Exhibit 99.20
| Loan ID | Seller Loan ID | Investor Loan ID | Transaction ID | Field Name | Source | Verified Value | Bid Tape Value | Comment |
| 888731 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | US citizen confirmed | ||
| 888731 | xxx | B2 Verified Citizenship Designation | fraudReportPage | US Citizen | N | US citizen confirmed | ||
| 720512 | xxx | Assumable Flag | closingDetailsNonCompliancePage | Yes | No | Per the final CD the lender will allow assumption under certain conditions. | ||
| 720512 | xxx | Property Type | propertyValuationPage | Single Family Detached | PUD | Per Title and Appraisal property is not located in a PUD | ||
| 704545 | xxx | Property Type | propertyValuationPage | Condominium | xxx | As per 1008 and other documents reflects property type as Condominium | ||
| 704545 | xxx | B1 Verified Citizenship Designation | fraudReportPage | Permanent Resident Alien | Y | As per Final 1003 Borrower is Permanent Resident Alien | ||
| 327363 | xxx | Borrower 1 Qualifying Income | employmentIncomePage | xxx | xxx | Audited DTI is 40.75%, Lender DTI is 43.45%. This is due to Audited income used and in file of xxx for a difference of xxx lower income monthly and higher dti of 2.7%.Lender used 17 months to calculate income and proper per 18 months xxx used 18 months. Review for possible pricing issue. Also provide updated Final 1008 and Final 1003 supporting audited income tape shows 38.49% | ||
| 327363 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 40.75 | 38.49 | Audited DTI is 40.75%, Lender DTI is 43.45%. This is due to Audited income used and in file of xxx for a difference of xxx lower income monthly and higher dti of 2.7%.Lender used 17 months to calculate income and proper per 18 months xxx used 18 months. Review for possible pricing issue. Also provide updated Final 1008 and Final 1003 supporting audited income tape shows 38.49% | ||
| 831870 | xxx | Assumable Flag | finalCdDetailPage | No | H | DATA DID NTAPE DATA FORMATTINGOT MATCH WITH TAPE DATA | ||
| 831870 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | DATA DID NOT MATCH WITH TAPE DATA | ||
| 919890 | xxx | B1 Verified Citizenship Designation | fraudReportPage | Permanent Resident Alien | Y | As per document data not matched | ||
| 340450 | xxx | B1 Verified Citizenship Designation | fraudReportPage | Permanent Resident Alien | Y | Tape data does not match with True data | ||
| 151170 | xxx | B2 Verified Citizenship Designation | fraudReportPage | Foreign National | N | B2 CITIZENSHIP IS FOREIGN NATIONALS | ||
| 151170 | xxx | B1 Verified Citizenship Designation | fraudReportPage | Foreign National | N | B1 CITIZENSHIP IS FOREIGN NATIONALS | ||
| 226201 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | B1 IS US CITIZEN | ||
| 123204 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | |||
| 573228 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Confirmed B1 is US Citizen per 1003 and USA Patriot Act | ||
| 229164 | xxx | Property Type | propertyValuationPage | Single Family Detached | Single Family Attached | Confirmed Subject Property is a SF Det/End Unit | ||
| 229164 | xxx | B1 Verified Citizenship Designation | fraudReportPage | Permanent Resident Alien | Y | Tape Date Formatting Variance | ||
| 229164 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 27.86 | 28.74 | DTI Variance is within GL tolerance | ||
| 754105 | xxx | Application Date | complianceDetailPage | xxx | xxx | The Initial 1003 is dated xxx - the variance is an error | ||
| 754105 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Borrowers are US Citizens | ||
| 968635 | xxx | B2 Verified Citizenship Designation | fraudReportPage | US Citizen | N | TRUE DATA AND TAPE DATA DID NOT MATCH | ||
| 968635 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | TRUE DATA AND TAPE DATA DID NOT MATCH | ||
| 968635 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 46.89 | 46.90 | TRUE DATA AND TAPE DATA DID NOT MATCH | ||
| 731745 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 40.53 | 37.75 | Lender did not include winter tax period in Taxes portion so Tax Amount increased to xxx to include (xxx Summer 26' and xxx Winter 25' Taxation amount) | ||
| 916650 | xxx | B2 Verified Citizenship Designation | fraudReportPage | Foreign National | N | TRUE DATA AND TAPE DATA DID NOT MATCH | ||
| 916650 | xxx | B1 Verified Citizenship Designation | fraudReportPage | Foreign National | N | TRUE DATA AND TAPE DATA DID NOT MATCH | ||
| 916650 | xxx | Calculated DSCR | diligenceFinalLookPage | 1.063 | 0.0 | TRUE DATA AND TAPE DATA DID NOT MATCH | ||
| 326260 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Borrower is US Citizen | ||
| 166091 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Tape data reflects B1 verified citizenship as "N" however as per supporting documents B1 verified citizenship as "US citizen" | ||
| 402630 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Confirmed citizen | ||
