The following table summarizes Old National Bank’s FHLB advances:


(dollars in thousands)	September 30, 2026		December 31, 2025
FHLB advances (fixed rates 3.34% to 4.86% and variable rates 3.75% to 4.03%) maturing November 2026 to March 2046	$	5,500,200	$	6,230,200
Fair value hedge basis adjustments and unamortized prepayment fees	(15,589)		7,175
Total	$	5,484,611	$	6,237,375

FHLB advances had weighted-average rates of 4.02% at September 30, 2026 and 3.71% at December 31, 2025. FHLB advances are collateralized by designated assets that may include qualifying commercial real estate loans, residential and multifamily mortgages, home equity loans, and certain investment securities.

At September 30, 2026, total unamortized prepayment fees related to all FHLB advance debt modifications completed in prior years totaled $3.1 million, compared to $3.3 million at December 31, 2025.

Contractual maturities of FHLB advances at September 30, 2026 were as follows:


(dollars in thousands)
Due in 2026	$	3,275,000
Due in 2027	141,000
Due in 2028	548,000
Due in 2029	706,000
Due in 2030	229,000
Thereafter	601,200
Fair value hedge basis adjustments and unamortized prepayment fees	(15,589)
Total	$	5,484,611