Exhibit 99.10 - Schedule 2
| Seller | Loan ID | Seller Loan ID | Investor Loan ID | Queue | Created Date | Last Modified Date | Finding Status | Event Level | Initial Finding Grade | Current/Final Finding Grade | Finding Category | Finding Sub Category | Finding Name | Reviewer Comments | Seller Comments | Finding Resolution | Finding Document | Reviewer Comp Factors | Originator Comp Factors | State | Occupancy | Loan Purpose | Refinance Purpose | Unique Finding ID | Acknowledged / Waived By | Waiver in File? |
| XXXX | 2163946 | XXXX | XXXX | Closed | 2026-04-29 05:12 | 2026-05-01 06:06 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Updated XXXX document with corrected loan amount uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. XXXX doc in file shows loan amount of $X,XXX,XXX with interest rate of X.XX% where as the correct loan amount is $X,XXX,XXX and interest rate is X% per Note and final HUDX. Provide updated XXXX doc with correct loan amount, rate, PI and LTV ratios. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Updated XXXX document with corrected loan amount uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXX.XXX | NY | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2169577 | XXXX | XXXX | Closed | 2026-05-14 10:12 | 2026-05-18 08:17 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-Exception to allow XX% CLTV with FICO XXX and loan amount of $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX Open-Audited LTV Exceeds Guideline LTV The maximum LTV allowed is XX% using a qualifying FICO score of XXX. For warrantable condos, the maximum LTV is also XX%. However audited LTV is XX% which is exceeds the GL. - Due Diligence Vendor-XX/XX/XXXX |
Waived-Exception to allow XX% CLTV with FICO XXX and loan amount of $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX XXXXXXXX XXXXXXXXX XXX.XXX | X. High amount of reserves. Borrower has XXmonths and GL is X months. X. Low DTI. DTI is XX% and GL is XX% |
GA | Primary Residence | Purchase | NA | XXXX | Originator Post-Close | Yes | ||
| XXXX | 2169577 | XXXX | XXXX | Closed | 2026-05-14 08:44 | 2026-05-14 10:22 | Resolved | 1 - Information | A | A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg #XXX and the Final Closing disclosure on Pg #XXX reflects escrows. Rate lock date was entered correctly – see Pg #XXX An interior and exterior appraisal was completed for this property – see Pg #XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg #XX and copy of the appraisal was given to the borrower – see Pg #XXX for the copy of the disclosure. The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg #XXX and the Final Closing disclosure on Pg #XXX reflects escrows. Rate lock date was entered correctly – see Pg #XXX An interior and exterior appraisal was completed for this property – see Pg #XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg #XX and copy of the appraisal was given to the borrower – see Pg #XXX for the copy of the disclosure. The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX |
GA | Primary Residence | Purchase | NA | XXXX | N/A | N/A | ||||
| XXXX | 2201924 | XXXX | XXXX | Closed | 2026-07-08 03:13 | 2026-07-20 09:11 | Waived | 2 - Non-Material | D | B | Credit | Missing Doc | Hazard Insurance Policy is Partial | Waived-Per originator, policy changed at closing. Using existing policy in file for qualification results in a DSCR of X.XXX. Although the DSCR found in audit is within guidelines, the ratio is out of tolerance with the DSCR found in origination due to the difference in hazard insurance. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-the borrower switched insurances at closing, we collected for the policy that was originally on file. DSCR is still above X.X, escrows should be adjusted by the servicer. The full policy amount is $X,XXX.XX as shown on the invoice provided. - Seller-XX/XX/XXXX Counter-Documentation does not support the escrow amount for hazard insurance reflected on HUD line XXXX. Documentation to support this amount or corrected loan documentation is required. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. hud matches invoice. - Seller-XX/XX/XXXX Open-Hazard Insurance Policy Partially Provided Provided Hazard Insurance Premium is not matching final closing documentation. An updated insurance document with premium $X,XXX to reflect the amount collected at closing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-the borrower switched insurances at closing, we collected for the policy that was originally on file. DSCR is still above X.X, escrows should be adjusted by the servicer. The full policy amount is $X,XXX.XX as shown on the invoice provided. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. hud matches invoice. - Seller-XX/XX/XXXX |
Waived-Per originator, policy changed at closing. Using existing policy in file for qualification results in a DSCR of X.XXX. Although the DSCR found in audit is within guidelines, the ratio is out of tolerance with the DSCR found in origination due to the difference in hazard insurance. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXXX XXXXXXX (X).XXX XXX--.XXX |
XX% LTV is below the maximum XX% LTV by XX%. XXX representative credit score exceeds the minimum required of XXX by XX points. $XX,XXX reserves exceed the minimum required of $X,XXX by X months. DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points. | LA | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No | |
| XXXX | 2201924 | XXXX | XXXX | Closed | 2026-07-08 15:35 | 2026-07-14 09:28 | Resolved | 1 - Information | C | A | Credit | Borrower | Borrower information on 1003 is incomplete | Resolved-Updated loan application with correct date of birth provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Date of birth reflected on the loan application does not match the ID for the borrower. Please provide a corrected loan application to reflect the correct date of birth. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Updated loan application with correct date of birth provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXXXXXXX - XXXX XXXXX XX, XXX XXXXXXX, XX XXXXX.XXX | LA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2215425 | XXXX | XXXX | Closed | 2026-07-09 12:55 | 2026-07-21 15:12 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Received VOM for the primary residence - Due Diligence Vendor-XX/XX/XXXX Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Housing History Does Not Meet Guideline Requirements Missing a VOM from XXXX XXXXX XXXX to complete the primary residence pay history - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Received VOM for the primary residence - Due Diligence Vendor-XX/XX/XXXX Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX |
XXX - XXXXXXX XXXXXXXX.XXX | WA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2215425 | XXXX | XXXX | Closed | 2026-07-09 12:55 | 2026-07-21 15:12 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing VOM or VOR | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Received VOM for the subject property - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-VOR/VOM Doc Status should not be 'Missing'. Missing a VOM from XXXXXXX XXXXXXX SER to complete the subject property pay history - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Received VOM for the subject property - Due Diligence Vendor-XX/XX/XXXX |
XXX - XXXXXXX XXXXXXXX.XXX | WA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2215425 | XXXX | XXXX | Closed | 2026-07-09 02:18 | 2026-07-21 15:08 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months). | Resolved-Received refinance cash out HUD X from a property in the Entity name as proceeds to be used as reserves - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Borrower refinanced his other property XXXX X XXXXX Ave, XXXXXXX XXXXXX, XX XXXXX. Attached is the final HUD showing cash-out that covers that property's reserves and still has enough left over for the reserves on XXXX X XXXXXX St (subject property). Borrower received cash out of $XX,XXX. Reserves for that property = $XX,XXX.XX leaving a remainder of $X,XXX available for reserves on this file. - Seller-XX/XX/XXXX Open-Audited Reserves of X.XX month(s) are less than Guideline Required Reserves of X month(s) There are no assets in file. Per GL, the loan requires X months of reserves totaling $XX,XXX.XX. Cash to close amount of $XX,XXX.XX is used for reserves. However thhe loan is short reserves in the amount of $X,XXX.XX. Provide additional asset documentation to meet minimum reserve requirement. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Borrower refinanced his other property XXXX X XXXXX Ave, XXXXXXX XXXXXX, XX XXXXX. Attached is the final HUD showing cash-out that covers that property's reserves and still has enough left over for the reserves on XXXX X XXXXXX St (subject property). Borrower received cash out of $XX,XXX. Reserves for that property = $XX,XXX.XX leaving a remainder of $X,XXX available for reserves on this file. - Seller-XX/XX/XXXX |
Resolved-Received refinance cash out HUD X from a property in the Entity name as proceeds to be used as reserves - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXX - XXXXXXXXX.XXX | WA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2215426 | XXXX | XXXX | Closed | 2026-07-09 11:53 | 2026-07-21 15:26 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Received VOM for primary residence - Due Diligence Vendor-XX/XX/XXXX Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Housing History Does Not Meet Guideline Requirements Missing a VOM for the primary residence mortgage XXXX XXXXX Funding. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Received VOM for primary residence - Due Diligence Vendor-XX/XX/XXXX Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX |
XXX - XXXXXXX XXXXXXXX.XXX | WA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2215426 | XXXX | XXXX | Closed | 2026-07-09 11:53 | 2026-07-21 15:26 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing VOM or VOR | Resolved-Received VOM for the subject property - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-VOR/VOM Doc Status should not be 'Missing'. Missing a VOM for the subject property mortgage with XXXXXXXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Received VOM for the subject property - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX |
XXX - XXXXXXX XXXXXXXX.XXX | WA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2215426 | XXXX | XXXX | Closed | 2026-07-09 12:20 | 2026-07-21 15:24 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV Requirements. | Resolved-Received calculation used by XXXXXX and allowed by XXXXXXXXXX as per X.X Gross Rent - Refinance Transactions :If actual rents are higher than the market rents, the effective Gross Rent is capped at the higher of the actual rent or XXX% of the market Rents. Higher of the two between the lease agreement and market rent was not used. We used XXX% of the market rent ($X,XXX x X.XX = $X,XXX) for the new calculated market rent. With $X,XXX, that puts our XXXX at X.XXX P&I = $X,XXX.XX Taxes = $XXX.XX Insurance = $XX.XX XXXX is now above X and XXXX is no longer an issue. - Due Diligence XXXXXX-XX/XX/XXXX Ready for Review-Higher of the two between the lease agreement and market rent was not used. We used XXX% of the market rent ($X,XXX x X.XX = $X,XXX) for the new calculated market rent. With $X,XXX, that puts our XXXX at X.XXX P&I = $X,XXX.XX Taxes = $XXX.XX Insurance = $XX.XX With XXXX over X.XX, XXX of XX% should be allowable. - Seller-XX/XX/XXXX Open-Audited XXXX of XX% exceeds Guideline XXXX of XX% Missing an exception for Audited XXXX of XX% exceeds Guideline XXXX of XX% when XXXX is below X - Due Diligence XXXXXX-XX/XX/XXXX |
Ready for Review-Higher of the two between the lease agreement and market rent was not used. We used XXX% of the market rent ($X,XXX x X.XX = $X,XXX) for the new calculated market rent. With $X,XXX, that puts our XXXX at X.XXX P&I = $X,XXX.XX Taxes = $XXX.XX Insurance = $XX.XX With XXXX over X.XX, XXX of XX% should be allowable. - Seller-XX/XX/XXXX |
Resolved-Received calculation used by XXXXXX and allowed by XXXXXXXXXX as per X.X Gross Rent - Refinance Transactions :If actual rents are higher than the market rents, the effective Gross Rent is capped at the higher of the actual rent or XXX% of the market Rents. Higher of the two between the lease agreement and market rent was not used. We used XXX% of the market rent ($X,XXX x X.XX = $X,XXX) for the new calculated market rent. With $X,XXX, that puts our XXXX at X.XXX P&I = $X,XXX.XX Taxes = $XXX.XX Insurance = $XX.XX XXXX is now above X and XXXX is no longer an issue. - Due Diligence XXXXXX-XX/XX/XXXX |
WA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2215426 | XXXX | XXXX | Closed | 2026-07-09 12:27 | 2026-07-21 15:22 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR is less than 1.00 | Resolved-Received calculation used by XXXXXX and allowed by XXXXXXXXXX as per X.X Gross Rent - Refinance Transactions :If actual rents are higher than the market rents, the effective Gross Rent is capped at the higher of the actual rent or XXX% of the market Rents. - Due Diligence XXXXXX-XX/XX/XXXX Ready for Review-Higher of the two between the lease agreement and market rent was not used. We used XXX% of the market rent ($X,XXX x X.XX = $X,XXX) for the new calculated market rent. With $X,XXX, that puts our XXXX at X.XXX P&I = $X,XXX.XX Taxes = $XXX.XX Insurance = $XX.XX - Seller-XX/XX/XXXX Open-Missing an exception to use the higher lease vs using the lower market rent, as the lower of the two is required to calculate the XXXX ratio. Currently the XXXX ratio is below X . (Lease is in the file and the appraisal reflects tenant occupied.) - Due Diligence XXXXXX-XX/XX/XXXX |
Ready for Review-Higher of the two between the lease agreement and market rent was not used. We used XXX% of the market rent ($X,XXX x X.XX = $X,XXX) for the new calculated market rent. With $X,XXX, that puts our XXXX at X.XXX P&I = $X,XXX.XX Taxes = $XXX.XX Insurance = $XX.XX - Seller-XX/XX/XXXX |