| 987397 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 43.15 | 48.69 | HOA dues on appraisal are xxx, HOA dues on the final 1008 are xxx. P&I on the note is xxx & P&I on the final 1008 is xxx | ||
| 936407 | xxx | Prepayment Penalty Flag | notePage | No | N | Tape data formatting | ||
| 936407 | xxx | Assumable Flag | finalCdDetailPage | Yes | No | Per Final CD assumptions are allowed | ||
| 936407 | xxx | B1 Verified Citizenship Designation | fraudReportPage | Permanent Resident Alien | Y | Tape data formatting | ||
| 481775 | xxx | Borrower 1 First Name | notePage | xxx | xxx | Data does not match | ||
| 481775 | xxx | B1 Verified Citizenship Designation | fraudReportPage | Permanent Resident Alien | Y | Data does not match | ||
| 268100 | xxx | Borrower 1 First Name | notePage | xxx | xxx | TRUE AND TAPE DATA DID NOT MATCH | ||
| 268100 | xxx | Prepayment Penalty Flag | notePage | No | N | TRUE AND TAPE DATA DID NOT MATCH | ||
| 268100 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | TRUE AND TAPE DATA DID NOT MATCH | ||
| 268100 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 43.26 | 46.20 | TRUE AND TAPE DATA DID NOT MATCH | ||
| 118385 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Confirmed US citizen | ||
| 852088 | xxx | Prepayment Penalty Flag | notePage | No | N | tap data and true data not match | ||
| 852088 | xxx | Property Type | propertyValuationPage | Single Family Detached | Single Family Attached | tap data and true data not match | ||
| 852088 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | tap data and true data not match | ||
| 556808 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Confirmed US citizen | ||
| 943597 | xxx | Prepayment Penalty Flag | notePage | Yes | Y | Data Tape/Formatting | ||
| 943597 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Data Tape/Formatting | ||
| 943597 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 26.5 | 26.37 | Data Tape/Formatting | ||
| 154452 | xxx | Prepayment Penalty Flag | notePage | No | N | Tape data Mapping | ||
| 154452 | xxx | B1 Verified Citizenship Designation | fraudReportPage | Permanent Resident Alien | Y | Tape data Mapping | ||
| 624682 | xxx | Borrower 1 First Name | notePage | xxx | xxx | Data Tape/Formatting xxx | ||
| 120380 | xxx | Prepayment Penalty Flag | notePage | No | N | |||
| 120380 | xxx | B1 Verified Citizenship Designation | fraudReportPage | Permanent Resident Alien | Y | |||
| 413882 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | As per Final 1003 indicates Borrower is US citizenship | ||
| 413882 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 44.46 | 44.48 | Based on provided document calculated DTI, whereas as tape data reflects as 44.48% | ||
| 492995 | xxx | Prepayment Penalty Flag | notePage | No | N | TRUE DATA DOSEN'T MATCH TAPE DATA | ||
| 492995 | xxx | Borrower 1 First Name | notePage | xxx | xxx | TRUE DATA DOSEN'T MATCH TAPE DATA | ||
| 492995 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | TRUE DATA DOSEN'T MATCH TAPE DATA | ||
| 492995 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 40.59 | 40.26 | TRUE DATA DOSEN'T MATCH TAPE DATA | ||
| 233473 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | TRUE DATA DOES NOT MATCH WITH TAPE DATA | ||
| 908354 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Tape data formatting | ||
| 563436 | xxx | Prepayment Penalty Flag | notePage | No | N | Data does not match | ||
| 563436 | xxx | Borrower 1 First Name | notePage | xxx | xxx | Data does not match | ||
| 563436 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Data does not match | ||
| 367681 | xxx | B1 Verified Citizenship Designation | fraudReportPage | Permanent Resident Alien | Y | Tape data reflects B1 citizenship verified as "Y" however as per supporting documents borrower is "Permanent resident alien" | ||
| 534470 | xxx | Prepayment Penalty Flag | notePage | Yes | Y | |||
| 534470 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | |||
| 534470 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 50.24 | 50.49 | |||
| 249199 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Borrower is a US Citizen according to the documentation in the file (Final 1003 and USA Patriot Act Form); | ||
| 249199 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 37.7 | 37.73 | Variance is due to the added xxx monthly payment to support the xxx outstanding balance reported for xxx; | ||
| 500792 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Verified with USA Patriot Act Form that B1 is a US Citizen | ||
| 729976 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | TRUE DATA DOSEN'T MATCH TAPE DATA | ||
| 729976 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 33.8 | 45.32 | Variance is due to lender including the previous subject monthly paymnet of xxx in the DTI. This loan is being paid off at closing and should not be included. | ||
| 752694 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Borrower is a US Citizen verified through USA Patriot Act | ||
