v3.26.3
Supplementary Regulatory Capital Disclosure (Tables)
9 Months Ended
Sep. 30, 2026
Debt Disclosure [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The following table presents WEX Bank’s actual and regulatory minimum capital amounts and ratios:




(in millions)
Actual AmountRatioMinimum
for Capital Adequacy Purposes Amount
RatioMinimum to Be Well Capitalized Under Prompt Corrective Action Provisions AmountRatio
September 30, 2026
Total Capital to risk-weighted assets$1,007.5 13.01 %$619.3 8.00 %$774.2 10.00 %
Tier 1 Capital to average assets$952.4 9.26 %$411.4 4.00 %$514.2 5.00 %
Common equity to risk-weighted assets$952.4 12.30 %$348.4 4.50 %$503.2 6.50 %
Tier 1 Capital to risk-weighted assets$952.4 12.30 %$464.5 6.00 %$619.3 8.00 %
December 31, 2025
Total Capital to risk-weighted assets$813.1 15.94 %$408.1 8.00 %$510.1 10.00 %
Tier 1 Capital to average assets$764.3 9.04 %$338.0 4.00 %$422.5 5.00 %
Common equity to risk-weighted assets$764.3 14.98 %$229.5 4.50 %$331.6 6.50 %
Tier 1 Capital to risk-weighted assets$764.3 14.98 %$306.1 6.00 %$408.1 8.00 %