EFMT 2026-NQM12 ABS-15G

 

Exhibit 99.09 - Schedule 2

 

LOAN INFORMATION INITIAL CREDIT LOAN GRADES INITIAL COMPLIANCE LOAN GRADES INITIAL PROPERTY LOAN GRADES INITIAL OVERALL LOAN GRADES FINAL CREDIT LOAN GRADES FINAL COMPLIANCE LOAN GRADES FINAL PROPERTY LOAN GRADES FINAL OVERALL LOAN GRADES
ALT Loan ID Loan ID Seller Loan ID Investor Loan ID Original Loan Amount DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys
2215387 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2215401 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2215384 XXXX   XXXX $X,XXX.XX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2207154 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2202084 XXXX   XXXX $X,XXX.XX A A A A A D D D D D A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2202056 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2201986 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2201964 XXXX   XXXX $X,XXX.XX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2202048 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2202063 XXXX   XXXX $X,XXX.XX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2202011 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2207153 XXXX   XXXX $X,XXX.XX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2201991 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2201976 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2202019 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2201990 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2202068 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2201996 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2201975 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2202036 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2202065 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2202080 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2202073 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2201977 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2202003 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2213776 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2204819 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2204827 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2202000 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2211720 XXXX   XXXX $X,XXX.XX D D D D D C C C C C A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2201656 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2201659 XXXX   XXXX $X,XXX.XX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2211713 XXXX   XXXX $X,XXX.XX B B B B B A A A A A A A A A A B B B B B B B B B B A A A A A A A A A A B B B B B
2201657 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A B A A A A B A A A A A A A A A A A A A A B A A A A B A
2204736 XXXX   XXXX $X,XXX.XX A A A A A C C C C C A A A A A C C C C C A A A A A B B B B B A A A A A B B B B B
2201662 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2207098 XXXX   XXXX $X,XXX.XX D D D D D C C C C C A A A B A D D D D D A A A A A A A A A A A A A B A A A A B A
2201665 XXXX   XXXX $X,XXX.XX A A A A A B B B B B A A A A A B B B B B A A A A A B B B B B A A A A A B B B B B
2201661 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2204739 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A B A A A A B A A A A A A A A A A A A A A B A A A A B A
2204737 XXXX   XXXX $X,XXX.XX A A A A A D D D D D A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2207099 XXXX   XXXX $X,XXX.XX A A A A A B B B B B A A A A A B B B B B A A A A A B B B B B A A A A A B B B B B
2204738 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2211715 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2207104 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2211714 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2201666 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2207111 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2207109 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2211718 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2207105 XXXX   XXXX $X,XXX.XX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
2207106 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2207112 XXXX   XXXX $X,XXX.XX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
2211719 XXXX   XXXX $X,XXX.XX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
2211716 XXXX   XXXX $X,XXX.XX C C C C C A A A A A A A A B A C C C C C A A A A A A A A A A A A A B A A A A B A
2207108 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2211717 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2207107 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2204740 XXXX   XXXX $X,XXX.XX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
2207103 XXXX   XXXX $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2201668 XXXX   XXXX $X,XXX.XX C C C C C C C C C C A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B