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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 5,386,759 15,809 SH SOLE 0 0 0 15,809
AMAZON COM INC COM 023135106 28,522,194 114,478 SH SOLE 0 0 0 114,478
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 1,485,052 13,577 SH SOLE 0 0 0 13,577
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 271,953 3,007 SH SOLE 0 0 0 3,007
AMGEN INC COM 031162100 2,149,701 5,100 SH SOLE 0 0 0 5,100
APPLE INC COM 037833100 4,478,786 13,449 SH SOLE 0 0 0 13,449
ASML HLDG NV N Y REGISTRY SHS N07059210 1,340,636 740 SH SOLE 0 0 0 740
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6,217,902 12,487 SH SOLE 0 0 0 12,487
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 5,537,129 79,947 SH SOLE 0 0 0 79,947
BROADCOM INC COM 11135F101 3,400,573 9,683 SH SOLE 0 0 0 9,683
CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 3,489,649 71,436 SH SOLE 0 0 0 71,436
CHEVRON CORPORATION COM 166764100 2,140,121 10,480 SH SOLE 0 0 0 10,480
COCA COLA CO COM 191216100 533,696 6,200 SH SOLE 0 0 0 6,200
COSTCO WHOLESALE CORPORATION COM 22160K105 4,937,684 5,424 SH SOLE 0 0 0 5,424
DBX ETF TR XTRACK MSCI EAFE 233051200 1,748,014 31,811 SH SOLE 0 0 0 31,811
DBX ETF TR XTRACK MSCI EMRG 233051101 642,444 16,414 SH SOLE 0 0 0 16,414
EA SERIES TRUST FREEDOM 100 EM 02072L607 2,409,632 34,443 SH SOLE 0 0 0 34,443
ETFS GOLD TR PHYSCL GOLD SHS 00326A104 386,897 9,780 SH SOLE 0 0 0 9,780
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 2,420,093 14,870 SH SOLE 0 0 0 14,870
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352 2,496,795 39,500 SH SOLE 0 0 0 39,500
FIDELITY COVINGTON TRUST ENHANCED SML CAP 31609A206 391,110 8,701 SH SOLE 0 0 0 8,701
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 1,109,909 25,633 SH SOLE 0 0 0 25,633
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 707,014 15,863 SH SOLE 0 0 0 15,863
GLOBAL X FDS S&P 500 COVERED 37954Y475 952,718 22,946 SH SOLE 0 0 0 22,946
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 1,106,118 59,629 SH SOLE 0 0 0 59,629
GLOBAL X FDS ARTIFICIAL ETF 37954Y632 9,302,046 142,757 SH SOLE 0 0 0 142,757
GLOBAL X FDS 1 3 MO T BI ET 37960A438 8,315,979 82,878 SH SOLE 0 0 0 82,878
HOME DEPOT INC COM 437076102 2,052,880 7,216 SH SOLE 0 0 0 7,216
HONEYWELL INTL INC COM 438516205 295,316 1,400 SH SOLE 0 0 0 1,400
INNOVATOR ETFS TRUST LADDERED ALC BFR 45783Y756 933,639 23,177 SH SOLE 0 0 0 23,177
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 2,567,811 8,429 SH SOLE 0 0 0 8,429
INVESCO EXCH TRADED FD TR II INVESCO PHLX SM 46138G615 232,596 2,340 SH SOLE 0 0 0 2,340
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 332,069 16,254 SH SOLE 0 0 0 16,254
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 994,330 11,826 SH SOLE 0 0 0 11,826
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 2,357,259 37,058 SH SOLE 0 0 0 37,058
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308 11,670,034 81,563 SH SOLE 0 0 0 81,563
INVESCO QQQ TR UNIT SER 1 46090E103 13,663,552 18,470 SH SOLE 0 0 0 18,470
ISHARES TR RUS 2000 GRW ETF 464287648 541,060 1,516 SH SOLE 0 0 0 1,516
ISHARES TR CORE S&P SCP ETF 464287804 334,522 2,459 SH SOLE 0 0 0 2,459
ISHARES TR S&P 500 VAL ETF 464287408 448,342 1,964 SH SOLE 0 0 0 1,964
