<?xml version="1.0" encoding="US-ASCII"?>
<!-- Generated by Broadridge Transform (tm) - http://www.broadridge.com -->
<!-- Created: Fri Oct 23 17:02:09 UTC 2026 -->
<xs:schema elementFormDefault="qualified" xmlns:fnd="http://xbrl.sec.gov/fnd/2026" targetNamespace="http://www.franklintempletondatasources.com/20260831" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:us-types="http://fasb.org/us-types/2026" xmlns:temf="http://www.franklintempletondatasources.com/20260831" xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:dtr="http://www.xbrl.org/dtr/type/2024-01-31" xmlns:xbrli="http://www.xbrl.org/2003/instance">
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xlink:type="simple" xlink:href="temf-20260831_lab.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="temf-20260831_pre.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef"/>
    </xs:appinfo>
  </xs:annotation>
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/cef/2026" schemaLocation="https://xbrl.sec.gov/cef/2026/cef-2026.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/cef-pre/2026" schemaLocation="https://xbrl.sec.gov/cef/2026/cef-2026_pre.xsd"/>
<!-- [WMV7][8FSNkq5/B2ujCsJLNfFhRcGZNd12Yvz+XwoSrVG5Mqdvio5VZGpblvQtuNsvXZQYTxwhLfUkVXWzZeP0PanBAzr4pfTdYQGDgwyTX3SBAJVUa8nxfes1k94qrvNkDe684pwDZZWIcPaZTA9PD3qHhmOF/DTolTkBkhemeDgqV/Tnjv0u2bXzrFxDesz85o6kVVjG/fDiCU+BLC75RHJZlfP2jzV+KGV1IdB/d79JFz65KoMSx3aH7UnqpU++uQBBjNvuUL7L1wyJkJl2fMmVn2JEPT4Bgjz8tDsc4nQ2uEA9JzDV0r2dHD7+nGNUckA50z4p5UY0ALVb3MGwYBYeZ9QnvVWFhlLFjRF2zz0A1z4AN6N5aavR53ZLyuPUToZj] CSR-->
  <xs:import namespace="http://www.xbrl.org/dtr/type/2024-01-31" schemaLocation="https://www.xbrl.org/dtr/type/2024-01-31/types.xsd"/>
</xs:schema>