| 752694 | xxx | Borrower 1 Qualifying Income | employmentIncomePage | xxx | xxx | DDTI Variance: DTI increased from 45.40% to 46.70% due to excluded deposits reducing qualifying income from xxx to xxx. | ||
| 752694 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 46.7 | 45.40 | DTI Variance: DTI increased from 45.40% to 46.70% due to excluded deposits reducing qualifying income from xxx to xxx. | ||
| 323917 | xxx | Borrower 1 Last Name | notePage | xxx | xxx | Tape discrepancy | ||
| 323917 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Verified B1 is a US Citizen with ID documentation - Tape discrepancy | ||
| 574280 | xxx | B1 Verified Citizenship Designation | fraudReportPage | Permanent Resident Alien | Y | Tape data reflects B1 verified citizenship as "Y" however as per supporting documents borrower is "Permanent Resident Alien" | ||
| 274635 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Borrower is a US Citizen verified by VA USA ID | ||
| 274635 | xxx | B2 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Borrower is a US Citizen verified by USA Patriot Act Form | ||
| 525361 | xxx | Prepayment Penalty Flag | notePage | Yes | Y | |||
| 525361 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | |||
| 525361 | xxx | B2 Verified Citizenship Designation | fraudReportPage | US Citizen | N | |||
| 525361 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 53.88 | 31.89 | |||
| 160254 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Tape data discrepancy - Final 1003 indicates B1 is a US Citizen although pending receipt of B1's Residency Locator/ID documentation; | ||
| 160254 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 23.23 | 28.06 | DTI Varies due to lender considered rental loss for property xxx as investment, but actual property is primary residence. | ||
| 682612 | xxx | Qualifying CLTV | propertyValuationPage | 64.95 | 68.73 | The Balance for the wrong loan with them same lender was considered | ||
| 734268 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Data discrepancy - verified B1 is a US Citizen with USA Patriot Act Form | ||
| 734268 | xxx | B2 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Data discrepancy - verified B1 is a US Citizen with USA Patriot Act Form | ||
| 734268 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.89 | 49.09 | GL max is 49%. True Data reflects 49.89%, while Tape Data/Diligence Final Look reflects 49.09% - Neither are within allowed DTI MAX%; | ||
| 218833 | xxx | Qualifying CLTV | propertyValuationPage | 64.64 | 65.00 | |||
| 192102 | xxx | Prepayment Penalty Flag | notePage | No | N | Tape data Mapping | ||
| 192102 | xxx | Assumable Flag | finalCdDetailPage | Yes | No | Data Tape/Formatting | ||
| 192102 | xxx | B1 Verified Citizenship Designation | fraudReportPage | Permanent Resident Alien | Y | Tape data Mapping | ||
| 192102 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 38.77 | 29.17 | CBR shows additional Debts, no LOX provided on why they are being excluded on the 1003 and 1008. Conditioned for additional documentation | ||
| 671387 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 35.96 | 29.17 | Audit Review: Added REO property – xxx to the REO Workbook and included negative rental income of -xxx, resulting in a DTI variance from 29.96% to 35.96%. | ||
| 386307 | xxx | Prepayment Penalty Flag | notePage | Yes | Y | Data Tape/Formatting | ||
| 386307 | xxx | B1 Verified Citizenship Designation | fraudReportPage | Permanent Resident Alien | Y | Data Tape/Formatting | ||
| 551620 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Borrower is US Citizen. | ||
| 272946 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Borrower is a US Citizen according to USA Patriot Act Form and US Passport confirming Nationality as USA; | ||
| 272946 | xxx | Borrower 1 Qualifying Income | employmentIncomePage | xxx | xxx | Audit Review: Updated the P&L income calculation from 16 to 18 months (xxx through xxx), reducing qualifying monthly income from xxx to xxx, resulting in an income and DTI variance. | ||
| 272946 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 37.73 | 33.34 | Audit Review: Updated the P&L income calculation from 16 to 18 months (xxx through xxx), reducing qualifying monthly income from xxx to xxx, resulting in an income and DTI variance. | ||
| 962751 | xxx | Borrower 1 Last Name | notePage | xxx | xxx | Tape data format discrepancy. | ||
| 962751 | xxx | Borrower 1 First Name | notePage | xxx | xxx | Tape data format discrepancy. | ||
| 159098 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Borrower is a US citizen | ||
| 187745 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Borrower is a US citizen | ||
| 889610 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Borrower is a US Citizen per Residency Documentation | ||
| 604894 | xxx | Escrow Flag | disclosuresPage | Yes | No | Some escrows | ||