Resolved-Received calculation used by XXXXXX and allowed by XXXXXXXXXX as per X.X Gross Rent - Refinance Transactions :If actual rents are higher than the market rents, the effective Gross Rent is capped at the higher of the actual rent or XXX% of the market Rents. - Due Diligence XXXXXX-XX/XX/XXXX |
WA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2201928 | XXXX | XXXX | Closed | 2026-07-15 12:48 | 2026-07-22 10:14 | Resolved | 1 - Information | B | A | Credit | Doc Issue | Certification of Property Owners/Occupants is Missing | Resolved-Received documentation that supports the XX has XXX% ownership of XXX XXXXX, XXX. as the subject is owned by XXX XXXXX, XXX and this is refinance. - Due Diligence XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Attached is the document needed for the condition. XXXXX XXXXXX has majority ownership of the entity. - Seller-XX/XX/XXXX Open-Missing documentation that supports the XX has XXX% ownership of XXX XXXXX, XXX. as the subject is owned by XXX XXXXX, XXX and this is refinance. - Due Diligence XXXXXX-XX/XX/XXXX Open-Missing documentation that supports the XX has XXX% ownership of XXX XXXXX, XXX. as the subject is owned by XXX XXXXX, XXX and this is refinance. - Due Diligence XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Attached is the document needed for the condition. XXXXX XXXXXX has majority ownership of the entity. - Seller-XX/XX/XXXX |
Resolved-Received documentation that supports the XX has XXX% ownership of XXX XXXXX, XXX. as the subject is owned by XXX XXXXX, XXX and this is refinance. - Due Diligence XXXXXX-XX/XX/XXXX |
XXXXXXXXX XXXXXXXXX - XXX XXXXX XXX.XXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2201928 | XXXX | XXXX | Closed | 2026-07-15 12:46 | 2026-07-22 10:14 | Resolved | 1 - Information | C | A | Credit | Credit | Appraisal deficiency. | Resolved-Received appraisal with the correct Borrower named as X & X XXXXXX XXX - Due Diligence XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Missing an appraisal with the correct Borrower named, as it reflect XXX XXXXX, XXX. and the Borrower is X & X XXXXXX XXX - Due Diligence XXXXXX-XX/XX/XXXX Open-Missing an appraisal with the correct Borrower named, as it reflect XXX XXXXX, XXX. and the Borrower is X & X XXXXXX XXX - Due Diligence XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Received appraisal with the correct Borrower named as X & X XXXXXX XXX - Due Diligence XXXXXX-XX/XX/XXXX |
XXXXXXX XXXXXXXXX.XXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2201928 | XXXX | XXXX | Closed | 2026-07-15 12:38 | 2026-07-22 10:13 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Received XXX from XXXXXXXX verifying the payment history for the primary residence. - Due Diligence XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Housing History Does Not Meet Guideline Requirements Missing a full XXX from XXXXXXXX verifying the payment history for the primary residence, as documented in the file the mortgage was opened in XXXX and the LOX with fraud report links the mortgage to the primary residence. The received pay history in the file is for April and May XXXX. As such the remainder XX months pay history is missing. Housing Pay History does not meet guideline requirements due to the absence of XXX. As per pg XX XXXXXXX XXXXX Underwriting XXXXXXXXXX Version X.X Dated X/XX/XXXX. Primary Residence Mortgage History: X. Must provide proof of satisfactory payment history on the borrower's Primary Residence, and all other mortgage accounts reported on credit. X. If the borrower owns their primary residence and the mortgage history exists as a tradeline on the guarantor credit report and shows a satisfactory payment history, then no further verification is required. - Due Diligence XXXXXX-XX/XX/XXXX Open-Housing History Does Not Meet Guideline Requirements Missing a full XXX from XXXXXXXX verifying the payment history for the primary residence, as documented in the file the mortgage was opened in XXXX and the LOX with fraud report links the mortgage to the primary residence. The received pay history in the file is for April and May XXXX. As such the remainder XX months pay history is missing. Housing Pay History does not meet guideline requirements due to the absence of XXX. As per pg XX XXXXXXX XXXXX Underwriting XXXXXXXXXX Version X.X Dated X/XX/XXXX. Primary Residence Mortgage History: X. Must provide proof of satisfactory payment history on the borrower's Primary Residence, and all other mortgage accounts reported on credit. X. If the borrower owns their primary residence and the mortgage history exists as a tradeline on the guarantor credit report and shows a satisfactory payment history, then no further verification is required. - Due Diligence XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Received XXX from XXXXXXXX verifying the payment history for the primary residence. - Due Diligence XXXXXX-XX/XX/XXXX |
XXX - XXXXXX - XXXXXXX XXXXXXXX.XXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2207021 | XXXX | XXXX | Closed | 2026-07-15 00:25 | 2026-07-20 01:08 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Requested lock confirmation with lock date provided, updated & condition resolved. - Due Diligence XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. See attached - Seller-XX/XX/XXXX Open-Provide Evidence of Rate Lock. Only received float agreement. - Due Diligence XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. See attached - Seller-XX/XX/XXXX |
Resolved-Requested lock confirmation with lock date provided, updated & condition resolved. - Due Diligence XXXXXX-XX/XX/XXXX |
XXXX-XX XXXXXXXXX.XXX | NJ | Primary Residence | Purchase | NA | XXXX | N/A | N/A | ||
| XXXX | 2201929 | XXXX | XXXX | Closed | 2026-07-22 12:25 | 2026-08-20 15:20 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing VOM or VOR | Resolved-Received rent free LOX - Due Diligence XXXXXX-XX/XX/XXXX Resolved-Validation Resolved' - Due Diligence XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Upon further review, file is missing XXX or LOX if property was free and clear to complete the XX month primary mtg payment history on their primary residence. Per XXXX they have resided at their primary residence for X month and at the prior address for over X years. The Property Report for the prior address and subject property does not provide any lien information but does list Borrower as current owner. - Due Diligence XXXXXX-XX/XX/XXXX Open-VOR/VOM Doc Status should not be 'Missing'. Missing a XXX / mortgage statement for the XXXX primary residence XXX XXXXXXXXX XX, XXXXXXX XXXX, XX XXXXX-XXXX mortgage. $XXX,XXX XXXXXX XXXX XXXXX XXX XXXXXXX XXXXXXXXXXX XXXXXX / XX Years that secured the XXXX primary residence XXX XXXXXXXXX XX, XXXXXXX XXXX, XX XXXXX-XXXX APN: XX-XX-XXX-XXX XX XXXXX County Data as of: XX/XX/XXXX as per the property report on page XXX ( Opened XX/XX/XXXX Xst / Trust Deed/Mortgage $XXX,XXX XXXXXX XXXX XXXXX XXX XXXXXXX XXXXXXXXXXX XXXXXX / XX ) As per XXXXXXXXXX PG XX-XX X.X Mortgage History / Housing History X.X.X Primary Residence Mortgage History - Due Diligence XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Received rent free LOX - Due Diligence XXXXXX-XX/XX/XXXX Resolved-Validation Resolved' - Due Diligence XXXXXX-XX/XX/XXXX |
XXXXXX XX XXXXXXXXXXX.XXX | IL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2201772 | XXXX | XXXX | Closed | 2026-07-30 16:25 | 2026-08-20 08:25 | Resolved | 1 - Information | C | A | Credit | Assets | Asset 1 Less Than 2 Months Verified | Resolved-Bank Statement provided for April XXXX. - Due Diligence XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The guideline X.X.X Asset Requirements states that assets and reserves must be sourced and seasoned for at least XX days. The file contains on bank statement for XXXX #XXXX ending XX/XX/XX and one printout from XX/XX/XX to XX/XX/XX. The loan file is missing the April XX XXXX # XXXX statement with a balance of $XX,XXX.XX. - Due Diligence XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Bank Statement provided for April XXXX. - Due Diligence XXXXXX-XX/XX/XXXX |
XXXXX.XXX | NJ | Investment | Purchase | NA | XXXX | N/A | N/A | ||
| XXXX | 2201772 | XXXX | XXXX | Closed | 2026-07-27 08:28 | 2026-08-20 08:19 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Ineligible Housing History per program guidelines | Waived-Exception provided in findings for Borrower had a XxXX reporting. - Due Diligence XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-The matrix states under housing history that the credit history can show no more than XxXXxXX however the borrower was XX days late in XX/XX/XX. The borrowers housing history does not meet guidelines. - Due Diligence XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Please see uploaded XXXX, borrower has additional investment in Land - Seller-XX/XX/XXXX Open-Housing History Does Not Meet Guideline Requirements The matrix states under housing history that the credit history can show no more than XxXXxXX however the borrower was XX days late in XX/XX/XX. The borrowers housing history does not meet guidelines. - Due Diligence XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Please see uploaded XXXX, borrower has additional investment in Land - Seller-XX/XX/XXXX |
Waived-Exception provided in findings for Borrower had a XxXX reporting. - Due Diligence XXXXXX-XX/XX/XXXX |
XXXX.XXX XXXXX.XXX |
XX% XXX is below the maximum XX% XXX by XX%. XXX Representative credit score exceeds the minimum required of XXX by XX points. |
NJ | Investment | Purchase | NA | XXXX | Originator Post-Close | Yes | |
| XXXX | 2201772 | XXXX | XXXX | Closed | 2026-07-30 16:48 | 2026-08-05 09:21 | Resolved | 1 - Information | C | A | Credit | Credit | Missing purchase contract and/or addendums. | Resolved-The client provided an explanation that XX transfer tax is paid by the seller and a google search confirmed. - Due Diligence XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Per Escrow, Its customary for the seller to pay the realty transfer fee unless they change via attorney review. - Seller-XX/XX/XXXX Open-The HUDX settlement statement, on page XXX, shows a seller credit of $X,XXX however this is not in the agreement of sale or on the addendums in the file. The loan file is missing the addendum to the agreement of sale showing a seller credit towards closing costs of $X,XXX. - Due Diligence XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Per Escrow, Its customary for the seller to pay the realty transfer fee unless they change via attorney review. - Seller-XX/XX/XXXX |
Resolved-The client provided an explanation that XX transfer tax is paid by the seller and a google search confirmed. - Due Diligence XXXXXX-XX/XX/XXXX |
XXXXXXX XX XXXXX.XXX | NJ | Investment | Purchase | NA | XXXX | N/A | N/A | ||
| XXXX | 2215372 | XXXX | XXXX | Closed | 2026-07-30 13:28 | 2026-09-08 10:23 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-LOE provided indicates prior mortgage was for land and has been sold with DLA of XX/XXXX. - Due Diligence XXXXXX-XX/XX/XXXX Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. LOE Credit - Seller-XX/XX/XXXX Counter-The XXXX provided is the same as in the file and does not clear up the discrepancy (LOE on page #XXX states the borrower lives rent free per letter from spouse while the credit report on page #XXX (page #X of the document) identifies the borrower had a mortgage with a DLA of X/XXXX with no explanation provided. The Final XXXX states no primary housing expense for X years and the Declaration section shows the borrower has not had an ownership interest in the last three years). - Due Diligence XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Housing History - Seller-XX/XX/XXXX Open-Housing History Does Not Meet XXXXXXXXX Requirements LOE on page #XXX states the borrower lives rent free per letter from spouse while the credit report on page #XXX (page #X of the document) identifies the borrower had a mortgage with a DLA of X/XXXX with no explanation provided. The Final XXXX states no primary housing expense for X years and the Declaration section shows the borrower has not had an ownership interest in the last three years. - Due Diligence XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. LOE Credit - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Housing History - Seller-XX/XX/XXXX |
Resolved-LOE provided indicates prior mortgage was for land and has been sold with DLA of XX/XXXX. - Due Diligence XXXXXX-XX/XX/XXXX Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence XXXXXX-XX/XX/XXXX |
XXXX_XXXXXXX XXXXXXX.XXX XXXX_XXX - XXXXXX.XXX |
MS | Primary Residence | Purchase | NA | XXXX | N/A | N/A | ||
| XXXX | 2215372 | XXXX | XXXX | Closed | 2026-07-29 02:32 | 2026-08-07 09:51 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI Requirements. | Waived-Exception in file provided by lender for DTI > XX% (XXXX declaration indicates borrower is FTHB -GL max DTI of XX%, however CBR has a mortgage reporting with DLA of XX/XXXX which allows max DTI of XX%) with compensating factors. - Due Diligence XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Updated XXXX.XXXX - Seller-XX/XX/XXXX Open-Audited DTI of XX.XX% exceeds XXXXXXXXX DTI of XX% As per GL & Matrix XX.X.XXXX For A+ programs Max DTI XX%. Subject DTI is XX.XX% exceeds the max limit. Audited DTI is XX.XX% and lender DTI is XX.XX% . The difference is X.XX% This is due to that lender considered all other monthly payments as $XXXX.XX whereas our calculation it is $XXXX.XX (Added HOA Fee $XX.XX) - Due Diligence XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Updated XXXX.XXXX - Seller-XX/XX/XXXX |
Waived-Exception in file provided by lender for DTI > XX% (XXXX declaration indicates borrower is FTHB -GL max DTI of XX%, however CBR has a mortgage reporting with DLA of XX/XXXX which allows max DTI of XX%) with compensating factors. - Due Diligence XXXXXX-XX/XX/XXXX |
XXXX XXXX #X.XXX | $XX,XXX reserves exceed the minimum required of $XX,XXX exceeds the minimum by X months over the required minimum. XX% LTV is below the maximum XX% LTV by X%. XXX Representative credit score exceeds the minimum required of XXX by XX points. |
MS | Primary Residence | Purchase | NA | XXXX | Originator Post-Close | Yes | |
