The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 301,842 1,154 SH SOLE 1,153 0 0
ALPHABET INC CAP STK CL A 02079K305 1,046,221 3,041 SH SOLE 3,040 0 0
ALPHABET INC CAP STK CL C 02079K107 615,222 1,806 SH SOLE 1,805 0 0
AMAZON COM INC COM 023135106 1,542,619 6,192 SH SOLE 6,191 0 0
AMEREN CORP COM 023608102 238,611 2,401 SH SOLE 2,401 0 0
APPLE INC COM 037833100 5,505,611 16,532 SH SOLE 16,532 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,392,268 2,796 SH SOLE 2,796 0 0
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 21,880,802 315,923 SH SOLE 315,922 0 0
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 11,820,600 250,490 SH SOLE 250,489 0 0
BROADCOM INC COM 11135F101 887,808 2,528 SH SOLE 2,528 0 0
CAPITAL GRP FIXED INCM ETF T MUN INM ETF 14020Y201 1,133,772 43,707 SH SOLE 43,707 0 0
CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508 365,463 14,630 SH SOLE 14,630 0 0
CAPITAL GRP FIXED INCM ETF T SHOR DUR MUN ETF 14020Y607 1,942,685 75,561 SH SOLE 75,561 0 0
CHEVRON CORPORATION COM 166764100 397,198 1,945 SH SOLE 1,945 0 0
CISCO SYS INC COM 17275R102 213,717 1,986 SH SOLE 1,985 0 0
CORNING INC COM 219350105 555,842 3,615 SH SOLE 3,615 0 0
DESIGNER BRANDS INC CL A 250565108 115,954 19,166 SH SOLE 19,166 0 0
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 246,820 1,517 SH SOLE 1,516 0 0
FARMERS NATIONAL BANC CORP COM 309627107 364,848 24,275 SH SOLE 24,274 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 1,200,240 4,000 SH SOLE 4,000 0 0
GILEAD SCIENCES INC COM 375558103 310,047 2,080 SH SOLE 2,080 0 0
INTEL CORP COM 458140100 207,975 1,730 SH SOLE 1,729 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 231,032 3,632 SH SOLE 3,632 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 480,812 650 SH SOLE 649 0 0
ISHARES INC MSCI EMRG CHN 46434G764 486,809 4,913 SH SOLE 4,913 0 0
ISHARES INC CORE MSCI EMKT 46434G103 12,040,448 148,354 SH SOLE 148,354 0 0
ISHARES TR CORE S&P SCP ETF 464287804 9,584,367 70,453 SH SOLE 70,452 0 0
ISHARES TR US INFRASTRUC 46435U713 212,309 3,858 SH SOLE 3,858 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 214,509 772 SH SOLE 771 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 766,716 8,414 SH SOLE 8,414 0 0
ISHARES TR MSCI USA MIN ETF 46429B697 6,533,684 67,053 SH SOLE 67,053 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 10,588,893 47,646 SH SOLE 47,646 0 0
ISHARES TR MSCI USA MMENTM 46432F396 4,007,167 12,627 SH SOLE 12,627 0 0
ISHARES TR U.S. TECH ETF 464287721 1,267,110 4,783 SH SOLE 4,783 0 0
ISHARES TR CORE S&P500 ETF 464287200 498,066 650 SH SOLE 650 0 0
ISHARES TR NATIONAL MUN ETF 464288414 2,143,694 21,204 SH SOLE 21,203 0 0
ISHARES TR MSCI USA VALUE 46432F388 380,466 1,922 SH SOLE 1,921 0 0
ISHARES U S ETF TR SHOR MAT MUN ETF 46431W838 507,758 10,231 SH SOLE 10,230 0 0
JOHNSON & JOHNSON COM 478160104 295,265 1,115 SH SOLE 1,115 0 0
JPMORGAN CHASE & CO COM 46625H100 652,956 1,974 SH SOLE 1,973 0 0
KINDER MORGAN INC DEL COM 49456B101 276,325 9,165 SH SOLE 9,165 0 0
MASTERCARD INCORPORATED CL A 57636Q104 205,914 373 SH SOLE 373 0 0
META PLATFORMS INC CL A 30303M102 350,877 484 SH SOLE 483 0 0
MICRON TECHNOLOGY INC COM 595112103 208,346 196 SH SOLE 195 0 0
MICROSOFT CORP COM 594918104 1,250,209 2,438 SH SOLE 2,437 0 0