| 555456 | xxx | Property Address | notePage | xxx | xxx | according to the documents filled the data | ||
| 988109 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Tape data formatting | ||
| 515038 | xxx | B1 Verified Citizenship Designation | fraudReportPage | Permanent Resident Alien | Y | Tape data incorrect - client is not a us citizen, is a permanent resident alien | ||
| 651093 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Borrower is US Citizen | ||
| 651093 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 46 | 40.94 | Looks as if the new auto loan was not included in the DTI an the DTI was not updated on the final 1008. | ||
| 485120 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Tape data incorrect, 1003 confirms us citizen | ||
| 485120 | xxx | Borrower 1 Qualifying Income | employmentIncomePage | xxx | xxx | Differs by .37 cents | ||
| 341710 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Tape data Mapping | ||
| 861408 | xxx | Prepayment Penalty Flag | notePage | Yes | Y | |||
| 861408 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | |||
| 861408 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 50.23 | 54.90 | |||
| 301929 | xxx | Prepayment Penalty Flag | notePage | No | N | Tape data formatting | ||
| 301929 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Tape data formatting | ||
| 373411 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Tape Data variance - B1 is a US Citizen | ||
| 710233 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Borrower is US Citizen per USA Patriot Act form and documentation. | ||
| 785611 | xxx | Borrower 1 First Name | notePage | xxx | xxx | ready to report | ||
| 785611 | xxx | B2 Verified Citizenship Designation | fraudReportPage | US Citizen | N | ready to report | ||
| 785611 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | ready to report | ||
| 396746 | xxx | Prepayment Penalty Flag | notePage | No | N | Tape data does not match with true data | ||
| 396746 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Tape data does not match with true data | ||
| 396746 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 17.62 | 17.08 | Tape data does not match with true data | ||
| 624715 | xxx | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Borrower having 2 employment | ||
| 624715 | xxx | Borrower 1 Qualifying Income | employmentIncomePage | xxx | xxx | qualifying Income is xxx | ||
| 920827 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | As per Final 1003 indicates Borrower is US citizens | ||
| 909791 | xxx | Borrower 1 Last Name | notePage | xxx | xxx | TAPE DATA AND TRUE DATA NOT MATCH - VARIANCE IS DUE TO SYSTEM FORMATTING | ||
| 909791 | xxx | Prepayment Penalty Flag | notePage | Yes | Y | TAPE DATA AND TRUE DATA NOT MATCH - - VARIANCE IS DUE TO SYSTEM FORMATTING | ||
| 909791 | xxx | B2 Verified Citizenship Designation | fraudReportPage | Non-Permanent Non-US Citizen | N | TAPE DATA AND TRUE DATA NOT MATCH - VARIANCE IS DUE TO SYSTEM FORMATTING | ||
| 909791 | xxx | B1 Verified Citizenship Designation | fraudReportPage | Non-Permanent Resident Alien | N | TAPE DATA AND TRUE DATA NOT MATCH- VARIANCE IS DUE TO SYSTEM FORMATTING | ||
| 909791 | xxx | Borrower 1 Qualifying Income | employmentIncomePage | xxx | xxx | TAPE DATA AND TRUE DATA VARIANCE DUE TO TRUE DATA USING THE POSITIVE RENTAL INCOME FOR A TOTAL MONTHLY INCOME OF xxx (xxx + xxx) | ||
| 563345 | xxx | Property Type | propertyValuationPage | Single Family Detached | Single Family Attached | Property is Semi-Detached | ||
| 446893 | xxx | Borrower 1 First Name | notePage | xxx | xxx | Borrower 1 First Name is xxx. | ||
| 446893 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | B1 Verified Citizenship Designation is US Citizen. | ||
| 606829 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 33.77 | 32.45 | Data Tape/Formatting | ||
| 133643 | xxx | Prepayment Penalty Flag | notePage | No | N | PREPAYMENT PENALTY FLAG IS NO | ||
| 133643 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | B1 CITIZENSHIP IS US CITIZEN | ||
| 841869 | xxx | Prepayment Penalty Flag | notePage | No | N | Tape data mapping | ||
| 841869 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Tape data mapping | ||
| 841869 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 32.3 | 32.43 | Calculated Diligence final look =32.3 | ||
| 871746 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 12.11 | 12.18 | As per file Qualifying Total Debt Income Ratio is xxx | ||
| 424319 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Borrower is a US Citizen | ||
| 212748 | xxx | Assumable Flag | finalCdDetailPage | Yes | No | Data Tape/Formatting | ||
| 591449 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Documentation provided confirms B1 is a US Citizen | ||
| 591449 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 25 | 25.12 | |||