| XXXX | 2215372 | XXXX | XXXX | Closed | 2026-07-30 12:40 | 2026-08-06 11:28 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Undiscounted Rate is Missing | Resolved-Documentation provided evidences the undiscounted rate thus indicating the points are bona fide. - Due Diligence XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Undiscounted rate Stack and Seller Certificate - Seller-XX/XX/XXXX Open-The Undiscounted Rate Disclosure is missing. - Due Diligence XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Undiscounted rate Stack and Seller Certificate - Seller-XX/XX/XXXX |
Resolved-Documentation provided evidences the undiscounted rate thus indicating the points are bona fide. - Due Diligence XXXXXX-XX/XX/XXXX |
XXXXX_XXXXXX XXXX XXXXXXX.XXX XXXX_XXXXXX XXXXXXXXXXX.XXX |
MS | Primary Residence | Purchase | NA | XXXX | N/A | N/A | ||
| XXXX | 2215372 | XXXX | XXXX | Closed | 2026-07-29 02:26 | 2026-08-06 11:16 | Resolved | 1 - Information | C | A | Compliance | Predatory:Restrictions | Federal - Section 32 Disclosure Required (High Cost) | Resolved-Document provided and entered. Condition resolved. - Due Diligence XXXXXX-XX/XX/XXXX Open- - Due Diligence XXXXXX-XX/XX/XXXX Ready for Review- - Due Diligence XXXXXX-XX/XX/XXXX Open- - Due Diligence XXXXXX-XX/XX/XXXX Ready for Review- - Due Diligence XXXXXX-XX/XX/XXXX Open- - Due Diligence XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Undiscounted rate Stack and Seller Certificate - Seller-XX/XX/XXXX Open- - Due Diligence XXXXXX-XX/XX/XXXX Open-This is a Federal High Cost Loan. Since the loan file does not contain a Section XX Sign Date, the System assumes the creditor did not furnish the Federal High Cost Section XX disclosures at least X business days prior to consummation, in violation of Reg Z. (XX CFR XXXX.XX(c) and XXXX.XX(c)) This is a Federal High Cost Loan. Since the loan file does not contain a Section XX Sign Date, the System assumes the creditor did not furnish the Federal High Cost Section XX disclosures at least X business days prior to consummation - Due Diligence XXXXXX-XX/XX/XXXX Open- - Due Diligence XXXXXX-XX/XX/XXXX Open- - Due Diligence XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Undiscounted rate Stack and Seller Certificate - Seller-XX/XX/XXXX |
Resolved-Document provided and entered. Condition resolved. - Due Diligence XXXXXX-XX/XX/XXXX |
XXXXX_XXXXXX XXXX XXXXXXX.XXX XXXX_XXXXXX XXXXXXXXXXX.XXX |
MS | Primary Residence | Purchase | NA | XXXX | N/A | N/A | ||
| XXXX | 2215372 | XXXX | XXXX | Closed | 2026-07-29 02:26 | 2026-08-06 11:16 | Resolved | 1 - Information | C | A | Compliance | Mavent | HighCost: APR/FEES | Resolved-Document provided and entered. Condition resolved. - Due Diligence XXXXXX-XX/XX/XXXX Open- - Due Diligence XXXXXX-XX/XX/XXXX Open- - Due Diligence XXXXXX-XX/XX/XXXX Open- - Due Diligence XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Undiscounted rate Stack and Seller Certificate - Seller-XX/XX/XXXX Open-Please provide the rate sheet or discount point disclosure so we can determine whether the discount points qualify as bona fide points eligible for exclusion from the high-cost loan test. - Due Diligence XXXXXX-XX/XX/XXXX Open- - Due Diligence XXXXXX-XX/XX/XXXX Open-The loan fees ($XX,XXX.XX) exceed the (FEDXXXX) (Note Amount >=$XX,XXX.XX) fee limit, which is X% of the Total Loan Amount ($XX,XXX.XX), the difference is ($XXX.XX). (XX CFR XXXX.XX). The loan fees ($XX,XXX.XX) exceed the (FEDXXXX) (Note Amount >=$XX,XXX.XX) fee limit, which is X% of the Total Loan Amount ($XX,XXX.XX), the difference is ($XXX.XX) - Due Diligence XXXXXX-XX/XX/XXXX Open- - Due Diligence XXXXXX-XX/XX/XXXX Open- - Due Diligence XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Undiscounted rate Stack and Seller Certificate - Seller-XX/XX/XXXX |
Resolved-Document provided and entered. Condition resolved. - Due Diligence XXXXXX-XX/XX/XXXX |
XXXX_XXXXXX XXXXXXXXXXX.XXX XXXXX_XXXXXX XXXX XXXXXXX.XXX |
MS | Primary Residence | Purchase | NA | XXXX | N/A | N/A | ||
| XXXX | 2213868 | XXXX | XXXX | Closed | 2026-08-03 09:11 | 2026-09-01 08:06 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-VOR received for the residence prior to the current primary. A total of at least XX months has now been counted. Housing History Meets XXXXXXXXX Requirements. - Due Diligence XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Housing History Does Not Meet XXXXXXXXX Requirements File is showing only X months of Housing History. Per the application and the mortgage statement provided, the borrower’s primary residence is the XXXXX HOME tradeline reporting on the credit report. It has been open & active with only X months of history. Per XXXXX City guidelines for Housing History: “DSCR program requires a XX month housing payment history for primary residence.” - Due Diligence XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-VOR received for the residence prior to the current primary. A total of at least XX months has now been counted. Housing History Meets XXXXXXXXX Requirements. - Due Diligence XXXXXX-XX/XX/XXXX |
XXX - XXXXXX XXXXXXX.XXX | MS | Investment | Purchase | NA | XXXX | N/A | N/A | ||
| XXXX | 2204802 | XXXX | XXXX | Closed | 2026-07-30 03:35 | 2026-10-14 14:08 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-XXXXXXXXX accepted this. Borrower has XX total properties. Ten were a Blanket Loan; the remaining three were under the minimum loan amount. But the three had to be submitted as single loans because XX properties was the maximum on a blanket loan. All together, the XX loans cumulatively meet the guidelines. - Due Diligence XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Audited Loan Amount is less than XXXXXXXXX Minimum Loan Amount Loan amount of $XX,XXX is less than guideline minimum loan amount of $XX,XXX per the XXXXXXXXX Non-QM Eligibility Matrix DSCR Program, dated X/XX/XXXX. - Due Diligence XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Waived-XXXXXXXXX accepted this. Borrower has XX total properties. Ten were a Blanket Loan; the remaining three were under the minimum loan amount. But the three had to be submitted as single loans because XX properties was the maximum on a blanket loan. All together, the XX loans cumulatively meet the guidelines. - Due Diligence XXXXXX-XX/XX/XXXX |
XXXXXXXXXX_XX XXXXXXXXX.XXX | XX% LTV is below the maximum XX% LTV by XX%. $XXX,XXX reserves exceed the minimum required of $X,XXX exceeds the minimum by XXX months over the required minimum. |
MS | Investment | Purchase | NA | XXXX | Investor Post-Close | No | |
| XXXX | 2204802 | XXXX | XXXX | Closed | 2026-07-30 03:11 | 2026-09-01 08:18 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-VOR received for the residence prior to the current primary. A total of at least XX months has now been counted. Housing History Meets XXXXXXXXX Requirements - Due Diligence XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Housing History Does Not Meet XXXXXXXXX Requirements File is showing only X months of Housing History. Per the application and the mortgage statement provided, the borrower’s primary residence is the XXXXX HOME tradeline reporting on the credit report. It has been open & active with only X months of history. Per XXXXX City guidelines for Housing History: “DSCR program requires a XX month housing payment history for primary residence.” - Due Diligence XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-VOR received for the residence prior to the current primary. A total of at least XX months has now been counted. Housing History Meets XXXXXXXXX Requirements - Due Diligence XXXXXX-XX/XX/XXXX |
XXX - XXXXXX XXXXXXX.XXX | MS | Investment | Purchase | NA | XXXX | N/A | N/A | ||
| XXXX | 2204802 | XXXX | XXXX | Closed | 2026-07-30 03:35 | 2026-08-05 14:34 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Purchase Contract is Missing | Resolved-Purchase Contract Addendum was received. - Due Diligence XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-The Closing Extension document still makes no reference to the sales price being changed to $XX,XXX. - Due Diligence XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Loan Purpose is Purchase but Purchase Contract Doc is Missing The Purchase Contract provided shows a Sales Price of $XX,XXX , which does not match the Sales Price on the HUDX of $XX,XXX. - Due Diligence XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Purchase Contract Addendum was received. - Due Diligence XXXXXX-XX/XX/XXXX |
XXXXXXX XXXXXXXXX + XXX XXXXXX - XX XXXXXX XX XXXX.XXX XXXXXXX XXXXXX.XXX |
MS | Investment | Purchase | NA | XXXX | N/A | N/A | ||
| XXXX | 2204801 | XXXX | XXXX | Closed | 2026-07-30 02:05 | 2026-10-14 14:12 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-XXXXXXXXX accepted this. Borrower has XX total properties. Ten were a Blanket Loan; the remaining three were under the minimum loan amount. But the three had to be submitted as single loans because XX properties was the maximum on a blanket loan. All together, the XX loans cumulatively meet the guidelines. - Due Diligence XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Audited Loan Amount is less than XXXXXXXXX Minimum Loan Amount Loan amount of $XX,XXX is less than guideline minimum loan amount of $XX,XXX per the XXXXXXXXX Non-QM Eligibility Matrix DSCR Program, dated X/XX/XXXX. - Due Diligence XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Waived-XXXXXXXXX accepted this. Borrower has XX total properties. Ten were a Blanket Loan; the remaining three were under the minimum loan amount. But the three had to be submitted as single loans because XX properties was the maximum on a blanket loan. All together, the XX loans cumulatively meet the guidelines. - Due Diligence XXXXXX-XX/XX/XXXX |
XXXXXXXXXX_XX XXXXXXXXX. .XXX | XX% LTV is below the maximum XX% LTV by XX%. $XXX,XXX reserves exceed the minimum required of $X,XXX exceeds the minimum by XXX months over the required minimum. |
MS | Investment | Purchase | NA | XXXX | Investor Post-Close | No | |
| XXXX | 2204801 | XXXX | XXXX | Closed | 2026-07-30 01:39 | 2026-09-01 08:17 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-VOR received for the residence prior to the current primary. A total of at least XX months has now been counted. Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Housing History Does Not Meet XXXXXXXXX Requirements File is showing only X months of Housing History. Per the application and the mortgage statement provided, the borrower’s primary residence is the XXXXX HOME tradeline reporting on the credit report. It has been open & active with only X months of history. Per XXXXX XXXXX XXXXXXXXXX for Housing History: “DSCR program requires a XX month housing payment history for primary residence.” - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-VOR received for the residence prior to the current primary. A total of at least XX months has now been counted. Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX |
XXX - XXXXXX XXXXXXX.XXX | MS | Investment | Purchase | NA | XXXX | N/A | N/A | ||
| XXXX | 2204800 | XXXX | XXXX | Closed | 2026-07-31 04:34 | 2026-10-14 14:17 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-XXXXXXXXX accepted this. Borrower has XX total properties. Ten were a Blanket Loan; the remaining three were under the minimum loan amount. But the three had to be submitted as single loans because XX properties was the maximum on a blanket loan. All together, the XX loans cumulatively meet the guidelines. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Audited Loan Amount is less than XXXXXXXXX Minimum Loan Amount Loan amount of $XX,XXX is less than guideline minimum loan amount of $XX,XXX per the XXXXXXXXX Xon-XX Eligibility Matrix DSCR Program, dated X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Waived-XXXXXXXXX accepted this. Borrower has XX total properties. Ten were a Blanket Loan; the remaining three were under the minimum loan amount. But the three had to be submitted as single loans because XX properties was the maximum on a blanket loan. All together, the XX loans cumulatively meet the guidelines. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XX XXXXXXXXX.XXX | XX% LTV is below the maximum XX% LTV by XX%. $XXX,XXX reserves exceed the minimum required of $X,XXX exceeds the minimum by XXX months over the required minimum. |
MS | Investment | Purchase | NA | XXXX | Investor Post-Close | No | |
| XXXX | 2204800 | XXXX | XXXX | Closed | 2026-08-03 13:31 | 2026-09-01 08:21 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-VOR received for the residence prior to the current primary. A total of at least XX months has now been counted. Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Housing History Does Not Meet XXXXXXXXX Requirements File is showing only X months of Housing History. Per the application and the mortgage statement provided, the borrower’s primary residence is the XXXXX HOME tradeline reporting on the credit report. It has been open & active with only X months of history. Per XXXXX XXXXX XXXXXXXXXX for Housing History: “DSCR program requires a XX month housing payment history for primary residence.” - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-VOR received for the residence prior to the current primary. A total of at least XX months has now been counted. Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX |
XXX - XXXXXX XXXXXXX.XXX | MS | Investment | Purchase | NA | XXXX | N/A | N/A | ||