ISHARES TR S&P 500 GRWT ETF 464287309 731,074 5,139 SH SOLE 0 0 0 5,139
ISHARES TR RUS 1000 GRW ETF 464287614 19,883,898 158,741 SH SOLE 0 0 0 158,741
ISHARES TR RUS 2000 VAL ETF 464287630 589,602 2,815 SH SOLE 0 0 0 2,815
ISHARES TR ISHS 1-5YR INVS 464288646 643,449 12,560 SH SOLE 0 0 0 12,560
ISHARES TR CALIF MUN BD ETF 464288356 1,567,099 28,956 SH SOLE 0 0 0 28,956
ISHARES TR MSCI USA MIN ETF 46429B697 3,456,587 35,474 SH SOLE 0 0 0 35,474
ISHARES TR SHRT NAT MUN ETF 464288158 410,529 3,927 SH SOLE 0 0 0 3,927
ISHARES TR HDG MSCI EAFE 46434V803 257,233 5,545 SH SOLE 0 0 0 5,545
ISHARES TR CORE DIV GRWTH 46434V621 339,255 4,500 SH SOLE 0 0 0 4,500
ISHARES TR MSCI USA QLT FCT 46432F339 389,364 1,752 SH SOLE 0 0 0 1,752
ISHARES TR 0-5YR HI YL CP 46434V407 8,663,408 210,022 SH SOLE 0 0 0 210,022
ISHARES TR ESG ADVNCD HY BD 46435G441 211,779 4,695 SH SOLE 0 0 0 4,695
ISHARES TR CORE INTL AGGR 46435G672 688,997 14,004 SH SOLE 0 0 0 14,004
ISHARES TR ESG AW MSCI EAFE 46435G516 521,124 5,057 SH SOLE 0 0 0 5,057
ISHARES TR ESG SELECT SCRE 46436E569 394,866 6,773 SH SOLE 0 0 0 6,773
ISHARES TR ESG AWR US AGRGT 46435U549 539,787 11,929 SH SOLE 0 0 0 11,929
ISHARES TR ESG MSCI USA ETF 46436E767 388,963 5,715 SH SOLE 0 0 0 5,715
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 9,318,184 165,745 SH SOLE 0 0 0 165,745
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 6,233,511 101,755 SH SOLE 0 0 0 101,755
J P MORGAN EXCHANGE TRADED F HEDG EQU LAD ETF 46654Q724 10,945,115 158,235 SH SOLE 0 0 0 158,235
J P MORGAN EXCHANGE TRADED F NASDAQ EQUITY 46654Q492 207,191 3,662 SH SOLE 0 0 0 3,662
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 6,496,700 128,724 SH SOLE 0 0 0 128,724
JPMORGAN CHASE & CO COM 46625H100 2,812,055 8,500 SH SOLE 0 0 0 8,500
LOCKHEED MARTIN CORP COM 539830109 947,205 1,860 SH SOLE 0 0 0 1,860
MERCK & CO INC COM 58933Y105 959,046 6,600 SH SOLE 0 0 0 6,600
META PLATFORMS INC CL A 30303M102 3,002,970 4,141 SH SOLE 0 0 0 4,141
MICROSOFT CORP COM 594918104 5,440,231 10,607 SH SOLE 0 0 0 10,607
NETFLIX INC. COM 64110L106 1,744,162 25,067 SH SOLE 0 0 0 25,067
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 381,892 7,870 SH SOLE 0 0 0 7,870
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 1,299,022 11,426 SH SOLE 0 0 0 11,426
NUSHARES ETF TR NUVEEN ESG INTL 67092P805 301,955 7,604 SH SOLE 0 0 0 7,604
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 1,371,111 26,042 SH SOLE 0 0 0 26,042
NVIDIA CORPORATION COM 67066G104 66,187,630 289,814 SH SOLE 0 0 0 289,814
ORACLE CORP COM 68389X105 1,152,496 8,394 SH SOLE 0 0 0 8,394
PACER FDS TR TRENDP US LAR CP 69374H105 4,924,929 82,758 SH SOLE 0 0 0 82,758
PALANTIR TECHNOLOGIES INC CL A 69608A108 561,150 3,000 SH SOLE 0 0 0 3,000
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 1,024,324 11,321 SH SOLE 0 0 0 11,321
PRIVATE BANCORP OF AMER INC COM 74274F100 219,429 2,580 SH SOLE 0 0 0 2,580
QUALCOMM INC COM 747525103 754,564 4,100 SH SOLE 0 0 0 4,100
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 588,778 10,954 SH SOLE 0 0 0 10,954
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 2,611,349 82,979 SH SOLE 0 0 0 82,979
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 5,969,851 270,129 SH SOLE 0 0 0 270,129
