v3.26.3
SEGMENT INFORMATION (Details) - USD ($)
$ in Millions
 3 Months Ended 9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Dec. 31, 2025
Segment Reporting [Line Items]          
Number Of Reportable Segments Disclosed By Definition Flag     Our reportable segments are: the United States and Canada, Europe, and All Other    
Total revenue $ 3,630 $ 3,571 $ 10,793 $ 10,477  
Total revenue less:          
Depreciation on vehicles subject to operating leases 738 626 2,123 1,834  
Interest expense 1,741 1,802 5,153 5,351  
Provision for credit losses 173 135 495 389  
Other segment items 175 377 679 1,047  
Income before income taxes 803 631 2,343 1,856  
Net finance receivables and net investment in operating leases 146,138 145,692 146,138 145,692  
Total assets 161,562 161,334 161,562 161,334 $ 162,453
Reportable segments          
Segment Reporting [Line Items]          
Total revenue 3,630 3,571 10,793 10,477  
Total revenue less:          
Depreciation on vehicles subject to operating leases 738 626 2,123 1,834  
Interest expense 1,663 1,726 4,965 5,177  
Provision for credit losses 173 135 495 389  
Other segment items 394 472 1,148 1,349  
Income before income taxes 662 612 2,062 1,728  
Net finance receivables and net investment in operating leases 146,138 145,692 146,138 145,692  
Total assets 161,562 161,334 161,562 161,334  
Reportable segments | United States and Canada          
Segment Reporting [Line Items]          
Total revenue 3,145 3,077 9,339 9,040  
Total revenue less:          
Depreciation on vehicles subject to operating leases 717 611 2,065 1,802  
Interest expense 1,441 1,473 4,293 4,430  
Provision for credit losses 114 111 300 311  
Other segment items 303 284 881 884  
Income before income taxes 570 598 1,800 1,613  
Net finance receivables and net investment in operating leases 121,997 119,452 121,997 119,452  
Total assets 134,007 131,212 134,007 131,212  
Reportable segments | Europe          
Segment Reporting [Line Items]          
Total revenue 407 402 1,205 1,152  
Total revenue less:          
Depreciation on vehicles subject to operating leases 21 15 58 32  
Interest expense 179 204 540 594  
Provision for credit losses 53 13 166 37  
Other segment items 73 172 221 410  
Income before income taxes 81 (2) 220 79  
Net finance receivables and net investment in operating leases 21,102 22,643 21,102 22,643  
Total assets 24,103 26,099 24,103 26,099  
Reportable segments | All Other          
Segment Reporting [Line Items]          
Total revenue 78 92 249 285  
Total revenue less:          
Depreciation on vehicles subject to operating leases 0 0 0 0  
Interest expense 43 49 132 153  
Provision for credit losses 6 11 29 41  
Other segment items 18 16 46 55  
Income before income taxes 11 16 42 36  
Net finance receivables and net investment in operating leases 3,039 3,597 3,039 3,597  
Total assets 3,452 4,023 3,452 4,023  
Unallocated Other          
Segment Reporting [Line Items]          
Total revenue 0 0 0 0  
Total revenue less:          
Depreciation on vehicles subject to operating leases 0 0 0 0  
Interest expense 78 76 188 174  
Provision for credit losses 0 0 0 0  
Other segment items (219) (95) (469) (302)  
Income before income taxes 141 19 281 128  
Net finance receivables and net investment in operating leases 0 0 0 0  
Total assets $ 0 $ 0 $ 0 $ 0