| XXXX | 2207014 | XXXX | XXXX | Closed | 2026-08-05 12:24 | 2026-08-28 08:48 | Resolved | 1 - Information | D | A | Property | Missing Doc | File does not contain all required valuation documents | Resolved-Received construction documents to support the loan amount as a cash out refinance due to seasoning requirements: Adjusted Cost Basis is defined as the sum of the borrower's purchase price, out-of-pocket closing costs, and verified cost of rehab as shown on the scope of work. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Missing construction invoice documents to support the loan amount as a cash out refinance due to seasoning requirements: Adjusted Cost Basis is defined as the sum of the borrower's purchase price, out-of-pocket closing costs, and verified cost of rehab as shown on the scope of work. PG XX of the guidelines ( Current "As-Is" Appraised Value may be used - UPB limited to XXX% of Adjusted Cost Basis) - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Received construction documents to support the loan amount as a cash out refinance due to seasoning requirements: Adjusted Cost Basis is defined as the sum of the borrower's purchase price, out-of-pocket closing costs, and verified cost of rehab as shown on the scope of work. - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXXXX XXX- XXXXX XXXX.XXX | OH | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2201925 | XXXX | XXXX | Closed | 2026-08-07 13:24 | 2026-08-10 11:56 | Resolved | 1 - Information | C | A | Credit | Borrower | Borrower 1 Credit Report is Incomplete | Resolved-Correct X/XX/XXXX guidelines received via email. Guidelines now confirmed Credit Report good for XXX days. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX Counter-Written wording of the X/XX/XXXX guidelines provided state: "• All credit documents, including title commitment, must be no older than ninety (XXX) days from the Note date." It states Ninety Days and then states XXX Days. Guidelines contradict within the same sentence. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-please reference X/XX/XX approved guidelines. Credit reports are good for XXX days. - Seller-XX/XX/XXXX Open-Borrower X Credit Report is Partially Present. Per XXXXX XXXXX Guidelines (as of XX/XX/XXXX) for Age of Documents: "Credit report, income and asset documentation not to exceed XX days on the date the Note is signed" The only Credit Report provided is dated X/XX/XXXX with a Note Date of X/XX/XXXX. That is XXX days. (Additionally: the Tape Data shows a qualifying FICO score of XXX, which differs from the credit report that was provided). - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-please reference X/XX/XX approved guidelines. Credit reports are good for XXX days. - Seller-XX/XX/XXXX |
Resolved-Correct X/XX/XXXX guidelines received via email. Guidelines now confirmed Credit Report good for XXX days. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX |
NJ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2201925 | XXXX | XXXX | Closed | 2026-08-05 01:14 | 2026-08-07 13:26 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Acknowledged-XXXXXXXXX Acknowledged - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Per N.J. Stat. Ann. § XX:XXX-X, mortgage loans may be prepaid without penalty. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the BPL prepayment penalty is not permitted. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-XXXXXXXXX Acknowledged - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXX XX XXXXXXXXX XX XXX.XXX | NJ | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No | |||
| XXXX | 2207016 | XXXX | XXXX | Closed | 2026-08-05 06:05 | 2026-09-29 17:04 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Requested Final Settlement statement provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final HUD-X uploaded - Seller-XX/XX/XXXX Open-Closing Doc is Missing. Closing HUDX /Alt A is Missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final HUD-X uploaded - Seller-XX/XX/XXXX |
Resolved-Requested Final Settlement statement provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXX X.XXX | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2207016 | XXXX | XXXX | Closed | 2026-08-05 06:04 | 2026-08-27 01:55 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Requested Rent Free Lox provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Housing History Does Not Meet XXXXXXXXX Requirements Missing LOE confirming the borrower's lives rent free. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested Rent Free Lox provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXX XXXXXX.XXX | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2207016 | XXXX | XXXX | Closed | 2026-08-05 05:22 | 2026-08-10 04:48 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Requested Final Settlement statement provided which has recording fee details, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Evidence of Mortgage Recording is present or Mortgage has been sent for Recording - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final HUD-X shows mortgage recording fee - Seller-XX/XX/XXXX Open-Missing evidence of Mortgage recording / HUD. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final HUD-X shows mortgage recording fee - Seller-XX/XX/XXXX |
Resolved-Requested Final Settlement statement provided which has recording fee details, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Evidence of Mortgage Recording is present or Mortgage has been sent for Recording - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXX X.XXX | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2207016 | XXXX | XXXX | Closed | 2026-08-05 06:22 | 2026-08-10 01:45 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third party fraud report provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Missing Third Party Fraud Report. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Third party fraud report provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXX.XXX | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2216699 | XXXX | XXXX | Closed | 2026-08-17 09:24 | 2026-09-18 16:44 | Resolved | 1 - Information | B | A | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA (3) | Resolved-Lender provided PDI with photos indicating no damage. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS TORNADOES AND FLOODING XX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. Appraisal date was X/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Lender provided PDI with photos indicating no damage. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX_XXXXX_ XXXXXXXX_X.XXX | MO | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2216699 | XXXX | XXXX | Closed | 2026-08-18 12:01 | 2026-09-16 08:40 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing VOM or VOR | Resolved-Received VOM for XXXXX loan paid off at closing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-VOR/VOM Doc Status should not be 'Missing'. Missing a VOM for XXXXX loan paid off at closing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Received VOM for XXXXX loan paid off at closing. - Due Diligence Vendor-XX/XX/XXXX |
XXX - XXXXXXX - XXXX.XXX | MO | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2216699 | XXXX | XXXX | Closed | 2026-08-18 12:12 | 2026-08-28 09:03 | Resolved | 1 - Information | D | A | Property | Property | Ineligible Property | Resolved-Received statement stating that attached SFR are allowed per guidelines, while guidelines only reflect detached property. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Our guidelines do not differentiate between attached and detached as we allow both under "Single Family Residence" as eligible properties. - Seller-XX/XX/XXXX Open-Single Family attached properties are not on the property eligible list on PG XX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Our guidelines do not differentiate between attached and detached as we allow both under "Single Family Residence" as eligible properties. - Seller-XX/XX/XXXX |
Resolved-Received statement stating that attached SFR are allowed per guidelines, while guidelines only reflect detached property. - Due Diligence Vendor-XX/XX/XXXX |
MO | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2215420 | XXXX | XXXX | Closed | 2026-08-25 16:32 | 2026-09-17 18:17 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing HOA Fee Statement | Resolved-Upon further review of HOA Questionnaire and HOA bylaws, HOA has not been transferred to the homeowners and no HOA fees have been established. Subject property is a new construction. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-As this property is running as a townhome, no HOA fee has been established. The HOA is just responsible for common elements, but no fee has been decided on. - Seller-XX/XX/XXXX Open-Latest HOA Fee Assessment not provided required for PITIA calculation Latest HOA Fee Assessment not provided required for PITIA calculation - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-As this property is running as a townhome, no HOA fee has been established. The HOA is just responsible for common elements, but no fee has been decided on. - Seller-XX/XX/XXXX |
Resolved-Upon further review of HOA Questionnaire and HOA bylaws, HOA has not been transferred to the homeowners and no HOA fees have been established. Subject property is a new construction. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2215420 | XXXX | XXXX | Closed | 2026-08-18 13:26 | 2026-09-17 17:33 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing VOM or VOR | Resolved-Lender provided VOM indicating XXXXXXX. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-Received X month VOM for XXXX (lien paid at closing). Missing a XX month VOM origination was X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-VOR/VOM Doc Status should not be 'Missing'. Missing a VOM for XXXX (lien paid at closing) - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Lender provided VOM indicating XXXXXXX. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXX - XXXX XXX.XXX XXXXXXXXX XXX - XXXX XXX.XXX |
TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2215420 | XXXX | XXXX | Closed | 2026-08-25 16:26 | 2026-09-16 13:39 | Resolved | 1 - Information | C | A | Property | Property | Property Issues indicated | Resolved-Received updated HOA questionnaire with Page X indicated repairs are no longer needed. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Unable to Resolve-HOA cert in file indicates building inspection recommended repairs /replacements from X.XX.XX have not been completed. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Received updated HOA questionnaire with Page X indicated repairs are no longer needed. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXXXXXXXXX- XXXX XXX (X).XXX | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2215420 | XXXX | XXXX | Closed | 2026-08-18 13:45 | 2026-09-16 13:36 | Resolved | 1 - Information | C | A | Property | Appraisal | Appraisal Doc Status is Incomplete or Deficient | Resolved-Received updated appraisal correcting the Owner name to XXXX. from XXXX . - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-Per page X Line X of the title report dated X/X/XXXX the subject was vested as XXXX, a XXXX limited liability company , as such the XXXX in the appraisal report dated X/XX/XXXX is not reflected correctly. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Borrower is the principal owner of XXXX. Attached is the state franchise tax registration showing his ownership of the LLC. He originally purchased the properties under XXXX and for the new loan he chose to close under his new entity -XXXX. - Seller-XX/XX/XXXX Open-The Owner of Record in the appraisal does not reflect XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Borrower is the principal owner of XXXX. Attached is the state franchise tax registration showing his ownership of the LLC. He originally purchased the properties underXXXX and for the new loan he chose to close under his new entity - XXXX. - Seller-XX/XX/XXXX |
Resolved-Received updated appraisal correcting the Owner name toXXXX. from XXXX . - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX XXXX XXXXXXXX XXX - XXXXXX XXXXXX - XXXXXXXXX XXXXX.XXX XXXXXXXXX XXXXXX XXXXXXX -XXXX XXX.XXX |
TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2215420 | XXXX | XXXX | Closed | 2026-08-18 13:45 | 2026-08-31 09:47 | Resolved | 1 - Information | D | A | Credit | Eligibility | Prepayment Penalty Does Not Meet Guideline Requirements | Resolved-Lock confirmation confirms the X,X,X Prepayment penalty structure is allowed. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Attached is Ellington's lock confirming they allow for the X,X,X declining prepay structure. - Seller-XX/XX/XXXX Open-Prepayment Premium X.XXX % of the amount prepaid X.XXX % of the amount prepaid X.XXX % of the amount prepaid, does not meet guidelines of • X Year PPPs - X/X/X or - X/X/X PG XX of guidelines - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Attached is Ellington's lock confirming they allow for the X,X,X declining prepay structure. - Seller-XX/XX/XXXX |
Resolved-Lock confirmation confirms the X,X,X Prepayment penalty structure is allowed. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXXXXXXXX XXXXXXXXX XXXXXXX XXXX_XX_XX (X).XXX | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2215420 | XXXX | XXXX | Closed | 2026-08-18 13:44 | 2026-08-25 16:25 | Resolved | 1 - Information | C | A | Credit | Credit | Subordination agreement not provided | Resolved-Upon further review, subject lien is part of Cross collateral lien. Partial Payoff and Title commitment indicate Cross collateral lien to be removed. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX Counter-Received explanation of blanket loan used to acquire properties. Missing all CDs to be placed in the file to document all funds used to pay off the blanket loan in its entirety/ satisfaction document. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-This file was part of one payoff with X cross collateralized properties. All X properties were refinanced with XXXX and paid off in full. No subordination needed as the entire previous lien was paid in full at closing between all X properties. - Seller-XX/XX/XXXX Open-Missing documentation supporting that a subordination was not required, as the payoff was a partial pay off of XXX,XXX.XX on Page XXX ( In question is XXXX $X,XXX,XXX.XX X/XX/XXXX as per title and payoff. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-This file was part of one payoff with X cross collateralized properties. All X properties were refinanced with XXXX and paid off in full. No subordination needed as the entire previous lien was paid in full at closing between all X properties. - Seller-XX/XX/XXXX |
