EFMT 2026-NQM12 ABS-15G

 

Exhibit 99.10 - Schedule 5

 

Seller Loan ID Loan ID Investor Loan ID Lender Name Transaction ID ULI Borrower 1 First Name Borrower 1 Last Name Borrower 1 SSN Borrower 1 Birthdate Borrower 1 Gender Borrower 1 Ethnicity Borrower 1 Race Borrower 1 Citizen Borrower 1 Self-Employment Flag Borrower 1 FTHB Borrower 1 FICO Date Borrower 1 Origination FICO  Borrower 1 Origination Equifax Borrower 1 Origination Experian Borrower 1 Origination TransUnion Borrower 2 First Name Borrower 2 Last Name Borrower 2 SSN Borrower 2 Birthdate Borrower 2 Gender Borrower 2 Ethnicity Borrower 2 Race Borrower 2 Citizen Borrower 2 Self-Employment Flag Borrower 2 FTHB Borrower 2 FICO Date Borrower 2 Origination FICO  Borrower 2 Origination Equifax Borrower 2 Origination Experian Borrower 2 Origination TransUnion Borrower 3 First Name Borrower 3 Last Name Borrower 3 SSN Borrower 3 Birthdate Borrower 3 Gender Borrower 3 Ethnicity Borrower 3 Race Borrower 3 Citizen Borrower 3 Self-Employment Flag Borrower 3 FTHB Borrower 3 FICO Date Borrower 3 Origination FICO  Borrower 3 Origination Equifax Borrower 3 Origination Experian Borrower 3 Origination TransUnion Borrower 4 First Name Borrower 4 Last Name Borrower 4 SSN Borrower 4 Birthdate Borrower 4 Gender Borrower 4 Ethnicity Borrower 4 Race Borrower 4 Citizen Borrower 4 Self-Employment Flag Borrower 4 FTHB Borrower 4 FICO Date Borrower 4 Origination FICO  Borrower 4 Origination Equifax Borrower 4 Origination Experian Borrower 4 Origination TransUnion Subject Address Subject City Subject Sate Subject Zip Code Subject County Originator Doc Type Occupancy Loan Purpose Refinance Type Qualifying Front End DTI Qualifying DTI Borrower 1 Qualifying Income Borrower 2 Qualifying Income Borrower 3 Qualifying Income Borrower 4 Qualifying Income All Borrower Total Qualifying Income Borrower 1 Employment Status Borrower 2 Employment Status Borrower 3 Employment Status Borrower 4 Employment Status Borrower 1 Length of Employment Borrower 2 Length of Employment Borrower 3 Length of Employment Borrower 4 Length of Employment 4506-T Flag All Borrower Residual Income All Borrower Monthly Debt Escrow Flag Months Reserves Liquid Cash Reserves Original Note Loan Amount Original Qualifying Loan Amount Original Qualifying Base LTV Original Qualifying LTV Original Qualifying CLTV Application Date Note Date Cash Disbursement Date Mortgage Type Loan Product Loan Program Original Note Interest Rate Original Qualifying Interest Rate Original P&I Payment Original Qualifying P&I Payment Monthly Escrow Payment Original Total Housing Expense (PITIA) First Payment Date Amortization Type Original Amortization Term Original Term to Maturity Maturity Date ARM Gross Margin ARM Rounding Method ARM Rounding Factor ARM Lookback Days ARM Rate Index Type Origination ARM Rate Index Value ARM Initial Interest Rate Cap ARM Subsequent Interest Rate Cap ARM Initial Interest Rate Floor ARM Lifetime Interest Rate Floor ARM Initial Interest Rate Maximum ARM Lifetime Interest Rate Maximum ARM First Rate Reset Date ARM First Payment Reset Date ARM Subsequent Interest Rate Reset Frequency ARM Subsequent Payment Reset Frequency Interest Only Flag Original Interest Only Term Balloon Flag Buydown Flag Assumable Flag Prepayment Penalty Flag Prepayment Penalty Total Term Prepayment Penalty Type Origination Channel PMI Flag MI Certificate Number Mortgage Insurance Percent Mortgage Insurance Type Mortgage Insurance Company Name MERS MOM Flag MERS Loan ID Property Type Number of Units Year Built Primary Value Property Valuation Date Primary Value Property Valuation Type Primary Value Property Value Secondary Value Property Valuation Date Secondary Value Property Form Type Secondary Value Property Value Sales Price Qualifying Property Value Date of Prior Sale Days Since Prior Sale Total Adjusted Prior Purchase Price Flood Zone Flag Flood Zone Code Flood Policy Number Other Lien Amount Other Lien Position Originator QM Status Final QM Status Total Number of Borrowers Cash Out Amount Total Origination and Discount Points Number of Mortgaged Properties Credit Report: Max Trade Line Credit Report: Longest Trade Line Credit Report: Number of Trade Lines Credit Line Usage Ratio Borrower 1 Years in Home GSE Eligible Flag AUS Case Number AUS Recommendation QM Points and Fees Annual Percent Rate  (APR) Higher Priced Mortgage Loan (HPML) Flag Covered/High Cost Loan Flag Guideline Name UW Guideline Author Blanket Mortgage Flag
2163946 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 765 765 769 761 XXXX                                                                                         XXXX XXXX NY XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00         4.08           32740 Taxes and Insurance 18.36 XXXX XXXX XXXX 54.95 54.95 54.95 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No         Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX     XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 2629.0 29795.00 3 26000 216 11 0.06633165829145729   No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2169577 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 735 710 735 738                                                                                           XXXX XXXX GA XXXX XXXX 12 Month Bank Statement Primary Residence Purchase NA 17.8 31.79 15262.00 .00 .00 .00 15262.00 Employed       6.58       NA 10410.14 4851.86 Taxes and Insurance 15.53 XXXX XXXX XXXX 90.0 90.0 90.0 XXXX XXXX XXXX Conventional Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale           Yes XXXX Condominium 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX     XXXX No X   0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 4250.00 1 26523 171 14 0.09464788732394366 1 No   Manual Underwriting 4250.0 8.028 Yes No XXXX XXXX No
2201924 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 766 795 766 683                                                                                           XXXX XXXX LA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     1289 Taxes and Insurance 16.12 XXXX XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No         No   Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX   XXXX Yes AE XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 22935.24 5082.00 2 8250 196 2 0.03772307692307692   No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2215425 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 698 670 698 709 XXXX                                                                                         XXXX XXXX WA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         10.42           559 Taxes and Insurance 15.31 XXXX XXXX XXXX 69.91 69.91 69.91 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No         Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX     XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 10758.68 .00 1 11958 206 8 0.14539579967689822 2.42 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2215426 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 698 670 698 709 XXXX                                                                                         XXXX XXXX WA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         10.42           559 Taxes and Insurance 9.02 XXXX XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No         Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX     XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 