| 229488 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 25.12 | 13.61 | DTI Variance. Base on the loan file review borrower purchased xxx as a primary residence while consecutively completing a cash out refinance on xxx to be used as an investment. Both are in the loan file pg #355 and #359 dated xxx. Lender did not include the monthly cost for the newly purchased property in the DTI. Lender calculation xxx (subject) + xxx (xxx)=xxx/xxx = 13.61%. Reviewer calculation xxx (subject)+ xxx + xxx (purchase)= xxx/xxx = 25.22%. | ||
| 739385 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Borrower is a US Citizen based on documentation submitted | ||
| 739385 | xxx | Borrower 1 Qualifying Income | employmentIncomePage | xxx | xxx | reduced rental income based on B1’s ownership percentages: 33.33% – xxx.; 50% – xxx. | ||
| 739385 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 52.8 | 53.11 | Underwriting Summary/Tape Data reflects 53.11% DTI; Audit Review increased DTI to 60.04%, exceeding the 49% GL maximum, due to reduced rental income based on B1’s ownership (33.33% – xxx.; 50% – xxx.) and inclusion of the xxx lease payment. Provide loan approval supporting the 60.04% DTI. | ||
| 238804 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Borrower's documentation confirms borrower is a US citizen | ||
| 734831 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Borrower is a US Citizen per documentation. | ||
| 652988 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | As per document borrower is US citizen | ||
| 541268 | xxx | Prepayment Penalty Flag | notePage | No | N | Data Tape/Formatting | ||
| 541268 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Data Tape/Formatting | ||
| 385818 | xxx | B2 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Borrower's identification documentation supports that the borrower is a US Citizen | ||
| 385818 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Borrower's identification documentation supports that the borrower is a US Citizen | ||
| 810140 | xxx | Prepayment Penalty Flag | notePage | No | N | Accuracy Information. | ||
| 810140 | xxx | B1 Verified Citizenship Designation | fraudReportPage | Permanent Resident Alien | Y | Accuracy Information. | ||
| 917633 | xxx | Borrower 2 First Name | notePage | xxx | xxx | As per DL Borrower 2 First Name is xxx | ||
| 917633 | xxx | Buydown Term 1 | 12 | _2_1 | Tape data formatting | |||
| 917633 | xxx | Borrower 1 First Name | notePage | xxx | xxx | As per DL Borrower 1 First Name is xxx | ||
| 917633 | xxx | B2 Verified Citizenship Designation | fraudReportPage | Foreign National | N | Borrower 2 Citizenship is Non-Permanent Non-US Citizen | ||
| 917633 | xxx | B1 Verified Citizenship Designation | fraudReportPage | Foreign National | N | Borrower 1 Citizenship is Non-Permanent Non-US Citizen | ||
| 517138 | xxx | Prepayment Penalty Flag | notePage | No | N | Data Tape/Formatting | ||
| 517138 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Data Tape/Formatting | ||
| 517138 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 35.58 | 35.50 | Data Tape/Formatting | ||
| 809068 | xxx | Borrower 1 First Name | notePage | xxx | xxx | Data Tape/Formatting | ||
| 673143 | xxx | Prepayment Penalty Flag | notePage | No | N | Tape data formatting | ||
| 673143 | xxx | B2 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Tape data formatting | ||
| 673143 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Tape data formatting | ||
| 673143 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 18.56 | 18.55 | Tape data Formatting | ||
| 390051 | xxx | Prepayment Penalty Flag | notePage | Yes | Y | Tape data does not match with true data | ||
| 390051 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Tape data does not match with true data | ||
| 390051 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 30.62 | 30.60 | Tape data does not match with true data | ||
| 867720 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | B1 Verified Citizenship Designation is US Citizen. | ||
| 439355 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | DISCREPANCY CONFIRMED - BORROWER IS US CITIZEN | ||
| 546562 | xxx | Primary Appraised Property Value | propertyValuationPage | xxx | xxx | Property value showing in 1003 is xxx. But in Appraisal doc it is showing xxx | ||
| 546562 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 26.41 | 26.46 | as per review calculations, total qualifying DTI is 26.41% | ||
| 421800 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 16.79 | 16.96 | |||
| 490490 | xxx | Prepayment Penalty Flag | notePage | No | N | Data does not match | ||
| 490490 | xxx | Property Type | propertyValuationPage | Condominium | xxx | Data does not match | ||
| 490490 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Data does not match | ||
| 970837 | xxx | Borrower 1 First Name | notePage | xxx | xxx | Updated as per document | ||
| 970837 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 51.58 | 51.54 | Updated as per document | ||
| 324123 | xxx | Borrower 1 Last Name | notePage | xxx | xxx | Data Tape/Formatting | ||
