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  <xs:element id="fmcc_NumberOfReportableSegmentsDisclosedByDefinitionFlag" abstract="false" name="NumberOfReportableSegmentsDisclosedByDefinitionFlag" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="fmcc_OtherDisclosuresAbstract" abstract="true" name="OtherDisclosuresAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="fmcc_GuarantorObligationsByTypeAxis" abstract="true" name="GuarantorObligationsByTypeAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="fmcc_GuarantorObligationsTypeDomain" abstract="true" name="GuarantorObligationsTypeDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="fmcc_CounterGuaranteeMember" abstract="true" name="CounterGuaranteeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="fmcc_GuarantorObligationsRecourseRelatedPartyCounterGuarantee" abstract="false" name="GuarantorObligationsRecourseRelatedPartyCounterGuarantee" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
</xs:schema>
