v3.26.3
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Activity in Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period $ 580,511 $ 565,109 $ 569,520 $ 392,522
Allowance Established for Acquired PCD Loans   13,104   103,546
Charge-offs (48,275) (35,402) (127,122) (89,896)
Recoveries 14,185 5,364 28,769 11,714
Provision for Loan Losses 33,237 24,003 108,491 154,292
Balance at End of Period 579,658 572,178 579,658 572,178
Commercial        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 253,854 215,917 244,670 148,722
Realignment of Loan Portfolio Segments 1,999   1,999  
Allowance Established for Acquired PCD Loans   6,666   37,158
Charge-offs (41,827) (22,068) (84,979) (48,185)
Recoveries 10,050 1,222 20,111 3,477
Provision for Loan Losses 29,138 33,246 71,413 93,811
Balance at End of Period 253,214 234,983 253,214 234,983
Commercial real estate        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 263,706 294,303 268,332 200,309
Realignment of Loan Portfolio Segments 962   962  
Allowance Established for Acquired PCD Loans   6,438   66,049
Charge-offs (1,810) (8,016) (28,432) (29,114)
Recoveries 2,844 2,101 4,270 2,494
Provision for Loan Losses (24,646) (11,999) (4,076) 43,089
Balance at End of Period 241,056 282,827 241,056 282,827
BBCC        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 2,961 2,488 2,371 2,813
Realignment of Loan Portfolio Segments (2,961)   (2,961)  
Allowance Established for Acquired PCD Loans   0   0
Charge-offs 0 (419) (1,296) (476)
Recoveries 0 25 240 423
Provision for Loan Losses 0 364 1,646 (302)
Balance at End of Period 0 2,458 0 2,458
Residential real estate        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 40,450 31,850 34,394 22,922
Realignment of Loan Portfolio Segments 580   580  
Allowance Established for Acquired PCD Loans   0   148
Charge-offs (72) (25) (458) (302)
Recoveries 78 51 202 288
Provision for Loan Losses 13,567 (445) 19,885 8,375
Balance at End of Period 54,603 31,431 54,603 31,431
Indirect        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 7,228 8,430 8,021 8,434
Realignment of Loan Portfolio Segments 357   357  
Allowance Established for Acquired PCD Loans   0   6
Charge-offs (2,539) (1,863) (5,746) (5,562)
Recoveries 584 690 1,922 2,033
Provision for Loan Losses 1,683 704 2,759 3,050
Balance at End of Period 7,313 7,961 7,313 7,961
Direct        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 2,273 2,564 2,478 2,304
Realignment of Loan Portfolio Segments (2,273)   (2,273)  
Allowance Established for Acquired PCD Loans   0   47
Charge-offs 0 (2,907) (4,026) (5,988)
Recoveries 0 648 1,196 1,862
Provision for Loan Losses 0 2,113 2,625 4,193
Balance at End of Period 0 2,418 0 2,418
Home equity        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 10,039 9,557 9,254 7,018
Realignment of Loan Portfolio Segments 0   0  
Allowance Established for Acquired PCD Loans   0   138
Charge-offs (120) (104) (278) (269)
Recoveries 174 627 373 1,137
Provision for Loan Losses 9,751 20 10,495 2,076
Balance at End of Period 19,844 $ 10,100 19,844 $ 10,100
Other consumer        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at Beginning of Period 0   0  
Realignment of Loan Portfolio Segments 1,336   1,336  
Charge-offs (1,907)   (1,907)  
Recoveries 455   455  
Provision for Loan Losses 3,744   3,744  
Balance at End of Period $ 3,628   $ 3,628