| 324123 | xxx | Borrower 1 First Name | notePage | xxx | xxx | Data Tape/Formatting | ||
| 324123 | xxx | Property City | notePage | xxx | xxx | Data Tape/Formatting | ||
| 800971 | xxx | Borrower 1 Last Name | notePage | xxx | xxx | Tape discrepancy | ||
| 800971 | xxx | Borrower 1 First Name | notePage | xxx | xxx | Tape discrepancy | ||
| 899781 | xxx | B2 Verified Citizenship Designation | fraudReportPage | Permanent Resident Alien | Y | As per Final 1003 indicated B2 is Permanent Resident Alien | ||
| 899781 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | As per Final 1003 indicated B1 is US Citizens | ||
| 634731 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Both are US citizens | ||
| 634731 | xxx | B2 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Both are US citizens | ||
| 718543 | xxx | Buydown Term 1 | 12 | _2_1 | ||||
| 992783 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | borrower is Citizen | ||
| 992783 | xxx | Borrower 1 Qualifying Income | employmentIncomePage | xxx | xxx | Borrower's total income including business and rental income is xxx, income came from the business is xxx, Tape discrepancy confirmed | ||
| 321225 | xxx | Property Type | propertyValuationPage | Condominium | xxx | Property type is Condominium | ||
| 321225 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Borrower is US Citizen | ||
| 321225 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 16.84 | 16.82 | |||
| 530640 | xxx | Borrower 1 Last Name | notePage | xxx | xxx | Data Tape/Formatting | ||
| 530640 | xxx | Borrower 1 First Name | notePage | xxx | xxx | Data Tape/Formatting | ||
| 467078 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | borrower is confirmed a US citizen. | ||
| 463121 | xxx | Borrower 1 Last Name | notePage | xxx | xxx | Data Tape/Formatting | ||
| 463121 | xxx | Prepayment Penalty Flag | notePage | Yes | Y | Updated as per document | ||
| 463121 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Updated as per document | ||
| 788714 | xxx | Borrower 1 Last Name | notePage | xxx | xxx | Data Tape/Formatting | ||
| 788714 | xxx | Borrower 1 First Name | notePage | xxx | xxx | Data Tape/Formatting | ||
| 771519 | xxx | Prepayment Penalty Flag | notePage | No | N | Tape data mapping | ||
| 771519 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Tape data mapping | ||
| 268262 | xxx | Prepayment Penalty Flag | notePage | No | N | |||
| 268262 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | |||
| 268262 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 20.15 | 20.17 | |||
| 427256 | xxx | Prepayment Penalty Flag | notePage | No | N | |||
| 427256 | xxx | Property Type | propertyValuationPage | Condominium | xxx | |||
| 427256 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | |||
| 427256 | xxx | Buydown Term 1 | 12 | _1_0 | ||||
| 209019 | xxx | B1 Verified Citizenship Designation | fraudReportPage | Permanent Resident Alien | Y | Tape Formatting | ||
| 175874 | xxx | Property Address | notePage | xxx | xxx | Data Tape/Formatting | ||
| 175874 | xxx | Borrower 1 First Name | notePage | xxx | xxx | Data Tape/Formatting | ||
| 291905 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Confirmed through documentation in the file that Borrower is a US Citizen | ||
| 250707 | xxx | Prepayment Penalty Flag | notePage | No | N | TAPE DATA FORMATING | ||
| 250707 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | TAPE DATA FORMATING | ||
| 537709 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | TAPE DATA AND TRUE DATA DID NOT MATCH | ||
| 593588 | xxx | Borrower 2 Last Name | notePage | xxx | xxx | Tape data does not match with true data | ||
| 593588 | xxx | Prepayment Penalty Flag | notePage | No | N | Tape data does not match with true data | ||
| 593588 | xxx | Borrower 2 First Name | notePage | xxx | xxx | Tape data does not match with true data | ||
| 593588 | xxx | B2 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Tape data does not match with true data | ||
| 593588 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Tape data does not match with true data | ||
| 593588 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 13.82 | 16.93 | Tape data does not match with true data | ||
| 202649 | xxx | Borrower 1 First Name | notePage | xxx | xxx | TRUE DATA DOES NOT MATCH WITH TAPE DATA | ||
| 202649 | xxx | Borrower 2 First Name | notePage | xxx | xxx | |||
| 202649 | xxx | Prepayment Penalty Flag | notePage | No | N | TAPE DATA DOES NOT MATCH WITH TAPE DATA | ||
| 202649 | xxx | B2 Verified Citizenship Designation | fraudReportPage | US Citizen | N | TRUE DATA DOES NOT MATCH WITH TAPE DATA | ||
| 202649 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | TRUE DATA DOES NOT MATCH WITH TAPE DATA | ||
| 202649 | xxx | Borrower 1 Qualifying Income | employmentIncomePage | xxx | xxx | TRUE DATA DOES NOT MATCH WITH TAPE DATA | ||
| 403962 | xxx | Prepayment Penalty Flag | notePage | No | N | Tape data Formatting | ||
