The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 7,546,020 106,869 SH SOLE 0 0 106,869
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,045,772 68,214 SH SOLE 0 0 68,214
SCHWAB STRATEGIC TR US TIPS ETF 808524870 831,630 33,167 SH SOLE 0 0 33,167
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 20,263,599 54,146 SH SOLE 0 0 54,146
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 5,395,363 115,394 SH SOLE 0 0 115,394
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 835,919 10,721 SH SOLE 0 0 10,721
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 4,475,585 64,027 SH SOLE 0 0 64,027
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 2,595,792 42,208 SH SOLE 0 0 42,208
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 11,000,852 136,487 SH SOLE 0 0 136,487
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 6,696,884 39,763 SH SOLE 0 0 39,763
PROSHARES TR PSHS ULT S&P 500 74347R107 12,029,864 173,516 SH SOLE 0 0 173,516
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 4,009,392 101,658 SH SOLE 0 0 101,658
SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 1,198,809 10,803 SH SOLE 0 0 10,803
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 750,408 4,494 SH SOLE 0 0 4,494
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 1,197,598 6,118 SH SOLE 0 0 6,118
INTUITIVE SURGICAL INC COM NEW 46120E602 1,894,896 4,660 SH SOLE 0 0 4,660
SALESFORCE INC COM 79466L302 1,713,970 7,466 SH SOLE 0 0 7,466
MICROSOFT CORP COM 594918104 5,640,928 10,998 SH SOLE 0 0 10,998
PALANTIR TECHNOLOGIES INC CL A 69608A108 1,731,709 9,258 SH SOLE 0 0 9,258
META PLATFORMS INC CL A 30303M102 5,488,887 7,569 SH SOLE 0 0 7,569
MARVELL TECHNOLOGY INC COM 573874104 2,155,484 8,160 SH SOLE 0 0 8,160
AMAZON COM INC COM 023135106 4,022,278 16,144 SH SOLE 0 0 16,144
TWILIO INC CL A 90138F102 1,534,538 5,247 SH SOLE 0 0 5,247
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715 1,319,681 37,459 SH SOLE 0 0 37,459
SYMBOTIC INC CLASS A COM 87151X101 1,320,241 31,382 SH SOLE 0 0 31,382
TESLA INC COM 88160R101 4,577,759 12,902 SH SOLE 0 0 12,902
ADOBE INC COM 00724F101 1,755,401 7,316 SH SOLE 0 0 7,316
ALPHABET INC CAP STK CL A 02079K305 3,143,515 9,136 SH SOLE 0 0 9,136
NVIDIA CORPORATION COM 67066G104 5,314,859 23,272 SH SOLE 0 0 23,272
APPLE INC COM 037833100 6,959,785 20,899 SH SOLE 0 0 20,899
WISDOMTREE TR INDIA ERNGS FD 97717W422 204,179 5,013 SH SOLE 0 0 5,013
WIPRO LTD SPON ADR 1 SH 97651M109 379,754 230,154 SH SOLE 0 0 230,154
DR REDDYS LABS LTD ADR 256135203 404,118 32,022 SH SOLE 0 0 32,022
HDFC BANK LTD SPONSORED ADS 40415F101 378,663 16,950 SH SOLE 0 0 16,950
INFOSYS LTD SPONSORED ADR 456788108 402,456 37,403 SH SOLE 0 0 37,403
ICICI BK LTD ADR 45104G104 391,430 14,208 SH SOLE 0 0 14,208
MAKEMYTRIP LIMITED MAURITIUS SHS V5633W109 363,440 7,700 SH SOLE 0 0 7,700
ALPHABET INC CAP STK CL C 02079K107 5,139,041 15,082 SH SOLE 0 0 15,082
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108 1,779,132 31,044 SH SOLE 0 0 31,044
ETFS GOLD TR PHYSCL GOLD SHS 00326A104 1,839,184 46,491 SH SOLE 0 0 46,491
ISHARES GOLD TR ISHARES NEW 464285204 1,878,149 24,048 SH SOLE 0 0 24,048
ADVANCED MICRO DEVICES INC COM 007903107 2,581,015 4,219 SH SOLE 0 0 4,219
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 466,983 8,745 SH SOLE 0 0 8,745
UNITED PARCEL SVCS INC CL B 911312106 230,797 2,470 SH SOLE 0 0 2,470
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 899,031 5,524 SH SOLE 0 0 5,524
EMERSON ELEC CO COM 291011104 231,099 1,490 SH SOLE 0 0 1,490
JOHNSON & JOHNSON COM 478160104 625,845 2,364 SH SOLE 0 0 2,364
APPLIED MATLS INC COM 038222105 623,372 1,219 SH SOLE 0 0 1,219
SYNOPSYS INC COM 871607107 581,950 1,338 SH SOLE 0 0 1,338
LATTICE SEMICONDUCTOR CORP COM 518415104 523,459 4,167 SH SOLE 0 0 4,167