19703.27 .00 1 11958 206 8 0.14539579967689822 2.17 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2204797 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 725 761 720 725                                                                                           XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     6696 Taxes and Insurance 8.74 XXXX XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No         No   Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX     XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 1435.00 3 62635 162 15 0.249468085106383   No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2201928 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 793 794 793 759 XXXX                                                                                         XXXX XXXX OK XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         2.42           9430 Taxes and Insurance 106.02 XXXX XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No         Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX     XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 125248.73 .00 2 82429 275 9 0.14469361147327248 4.5 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2207021 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 768 768 761 799                                                                                           XXXX XXXX NJ XXXX XXXX 12 Month Bank Statement Primary Residence Purchase NA 3.29 10.86 471185.53 .00 .00 .00 471185.53 Employed       10.58       3 YRS 420003.33 51182.2 Taxes and Insurance 84.78 XXXX XXXX XXXX 90.0 90.0 90.0 XXXX XXXX XXXX Conventional Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Retail No         Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX     XXXX No C   0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 1595.00 8 8500 218 2 0 15 No   Manual Underwriting 1595.0 8.197 No No XXXX XXXX No
2194255 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 754 761 754 740                                                                                           XXXX XXXX TN XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     20233 Taxes and Insurance 294.78 XXXX XXXX XXXX 46.0 46.0 46.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 0 360 XXXX                                 Yes 120 No No No Y 60 1%, 1%, 1%, 1%, 1% Wholesale No         No   Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX     XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 109556.47 1186.80 26 55989 246 3 0   No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2201929 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 802 802 819 794 XXXX                                                                                         XXXX XXXX IL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     1146 Taxes and Insurance 76.87 XXXX XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No         Yes XXXX Condominium 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX   XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 127320.62 2790.00 1 52646 296 6 0.02643171806167401 0.08 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2204790 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 703 708 703 662                                                                                           XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     1557 Taxes and Insurance 80.58 XXXX XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No         Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX     XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 99628.78 .00 3 14500 247 6 0.5139094650205761 16 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2201772 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 693 693 689 700                                                                                           XXXX XXXX NJ XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     6861 Taxes and Insurance 174 XXXX XXXX XXXX 55.0 55.0 55.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No         Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX   XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 5025.49 2 94544 315 5 0.10649427155277484   No   Manual Underwriting         XXXX XXXX No
2215372 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 743 743 767 714                                                                                           XXXX XXXX MS XXXX XXXX 12 Month Bank Statement Primary Residence Purchase NA 50.81 50.81 6142.57 .00 .00 .00 6142.57 Employed       5.42       2 YRS 3021.41 3121.16 Taxes and Insurance 24.98 XXXX XXXX XXXX 84.0 84.0 84.0 XXXX XXXX XXXX Conventional Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No         Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX     XXXX No X   0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 7898.17 1 0 179 0 0 4 No   Manual Underwriting 14285.32 7.773 No No XXXX XXXX No
2213868 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 740 735 759 740                                                                                           XXXX XXXX MS XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     55776.19 Taxes and Insurance 123.64 XXXX XXXX XXXX 75 75 75 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No         No   Single Family Detached 1       XXXX     XXXX XXXX XXXX             0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 .00 14 50000 112 4 0.026801426872770512   No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX Yes
2204802 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 740 735 759 740                                                                                           XXXX XXXX MS XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     55776.19 Taxes and Insurance 1798.9 XXXX XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No         No   Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX     XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 442.50 14 50000 112 4 0.03774606659348701   No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2204801 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 740 735 759 740                                                                                           XXXX XXXX MS XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     55776.19 Taxes and Insurance 1345.96 XXXX XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No         No   Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX     XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 538.31 14 50000 112 4 0.03774606659348701   No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2204800 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 740 735 759 740                                                                                           XXXX XXXX MS XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     55776.19 Taxes and Insurance 1560.4 XXXX XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No         No   Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX     XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 502.40 14 50000 114 3 0.03314705882352941   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2204791 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 758 742 769 758 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 784 789 784 776                                                             