EFMT 2026-NQM12 ABS-15G

 

Exhibit 99.10 - Schedule 1

 

LOAN INFORMATION INITIAL CREDIT LOAN GRADES INITIAL COMPLIANCE LOAN GRADES INITIAL PROPERTY LOAN GRADES INITIAL OVERALL LOAN GRADES FINAL CREDIT LOAN GRADES FINAL COMPLIANCE LOAN GRADES FINAL PROPERTY LOAN GRADES FINAL OVERALL LOAN GRADES
Loan ID Seller Loan ID Investor Loan ID Original Loan Amount DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys
2163946 XXXX   XXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2169577 XXXX   XXXX C C C C C A A A A A A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
2201924 XXXX   XXXX D D D D D A A A A A A A A A A D D D D D B B B B B A A A A A A A A A A B B B B B
2215425 XXXX   XXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2215426 XXXX   XXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2204797 XXXX   XXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2201928 XXXX   XXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
2207021 XXXX   XXXX A A A A A D D D D D A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2194255 XXXX   XXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2201929 XXXX   XXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2204790 XXXX   XXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2201772 XXXX   XXXX C C C C C A A A A A A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
2215372 XXXX   XXXX C C C C C D D D D D A A A A A D D D D D B B B B B A A A A A A A A A A B B B B B
2213868 XXXX   XXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
2204802 XXXX   XXXX D D D D D A A A A A A A A A A D D D D D B B B B B A A A A A A A A A A B B B B B
2204801 XXXX   XXXX C C C C C A A A A A A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
2204800 XXXX   XXXX C C C C C A A A A A A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
2204791 XXXX   XXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2207013 XXXX   XXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2207014 XXXX   XXXX A A A A A A A A A A D D D D D D D D D D A A A A A A A A A A A A A A A A A A A A
2201925 XXXX   XXXX C C C C C B B B B B A A A A A C C C C C A A A A A B B B B B A A A A A B B B B B
2207017 XXXX   XXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2207015 XXXX   XXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2207016 XXXX   XXXX D D D D D D D D D D A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2201926 XXXX   XXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2207011 XXXX   XXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2207126 XXXX   XXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2207125 XXXX   XXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2216699 XXXX   XXXX D D D D D A A A A A D D D D D D D D D D A A A A A A A A A A A A A A A A A A A A
2215420 XXXX   XXXX D D D D D A A A A A D D D D D D D D D D A A A A A A A A A A A A A A A A A A A A
2215418 XXXX   XXXX D D D D D A A A A A D D D D D D D D D D A A A A A A A A A A A A A A A A A A A A
2215422 XXXX   XXXX D D D D D A A A A A D D D D D D D D D D A A A A A A A A A A A A A A A A A A A A
2216702 XXXX   XXXX D D D D D A A A A A D D D D D D D D D D A A A A A A A A A A A A A A A A A A A A
2215421 XXXX   XXXX D D D D D A A A A A D D D D D D D D D D A A A A A A A A A A A A A A A A A A A A
2210687 XXXX   XXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
2210685 XXXX   XXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2213867 XXXX   XXXX A A A A A A A A A A C C C C C C C C C C A A A A A A A A A A A A A A A A A A A A
2215419 XXXX   XXXX D D D D D A A A A A D D D D D D D D D D A A A A A A A A A A A A A A A A A A A A
2204799 XXXX   XXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2216701 XXXX   XXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2207018 XXXX   XXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2207127 XXXX   XXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2204807 XXXX   XXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2204805 XXXX   XXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2204803 XXXX   XXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2204806 XXXX   XXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2213871 XXXX   XXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2204804 XXXX   XXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2204808 XXXX   XXXX A A A A A D D D D D A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2210686 XXXX   XXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2210689 XXXX   XXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2210688 XXXX   XXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
2210690 XXXX   XXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2216700 XXXX   XXXX C C C C C A A A A A D D D D D D D D D D A A A A A A A A A A A A A A A A A A A A
2216561 XXXX   XXXX A A A A A B B B B B A A A A A B B B B B A A A A A B B B B B A A A A A B B B B B
2213866 XXXX   XXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2213870 XXXX   XXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2216564 XXXX   XXXX C C C C C A A A A A A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
2215423 XXXX   XXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2216565 XXXX   XXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
2216567 XXXX   XXXX C C C C C A A A A A D D D D D D D D D D A A A A A A A A A A A A A A A A A A A A
2216566 XXXX   XXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
2216563 XXXX   XXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2213869 XXXX   XXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
2215417 XXXX   XXXX B B B B B A A A A A A A A A A B B B B B A A A A A A A A A A A A A A A A A A A A
2216569 XXXX   XXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2216703 XXXX   XXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A