| 403962 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Tape data formatting | ||
| 152006 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Tape Data is incorrect since the documentation in the file supports B1 as a US Citizen; | ||
| 152006 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.92 | 42.33 | REO Income/DTI Variance: Updated the xxx payment from xxx to xxx per payment statement for REO xxx. Negative rental income increased from xxx to xxx, resulting in DTI increasing from 42.33% Tape Data to 42.92% Audit/True Data. | ||
| 191289 | xxx | Borrower 1 First Name | notePage | xxx | xxx | Updated as per ID | ||
| 191289 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Borrower is US Citizen | ||
| 191289 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.86 | 47.83 | updated as per documents | ||
| 763780 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Borrower is a US citizen | ||
| 331349 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | US Citizen. | ||
| 973238 | xxx | Prepayment Penalty Flag | notePage | No | N | Data formatting | ||
| 973238 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Data formatting | ||
| 227475 | xxx | B1 Verified Citizenship Designation | fraudReportPage | Permanent Resident Alien | Y | TAPE DATA AND TRUE DATA DID NOT MATCH | ||
| 888402 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.3 | 49.07 | DTI Variance: DTI increased from 49.07% to 54.77% due to Audit reducing xxx income from xxx to xxx/month based on YTD earnings (xxx ÷ 7.9 months; xxx Pgs. 78–113) and adding xxx xxx monthly revolving debt payment. | ||
| 335820 | xxx | Prepayment Penalty Flag | notePage | No | N | DATA DES NOT MATCH | ||
| 335820 | xxx | Property Address | notePage | xxx | xxx | DATA DOES NOT MATCH | ||
| 335820 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | DATA DOES NOT MATCH | ||
| 598016 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | DISCREPANCY CONFIRMED - BORROWER IS US CITIZEN | ||
| 159448 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Per 1003 & docs in the file th eborrower appears to be a US Citizen. | ||
| 433118 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Borrower is US Citizen | ||
| 862186 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | B1 Verified Citizenship Designation is US Citizen. | ||
| 360610 | xxx | Borrower 1 First Name | notePage | xxx | xxx | Data Tape/Formatting | ||
| 315448 | xxx | Assumable Flag | finalCdDetailPage | No | H | Tape Data Variance | ||
| 315448 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Documentation in the file supports B1 is a US Citizen | ||
| 336275 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Borrower is US citizen | ||
| 336275 | xxx | Borrower 1 Qualifying Income | employmentIncomePage | xxx | xxx | Business Ownership/Income Variance: Shareholders’ Agreement, confirms B1 owns 30%, not the 60% used by Underwriting. Audit reduced qualifying income from xxx to xxx. | ||
| 336275 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 9.96 | 4.98 | DTI increased from 4.98% (Tape Data/Underwriting Summary) to 9.96% (Audit Review) due to B1’s qualifying income being reduced from xxx to xxx. Per Shareholders’ Agreement, B1 owns 30% of the business; 60% ownership was used in underwriting. | ||
| 883089 | xxx | Prepayment Penalty Flag | notePage | No | N | Accuracy information. | ||
| 883089 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Not able to updated to the tape data. | ||
| 908094 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Tape Data Formatting | ||
| 674859 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | According to tape data citizenship is N , However according to true data citizenship is US Citizen | ||
| 300839 | xxx | Initial Monthly P&I Or IO Payment | notePage | xxx | 0.00 | Verified xxx is the PI payment for the subject property | ||
| 300839 | xxx | Property Zip Code | notePage | xxx | xxx | Confirmed the subject property zip code is xxx | ||
| 300839 | xxx | Borrower 1 Bankruptcy in past 7 years? | the1003Page | No | N | Tape data formatting variance | ||
| 300839 | xxx | Borrower 1 Foreclosure in past 7 years? | the1003Page | No | N | Tape data formatting variance | ||
| 300839 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Documentation in the file validates B1 is a US Citizen | ||
| 300839 | xxx | Borrower 1 Employment Verification Level | employmentIncomePage | 3 - Stated, 3rd Party Verification | VOE | Tape data formatting variance | ||
| 300839 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 36.16 | 33.44 | |||
| 861945 | xxx | Borrower 1 Employment Verification Level | employmentIncomePage | 3 - Stated, 3rd Party Verification | VOE | As per docs the 3 | ||
| 861945 | xxx | Number of Mortgaged Properties | creditLiabilitiesPage | 1 | 2 | REO: B1’s only mortgaged property is the subject property; B1’s current primary residence is owned free and clear. | ||