XXXX XXXX IN XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     3274 Taxes and Insurance 24.83 XXXX XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 4%, 3% Wholesale No         Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX   XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 2 22721.24 1687.50 8 45000 243 10 0.15393409160402072 20 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2207013 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 683 655 702 683 XXXX                                                                                         XXXX XXXX OH XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         26.5           4248 Taxes and Insurance 576.17 XXXX XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No         Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX XXXX XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 70963.23 .00 4 39159 335 8 0.0798932384341637 2 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2207014 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 683 655 702 683 XXXX                                                                                         XXXX XXXX OH XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     1806 Taxes and Insurance 410.34 XXXX XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No         Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX XXXX XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 72181.17 1596.00 1 39159 335 7 0.0798932384341637 2 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2201925 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 766 774 766                                                                                             XXXX XXXX NJ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     1151 Taxes and Insurance 89.12 XXXX XXXX XXXX 34.09 34.09 34.09 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No         No   PUD 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX     XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 201043.32 6750.00 1 27000 165 13 0.09642776735459663   No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2207017 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 706 700 709 706 XXXX                                                                                         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     2622 Taxes and Insurance 128.35 XXXX XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No         Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX XXXX XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 76790.04 .00 1 85492 219 7 0.5601069819819819 5 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2207015 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 706 700 709 706 XXXX                                                                                         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         2.5           2622 Taxes and Insurance 105.23 XXXX XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No         Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX XXXX XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 10419.49 .00 1 85492 219 7 0.5601069819819819 5 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2207016 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 706 700 709 706 XXXX                                                                                         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00         3           2622 Taxes and Insurance 121.32 XXXX XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No         Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX   XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 1232.94 .00 1 85492 219 7 0.5601069819819819 7 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2201926 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 754 754 735 769                                                                                           XXXX XXXX PA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     7425 Taxes and Insurance 22.49 XXXX XXXX XXXX 68.16 68.16 68.16 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Retail No         No   Single Family Attached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX   XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 971.21 1670.00 7 27332 197 8 0.08483665838814443 0 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2207011 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 809 809 817 808 XXXX                                                                                         XXXX XXXX PA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00         6           3009 Taxes and Insurance 9.49 XXXX XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No         Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX XXXX XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 .00 2 11500 146 2 0.036227272727272726 2 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2207126 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 699 699 618 701                                                                                           XXXX XXXX NY XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     260 Taxes and Insurance 16.14 XXXX XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No         No   Two to Four Unit 4 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX     XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 4125.00 2 5928 66 5 0.42016260162601626 4.58 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2207125 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 699 699 618 701                                                                                           XXXX XXXX NY XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     260 Taxes and Insurance 12.02 XXXX XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No         No   Two to Four Unit 4 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX     XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 6468.75 2 5928 66 5 0.42016260162601626 4.58 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2216699 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 748 761 748 735                                                                                           XXXX XXXX MO XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         2           5956 Taxes and Insurance 10.69 XXXX XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX 247.42 XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 4%, 3% Correspondent Flow with Delegated UW No         Yes XXXX Single Family Attached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX   XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 14912.15 .00 7 27000 316 2 0.11937037037037038 18 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2215420 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 752 772 752 732                                                                                           XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00         2           5984.5 No Escrow 19.21 XXXX XXXX XXXX 72.04 72.04 72.04 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX 0 XXXX XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 36 3%, 2%, 1% Wholesale No         Yes XXXX Condominium 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX   XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 .00 3 