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 9,255,696 284,528 SH SOLE 0 0 0 284,528
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 430,455 12,653 SH SOLE 0 0 0 12,653
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,454,910 198,577 SH SOLE 0 0 0 198,577
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 348,030 11,601 SH SOLE 0 0 0 11,601
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 488,569 14,973 SH SOLE 0 0 0 14,973
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 45,356,703 1,262,363 SH SOLE 0 0 0 1,262,363
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 7,040,069 211,350 SH SOLE 0 0 0 211,350
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 609,954 16,734 SH SOLE 0 0 0 16,734
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 912,374 17,627 SH SOLE 0 0 0 17,627
SPDR SERIES TRUST ST STR P500ETF 78464A854 20,654,135 230,104 SH SOLE 0 0 0 230,104
SPDR SERIES TRUST ST STR RATE ETF 78468R200 219,272 7,110 SH SOLE 0 0 0 7,110
SSGA ACTIVE ETF TR ST STR BL LN ETF 78467V608 1,273,456 31,529 SH SOLE 0 0 0 31,529
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 8,062,043 15,853 SH SOLE 0 0 0 15,853
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 48,315,661 63,354 SH SOLE 0 0 0 63,354
TESLA INC COM 88160R101 453,447 1,278 SH SOLE 0 0 0 1,278
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 471,521 21,511 SH SOLE 0 0 0 21,511
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 3,342,628 71,317 SH SOLE 0 0 0 71,317
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 458,362 654 SH SOLE 0 0 0 654
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 968,038 4,480 SH SOLE 0 0 0 4,480
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 2,212,343 9,576 SH SOLE 0 0 0 9,576
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 222,910 2,487 SH SOLE 0 0 0 2,487
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 1,709,837 18,975 SH SOLE 0 0 0 18,975
VANGUARD INDEX FDS MRNGSTR SM CP GR 922908595 2,321,230 6,871 SH SOLE 0 0 0 6,871
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 2,494,171 6,665 SH SOLE 0 0 0 6,665
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 4,614,764 19,923 SH SOLE 0 0 0 19,923
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 219,210 3,696 SH SOLE 0 0 0 3,696
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 3,737,816 33,302 SH SOLE 0 0 0 33,302
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 7,596,169 58,917 SH SOLE 0 0 0 58,917
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 7,281,596 66,988 SH SOLE 0 0 0 66,988
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 7,951,574 102,933 SH SOLE 0 0 0 102,933
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 424,391 1,819 SH SOLE 0 0 0 1,819
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 763,153 10,808 SH SOLE 0 0 0 10,808
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,091,832 7,035 SH SOLE 0 0 0 7,035
VANGUARD WORLD FD INF TECH ETF 92204A702 23,206,725 184,664 SH SOLE 0 0 0 184,664
VANGUARD WORLD FD UTILITIES ETF 92204A876 225,207 1,317 SH SOLE 0 0 0 1,317
VISA INC COM CL A 92826C839 2,202,693 6,130 SH SOLE 0 0 0 6,130
WALMART INC COM 931142103 932,682 8,975 SH SOLE 0 0 0 8,975