LEASES (Tables)

9 Months Ended

Sep. 30, 2026

The components of lease expense were as follows:


	Affected Line Item in the Statement of Income	Three Months Ended September 30,				Nine Months Ended September 30,
(dollars in thousands)		2026		2025		2026		2025
Operating lease cost	Occupancy/Equipment expense	$	9,488	$	9,510	$	28,569	$	26,669
Finance lease cost:
Amortization of right-of-use assets	Occupancy expense	2,139		2,297		6,662		6,843
Interest on lease liabilities	Interest expense	187		219		624		660

Sub-lease income	Occupancy expense	(107)		(73)		(329)		(262)
Total		$	11,707	$	11,953	$	35,526	$	33,910

Supplemental balance sheet information related to leases was as follows:


(dollars in thousands)	September 30, 2026			December 31, 2025
Operating Leases
Operating lease right-of-use assets	$	190,832		$	209,327
Operating lease liabilities	206,493			226,624

Finance Leases
Premises and equipment, net	16,206			23,950
Other borrowings	18,173			25,798

Weighted-Average Remaining Lease Term (in Years)
Operating leases	8.2			8.7
Finance leases	8.4			7.0

Weighted-Average Discount Rate
Operating leases	3.78		%	3.72		%
Finance leases	4.06		%	4.04		%

Supplemental cash flow information related to leases was as follows:


	Nine Months Ended September 30,
(dollars in thousands)	2026		2025
Cash paid for amounts included in the measurement of lease liabilities:
Operating cash flows from operating leases	$	30,205	$	27,825
Operating cash flows from finance leases	624		660
Financing cash flows from finance leases	6,544		6,690

The following table presents a maturity analysis of the Company’s lease liability by lease classification at September 30, 2026:


(dollars in thousands)	Operating Leases		Finance Leases
2026	$	10,145	$	1,495
2027	39,440		3,750
2028	35,508		2,886
2029	32,573		1,498
2030	28,032		1,533
Thereafter	96,905		10,447
Total undiscounted lease payments	242,603		21,609
Amounts representing interest	(36,110)		(3,436)
Lease liability	$	206,493	$	18,173