v3.26.3
Loans and Allowance for Credit Loses - Risk category of loans by loan segment (Details) - USD ($)
$ in Thousands
9 Months Ended 12 Months Ended
Sep. 30, 2026
Dec. 31, 2025
Loan Balances    
2026 and 2025, respectively $ 937,850 $ 1,359,310
2025 and 2024, respectively 1,042,105 649,222
2024 and 2023, respectively 535,662 247,462
2023 and 2022, respectively 199,495 822,117
2022 and 2021, respectively 742,941 541,498
Prior 665,214 343,046
Revolving 383,567 346,862
Totals 4,506,834 4,309,517
Write-offs    
2026 and 2025, respectively   21
2025 and 2024, respectively 648  
2024 and 2023, respectively   1,243
2023 and 2022, respectively   73
2022 and 2021, respectively 2,434 186
Prior 715  
Revolving 41 30
Total 3,838 1,553
Commercial    
Loan Balances    
2026 and 2025, respectively 150,350 163,333
2025 and 2024, respectively 118,625 83,194
2024 and 2023, respectively 64,319 18,166
2023 and 2022, respectively 11,112 39,131
2022 and 2021, respectively 33,641 14,780
Prior 30,631 25,668
Revolving 218,891 202,973
Totals 627,569 547,245
Write-offs    
2026 and 2025, respectively   21
2025 and 2024, respectively 639  
2024 and 2023, respectively   1,239
2023 and 2022, respectively   58
2022 and 2021, respectively   186
Total 639 1,504
Commercial | Pass    
Loan Balances    
2026 and 2025, respectively 150,304 163,333
2025 and 2024, respectively 118,625 83,059
2024 and 2023, respectively 63,739 17,582
2023 and 2022, respectively 11,112 28,653
2022 and 2021, respectively 23,446 14,774
Prior 30,460 25,668
Revolving 218,140 201,739
Totals 615,826 534,808
Commercial | Watch/Special Mention    
Loan Balances    
2026 and 2025, respectively 46  
2024 and 2023, respectively 465 584
2023 and 2022, respectively   165
Prior 171  
Revolving 751 1,234
Totals 1,433 1,983
Commercial | Substandard    
Loan Balances    
2025 and 2024, respectively   135
2024 and 2023, respectively 115  
2023 and 2022, respectively   10,313
2022 and 2021, respectively 10,195 6
Totals 10,310 10,454
Leases    
Loan Balances    
2026 and 2025, respectively 11,642 15,721
2025 and 2024, respectively 12,689 11,057
2024 and 2023, respectively 7,579 8,412
2023 and 2022, respectively 5,641 5,390
2022 and 2021, respectively 2,958 1,749
Prior 1,345 1,078
Totals 41,854 43,407
Write-offs    
2023 and 2022, respectively   15
Total   15
Leases | Pass    
Loan Balances    
2026 and 2025, respectively 11,642 15,721
2025 and 2024, respectively 12,689 11,057
2024 and 2023, respectively 7,579 8,412
2023 and 2022, respectively 5,641 5,390
2022 and 2021, respectively 2,958 1,749
Prior 1,345 1,078
Totals 41,854 43,407
Construction and Land Development    
Loan Balances    
2026 and 2025, respectively 69,564 158,592
2025 and 2024, respectively 141,932 42,053
2024 and 2023, respectively 7,727 1,598
2023 and 2022, respectively   222
2022 and 2021, respectively 184 412
Revolving 10,071 13,286
Totals 229,478 216,163
Construction and Land Development | Pass    
Loan Balances    
2026 and 2025, respectively 69,564 158,592
2025 and 2024, respectively 141,932 42,019
2024 and 2023, respectively 7,705 1,598
2023 and 2022, respectively   222
2022 and 2021, respectively 184 412
Revolving 10,071 13,286
Totals 229,456 216,129
Construction and Land Development | Substandard    
Loan Balances    
2025 and 2024, respectively   34
2024 and 2023, respectively 22  
Totals 22 34
1-4 Family Construction    
Loan Balances    
2026 and 2025, respectively 24,301 29,621
2025 and 2024, respectively 5,985 2,910
2024 and 2023, respectively 645  
2023 and 2022, respectively   196
2022 and 2021, respectively   186
Prior 182  
Revolving 26,712 12,239
Totals 57,825 45,152
1-4 Family Construction | Pass    
Loan Balances    
2026 and 2025, respectively 24,301 29,621
2025 and 2024, respectively 5,985 2,910
2024 and 2023, respectively 645  
2023 and 2022, respectively   196
2022 and 2021, respectively   186
Prior 182  
Revolving 26,712 12,239
Totals 57,825 45,152
Real Estate Mortgage    
Loan Balances    
2026 and 2025, respectively 680,645 988,997
2025 and 2024, respectively 759,677 509,810
2024 and 2023, respectively 455,261 218,980
2023 and 2022, respectively 182,510 776,909
2022 and 2021, respectively 706,020 524,327
Prior 632,816 315,226
Revolving 104,553 104,089
Totals 3,521,482 3,438,338
1-4 Family Mortgage    
Loan Balances    
2026 and 2025, respectively 61,947 99,662
2025 and 2024, respectively 73,045 68,467
2024 and 2023, respectively 45,411 43,294
2023 and 2022, respectively 36,309 85,633
2022 and 2021, respectively 76,182 66,080
Prior 78,089 47,581