QUALCOMM INC COM 747525103 553,040 3,005 SH SOLE 0 0 3,005
CADENCE DESIGN SYSTEM INC COM 127387108 661,691 2,004 SH SOLE 0 0 2,004
SEA LTD SPONSORD ADS 81141R100 245,055 2,517 SH SOLE 0 0 2,517
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 281,469 617 SH SOLE 0 0 617
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 259,279 2,411 SH SOLE 0 0 2,411
PROCTER & GAMBLE CO COM 742718109 569,352 3,919 SH SOLE 0 0 3,919
ISHARES TR CORE HIGH DV ETF 46429B663 376,099 13,499 SH SOLE 0 0 13,499
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 354,942 2,287 SH SOLE 0 0 2,287
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 429,298 13,197 SH SOLE 0 0 13,197
AT&T INC COM 00206R102 492,737 20,422 SH SOLE 0 0 20,422
VERIZON COMMUNICATIONS INC COM 92343V104 450,569 9,975 SH SOLE 0 0 9,975
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 378,436 7,886 SH SOLE 0 0 7,886
CHEVRON CORPORATION COM 166764100 670,217 3,282 SH SOLE 0 0 3,282
3M CO COM 88579Y101 580,106 3,534 SH SOLE 0 0 3,534
ABBVIE INC COM 00287Y109 620,605 2,387 SH SOLE 0 0 2,387
CISCO SYS INC COM 17275R102 440,865 4,112 SH SOLE 0 0 4,112
SERVICENOW INC COM 81762P102 396,670 2,960 SH SOLE 0 0 2,960
OKTA INC CL A 679295105 250,514 1,198 SH SOLE 0 0 1,198
TENABLE HLDGS INC COM 88025T102 221,943 6,099 SH SOLE 0 0 6,099
F5 INC COM 315616102 235,055 528 SH SOLE 0 0 528
PALO ALTO NETWORKS INC COM 697435105 500,213 1,259 SH SOLE 0 0 1,259
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 348,091 8,408 SH SOLE 0 0 8,408
ISHARES INC MSCI STH KOR ETF 464286772 306,522 1,677 SH SOLE 0 0 1,677
ISHARES INC MSCI TAIWAN ETF 46434G772 354,280 3,138 SH SOLE 0 0 3,138
ISHARES TR MSCI CHINA ETF 46429B671 349,516 6,697 SH SOLE 0 0 6,697
FRANKLIN TEMPLETON ETF TR FRANKLIN INDIA 35473P769 290,392 8,671 SH SOLE 0 0 8,671
MASTERCARD INCORPORATED CL A 57636Q104 200,982 365 SH SOLE 0 0 365
COCA COLA CO COM 191216100 228,026 2,649 SH SOLE 0 0 2,649
LAM RESEARCH CORP COM NEW 512807306 552,225 1,681 SH SOLE 0 0 1,681
MERCK & CO INC COM 58933Y105 297,014 2,044 SH SOLE 0 0 2,044
INTEL CORP COM 458140100 425,254 3,537 SH SOLE 0 0 3,537
JPMORGAN CHASE & CO COM 46625H100 425,640 1,293 SH SOLE 0 0 1,293
VISA INC COM CL A 92826C839 300,400 836 SH SOLE 0 0 836
LINDE PLC SHS G54950103 210,745 444 SH SOLE 0 0 444
ELI LILLY & CO COM 532457108 454,732 393 SH SOLE 0 0 393
WALMART INC COM 931142103 203,683 1,960 SH SOLE 0 0 1,960
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 439,690 883 SH SOLE 0 0 883
AMPHENOL CORP CL A 032095101 264,365 3,136 SH SOLE 0 0 3,136
ABBOTT LABORATORIES COM 002824100 295,757 3,011 SH SOLE 0 0 3,011
MICRON TECHNOLOGY INC COM 595112103 635,771 597 SH SOLE 0 0 597
ORACLE CORP COM 68389X105 873,156 6,383 SH SOLE 0 0 6,383
BROADCOM INC COM 11135F101 827,755 2,357 SH SOLE 0 0 2,357
CROWDSTRIKE HLDGS INC CL A 22788C105 204,122 771 SH SOLE 0 0 771
ISHARES TR TRS FLT RT BD 46434V860 11,966,832 236,918 SH SOLE 0 0 236,918
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 14,614,898 159,941 SH SOLE 0 0 159,941
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 11,704,640 232,281 SH SOLE 0 0 232,281
ISHARES TR CORE S&P TTL STK 464287150 795,151 4,782 SH SOLE 0 0 4,782
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 298,489 10,866 SH SOLE 0 0 10,866
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 346,800 376 SH SOLE 0 0 376
ISHARES TR TIPS BD ETF 464287176 1,197,813 11,513 SH SOLE 0 0 11,513
SPDR SERIES TRUST ST BLOO HIGH ETF 78468R622 652,355 7,074 SH SOLE 0 0 7,074
PROSPECT CAP CORP COM 74348T102 59,881 28,789 SH SOLE 0 0 28,789
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 362,737 4,179 SH SOLE 0 0 4,179
SPRINKLR INC CL A 85208T107 52,841 10,675 SH SOLE 0 0 10,675
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 250,207 357 SH SOLE 0 0 357