The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 2,863,558 8,322 SH SOLE 8,322 0 0
ALPHABET INC CAP STK CL C 02079K107 9,676,456 28,398 SH SOLE 28,398 0 0
AMAZON COM INC COM 023135106 6,157,502 24,714 SH SOLE 24,714 0 0
ANALOG DEVICES INC COM 032654105 297,533 750 SH SOLE 750 0 0
APPLE INC COM 037833100 4,159,183 12,489 SH SOLE 12,489 0 0
ATLASSIAN CORPORATION CL A 049468101 233,973 1,305 SH SOLE 1,305 0 0
BANK OF NY MELLON CORP COM 064058100 201,614 1,394 SH SOLE 1,394 0 0
BECTON DICKINSON & CO COM 075887109 202,091 1,129 SH SOLE 1,129 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,137,085 6,300 SH SOLE 6,300 0 0
BRINKER INTL INC COM 109641100 242,300 1,252 SH SOLE 1,252 0 0
CATERPILLAR INC COM 149123101 1,634,711 2,016 SH SOLE 2,016 0 0
CELESTICA INC COM 15101Q207 384,200 1,063 SH SOLE 1,063 0 0
CHEVRON CORPORATION COM 166764100 265,198 1,299 SH SOLE 1,299 0 0
CHURCH & DWIGHT CO INC COM 171340102 1,013,148 10,753 SH SOLE 10,753 0 0
CINCINNATI FINL CORP COM 172062101 2,308,156 14,483 SH SOLE 14,483 0 0
CREDO TECHNOLOGY GROUP HOLDI ORDINARY SHARES G25457105 223,619 1,148 SH SOLE 1,148 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 26,316,194 669,453 SH SOLE 669,453 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 19,353,014 346,456 SH SOLE 346,456 0 0
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 5,618,080 126,391 SH SOLE 126,391 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 19,992,284 300,907 SH SOLE 300,907 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 17,527,575 473,462 SH SOLE 473,462 0 0
DOLBY LABORATORIES INC COM CL A 25659T107 226,793 3,859 SH SOLE 3,859 0 0
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 892,545 5,484 SH SOLE 5,484 0 0
F N B CORP COM 302520101 276,582 16,071 SH SOLE 16,071 0 0
GE AEROSPACE COM NEW 369604301 379,772 1,216 SH SOLE 1,216 0 0
GE VERNOVA INC COM 36828A101 345,028 363 SH SOLE 363 0 0
GENERAL MTRS CO COM 37045V100 214,214 2,782 SH SOLE 2,782 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 577,438 9,038 SH SOLE 9,038 0 0
IES HOLDINGS INC COM 44951W106 707,660 2,204 SH SOLE 2,204 0 0
INTEL CORP COM 458140100 394,595 3,282 SH SOLE 3,282 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 808,475 3,676 SH SOLE 3,676 0 0
INTUIT COM 461202103 219,741 797 SH SOLE 797 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 270,426 1,300 SH SOLE 1,300 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,868,141 23,018 SH SOLE 23,018 0 0
ISHARES SILVER TR ISHARES 46428Q109 324,335 5,950 SH SOLE 5,950 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 19,791,056 479,783 SH SOLE 479,783 0 0
ISHARES TR CORE INTL AGGR 46435G672 2,379,263 48,359 SH SOLE 48,359 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,324,059 13,667 SH SOLE 13,667 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,992,850 14,649 SH SOLE 14,649 0 0
ISHARES TR CORE S&P500 ETF 464287200 3,678,378 4,803 SH SOLE 4,803 0 0
ISHARES TR CORE US AGGBD ET 464287226 2,474,092 26,170 SH SOLE 26,170 0 0
ISHARES TR EAFE VALUE ETF 464288877 2,109,002 26,649 SH SOLE 26,649 0 0
ISHARES TR IBOXX HI YD ETF 464288513 445,443 5,769 SH SOLE 5,769 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 12,086,028 235,917 SH SOLE 235,917 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 6,119,338 121,536 SH SOLE 121,536 0 0
ISHARES TR JPMORGAN USD EMG 464288281 4,381,395 48,232 SH SOLE 48,232 0 0
ISHARES TR MBS ETF 464288588 14,611,837 163,042 SH SOLE 163,042 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 627,803 5,012 SH SOLE 5,012 0 0
ISHARES TR RUS MD CP GR ETF 464287481 479,402 3,482 SH SOLE 3,482 0 0
ISHARES TR RUS MID CAP ETF 464287499 798,298 7,481 SH SOLE 7,481 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 568,785 2,047 SH SOLE 2,047 0 0
ISHARES TR TIPS BD ETF 464287176 13,537,789 130,121 SH SOLE 130,121 0 0
JPMORGAN CHASE & CO COM 46625H100 1,295,902 3,917 SH SOLE 3,917 0 0
LINDE PLC SHS G54950103 233,528 492 SH SOLE 492 0 0
MASTERCARD INCORPORATED CL A 57636Q104 214,522 389 SH SOLE 389 0 0
META PLATFORMS INC CL A 30303M102 2,850,179 3,930 SH SOLE 3,930 0 0
MICRON TECHNOLOGY INC COM 595112103 844,632 793 SH SOLE 793 0 0