Resolved-Upon further review, subject lien is part of Cross collateral lien. Partial Payoff and Title commitment indicate Cross collateral lien to be removed. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2215418 | XXXX | XXXX | Closed | 2026-08-25 16:31 | 2026-09-17 18:18 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing HOA Fee Statement | Resolved-Upon further review of HOA Questionnaire and HOA bylaws, HOA has not been transferred to the homeowners and no HOA fees have been established. Subject property is a new construction. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-As this property is running as a townhome, no HOA fee has been established. The HOA is just responsible for common elements, but no fee has been decided on. - Seller-XX/XX/XXXX Open-Latest HOA Fee Assessment not provided required for PITIA calculation Latest HOA Fee Assessment not provided required for PITIA calculation - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-As this property is running as a townhome, no HOA fee has been established. The HOA is just responsible for common elements, but no fee has been decided on. - Seller-XX/XX/XXXX |
Resolved-Upon further review of HOA Questionnaire and HOA bylaws, HOA has not been transferred to the homeowners and no HOA fees have been established. Subject property is a new construction. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2215418 | XXXX | XXXX | Closed | 2026-08-18 13:56 | 2026-09-17 17:54 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing VOM or VOR | Resolved-Lender provided VOM indicating XX-XX-XXXX. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-Received X month VOM for XXXXXXXXXXXX XXXX XXXXXXXX XX, XXX (lien paid at closing). Missing a XX month VOM origination was X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-VOR/VOM Doc Status should not be 'Missing'. Missing a VOM for XXXXXXXXXXXX XXXX XXXXXXXX XX, XXX (lien paid at closing) - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Lender provided VOM indicating XX-XX-XXXX. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXX - XXXX XXX.XXX XXXXXXX XXX - XXXX XXX.XXX |
TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2215418 | XXXX | XXXX | Closed | 2026-08-25 16:28 | 2026-09-16 13:58 | Resolved | 1 - Information | C | A | Property | Property | Property Issues indicated | Resolved-Received updated condo questionnaire reflecting no repairs are needed on page X. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-HOA cert in file indicates building inspection recommended repairs /replacements from X.XX.XX have not been completed. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Received updated condo questionnaire reflecting no repairs are needed on page X. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXXXXXXXXX- XXXX XXX (X).XXX | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2215418 | XXXX | XXXX | Closed | 2026-08-18 14:08 | 2026-09-16 13:56 | Resolved | 1 - Information | C | A | Property | Appraisal | Appraisal Doc Status is Incomplete or Deficient | Resolved-Received corrected appraisal reflecting Owner is XXX XXXXX XXX, XXX from XXXXXXXXXX XXXX XXXXXXXX XXX - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-The title report dated X/X/XXXX page X line X reflects Vesting as XXX XXXXX XXX, XXX, a XXXX limited liability company and the Appraisal reflects Ownership as XXXXXXXXXX XXXX XXXXXXXX XXX on X/XX/XXXX. As such the appraisal needs to be corrected. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Borrower is the principal owner of XXXXXXXXXX XXXX XXXXXXXX XXX. Attached is the state franchise tax registration showing his ownership of the LLC. He originally purchased the properties under XXXXXXXXXX XXXX XXXXXXXX XXX and for the new loan he chose to close under his new entity - XXX XXXXX XXX, XXX. - Seller-XX/XX/XXXX Open-The Owner of Record in the appraisal does not reflect XXX XXXXX XXX, XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Borrower is the principal owner of XXXXXXXXXX XXXX XXXXXXXX XXX. Attached is the state franchise tax registration showing his ownership of the LLC. He originally purchased the properties under XXXXXXXXXX XXXX XXXXXXXX XXX and for the new loan he chose to close under his new entity - XXX XXXXX XXX, XXX. - Seller-XX/XX/XXXX |
Resolved-Received corrected appraisal reflecting Owner is XXX XXXXX XXX, XXX from XXXXXXXXXX XXXX XXXXXXXX XXX - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX XXXX XXXXXXXX XXX - XXXXXX XXXXXX - XXXXXXXXX XXXXX.XXX XXXXXXXXX XXXXXX XXXXXXX XXXX -XXX.XXX |
TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2215418 | XXXX | XXXX | Closed | 2026-08-18 14:07 | 2026-08-31 10:07 | Resolved | 1 - Information | D | A | Credit | Eligibility | Prepayment Penalty Does Not Meet Guideline Requirements | Resolved-Received lock confirmation with the allowed X,X,X prepayment penalty. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Attached is XXXXXXXXXX'X lock confirming they allow for the X,X,X declining prepay structure. - Seller-XX/XX/XXXX Open-Prepayment Premium X.XXX % of the amount prepaid X.XXX % of the amount prepaid X.XXX % of the amount prepaid, does not meet guidelines of • X Year PPPs - X/X/X or - X/X/X PG XX of guidelines - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Attached is XXXXXXXXXX'X lock confirming they allow for the X,X,X declining prepay structure. - Seller-XX/XX/XXXX |
Resolved-Received lock confirmation with the allowed X,X,X prepayment penalty. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXXXXXXXX XXXXXXXXX XXXXXXX XXXX_XX_XX (X).XXX | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2215418 | XXXX | XXXX | Closed | 2026-08-18 14:07 | 2026-08-25 16:27 | Resolved | 1 - Information | C | A | Credit | Credit | Subordination agreement not provided | Resolved-Upon further review, subject lien is part of Cross collateral lien. Partial Payoff and Title commitment indicate Cross collateral lien to be removed. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX Counter-Received explanation of blanket loan used to acquire properties. Missing all CDs to be placed in the file to document all funds used to pay off the blanket loan in its entirety/ satisfaction document. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-This file was part of one payoff with X cross collateralized properties. All X properties were refinanced with XXXXXXX XXXXXXX XXX and paid off in full. No subordination needed as the entire previous lien was paid in full at closing between all X properties. - Seller-XX/XX/XXXX Open-Missing documentation supporting that a subordination was not required, as the payoff was a partial pay off of XXX,XXX.XX on Page XXX ( In question is XXXXXXXXXXXX XXXX XXXXXXXX XX, XXX $X,XXX,XXX.XX X/XX/XXXX as per title and payoff. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-This file was part of one payoff with X cross collateralized properties. All X properties were refinanced with XXXXXXX XXXXXXX XXX and paid off in full. No subordination needed as the entire previous lien was paid in full at closing between all X properties. - Seller-XX/XX/XXXX |
Resolved-Upon further review, subject lien is part of Cross collateral lien. Partial Payoff and Title commitment indicate Cross collateral lien to be removed. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2215422 | XXXX | XXXX | Closed | 2026-08-25 16:38 | 2026-09-17 18:19 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing HOA Fee Statement | Resolved-Upon further review of HOA Questionnaire and HOA bylaws, HOA has not been transferred to the homeowners and no HOA fees have been established. Subject property is a new construction. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-As this property is running as a townhome, no HOA fee has been established. The HOA is just responsible for common elements, but no fee has been decided on. - Seller-XX/XX/XXXX Open-Latest HOA Fee Assessment not provided required for PITIA calculation Latest HOA Fee Assessment not provided required for PITIA calculation - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-As this property is running as a townhome, no HOA fee has been established. The HOA is just responsible for common elements, but no fee has been decided on. - Seller-XX/XX/XXXX |
Resolved-Upon further review of HOA Questionnaire and HOA bylaws, HOA has not been transferred to the homeowners and no HOA fees have been established. Subject property is a new construction. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2215422 | XXXX | XXXX | Closed | 2026-08-18 12:58 | 2026-09-17 17:52 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing VOM or VOR | Resolved-Lender provided VOM indicating XX-XX-XXXX. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-Received X month VOM for XXXXXXXXXXXX XXXX XXXXXXXX XX, XXX (lien paid at closing). Missing a XX month VOM origination was X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-VOR/VOM Doc Status should not be 'Missing'. Missing a VOM for XXXXXXXXXXXX XXXX XXXXXXXX XX, XXX (lien paid at closing) - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Lender provided VOM indicating XX-XX-XXXX. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXX - XXXX XXX.XXX XXXXXXX XXX - XXXX XXX.XXX |
TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2215422 | XXXX | XXXX | Closed | 2026-08-25 16:38 | 2026-09-16 14:03 | Resolved | 1 - Information | C | A | Property | Property | Property Issues indicated | Resolved-Received updated HOA questionnaire with Page X indicated repairs are no longer needed. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-HOA cert in file indicates building inspection recommended repairs /replacements from X.XX.XX have not been completed. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Received updated HOA questionnaire with Page X indicated repairs are no longer needed. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXXXXXXXXX- XXXX XXX (X).XXX | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2215422 | XXXX | XXXX | Closed | 2026-08-18 13:10 | 2026-09-16 14:02 | Resolved | 1 - Information | C | A | Property | Appraisal | Appraisal Doc Status is Incomplete or Deficient | Resolved-Received updated appraisal reflecting the Owner as XXX XXXXX XXX, XXX from XXXXXXXXXX XXXX XXXXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-The title report dated X/X/XXXX page X line X reflects Vesting as XXX XXXXX XXX, XXX, a Texas limited liability company and the Appraisal reflects Ownership as XXXXXXXXXX XXXX XXXXXXXX XXX on X/XX/XXXX. As such the appraisal needs to be corrected. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Borrower is the principal owner of XXXXXXXXXX XXXX XXXXXXXX XXX. Attached is the state franchise tax registration showing his ownership of the LLC. He originally purchased the properties under XXXXXXXXXX XXXX XXXXXXXX XXX and for the new loan he chose to close under his new entity - XXX XXXXX XXX, XXX. - Seller-XX/XX/XXXX Open-The Owner of Record in the appraisal does not reflect XXX XXXXX XXX, XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Borrower is the principal owner of XXXXXXXXXX XXXX XXXXXXXX XXX. Attached is the state franchise tax registration showing his ownership of the LLC. He originally purchased the properties under XXXXXXXXXX XXXX XXXXXXXX XXX and for the new loan he chose to close under his new entity - XXX XXXXX XXX, XXX. - Seller-XX/XX/XXXX |
Resolved-Received updated appraisal reflecting the Owner as XXX XXXXX XXX, XXX from XXXXXXXXXX XXXX XXXXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX XXXX XXXXXXXX XXX - XXXXXX XXXXXX - XXXXXXXXX XXXXX.XXX XXXXXXXXX XXXXXX XXXXXXX XXXX -XXX.XXX |
TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2215422 | XXXX | XXXX | Closed | 2026-08-18 13:09 | 2026-08-31 10:09 | Resolved | 1 - Information | D | A | Credit | Eligibility | Prepayment Penalty Does Not Meet Guideline Requirements | Resolved-Received lock confirmation with the allowed X,X,X prepayment penalty. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Attached is XXXXXXXXXX'X lock confirming they allow for the X,X,X declining prepay structure. - Seller-XX/XX/XXXX Open-Prepayment Premium X.XXX % of the amount prepaid X.XXX % of the amount prepaid X.XXX % of the amount prepaid, does not meet guidelines of • X Year PPPs - X/X/X or - X/X/X PG XX of guidelines - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Attached is XXXXXXXXXX'X lock confirming they allow for the X,X,X declining prepay structure. - Seller-XX/XX/XXXX |
Resolved-Received lock confirmation with the allowed X,X,X prepayment penalty. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXXXXXXXX XXXXXXXXX XXXXXXX XXXX_XX_XX (X).XXX | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2215422 | XXXX | XXXX | Closed | 2026-08-18 13:09 | 2026-08-25 16:37 | Resolved | 1 - Information | C | A | Credit | Credit | Subordination agreement not provided | Resolved-Upon further review, subject lien is part of Cross collateral lien. Partial Payoff and Title commitment indicate Cross collateral lien to be removed. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX Counter-Received explanation of blanket loan used to acquire properties. Missing all CDs to be placed in the file to document all funds used to pay off the blanket loan in its entirety/ satisfaction document. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-This file was part of one payoff with X cross collateralized properties. All X properties were refinanced with XXXXXXX XXXXXXX XXX and paid off in full. No subordination needed as the entire previous lien was paid in full at closing between all X properties. - Seller-XX/XX/XXXX Open-Missing documentation supporting that a subordination was not required, as the payoff was a partial pay off of XXX,XXX.XX on Page XXX ( In question is XXXXXXXXXXXX XXXX XX, XXX $X,XXX,XXX.XX XX/XX/XXXX as per title and payoff. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-This file was part of one payoff with X cross collateralized properties. All X properties were refinanced with XXXXXXX XXXXXXX XXX and paid off in full. No subordination needed as the entire previous lien was paid in full at closing between all X properties. - Seller-XX/XX/XXXX |