172662 181 8 0.2417087581144799 20 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2215418 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 752 772 752 732                                                                                           XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00         2           5984.5 No Escrow 19.14 XXXX XXXX XXXX 72.85 72.85 72.85 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX 0 XXXX XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 36 3%, 2%, 1% Wholesale No         Yes XXXX Condominium 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX   XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 .00 3 172662 181 8 0.05949520766773163 20 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2215422 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 752 772 752 732                                                                                           XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     6260 No Escrow 19.14 XXXX XXXX XXXX 72.85 72.85 72.85 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX 0 XXXX XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 36 3%, 2%, 1% Wholesale No         Yes XXXX Condominium 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX   XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 3556.88 1 172662 181 15 0.20695178600032035 20 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2216702 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 752 772 752 732                                                                                           XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00         2           6245 No Escrow 19.14 XXXX XXXX XXXX 72.85 72.85 72.85 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX 0 XXXX XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 36 3%, 2%, 1% Wholesale No         Yes XXXX Condominium 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX XXXX XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 3556.88 1 172662 181 13 0.03893372360443236 20 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2215421 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 752 772 752 732                                                                                           XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     5982 No Escrow 19.26 XXXX XXXX XXXX 72.59 72.59 72.59 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX 0 XXXX XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 36 3%, 2%, 1% Wholesale No         Yes XXXX Condominium 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX XXXX XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 3556.88 1 172662 181 13 0.27915775692777656 20 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2210687 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 729 757 703 729                                                                                           XXXX XXXX TN XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         2           2412.2 Taxes and Insurance 108.92 XXXX XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No         Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX   XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 83668.23 1920.00 1 87104 217 8 0.09083007388092133 0.25 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2210685 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 794 811 790 794 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 757 757 766 737                                                             XXXX XXXX IN XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     1590 Taxes and Insurance 11.81 XXXX XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No         Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX   XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 2 634.41 .00 2 5000 281 1 0.5804197530864198 3.17 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2213867 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 803 805 803 0 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 662 648 662 692                                                             XXXX XXXX SC XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     42571 Taxes and Insurance 115.48 XXXX XXXX XXXX 62.63 62.63 62.63 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No         No   Single Family Detached 1       XXXX     XXXX XXXX XXXX             0 None ATR/QM: Exempt ATR/QM: Exempt 2 808179.7 26588.10 6 27000 228 2 0.6356241787122208   No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX Yes
2215419 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 752 772 752 732                                                                                           XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00         2           5982 No Escrow 19.43 XXXX XXXX XXXX 73.29 73.29 73.29 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX 0 XXXX XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 36 3%, 2%, 1% Wholesale No         Yes XXXX Condominium 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX   XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 3565.63 1 172662 181 8 0.05949520766773163 20 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2204799 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 704 721 704 704                                                                                           XXXX XXXX NY XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     472 Taxes and Insurance 6.99 XXXX XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No         No   Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 15925.00 2 7700 114 3 0.8363829787234043 1 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2216701 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 701 624 701 711                                                                                           XXXX XXXX NC XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         2           3106 Taxes and Insurance 16.09 XXXX XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No         Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX XXXX XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 3892.1 .00 3 314119 153 6 0.812667141694418 2 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2207018 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 729 757 703 729                                                                                           XXXX XXXX TN XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     2280 Taxes and Insurance 32.01 XXXX XXXX XXXX 72.42 72.42 72.42 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No         Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX   XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 39438.72 5062.50 1 87104 217 8 0.09083007388092133 0.25 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2207127 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 765 765 759 773                                                                                           XXXX XXXX OH XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     102 Taxes and Insurance 12.77 XXXX XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Retail No         No   Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX     XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 1559.96 900.00 5 20000 326 3 0.12014   No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2204807 