The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 259,236 991 SH SOLE 0 991 0 0
ADVANCED MICRO DEVICES INC COM 007903107 244,092 399 SH SOLE 0 399 0 0
ALPHABET INC CAP STK CL C 02079K107 404,225 1,186 SH SOLE 0 1,186 0 0
ALPHABET INC CAP STK CL A 02079K305 732,386 2,129 SH SOLE 0 2,128 0 0
AMAZON COM 023135106 940,292 3,774 SH SOLE 0 3,774 0 0
APPLE INC COM 037833100 3,842,399 11,538 SH SOLE 0 11,538 0 0
BANK AMERICA CORP COM 060505104 230,239 4,230 SH SOLE 0 4,230 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 539,460 1,263 SH SOLE 0 1,263 0 0
BLACKROCK ETF TRUST II ISHAR INTER ETF 092528207 1,695,444 74,069 SH SOLE 0 74,069 0 0
BROADCOM INC COM 11135F101 499,743 1,423 SH SOLE 0 1,423 0 0
CATERPILLAR INC COM 149123101 202,698 250 SH SOLE 0 250 0 0
COCA COLA CO COM 191216100 502,965 5,843 SH SOLE 0 5,843 0 0
EXXON MOBIL CORP COM 30233Q108 403,901 2,482 SH SOLE 0 2,481 0 0
HCA HEALTHCARE INC. COM 40412C101 372,544 873 SH SOLE 0 873 0 0
HOME DEPOT COM 437076102 238,478 838 SH SOLE 0 838 0 0
INTEL CORP COM 458140100 358,285 2,980 SH SOLE 0 2,980 0 0
ISHARES TR CORE S&P500 ETF 464287200 107,784,732 140,739 SH SOLE 0 140,738 0 0
ISHARES TR CORE US AGGBD ET 464287226 471,165 4,984 SH SOLE 0 4,983 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 4,342,976 30,528 SH SOLE 0 30,528 0 0
ISHARES TR S&P 500 VAL ETF 464287408 3,766,940 16,501 SH SOLE 0 16,501 0 0
ISHARES TR MSCI EAFE ETF 464287465 14,971,530 144,109 SH SOLE 0 144,109 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 483,464 1,950 SH SOLE 0 1,950 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 853,772 6,816 SH SOLE 0 6,816 0 0
ISHARES TR RUS 1000 ETF 464287622 34,444,629 82,774 SH SOLE 0 82,773 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 12,752,682 45,891 SH SOLE 0 45,891 0 0
ISHARES TR U.S. REAL ES ETF 464287739 1,609,768 16,938 SH SOLE 0 16,937 0 0
ISHARES TR NATIONAL MUN ETF 464288414 647,343 6,403 SH SOLE 0 6,403 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 7,974,716 285,219 SH SOLE 0 285,218 0 0
ISHARES TR CORE MSCI EAFE 46432F842 668,309 6,898 SH SOLE 0 6,898 0 0
ISHARES TR ESG SELECT SCRE 46436E569 298,438 5,119 SH SOLE 0 5,119 0 0
JOHNSON & JOHNSON COM 478160104 825,750 3,119 SH SOLE 0 3,119 0 0
JPMORGAN CHASE & CO. COM 46625H100 363,711 1,099 SH SOLE 0 1,099 0 0
MCDONALDS CORP COM 580135101 483,719 2,095 SH SOLE 0 2,094 0 0
MCKESSON CORP COM 58155Q103 614,743 720 SH SOLE 0 720 0 0
MERCK & CO INC COM 58933Y105 812,719 5,593 SH SOLE 0 5,593 0 0
META PLATFORMS INC CL A 30303M102 528,692 729 SH SOLE 0 729 0 0
MICROSOFT CORP COM 594918104 2,215,079 4,319 SH SOLE 0 4,318 0 0
NB BANCORP INC COM 63945M107 234,207 10,588 SH SOLE 0 10,588 0 0
NVIDIA CORPORATION COM 67066G104 986,113 4,318 SH SOLE 0 4,317 0 0
ORACLE CORP COM 68389X105 686,847 5,003 SH SOLE 0 5,002 0 0
PALO ALTO NETWORKS INC COM 697435105 353,606 890 SH SOLE 0 890 0 0
PROCTER AND GAMBLE CO COM 742718109 451,006 3,104 SH SOLE 0 3,104 0 0
RTX CORPORATION COM 75513E101 864,386 4,656 SH SOLE 0 4,656 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 427,043 463 SH SOLE 0 463 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 255,325 1,516 SH SOLE 0 1,516 0 0
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 210,635 3,425 SH SOLE 0 3,424 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 266,374 4,988 SH SOLE 0 4,988 0 0
SELECT SECTOR SPDR TR INDL 81369Y704 292,716 1,753 SH SOLE 0 1,753 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 875,468 4,472 SH SOLE 0 4,472 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 363,607 477 SH SOLE 0 476 0 0
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 233,569 512 SH SOLE 0 512 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 309,848 459 SH SOLE 0 459 0 0
TJX COS INC NEW COM 872540109 283,988 2,146 SH SOLE 0 2,146 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 300,736 429 SH SOLE 0 429 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 9,175,486 102,371 SH SOLE 0 102,370 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 220,517 2,812 SH SOLE 0 2,812 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,855,966 6,524 SH SOLE 0 6,523 0 0
VANGUARD MUN BD FDS INTERMEDIATE TRM 922907738 1,653,383 17,341 SH SOLE 0 17,341 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,833,170 38,707 SH SOLE 0 38,707 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 4,143,632 58,683 SH SOLE 0 58,683 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 337,036 2,172 SH SOLE 0 2,171 0 0
VISA INC COM CL A 92826C839 246,860 687 SH SOLE 0 687 0 0
WALMART INC COM 931142103 1,378,442 13,264 SH SOLE 0 13,264 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 8,801,789 90,516 SH SOLE 0 90,516 0 0