Resolved-Upon further review, subject lien is part of Cross collateral lien. Partial Payoff and Title commitment indicate Cross collateral lien to be removed. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2216702 | XXXX | XXXX | Closed | 2026-08-18 11:10 | 2026-09-17 18:21 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing HOA Fee Statement | Resolved-Upon further review of XXX Questionnaire and XXX bylaws, XXX has not been transferred to the homeowners and no XXX fees have been established. Subject property is a new construction. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-As this property is running as a townhome, no XXX fee has been established. The XXX is just responsible for common elements, but no fee has been decided on. - Seller-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open-Latest XXX Fee Assessment not provided required for PITIA calculation Latest XXX Fee Assessment not provided required for PITIA / DSCR ratio calculation - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-As this property is running as a townhome, no XXX fee has been established. The XXX is just responsible for common elements, but no fee has been decided on. - Seller-XX/XX/XXXX |
Resolved-Upon further review of XXX Questionnaire and XXX bylaws, XXX has not been transferred to the homeowners and no XXX fees have been established. Subject property is a new construction. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2216702 | XXXX | XXXX | Closed | 2026-08-18 10:25 | 2026-09-17 17:55 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing VOM or VOR | Resolved-Lender provided VOM indicating XXXXXXX. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Origination date shows from XXXX - Seller-XX/XX/XXXX Counter-Received X month VOM for XXXXXXXXXXXX XXXX XX, XXX (lien paid at closing). Missing a XX month VOM origination was XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-VOR/VOM Doc Status should not be 'Missing'. Missing a VOM for XXXXXXXXXXXX XXXX XX, XXX (lien paid at closing) - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Origination date shows from XXXX - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Lender provided VOM indicating XXXXXXX. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXX - XXXX XXX.XXX XXX - XXXX XXX.XXX |
TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2216702 | XXXX | XXXX | Closed | 2026-08-25 14:10 | 2026-09-16 14:07 | Resolved | 1 - Information | C | A | Property | Property | Property Issues indicated | Resolved-Received updated XXX questionnaire with Page X indicated repairs are no longer needed. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Unable to Resolve-XXX cert in file indicates building inspection recommended repairs /replacements from X.XX.XX have not been completed. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Received updated XXX questionnaire with Page X indicated repairs are no longer needed. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXXXXXXXXX- XXXX XXX (X).XXX | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2216702 | XXXX | XXXX | Closed | 2026-08-18 10:59 | 2026-09-16 14:07 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Homeowners Association Questionnaire | Resolved-Received updated XXX questionnaire with Page X containing correct address indicated repairs are no longer needed. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-XXX Questionnaire is Missing or Partial. XXX Questionnaire is Missing with the correct address page X of XXX Questionnaire. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Received updated XXX questionnaire with Page X containing correct address indicated repairs are no longer needed. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXXXXXXXXX- XXXX XXX (X).XXX | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2216702 | XXXX | XXXX | Closed | 2026-08-18 10:47 | 2026-09-16 14:05 | Resolved | 1 - Information | C | A | Property | Appraisal | Appraisal Doc Status is Incomplete or Deficient | Resolved-Received updated appraisal correcting the Owner name to XXX XXXXX XXX, XXX. from XXXXXXXXXX XXXX XXXXXXXX XXX . - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-The title report dated X/X/XXXX page X line X reflects Vesting as XXX XXXXX XXX, XXX, a Texas limited liability company and the Appraisal reflects Ownership as XXXXXXXXXX XXXX XXXXXXXX XXX on X/XX/XXXX. As such the appraisal needs to be corrected. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Borrower is the principal owner of XXXXXXXXXX XXXX XXXXXXXX XXX. Attached is the state franchise tax registration showing his ownership of the XXX. He originally purchased the properties under XXXXXXXXXX XXXX XXXXXXXX XXX and for the new loan he chose to close under his new entity - XXX XXXXX XXX, XXX. - Seller-XX/XX/XXXX Open-The Owner of Record in the appraisal does not reflect XXX XXXXX XXX, XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Borrower is the principal owner of XXXXXXXXXX XXXX XXXXXXXX XXX. Attached is the state franchise tax registration showing his ownership of the XXX. He originally purchased the properties under XXXXXXXXXX XXXX XXXXXXXX XXX and for the new loan he chose to close under his new entity - XXX XXXXX XXX, XXX. - Seller-XX/XX/XXXX |
Resolved-Received updated appraisal correcting the Owner name to XXX XXXXX XXX, XXX. from XXXXXXXXXX XXXX XXXXXXXX XXX . - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX XXXX XXXXXXXX XXX - XXXXXX XXXXXX - XXXXXXXXX XXXXX.XXX XXXXXXXXX XXXXXX XXXXXXX -XXXX XXX.XXX |
TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2216702 | XXXX | XXXX | Closed | 2026-08-18 10:40 | 2026-08-31 10:05 | Resolved | 1 - Information | D | A | Credit | Eligibility | Prepayment Penalty Does Not Meet Guideline Requirements | Resolved-Received lock confirmation with the allowed X,X,X prepayment penalty. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Attached is XXXXXXXXXX's lock confirming they allow for the X,X,X declining prepay structure. - Seller-XX/XX/XXXX Open-Prepayment Premium X.XXX % of the amount prepaid X.XXX % of the amount prepaid X.XXX % of the amount prepaid, does not meet guidelines of • X Year PPPs - X/X/X or - X/X/X PG XX of guidelines - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Attached is XXXXXXXXXX's lock confirming they allow for the X,X,X declining prepay structure. - Seller-XX/XX/XXXX |
Resolved-Received lock confirmation with the allowed X,X,X prepayment penalty. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXXXXXXXX XXXXXXXXX XXXXXXX XXXX_XX_XX (X).XXX | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2216702 | XXXX | XXXX | Closed | 2026-08-18 10:32 | 2026-08-25 14:01 | Resolved | 1 - Information | C | A | Credit | Credit | Subordination agreement not provided | Resolved-Upon further review, subject lien is part of Cross collateral lien. Partial Payoff and Title commitment indicate Cross collateral lien to be removed. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX Counter-Received explanation of blanket loan used to acquire properties. Missing all CDs to be placed in the file to document all funds used to pay off the blanket loan in its entirety/ satisfaction document. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-This file was part of one payoff with X cross collateralized properties. All X properties were refinanced with XXXXXXX XXXXXXX XXX and paid off in full. No subordination needed as the entire previous lien was paid in full at closing between all X properties. - Seller-XX/XX/XXXX Open-Missing documentation supporting that a subordination was not required, as the payoff was a partial pay off of XXX,XXX.XX on Page XXX ( In question is XXXXXXXXXXXX XXXX XX, XXX $X,XXX,XXX.XX XX/XX/XXXX as per title and payoff. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-This file was part of one payoff with X cross collateralized properties. All X properties were refinanced with XXXXXXX XXXXXXX XXX and paid off in full. No subordination needed as the entire previous lien was paid in full at closing between all X properties. - Seller-XX/XX/XXXX |
Resolved-Upon further review, subject lien is part of Cross collateral lien. Partial Payoff and Title commitment indicate Cross collateral lien to be removed. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2215421 | XXXX | XXXX | Closed | 2026-08-25 16:36 | 2026-09-17 18:23 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing HOA Fee Statement | Resolved-Upon further review of XXX Questionnaire and XXX bylaws, XXX has not been transferred to the homeowners and no XXX fees have been established. Subject property is a new construction. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-As this property is running as a townhome, no XXX fee has been established. The XXX is just responsible for common elements, but no fee has been decided on. - Seller-XX/XX/XXXX Open-Latest XXX Fee Assessment not provided required for PITIA calculation Latest XXX Fee Assessment not provided required for PITIA calculation - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-As this property is running as a townhome, no XXX fee has been established. The XXX is just responsible for common elements, but no fee has been decided on. - Seller-XX/XX/XXXX |
Resolved-Upon further review of XXX Questionnaire and XXX bylaws, XXX has not been transferred to the homeowners and no XXX fees have been established. Subject property is a new construction. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2215421 | XXXX | XXXX | Closed | 2026-08-18 12:43 | 2026-09-16 14:18 | Resolved | 1 - Information | C | A | Property | Appraisal | Appraisal Doc Status is Incomplete or Deficient | Resolved-Received updated appraisal correcting the Owner name to XXX XXXXX XXX, XXX. from XXXXXXXXXX XXXX XXXXXXXX XXX . - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-The title report dated X/XX/XXXX page X line X reflects Vesting as XXX XXXXX XXX, XXX, a Texas limited liability company and the Appraisal reflects Ownership as XXXXXXXXXX XXXX XXXXXXXX XXX on X/XX/XXXX. As such the appraisal needs to be corrected. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Borrower is the principal owner of XXXXXXXXXX XXXX XXXXXXXX XXX. Attached is the state franchise tax registration showing his ownership of the XXX. He originally purchased the properties under XXXXXXXXXX XXXX XXXXXXXX XXX and for the new loan he chose to close under his new entity - XXX XXXXX XXX, XXX. - Seller-XX/XX/XXXX Open-The Owner of Record in the appraisal does not reflect XXX XXXXX XXX, XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Borrower is the principal owner of XXXXXXXXXX XXXX XXXXXXXX XXX. Attached is the state franchise tax registration showing his ownership of the XXX. He originally purchased the properties under XXXXXXXXXX XXXX XXXXXXXX XXX and for the new loan he chose to close under his new entity - XXX XXXXX XXX, XXX. - Seller-XX/XX/XXXX |
Resolved-Received updated appraisal correcting the Owner name to XXX XXXXX XXX, XXX. from XXXXXXXXXX XXXX XXXXXXXX XXX . - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX XXXX XXXXXXXX XXX - XXXXXX XXXXXX - XXXXXXXXX XXXXX.XXX XXXXXXXXX XXXXXX - XXXX XXX (X).XXX |
TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2215421 | XXXX | XXXX | Closed | 2026-08-25 13:52 | 2026-09-16 14:18 | Resolved | 1 - Information | C | A | Property | Property | Property Issues indicated | Resolved-Received updated HOA questionnaire with Page X indicated repairs are no longer needed. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Unable to Resolve-HOA cert in file indicates building inspection recommended repairs /replacements from X.XX.XX have not been completed. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Received updated HOA questionnaire with Page X indicated repairs are no longer needed. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXXXXXXXXX- XXXX XXX (X).XXX | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2215421 | XXXX | XXXX | Closed | 2026-08-18 12:24 | 2026-09-15 08:40 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing VOM or VOR | Resolved-Received VOM for XXXXXXXXXXXX XXXX XXXXXXXX II, XXX (lien paid at closing) - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-VOR/VOM Doc Status should not be 'Missing'. Missing a VOM for XXXXXXXXXXXX XXXX XXXXXXXX II, XXX (lien paid at closing) - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Received VOM for XXXXXXXXXXXX XXXX XXXXXXXX II, XXX (lien paid at closing) - Due Diligence Vendor-XX/XX/XXXX |
XXX - XXXX XXX.XXX | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2215421 | XXXX | XXXX | Closed | 2026-08-18 12:27 | 2026-08-31 09:59 | Resolved | 1 - Information | D | A | Credit | Eligibility | Prepayment Penalty Does Not Meet Guideline Requirements | Resolved-Received lock confirmation with the allowed X,X,X prepayment penalty. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Attached is XXXXXXXXXX'x lock confirming they allow for the X,X,X declining prepay structure. - Seller-XX/XX/XXXX Open-Prepayment Premium X.XXX % of the amount prepaid X.XXX % of the amount prepaid X.XXX % of the amount prepaid, does not meet guidelines of • X Year PPPs - X/X/X or - X/X/X PG XX of guidelines - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Attached is XXXXXXXXXX'x lock confirming they allow for the X,X,X declining prepay structure. - Seller-XX/XX/XXXX |
Resolved-Received lock confirmation with the allowed X,X,X prepayment penalty. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXXXXXXXX XXXXXXXXX XXXXXXX XXXX_XX_XX (X).XXX | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2215421 | XXXX | XXXX | Closed | 2026-08-18 12:42 | 2026-08-25 13:25 | Resolved | 1 - Information | C | A | Credit | Credit | Subordination agreement not provided | Resolved-Upon further review, subject lien is part of Cross collateral lien. Partial Payoff and Title commitment indicate Cross collateral lien to be removed. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-This file was part of one payoff with X cross collateralized properties. All X properties were refinanced with XXXXXXX XXXXXXX XXX and paid off in full. No subordination needed as the entire previous lien was paid in full at closing between all X properties. - Seller-XX/XX/XXXX Open-Missing documentation supporting that a subordination was not required, as the payoff was a partial pay off of XXX,XXX.XX on Page XXX ( In question is XXXXXXXXXXXX XXXX XXXXXXXX II, XXX $X,XXX,XXX.XX X/XX/XXXX as per title and payoff. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-This file was part of one payoff with X cross collateralized properties. All X properties were refinanced with XXXXXXX XXXXXXX XXX and paid off in full. No subordination needed as the entire previous lien was paid in full at closing between all X properties. - Seller-XX/XX/XXXX |