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 776 782 773 776                                                                                           XXXX XXXX KY XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     2116 Taxes and Insurance 61.77 XXXX XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No         No   Two to Four Unit 4 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX   XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 3016.54 5070.00 8 19100 360 1 0 13.83 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2204805 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 776 782 773 776                                                                                           XXXX XXXX KY XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     2116 Taxes and Insurance 57.39 XXXX XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No         No   Two to Four Unit 4 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX   XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 7587.24 5850.00 8 19100 360 1 0   No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2204803 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 776 782 773 776                                                                                           XXXX XXXX KY XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     2116 Taxes and Insurance 100.49 XXXX XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No         No   Two to Four Unit 3 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX   XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 46443.77 4056.00 8 19100 360 1 0   No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2204806 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 776 782 773 776                                                                                           XXXX XXXX KY XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     2116 Taxes and Insurance 71.29 XXXX XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No         No   Two to Four Unit 4 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX   XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 41924.04 5850.00 8 19100 360 1 0   No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2213871 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 803 803 780 803                                                                                           XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     6239 Taxes and Insurance 112.96 XXXX XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No         No   PUD 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX     XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 188956.58 3037.50 2 17200 186 3 0.05313039636962371   No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2204804 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 776 782 773 776                                                                                           XXXX XXXX KY XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     1058 Taxes and Insurance 62.35 XXXX XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No         No   Two to Four Unit 4 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX   XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 3320.03 5070.00 8 191000 362 1 0 6 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2204808 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 776 782 773 776                                                                                           XXXX XXXX KY XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     2116 Taxes and Insurance 72.5 XXXX XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No         No   Two to Four Unit 4 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX   XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 4290.00 8 191000 360 1 0   No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2210686 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 769 795 765 769                                                                                           XXXX XXXX IN XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         3           4631 Taxes and Insurance 187.37 XXXX XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No         Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX   XXXX No B   0 None ATR/QM: Exempt ATR/QM: Exempt 1 83177.11 .00 2 19500 246 3 0.10816 2 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2210689 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 729 757 703 729                                                                                           XXXX XXXX TN XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         2           2412.2 Taxes and Insurance 21.95 XXXX XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No         Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX XXXX XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 28394.47 .00 2 87104 218 7 0.09900521080056846 0.25 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2210688 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 729 757 703 729                                                                                           XXXX XXXX TN XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         2           2236 Taxes and Insurance 7.09 XXXX XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No         Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX   XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 8039.32 3030.00 1 87104 218 3 0.12666666666666668 2.25 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2210690 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 729 757 703 729                                                                                           XXXX XXXX TN XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     2280 Taxes and Insurance 44.86 XXXX XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No         Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX XXXX XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 57946.63 3405.00 1 87104 218 8 0.09083007388092133 2.25 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2216700 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 741 741 745 728                                                                                           XXXX XXXX MO XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         2           2590 Taxes and Insurance 109.47 XXXX XXXX XXXX 72.12 72.12 72.12 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 4%, 3% Wholesale No         Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX   XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 139268.37 .00 8 33500 314 3 0.08646280991735537 18 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2216561 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 739 750 739 722                                                                                           XXXX XXXX NJ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     288 Taxes and Insurance 70.7 XXXX XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No         No   Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX     XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 166561.81 6750.00 31 21400 131 10 0.33001680672268907 10 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2213866 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 810 810 822 808                                                                                           XXXX XXXX NY XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     29 Taxes and Insurance 229.3 XXXX XXXX XXXX 50.0 50.0 50.