Revolving 85,475 85,425
Totals 456,458 496,142
Write-offs    
2025 and 2024, respectively 9  
Total 9  
1-4 Family Mortgage | Pass    
Loan Balances    
2026 and 2025, respectively 61,135 98,718
2025 and 2024, respectively 71,939 68,467
2024 and 2023, respectively 45,411 43,294
2023 and 2022, respectively 36,309 85,577
2022 and 2021, respectively 75,774 66,080
Prior 78,089 47,581
Revolving 85,425 85,425
Totals 454,082 495,142
1-4 Family Mortgage | Watch/Special Mention    
Loan Balances    
2026 and 2025, respectively 190  
2025 and 2024, respectively 506  
2022 and 2021, respectively 352  
Totals 1,048  
1-4 Family Mortgage | Substandard    
Loan Balances    
2026 and 2025, respectively 622 944
2025 and 2024, respectively 600  
2023 and 2022, respectively   56
2022 and 2021, respectively 56  
Revolving 50  
Totals 1,328 1,000
Multifamily    
Loan Balances    
2026 and 2025, respectively 301,536 485,036
2025 and 2024, respectively 366,539 166,790
2024 and 2023, respectively 180,790 80,180
2023 and 2022, respectively 69,033 415,885
2022 and 2021, respectively 381,794 304,191
Prior 353,440 124,609
Revolving 8,633 10,647
Totals 1,661,765 1,587,338
Write-offs    
2022 and 2021, respectively 2,434  
Prior 709  
Total 3,143  
Multifamily | Pass    
Loan Balances    
2026 and 2025, respectively 281,272 440,012
2025 and 2024, respectively 366,539 166,790
2024 and 2023, respectively 180,790 77,979
2023 and 2022, respectively 69,033 405,405
2022 and 2021, respectively 373,685 304,191
Prior 353,440 124,609
Revolving 8,633 10,647
Totals 1,633,392 1,529,633
Multifamily | Watch/Special Mention    
Loan Balances    
2026 and 2025, respectively 18,801 31,728
2024 and 2023, respectively   2,201
Totals 18,801 33,929
Multifamily | Substandard    
Loan Balances    
2026 and 2025, respectively 1,463 13,296
2023 and 2022, respectively   10,480
2022 and 2021, respectively 8,109  
Totals 9,572 23,776
CRE Owner Occupied    
Loan Balances    
2026 and 2025, respectively 28,356 22,102
2025 and 2024, respectively 19,259 20,740
2024 and 2023, respectively 20,137 25,042
2023 and 2022, respectively 21,781 58,577
2022 and 2021, respectively 51,160 30,438
Prior 48,657 29,081
Revolving 2,314 3,774
Totals 191,664 189,754
CRE Owner Occupied | Pass    
Loan Balances    
2026 and 2025, respectively 26,031 22,102
2025 and 2024, respectively 19,259 20,740
2024 and 2023, respectively 20,137 23,532
2023 and 2022, respectively 21,781 52,754
2022 and 2021, respectively 51,160 28,295
Prior 45,326 26,910
Revolving 2,314 1,932
Totals 186,008 176,265
CRE Owner Occupied | Watch/Special Mention    
Loan Balances    
2026 and 2025, respectively 2,325  
2024 and 2023, respectively   1,510
2023 and 2022, respectively   5,823
2022 and 2021, respectively   432
Prior   2,171
Revolving   1,842
Totals 2,325 11,778
CRE Owner Occupied | Substandard    
Loan Balances    
2022 and 2021, respectively   1,711
Prior 3,331  
Totals 3,331 1,711
CRE Nonowner Occupied    
Loan Balances    
2026 and 2025, respectively 288,806 382,197
2025 and 2024, respectively 300,834 253,813
2024 and 2023, respectively 208,923 70,464
2023 and 2022, respectively 55,387 216,814
2022 and 2021, respectively 196,884 123,618
Prior 152,630 113,955
Revolving 8,131 4,243
Totals 1,211,595 1,165,104
CRE Nonowner Occupied | Pass    
Loan Balances    
2026 and 2025, respectively 281,613 367,117
2025 and 2024, respectively 290,571 252,912
2024 and 2023, respectively 208,033 70,464
2023 and 2022, respectively 55,387 216,814
2022 and 2021, respectively 196,884 123,618
Prior 152,630 113,955
Revolving 8,131 4,110
Totals 1,193,249 1,148,990
CRE Nonowner Occupied | Watch/Special Mention    
Loan Balances    
Revolving   133
Totals   133
CRE Nonowner Occupied | Substandard    
Loan Balances    
2026 and 2025, respectively 7,193 15,080
2025 and 2024, respectively 10,263 901
2024 and 2023, respectively 890  
Totals 18,346 15,981
Consumer and other    
Loan Balances    
2026 and 2025, respectively 1,348 3,046
2025 and 2024, respectively 3,197 198
2024 and 2023, respectively 131 306
2023 and 2022, respectively 232 269
2022 and 2021, respectively 138 44
Prior 240 1,074
Revolving 23,340 14,275
Totals 28,626 19,212
Write-offs    
2024 and 2023, respectively   4
Prior 6  
Revolving 41 30
Total 47 34
Consumer and other | Pass    
Loan Balances    
2026 and 2025, respectively 1,348 3,046
2025 and 2024, respectively 3,197 198
2024 and 2023, respectively 131 306
2023 and 2022, respectively 232 269
2022 and 2021, respectively 138 44
Prior 240 1,074
Revolving 23,340 14,275
Totals $ 28,626 $ 19,212