Resolved-Upon further review, subject lien is part of Cross collateral lien. Partial Payoff and Title commitment indicate Cross collateral lien to be removed. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2210687 | XXXX | XXXX | Closed | 2026-08-17 08:54 | 2026-08-31 02:58 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Requested VOR provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Housing History Does Not Meet Guideline Requirements Primary Housing History Does Not Meet Guideline Requirements: Missing a VOR for XXX X XXXXX XX the previous primary residence for $X,XXX.XX per month. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested VOR provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX - XXX - XXXXXXXX XXXXXXX.XXX | TN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2213867 | XXXX | XXXX | Closed | 2026-08-24 09:18 | 2026-08-24 13:31 | Resolved | 1 - Information | C | A | Property | Appraisal | The appraiser was not licensed (Review Product 1) | Resolved-Although it was not available on the ASC.gov website, it was available on the XX State website. License is active. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. I was able to find XXXXXXX XXXXXXX on the XX appraiser database by solely searching his license number (Attached). Please advise. - Seller-XX/XX/XXXX Open-The Appraiser who did the Desk Review for X XXXXXXXX Drive (XXXXXXX XXXXXXX #XXXX) could not be located in the Appraiser database as a licensed appraiser, under Name, License Number, or State of XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. I was able to find XXXXXXX XXXXXXX on the XX appraiser database by solely searching his license number (Attached). Please advise. - Seller-XX/XX/XXXX |
Resolved-Although it was not available on the ASC.gov website, it was available on the XX State website. License is active. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX XXXX-XX-XX XXXXXX.XXX | SC | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2215419 | XXXX | XXXX | Closed | 2026-08-25 16:35 | 2026-09-17 18:22 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing HOA Fee Statement | Resolved-Upon further review of HOA Questionnaire and HOA bylaws, HOA has not been transferred to the homeowners and no HOA fees have been established. Subject property is a new construction. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-As this property is running as a townhome, no HOA fee has been established. The HOA is just responsible for common elements, but no fee has been decided on. - Seller-XX/XX/XXXX Open-Latest HOA Fee Assessment not provided required for PITIA calculation Latest HOA Fee Assessment not provided required for PITIA calculation - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-As this property is running as a townhome, no HOA fee has been established. The HOA is just responsible for common elements, but no fee has been decided on. - Seller-XX/XX/XXXX |
Resolved-Upon further review of HOA Questionnaire and HOA bylaws, HOA has not been transferred to the homeowners and no HOA fees have been established. Subject property is a new construction. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2215419 | XXXX | XXXX | Closed | 2026-08-25 13:58 | 2026-09-16 14:13 | Resolved | 1 - Information | C | A | Property | Property | Property Issues indicated | Resolved-Received updated HOA questionnaire with Page X indicated repairs are no longer needed. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Unable to Resolve-HOA cert in file indicates building inspection recommended repairs /replacements from X.XX.XX have not been completed. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Received updated HOA questionnaire with Page X indicated repairs are no longer needed. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXXXXXXXXX- XXXX XXX (X).XXX | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2215419 | XXXX | XXXX | Closed | 2026-08-20 12:51 | 2026-09-16 14:12 | Resolved | 1 - Information | C | A | Property | Appraisal | Appraisal Doc Status is Incomplete or Deficient | Resolved-Received updated appraisal correcting the Owner name to XXX XXXXX XXX, XXX. from XXXXXXXXXX XXXX XXXXXXXX XXX . - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-The title report dated X/X/XXXX page X line X reflects Vesting as XXX XXXXX XXX, XXX, a XXXXX limited liability company and the Appraisal reflects Ownership as XXXXXXXXXX XXXX XXXXXXXX XXX on X/XX/XXXX. As such the appraisal needs to be corrected. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Borrower is the principal owner of XXXXXXXXXX XXXX XXXXXXXX XXX. Attached is the state franchise tax registration showing his ownership of the LLC. He originally purchased the properties under XXXXXXXXXX XXXX XXXXXXXX XXX and for the new loan he chose to close under his new entity - XXX XXXXX XXX, XXX. - Seller-XX/XX/XXXX Open-The Owner of Record in the appraisal does not reflect XXX XXXXX XXX, XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Borrower is the principal owner of XXXXXXXXXX XXXX XXXXXXXX XXX. Attached is the state franchise tax registration showing his ownership of the LLC. He originally purchased the properties under XXXXXXXXXX XXXX XXXXXXXX XXX and for the new loan he chose to close under his new entity - XXX XXXXX XXX, XXX. - Seller-XX/XX/XXXX |
Resolved-Received updated appraisal correcting the Owner name to XXX XXXXX XXX, XXX. from XXXXXXXXXX XXXX XXXXXXXX XXX . - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX XXXX XXXXXXXX XXX - XXXXXX XXXXXX - XXXXXXXXX XXXXX.XXX XXXXXXXXX XXXXXX XXXXXXX-XXXX XXX.XXX |
TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2215419 | XXXX | XXXX | Closed | 2026-08-20 12:22 | 2026-09-16 14:11 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing VOM or VOR | Resolved-Received XX month VOM or XXXXXXXXXXXX XXXX XXXXXXXX II, XXX (lien paid at closing) - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-VOR/VOM Doc Status should not be 'Missing'. Missing a VOM for XXXXXXXXXXXX XXXX XXXXXXXX II, XXX (lien paid at closing) - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Received XX month VOM or XXXXXXXXXXXX XXXX XXXXXXXX II, XXX (lien paid at closing) - Due Diligence Vendor-XX/XX/XXXX |
XXX - XXXX X.XXX | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2215419 | XXXX | XXXX | Closed | 2026-08-20 12:50 | 2026-08-31 09:55 | Resolved | 1 - Information | D | A | Credit | Eligibility | Prepayment Penalty Does Not Meet Guideline Requirements | Resolved-Received lock confirmation with the allowed X,X,X prepayment penalty. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Attached is XXXXXXXXXX's lock confirming they allow for the X,X,X declining prepay structure. - Seller-XX/XX/XXXX Open-Prepayment Premium X.XXX % of the amount prepaid X.XXX % of the amount prepaid X.XXX % of the amount prepaid, does not meet XXXXXXXXXX of • X Year PPPs - X/X/X or - X/X/X PG XX of XXXXXXXXXX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Attached is XXXXXXXXXX's lock confirming they allow for the X,X,X declining prepay structure. - Seller-XX/XX/XXXX |
Resolved-Received lock confirmation with the allowed X,X,X prepayment penalty. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXXXXXXXX XXXXXXXXX XXXXXXX XXXX_XX_XX (X).XXX | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2215419 | XXXX | XXXX | Closed | 2026-08-20 12:49 | 2026-08-25 13:57 | Resolved | 1 - Information | C | A | Credit | Credit | Subordination agreement not provided | Resolved-Upon further review, subject lien is part of Cross collateral lien. Partial Payoff and Title commitment indicate Cross collateral lien to be removed. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX Counter-Received explanation of blanket loan used to acquire properties. Missing all CDs to be placed in the file to document all funds used to pay off the blanket loan in its entirety/ satisfaction document. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-This file was part of one payoff with X cross collateralized properties. All X properties were refinanced with XXXXXXX XXXXXXX XXX and paid off in full. No subordination needed as the entire previous lien was paid in full at closing between all X properties. - Seller-XX/XX/XXXX Open-Missing documentation supporting that a subordination was not required, as the payoff was a partial pay off of XXX,XXX.XX on Page XXX ( In question is XXXX $X,XXX,XXX.XX X/XX/XXXX as per title and payoff. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-This file was part of one payoff with X cross collateralized properties. All X properties were refinanced with XXXXXXX XXXXXXX XXX and paid off in full. No subordination needed as the entire previous lien was paid in full at closing between all X properties. - Seller-XX/XX/XXXX |
Resolved-Upon further review, subject lien is part of Cross collateral lien. Partial Payoff and Title commitment indicate Cross collateral lien to be removed. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2216701 | XXXX | XXXX | Closed | 2026-08-21 09:48 | 2026-09-16 14:37 | Resolved | 1 - Information | B | A | Credit | Doc Issue | VOM or VOR missing/required | Resolved-VOM for the primary residence XX XXXXX XX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Missing a VOM for the primary residence XX XXXXX XX, XXXXXXX, XX XXXXX-XXXX as per the open mortgages on the property and fraud reports. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-VOM for the primary residence XX XXXXX XX. - Due Diligence Vendor-XX/XX/XXXX |
XXX - XXXXXXX.XXX | NC | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2216701 | XXXX | XXXX | Closed | 2026-08-21 09:35 | 2026-09-16 14:36 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing VOM or VOR | Resolved-Received VOM for the XXXXXXXX Loan Servicing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-VOR/VOM Doc Status should not be 'Missing'. Missing VOR/VOM for the XXXXXXXX Loan Servicing, as the payoff reflects late fees on X/X/XXXX on pages X and X of the pay off. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Received VOM for the XXXXXXXX Loan Servicing. - Due Diligence Vendor-XX/XX/XXXX |
XXX - XXXXXXX.XXX | NC | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2207018 | XXXX | XXXX | Closed | 2026-08-21 06:51 | 2026-08-31 03:02 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Requested VOR provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Housing History Does Not Meet XXXXXXXXX Requirements: Missing a BX X year primary address history on the XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested VOR provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXX.XXX | TN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2207018 | XXXX | XXXX | Closed | 2026-08-21 10:08 | 2026-08-31 03:02 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing VOM or VOR | Resolved-Requested VOR provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-VOR/VOM Doc Status should not be 'Missing'. Missing a VOR/s covering at least a XX month primary residence rental history. Received in the file is from X/X/XXXX, as such the VOR history in incomplete. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested VOR provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX - XXX - XXXXXXXX XXXXXXX.XXX | TN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2213871 | XXXX | XXXX | Closed | 2026-08-26 03:56 | 2026-08-31 23:26 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Flood Certificate Missing | Resolved-Requested Flood cert Provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Missing Flood Certificate The Flood Cert is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested Flood cert Provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXXX (XX).XXX | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2204808 | XXXX | XXXX | Closed | 2026-08-26 06:02 | 2026-09-01 08:28 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Requested Settlement statement provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. The Final HUD-X or Settlement Statement is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested Settlement statement provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXXX XXXXXXXXXX XXXXXXXXX (XX).XXX | KY | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||
| XXXX | 2210686 | XXXX | XXXX | Closed | 2026-08-26 06:39 | 2026-09-02 14:40 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Received confirmation of taxes. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Taxes were verified by the title commitment. Yearly taxes = $XXX.XX/XX = $XX.XX/month - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax Missing Property Tax Cert. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Taxes were verified by the title commitment. Yearly taxes = $XXX.XX/XX = $XX.XX/month - Seller-XX/XX/XXXX |
