2,140 2,432 2,475
Loans, Individually Evaluated for Credit Loss 1,328   1,328   1,000
Loans, Collectively Evaluated for Credit Loss 455,130   455,130   495,142
Totals 456,458   456,458   496,142
Multifamily          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 25,019 23,921 23,775 23,120 23,120
Provision for (Recovery of) Credit Losses for Loans and Leases 784 (691) 2,737 110  
Loans and Leases Charged-off (2,434)   (3,143)    
Recoveries of Loans and Leases 1   1    
Total Ending Allowance Balance 23,370 23,230 23,370 23,230 23,775
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss         789
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 23,370   23,370   22,986
Allowance for Credit Loss Total 23,370 23,230 23,370 23,230 23,775
Loans, Individually Evaluated for Credit Loss 9,572   9,572   23,776
Loans, Collectively Evaluated for Credit Loss 1,652,193   1,652,193   1,563,562
Totals 1,661,765   1,661,765   1,587,338
CRE Owner Occupied          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 1,033 1,137 1,080 1,290 1,290
Provision for (Recovery of) Credit Losses for Loans and Leases 3 (25) (44) (178)  
Total Ending Allowance Balance 1,036 1,112 1,036 1,112 1,080
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 1,036   1,036   1,080
Allowance for Credit Loss Total 1,036 1,112 1,036 1,112 1,080
Loans, Individually Evaluated for Credit Loss 3,331   3,331   3,553
Loans, Collectively Evaluated for Credit Loss 188,333   188,333   186,201
Totals 191,664   191,664   189,754
CRE Non-owner Occupied          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 20,756 20,443 20,595 17,735 17,735
Provision for (Recovery of) Credit Losses for Loans and Leases 2,194 207 2,355 2,915  
Total Ending Allowance Balance 22,950 20,650 22,950 20,650 20,595
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss 5,564   5,564   2,889
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 17,386   17,386   17,706
Allowance for Credit Loss Total 22,950 20,650 22,950 20,650 20,595
Loans, Individually Evaluated for Credit Loss 19,228   19,228   16,867
Loans, Collectively Evaluated for Credit Loss 1,192,367   1,192,367   1,148,237
Totals 1,211,595   1,211,595   1,165,104
Consumer and other          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 279 153 181 142 142
Provision for (Recovery of) Credit Losses for Loans and Leases (43) 34 89 58  
Loans and Leases Charged-off (8) (7) (47) (25)  
Recoveries of Loans and Leases 1 1 6 6  
Total Ending Allowance Balance 229 181 229 181 181
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 229   229   181
Allowance for Credit Loss Total 229 $ 181 229 $ 181 181
Loans, Collectively Evaluated for Credit Loss 28,626   28,626   19,212
Totals $ 28,626   $ 28,626   $ 19,212