v3.26.3
Loans and ACL - Loan Modifications (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 1,333 $ 1,490 $ 3,548 $ 3,532
Percentage of Total Class of Financing Receivable 0.41% 0.46% 1.10% 1.09%
Renewals        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 564 $ 604 $ 1,593 $ 1,576
Term Extensions        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 49 65 135 132
Interest Rate Adjustments        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 7 8 22 24
Capitalizations        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 12 31 51 90
Payment Delays        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 440 641 1,222 1,351
Combination - Capitalization and Term Extension        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 86 89 265 233
Other        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 175 52 260 126
Commercial: | Commercial and industrial        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 311 $ 335 $ 819 $ 916
Percentage of Total Class of Financing Receivable 0.19% 0.20% 0.49% 0.56%
Commercial: | Commercial and industrial | Renewals        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 272 $ 307 $ 762 $ 822
Term extension 33 months 8 months 16 months 10 months
Commercial: | Commercial and industrial | Term Extensions        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 0 $ 13 $ 0 $ 13
Term extension   35 months   35 months
Commercial: | Commercial and industrial | Interest Rate Adjustments        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 0 $ 0 0 $ 0
Commercial: | Commercial and industrial | Capitalizations        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 0 0 0 0
Commercial: | Commercial and industrial | Payment Delays        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 0 $ 0 $ 1 $ 47
Term extension   6 months 6 months
Commercial: | Commercial and industrial | Combination - Capitalization and Term Extension        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 0 $ 0 $ 0 $ 0
Commercial: | Commercial and industrial | Other        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 39 15 56 34
Commercial: | CRE        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 240 $ 60 $ 609 $ 488
Percentage of Total Class of Financing Receivable 0.93% 0.27% 2.35% 2.18%
Commercial: | CRE | Renewals        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 147 $ 60 $ 516 $ 488
Term extension 7 months 9 months 15 months 15 months
Commercial: | CRE | Term Extensions        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 0 $ 0 $ 0 $ 0
Commercial: | CRE | Interest Rate Adjustments        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 0 0 0 0
Commercial: | CRE | Capitalizations        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 0 0 0 0
Commercial: | CRE | Payment Delays        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 0 0 0 0
Commercial: | CRE | Combination - Capitalization and Term Extension        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 0 0 0 0
Commercial: | CRE | Other        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 93 0 93 0
Commercial: | Commercial construction        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 161 $ 237 $ 331 $ 266
Percentage of Total Class of Financing Receivable 2.16% 2.95% 4.44% 3.31%
Commercial: | Commercial construction | Renewals        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 145 $ 237 $ 315 $ 266
Term extension 16 months 13 months 11 months 13 months
Commercial: | Commercial construction | Term Extensions        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 0 $ 0 $ 0 $ 0
Commercial: | Commercial construction | Interest Rate Adjustments        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 0 0 0 0
Commercial: | Commercial construction | Capitalizations        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 0 0 0 0
Commercial: | Commercial construction | Payment Delays        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 0 0 0 0
Commercial: | Commercial construction | Combination - Capitalization and Term Extension        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 0 0 0 0
Commercial: | Commercial construction | Other        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 16 0 16 0
Consumer: | Residential mortgage        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 188 $ 225 $ 553 $ 533
Percentage of Total Class of Financing Receivable 0.32% 0.39% 0.95% 0.92%
Consumer: | Residential mortgage | Renewals        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 0 $ 0 $ 0 $ 0
Consumer: | Residential mortgage | Term Extensions        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 24 $ 27 $ 62 $ 59
Term extension 98 months 99 months 96 months 104 months
Consumer: | Residential mortgage | Interest Rate Adjustments        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 0 $ 0 $ 0 $ 0
Consumer: | Residential mortgage | Capitalizations        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 12 31 51 90
Consumer: | Residential mortgage | Payment Delays        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 45 $ 50 $ 107 $ 88
Term extension 7 months 7 months 8 months 7 months
Consumer: | Residential mortgage | Combination - Capitalization and Term Extension        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 86 $ 89 $ 265 $ 233
Term extension 103 months 87 months 100 months 93 months
Consumer: | Residential mortgage | Other        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 21 $ 28 $ 68 $ 63
Consumer: | Home equity        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans   $ 1   $ 4
Percentage of Total Class of Financing Receivable   0.01%   0.04%
Consumer: | Home equity | Renewals        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans   $ 0   $ 0
Consumer: | Home equity | Term Extensions        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans   0   0
Consumer: | Home equity | Interest Rate Adjustments        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans   0   0
Consumer: | Home equity | Capitalizations        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans   0   0
Consumer: | Home equity | Payment Delays        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans   0   0
Consumer: | Home equity | Combination - Capitalization and Term Extension        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans   0   0
Consumer: | Home equity | Other        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans   1   4
Consumer: | Indirect auto        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 417 $ 614 $ 1,182 $ 1,270
Percentage of Total Class of Financing Receivable 2.44% 2.41% 6.92% 4.98%
Consumer: | Indirect auto | Renewals        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 0 $ 0 $ 0 $ 0
Consumer: | Indirect auto | Term Extensions        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 16 $ 15 $ 44 $ 31
Term extension 28 months 29 months 29 months 28 months
Consumer: | Indirect auto | Interest Rate Adjustments        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 0 $ 0 $ 0 $ 1
Interest rate adjustment       6.00%
Consumer: | Indirect auto | Capitalizations        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 0 0 0 $ 0
Consumer: | Indirect auto | Payment Delays        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 395 $ 591 $ 1,113 $ 1,215
Term extension 9 months 9 months 9 months 8 months
Consumer: | Indirect auto | Combination - Capitalization and Term Extension        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 0 $ 0 $ 0 $ 0
Consumer: | Indirect auto | Other        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 6 8 25 23
Consumer: | Other consumer        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 9 $ 10 $ 31 $ 32
Percentage of Total Class of Financing Receivable 0.03% 0.03% 0.09% 0.10%
Consumer: | Other consumer | Renewals        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 0 $ 0 $ 0 $ 0
Consumer: | Other consumer | Term Extensions        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 9 $ 10 $ 29 $ 29
Term extension 29 months 36 months 31 months 31 months
Consumer: | Other consumer | Interest Rate Adjustments        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 0 $ 0 $ 0 $ 0
Consumer: | Other consumer | Capitalizations        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 0 0 0 0
Consumer: | Other consumer | Payment Delays        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 0 0 $ 1 1
Term extension     5 months  
Consumer: | Other consumer | Combination - Capitalization and Term Extension        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 0 0 $ 0 0
Consumer: | Other consumer | Other        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 0 0 1 2
Credit card        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 7 $ 8 $ 23 $ 23
Percentage of Total Class of Financing Receivable 0.15% 0.16% 0.48% 0.47%
Credit card | Renewals        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 0 $ 0 $ 0 $ 0
Credit card | Term Extensions        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 0 0 0 0
Credit card | Interest Rate Adjustments        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 7 $ 8 $ 22 $ 23
Interest rate adjustment (17.00%) (18.00%) (17.00%) 17.00%
Credit card | Capitalizations        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 0 $ 0 $ 0 $ 0
Credit card | Payment Delays        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 0 0 0 0
Credit card | Combination - Capitalization and Term Extension        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans 0 0 0 0
Credit card | Other        
Financing Receivable, Modifications [Line Items]        
Total Modified Loans $ 0 $ 0 $ 1 $ 0