MICROSOFT CORP COM 594918104 1,689,329 3,294 SH SOLE 3,294 0 0
NATERA INC COM 632307104 1,210,585 2,929 SH SOLE 2,929 0 0
NVIDIA CORPORATION COM 67066G104 9,293,434 40,693 SH SOLE 40,693 0 0
ORACLE CORP COM 68389X105 626,960 4,566 SH SOLE 4,566 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 290,115 1,551 SH SOLE 1,551 0 0
PHILLIPS 66 COM 718546104 217,014 850 SH SOLE 850 0 0
PROSHARES TR ULTRAPRO QQQ 74347X831 239,942 3,075 SH SOLE 3,075 0 0
QUALCOMM INC COM 747525103 314,340 1,708 SH SOLE 1,708 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 23,318,586 639,742 SH SOLE 639,742 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 13,603,480 253,088 SH SOLE 253,088 0 0
SCHWAB STRATEGIC TR HIGH YIEL BD ETF 808524631 1,593,325 63,127 SH SOLE 63,127 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 45,723,493 1,664,488 SH SOLE 1,664,488 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 10,074,240 202,538 SH SOLE 202,538 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 9,144,977 385,864 SH SOLE 385,864 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,219,577 55,184 SH SOLE 55,184 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 7,976,246 239,455 SH SOLE 239,455 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 141,773,725 4,725,791 SH SOLE 4,725,791 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,161,961 52,721 SH SOLE 52,721 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 36,534,388 1,119,656 SH SOLE 1,119,656 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 40,258,400 1,602,006 SH SOLE 1,602,006 0 0
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 453,723 2,694 SH SOLE 2,694 0 0
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 342,485 2,270 SH SOLE 2,270 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,091,868 2,867 SH SOLE 2,867 0 0
SPDR SERIES TRUST ST BLOO HIGH ETF 78468R622 273,334 2,947 SH SOLE 2,947 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 7,318,363 9,596 SH SOLE 9,596 0 0
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 405,847 618 SH SOLE 618 0 0
STERLING INFRASTRUCTURE INC COM 859241101 328,017 667 SH SOLE 667 0 0
SYNOPSYS INC COM 871607107 251,395 578 SH SOLE 578 0 0
TESLA INC COM 88160R101 318,315 897 SH SOLE 897 0 0
TWILIO INC CL A 90138F102 283,394 969 SH SOLE 969 0 0
UNITED PARCEL SVCS INC CL B 911312106 270,696 2,897 SH SOLE 2,897 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,089,488 29,786 SH SOLE 29,786 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 19,757,525 421,539 SH SOLE 421,539 0 0
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 26,924,969 76,524 SH SOLE 76,524 0 0
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 10,812,327 38,006 SH SOLE 38,006 0 0
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 4,403,894 19,062 SH SOLE 19,062 0 0
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 2,458,123 6,568 SH SOLE 6,568 0 0
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 49,411,740 228,673 SH SOLE 228,673 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 347,644 4,190 SH SOLE 4,190 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 9,504,890 160,258 SH SOLE 160,258 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 729,554 8,405 SH SOLE 8,405 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 387,153 3,343 SH SOLE 3,343 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 18,773,987 120,927 SH SOLE 120,927 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 46,207,656 815,525 SH SOLE 815,525 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 19,069,675 243,515 SH SOLE 243,515 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 4,102,685 92,382 SH SOLE 92,382 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 30,877,014 399,702 SH SOLE 399,702 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 289,239 3,404 SH SOLE 3,404 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 7,847,242 111,135 SH SOLE 111,135 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 28,997,083 459,323 SH SOLE 459,323 0 0
VISA INC COM CL A 92826C839 216,362 602 SH SOLE 602 0 0
WALMART INC COM 931142103 605,900 5,830 SH SOLE 5,830 0 0
WW GRAINGER INC COM 384802104 946,778 760 SH SOLE 760 0 0