| 120416 | xxx | Initial Monthly P&I Or IO Payment | notePage | xxx | 0.00 | The tape reflects the Note P&I as $0.00, while the xxx reflects the Initial Monthly P&I or I/O Payment as xxx. The xxx was updated based on the provided Note document. | ||
| 120416 | xxx | Number of Mortgaged Properties | creditLiabilitiesPage | 7 | 8 | The tape reflects the REO Count Total Number of Mortgaged Properties from Eight (8) to Seven (7) - subject NOO property, 5 REO Properties & B1's primary residence; | ||
| 120416 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 45.2 | 45.01 | Updated HOI expense for REO – xxx increased negative rental income from -xxx to xxx | ||
| 239438 | xxx | Initial Monthly P&I Or IO Payment | notePage | xxx | 0.00 | TAPE DATA FORMATTING. | ||
| 239438 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | TAPE DATA FORMATTING. | ||
| 239438 | xxx | Borrower 1 Employment Verification Level | employmentIncomePage | 3 - Stated, 3rd Party Verification | VOE | TAPE DATA FORMATTING. | ||
| 239438 | xxx | Reason Why NonQM Final Status | diligenceFinalLookPage | Alternative ATR Documentation | Alt-Doc | TAPE DATA FORMATTING. | ||
| 240393 | xxx | Initial Monthly P&I Or IO Payment | notePage | xxx | 0.00 | Discrepancy Confirmed | ||
| 240393 | xxx | Reason Why NonQM Final Status | diligenceFinalLookPage | Alternative ATR Documentation | Alt-Doc | Discrepancy Confirmed | ||
| 739274 | xxx | Property Zip Code | notePage | xxx | xxx | As per loan documents Property Zipcode is xxx | ||
| 739274 | xxx | Borrower 1 Last Name | notePage | xxx | xxx | Borrower last name is xxx | ||
| 739274 | xxx | Borrower 1 Employment Verification Level | employmentIncomePage | 3 - Stated, 3rd Party Verification | VOE | Tape data formatting. | ||
| 629600 | xxx | Initial Monthly P&I Or IO Payment | notePage | xxx | 0.00 | Data Tape/Formatting | ||
| 629600 | xxx | Borrower 1 Bankruptcy in past 7 years? | the1003Page | No | N | Data Tape/Formatting | ||
| 629600 | xxx | Borrower 1 Foreclosure in past 7 years? | the1003Page | No | N | Data Tape/Formatting | ||
| 629600 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Data Tape/Formatting | ||
| 629600 | xxx | Borrower 1 Employment Verification Level | employmentIncomePage | 3 - Stated, 3rd Party Verification | VOE | Data Tape/Formatting | ||
| 423338 | xxx | Initial Monthly P&I Or IO Payment | notePage | xxx | 0.00 | Update as docs but lender not updated to tape data. | ||
| 423338 | xxx | Borrower 1 Employment Verification Level | employmentIncomePage | 3 - Stated, 3rd Party Verification | VOE | Brw qualifying Highest income is from WVOE doc. So select 3rd option. | ||
| 620120 | xxx | Initial Monthly P&I Or IO Payment | notePage | xxx | 0.00 | As per Final Note Borrower monthly PI is xxx | ||
| 620120 | xxx | Borrower 1 Employment Verification Level | employmentIncomePage | 3 - Stated, 3rd Party Verification | VOE | Updated as per document. | ||
| 620120 | xxx | Reason Why NonQM Final Status | diligenceFinalLookPage | Alternative ATR Documentation | Alt-Doc | Tape data formatting | ||
| 389465 | xxx | Initial Monthly P&I Or IO Payment | notePage | xxx | 0.00 | tape did not pull data | ||
| 195732 | xxx | Application Date | complianceDetailPage | xxx | xxx | Data Tape/Formatting | ||
| 195732 | xxx | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 39.48 | 39.44 | Due to Incorrect HOI amounts used by Lender vs. documetnation provided in file | ||
| 195732 | xxx | Reason Why NonQM Final Status | diligenceFinalLookPage | Alternative ATR Documentation | Alt-Doc | |||
| 567965 | xxx | Initial Monthly P&I Or IO Payment | notePage | xxx | 0.00 | Tape data formatting | ||
| 567965 | xxx | Borrower 1 Employment Verification Level | employmentIncomePage | 3 - Stated, 3rd Party Verification | VOE | Tape data formatting | ||
| 828985 | xxx | Initial Monthly P&I Or IO Payment | notePage | xxx | 0.00 | Initial Monthly P&I Or IO Payment is xxx. | ||
| 381317 | xxx | Initial Monthly P&I Or IO Payment | notePage | xxx | 0.00 | Initial monthly P&I or IO Payment is xxx | ||
| 381317 | xxx | Buydown Term 1 | 12 | _1_0 | Buydown term1 is 12 months | |||
| 381317 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | Borrower is US Citizen | ||
| 381317 | xxx | Borrower 1 Employment Verification Level | employmentIncomePage | 3 - Stated, 3rd Party Verification | VOE | Employment verification level is 3 - Stated, 3rd Party Verification | ||
| 381317 | xxx | Reason Why NonQM Final Status | diligenceFinalLookPage | Alternative ATR Documentation | Alt-Doc | NonQMReason is Alternative ATR Documentation | ||
| 235877 | xxx | Initial Monthly P&I Or IO Payment | notePage | xxx | 0.00 | tape data formatting | ||
| 999991 | xxx | Initial Monthly P&I Or IO Payment | notePage | 3397.41 | 0.00 | True data P & I amount $xxx and tape it is $x | ||
| 999991 | xxx | B1 Verified Citizenship Designation | fraudReportPage | US Citizen | N | B1 Verified Citizenship Designation as US Citizen and Tape fraud report it is N |