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No         No   Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX     XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 207924.45 2350.00 2 21700 195 4 0.006729857819905213   No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2213870 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 810 810 822 808                                                                                           XXXX XXXX NY XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     29 Taxes and Insurance 249.75 XXXX XXXX XXXX 50.0 50.0 50.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No         No   Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX     XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 194847.53 2200.00 2 21700 195 4 0.006729857819905213   No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2216564 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 669 689 654 669 XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen Unknown false XXXX 713 713 723 701                                                             XXXX XXXX SC XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     45101 Taxes and Insurance 29.15 XXXX XXXX XXXX 60.0 60.0 60.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No         No   Condominium 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX   XXXX     XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 2 15146.93 741.00 25 98339 188 20 0.284357518382009   No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2215423 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 720 725 715 720 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 685 648 691 685                                                             XXXX XXXX PA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00           3         27099 Taxes and Insurance 50.04 XXXX XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No         Yes XXXX Single Family Attached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX     XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 2 85124.06 .00 8 11000 352 2 0.35620552550297774 8 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2216565 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 669 689 654 669 XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen Unknown false XXXX 713 713 723 701                                                             XXXX XXXX SC XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     45101 Taxes and Insurance 16.45 XXXX XXXX XXXX 60.0 60.0 60.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No         No   Condominium 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX     XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 803.40 25 98339 188 20 0.284357518382009   No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2216567 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 669 689 654 669 XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen Unknown false XXXX 713 713 723 701                                                             XXXX XXXX SC XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     45101 Taxes and Insurance 13.96 XXXX XXXX XXXX 60.0 60.0 60.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No         No   Condominium 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX     XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 2 4384.83 998.40 25 98339 188 20 0.28477401651548123   No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2216566 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 669 689 654 669 XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen Unknown false XXXX 713 713 723 701                                                             XXXX XXXX SC XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     45301 Taxes and Insurance 25.72 XXXX XXXX XXXX 60.0 60.0 60.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No         No   Condominium 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX     XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 2 14178.77 1014.78 25 98339 188 19 0.30265002013693115   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2216563 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 705 705 735 700                                                                                           XXXX XXXX NC XXXX XXXX 12 Month Bank Statement Investment Purchase NA 3.35 34.11 135463.98 .00 .00 .00 135463.98 Employed               NA 89255.22 46208.76 Taxes and Insurance 23.16 XXXX XXXX XXXX 60.0 60.0 60.0 XXXX XXXX XXXX Conventional Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 1%, 1%, 1%, 1%, 1% Wholesale No         No   Condominium 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX   XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 27705.00 6 154000 226 7 0.28243017368765294 4.58 No   Manual Underwriting         XXXX XXXX No
2213869 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 796 807 773 796                                                                                           XXXX XXXX OH XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     1075 Taxes and Insurance 135.76 XXXX XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 1%, 1%, 1%, 1%, 1% Retail No         No   Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX     XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 97781.56 1359.38 1 1000000 202 8 0.00011370262390670555   No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2215417 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 706 700 709 706                                                                                           XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     2481 Taxes and Insurance 32.67 XXXX XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No         Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX   XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 39789.65 .00 1 85492 219 7 0.49807230122171037 5 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2216569 XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 690 689 690 697                                                                                           XXXX XXXX AL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     2206 Taxes and Insurance 14.18 XXXX XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No         No   Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX XXXX   XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 20264.85 1650.00 3 21213 216 3 0.6346644709757102   No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
2216703 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown   XXXX 728 728 736 726                                                                                           XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     6552 Taxes and Insurance 161.47 XXXX XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No         Yes XXXX Condominium 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX   XXXX     XXXX No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 9030.1 .00 1 42000 415 20 0.1521194674343289 7.58 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No