NVIDIA CORPORATION COM 67066G104 7,796,401 34,138 SH SOLE 34,137 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 373,051 3,332 SH SOLE 3,332 0 0
PROCTER & GAMBLE CO COM 742718109 206,997 1,425 SH SOLE 1,424 0 0
RICHMOND MUT BANCORPORATION COM 76525P100 639,032 43,004 SH SOLE 43,003 0 0
RTX CORPORATION COM 75513E101 389,241 2,097 SH SOLE 2,096 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,050,759 32,202 SH SOLE 32,202 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,953,912 66,664 SH SOLE 66,663 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,234,878 117,760 SH SOLE 117,760 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 31,408,284 874,152 SH SOLE 874,152 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 490,996 13,470 SH SOLE 13,470 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 23,525,034 706,245 SH SOLE 706,245 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 5,490,517 168,783 SH SOLE 168,783 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 18,400,332 584,694 SH SOLE 584,694 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 31,437,166 584,878 SH SOLE 584,877 0 0
SOUTHERN CO COM 842587107 205,650 2,481 SH SOLE 2,481 0 0
SPDR SERIES TRUST ST STR SP600SM C 78464A300 2,280,438 22,324 SH SOLE 22,324 0 0
SPDR SERIES TRUST ST STR SP600GRWO 78464A201 1,042,654 9,747 SH SOLE 9,747 0 0
SPDR SERIES TRUST ST STR SP600 SML 78468R853 2,930,890 55,446 SH SOLE 55,446 0 0
SPDR SERIES TRUST ST STR P500ETF 78464A854 27,636,954 307,898 SH SOLE 307,898 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 9,843,453 12,907 SH SOLE 12,907 0 0
T ROWE PRICE EXCHANGE-TRADED PRICE GRW STOCK 87283Q305 1,225,214 25,285 SH SOLE 25,285 0 0
T ROWE PRICE EXCHANGE-TRADED CAP APPRECIATION 87283Q867 1,441,385 34,099 SH SOLE 34,099 0 0
TESLA INC COM 88160R101 260,059 733 SH SOLE 732 0 0
TORO CO COM 891092108 436,363 4,526 SH SOLE 4,525 0 0
USA COMPRESSION PARTNERS LP COM UNIT LTDPAR 90290N109 411,549 16,548 SH SOLE 16,548 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 410,275 3,243 SH SOLE 3,242 0 0
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 375,247 1,003 SH SOLE 1,002 0 0
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 604,480 2,125 SH SOLE 2,124 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,574,270 2,246 SH SOLE 2,246 0 0
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 769,323 3,330 SH SOLE 3,329 0 0
VANGUARD INDEX FDS MRNGSTR SM CP GR 922908595 2,236,017 6,619 SH SOLE 6,618 0 0
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 14,067,988 65,105 SH SOLE 65,105 0 0
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 22,100,725 245,264 SH SOLE 245,263 0 0
VANGUARD MALVERN FDS CORE BD ETF 922020748 21,086,852 286,428 SH SOLE 286,428 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,601,851 6,866 SH SOLE 6,865 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 15,233,937 179,307 SH SOLE 179,307 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 5,922,276 62,723 SH SOLE 62,722 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 307,634 1,982 SH SOLE 1,982 0 0
VANGUARD WORLD FD CONSUM STP ETF 92204A207 3,664,774 16,795 SH SOLE 16,794 0 0
VISA INC COM CL A 92826C839 277,587 773 SH SOLE 772 0 0