Resolved-Received confirmation of taxes. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XX XXXXX XXXXXXXXXX .XXX | IN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2210688 | XXXX | XXXX | Closed | 2026-08-26 06:34 | 2026-08-31 09:43 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Received Hazard policy with an effective date of X/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Requested updated Hazard Insurance provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Missing a hazard policy that reflects previous coverage in place, as the Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX and disbursement date is XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Received Hazard policy with an effective date of X/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXX XXX - XXX XXXXXXXXX.XXX | TN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2216700 | XXXX | XXXX | Closed | 2026-09-03 13:11 | 2026-09-17 14:44 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Updated CDA provided. Now resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The Desk Review (CDA) on file dated X/X/XX is $XXX,XXX. Even with the new appraisal, the variance between the X values is over XX% so the lower value is utilized. - Due Diligence Vendor-XX/XX/XXXX Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Updated CDA provided. Now resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX_XXX (X).XXX | MO | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2216700 | XXXX | XXXX | Closed | 2026-08-28 03:26 | 2026-09-17 14:43 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-Updated CDA provided. LTV now resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-The Desk Review (CDA) on file dated X/X/XX is $XXX,XXX. Even with the new appraisal, the variance between the X values is over XX% so the lower value is utilized. Is there an updated CDA as well? - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Incorrect appraisal was uploaded for review. Last appraisal was done in April XXXX. New appraisal was completed on X/XX/XXXX. New appraisal is what was used for LTV calculation and loan qualification. - Seller-XX/XX/XXXX Open-Audited LTV Exceeds Guideline LTV The appraisal report reflects a property value of $XXX,XXX, while the XXXX and XXXX indicate an appraised value of $XXX,XXX. The variance was reviewed and confirmed. For qualification purposes, the LTV of XX.XX% has been calculated based on the appraised value documented in the appraisal report ($XXX,XXX). - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Incorrect appraisal was uploaded for review. Last appraisal was done in April XXXX. New appraisal was completed on X/XX/XXXX. New appraisal is what was used for LTV calculation and loan qualification. - Seller-XX/XX/XXXX |
Resolved-Updated CDA provided. LTV now resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXXXXXX.XXX XXXXXXXXX_XXX (X).XXX |
MO | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2216700 | XXXX | XXXX | Closed | 2026-08-28 07:43 | 2026-09-03 13:11 | Resolved | 1 - Information | B | A | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Resolved-Updated appraisal provided dated X/XX/XX. No damage shown. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster(s). Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS, TORNADOES, AND FLOODING, XX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Updated appraisal provided dated X/XX/XX. No damage shown. - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXXXXXX.XXX | MO | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2216561 | XXXX | XXXX | Closed | 2026-08-27 04:47 | 2026-08-28 19:37 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Acknowledged-XXXXXXXXX Acknowledges - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Per N.X. Stat. Ann. § XX:XXX-X, mortgage loans may be prepaid without penalty. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the BPL prepayment penalty is not permitted. Subject State is XX, loan is signed by XXX - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-XXXXXXXXX Acknowledges - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXX XX XXXXXXXXX XX XXX.XXX | NJ | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No | |||
| XXXX | 2216564 | XXXX | XXXX | Closed | 2026-09-02 01:11 | 2026-09-10 09:21 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Exception provided for loan amount below minimum $XXK - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. wrong screenshot uploaded. apologies. - Seller-XX/XX/XXXX Ready for Review-Replied minimum is $XXK but the loan amount is $XXK. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Audited Loan Amount is less than Guideline Minimum Loan Amount Audited Loan Amount $XXXXX is less than Guideline Minimum Loan Amount $XXXXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. wrong screenshot uploaded. apologies. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Waived-Exception provided for loan amount below minimum $XXK - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX XXXX-XX-XX XXXXXX.XXX XXXXXXXXXX XXXX-XX-XX XXXXXX.XXX |
XX% LTV is below the maximum XX% LTV by XX%. $XX,XXX reserves exceed the minimum required of $X,XXX by X months over the required minimum. DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points. |
SC | Investment | Refinance | Cash Out - Other | XXXX | Originator Post-Close | Yes | |
| XXXX | 2216564 | XXXX | XXXX | Closed | 2026-09-08 12:55 | 2026-09-09 09:37 | Resolved | 1 - Information | C | A | Credit | Doc Issue | Application Missing | Resolved-Application provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Provide loan application - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Application provided - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXX - XX XXXXXXXX (X).XXX | SC | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2216565 | XXXX | XXXX | Closed | 2026-09-09 10:32 | 2026-09-09 10:34 | Resolved | 1 - Information | C | A | Credit | Doc Issue | Application Missing | Resolved-Application received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-The application is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Application received. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXX - XX XXXXXXXX (X).XXX | SC | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2216565 | XXXX | XXXX | Closed | 2026-09-03 07:43 | 2026-09-09 10:34 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Additional assets received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Per Gl matrix required reserves is X months(XXX.XX *X=X,XXX.X+cash to close requirement of $XX,XXX.XX), total verified assets $X,XXX.XX, actual required $XX,XXX.X - reserve short of -$X,XXX.XX. provide additional assets. - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Additional assets received. - Due Diligence Vendor-XX/XX/XXXX |
XXX-X - XXXX XXX XXXX XXXX #XXX.XXX | SC | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2216567 | XXXX | XXXX | Closed | 2026-09-09 10:12 | 2026-09-10 09:10 | Resolved | 1 - Information | C | A | Credit | Doc Issue | Application Missing | Resolved-Application provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Provide loan application - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Application provided - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXX - XX XXXXXXXX (X).XXX | SC | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2216567 | XXXX | XXXX | Closed | 2026-09-03 08:45 | 2026-09-10 00:07 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Requested Secondary Valuation Provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Secondary Valuation or Additional Valuation is missing in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested Secondary Valuation Provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX.XXX | SC | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2216566 | XXXX | XXXX | Closed | 2026-09-09 12:25 | 2026-09-09 12:58 | Resolved | 1 - Information | C | A | Credit | Doc Issue | Application Missing | Resolved-Application provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-The Application is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Application provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXX - XX XXXXXXXX (X).XXX | SC | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2216563 | XXXX | XXXX | Closed | 2026-09-04 07:30 | 2026-09-11 08:19 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Business Bank Statements Missing | Resolved-Borrower X Business Bank Statements Provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Borrower X Business Bank Statements Missing Loan is stated to be a Bank Statement loan. However, the file is missing the Bank Statements used to calculate income. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Borrower X Business Bank Statements Provided - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXXXXX.XXX XXXXXX XXXXXX.XXX XXXXXX XXXXXX.XXX XXXXXX XXXXXX.XXX XXXXXX XXXXXX.XXX XXXXXX XXXXXX.XXX XXXXXX XXXXXX.XXX XXXXXX XXXX XXXXXX.XXX XXXXXX XXXXXX.XXX XXXXXX XXXXXX.XXX XXXXXX XXXX XXXXXX.XXX XXXXXX XXXXXX.XXX XXXXXX XXXXXX.XXX |
NC | Investment | Purchase | NA | XXXX | N/A | N/A | ||
| XXXX | 2216563 | XXXX | XXXX | Closed | 2026-09-04 07:30 | 2026-09-11 08:19 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Loan is stated to be a Bank Statement loan. However, the file is missing the lender's Income Calculator, as well as the actual Bank Statements used to calculate income. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX_XXXXXX_XXXXXXXXXXX_XXX_XXX_XXXX-XX-XX (X).XXX | NC | Investment | Purchase | NA | XXXX | N/A | N/A | ||
| XXXX | 2216563 | XXXX | XXXX | Closed | 2026-09-10 09:22 | 2026-09-10 10:33 | Resolved | 1 - Information | C | A | Credit | Credit | Unable to verify PITI on other mortgage related obligations (ATR) | Resolved-Lender did not calculate the Taxes/Insurance since it was not escrowed into the mortgage payment itself. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-our calculated DTI is XX%. The bank statement analysis along with bank statements were uploaded in the other exceptions. The taxes and insurance on primary will not disqualify the loan for this program. - Seller-XX/XX/XXXX Open-Per the VOM for XXX XXXXXXXX XX (the borrower's primary residence), the monthly payment is P&I only with nothing for Tax/Insurance. Audit is unable to determine an amount for Taxes & Insurance for this property in order to calculate the full PITIA. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-our calculated DTI is XX%. The bank statement analysis along with bank statements were uploaded in the other exceptions. The taxes and insurance on primary will not disqualify the loan for this program. - Seller-XX/XX/XXXX |
Resolved-Lender did not calculate the Taxes/Insurance since it was not escrowed into the mortgage payment itself. - Due Diligence Vendor-XX/XX/XXXX |
NC | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2216563 | XXXX | XXXX | Closed | 2026-09-04 07:59 | 2026-09-10 10:32 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Purchase Contract is Missing | Resolved-Purchase Contract Doc is not Missing, or is Not Applicable. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Loan Purpose is Purchase but Purchase Contract Doc is Missing The Sales Contract is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Purchase Contract Doc is not Missing, or is Not Applicable. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX - XXXXXXXX XXXXXXXXX XXXXXXXX - XXX X XXXXX XX, X, XXXXXXXXX, XX XXXXX - XX-XX-XXXX.XXX XXXXXXXXXX - XXXXXXXX & XXXX XXXXXXXXX - XXX X XXXXX XX XXX X, XXXXXXXXX, XX XXXXX - X,XXX,XXX.XX - XX-XX-XXXX.XXX XXXXXXXXXX - XXXXXXX XXXXX XXXXXXX XXXXXXX - $XXX,XXX.XX - XX-XX-XXXX.XXX |
NC | Investment | Purchase | NA | XXXX | N/A | N/A | ||
| XXXX | 2216563 | XXXX | XXXX | Closed | 2026-09-10 09:20 | 2026-09-10 10:31 | Resolved | 1 - Information | C | A | Credit | Assets | Asset General | Resolved-EMD receipt was provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-File is missing evidence of receipt of the $XXX,XXX Earnest Money Deposit. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-EMD receipt was provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX - XXXXXXX XXXXX XXXXXXX XXXXXXX - $XXX,XXX.XX - XX-XX-XXXX.XXX | NC | Investment | Purchase | NA | XXXX | N/A | N/A | ||
| XXXX | 2216563 | XXXX | XXXX | Closed | 2026-09-04 08:06 | 2026-09-10 10:29 | Resolved | 1 - Information | D | A | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Resolved-Condo Master Insurance Policy was provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Missing HO-X Master Insurance Policy The Condo's Master Insurance Policy is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Condo Master Insurance Policy was provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX - XXXXXXXXXXX XXXX XXXXXXXX (XXX) - $X,XXX,XXX - XX-XX-XXXX.XXX XXXXXXXXXX - XXXXXXXXX XXXXXX - XXX X XXXXX XX XXX X, XXXXXXXXX, XX XXXXX - XX-XX-XXXX.XXX XXX XXXXX XXXXX- XXXXXXX XXXXXXXXX.XXX XXXXXXXXXX - XXXXXX XXXXXXXXX XXXXXX - XXXXX XXXXXXXXXXX XXXXXXXXXXX, XXX. X-X XXXXXXXXX XXXXXXXXXXX XXXXXXXXXX XXXXXXXX XXXX XXXXXXXX XXXXXX XX. XXXXX XXX XXXXXXXXXX, XXXXX XXXXXXXX XXXXX - XX-XX-XXXX.XXX |
NC | Investment | Purchase | NA | XXXX | N/A | N/A | ||
| XXXX | 2213869 | XXXX | XXXX | Closed | 2026-09-04 13:13 | 2026-09-09 08:25 | Resolved | 1 - Information | C | A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-Asset Record X Meets G/L Requirements - Due Diligence Vendor-XX/XX/XXXX Resolved-Explanation received from the Lender. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-This is a cash out refi and only using the account to show there is an account owned by the entity for proceeds. We do not need a Xnd - Seller-XX/XX/XXXX Open-Asset Record X Does Not Meet G/L Requirements Per XXXXX City guidelines (X/XX/XXXX): "Two (X) months most recent statements" are needed for Checking accounts. There was only one statement provided for XXXXX #XXXXX that was dated X/XX/XXXX. A second month is required. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-This is a cash out refi and only using the account to show there is an account owned by the entity for proceeds. We do not need a Xnd - Seller-XX/XX/XXXX |
Resolved-Asset Record X Meets G/L Requirements - Due Diligence Vendor-XX/XX/XXXX Resolved-Explanation received from the Lender. - Due Diligence Vendor-XX/XX/XXXX |
OH | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2215417 | XXXX | XXXX | Closed | 2026-09-10 01:34 | 2026-09-17 00:41 | Resolved | 1 - Information | B | A | Credit | Credit | Spousal Consent Missing | Resolved-Requested Spousal consent Provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-In XX, XX, XX, XX, XX, XX, XX, when a personal guaranty is present, then evidence of spousal consent is also required. Provide Spousal consent document as it is missing in the file - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested Spousal consent Provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXXX XXXX.XXX | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A |