Exhibit 99.15

Loan ID Seller Loan ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Updated Credit Report Date Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Most Recent Updated Co Borrower 2 FICO Most Recent Updated Co Borrower 3 FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Late 30d in 24m  Prior Mortgage/Rent Late 60d in 24m  Prior Mortgage/Rent Late 90d in 24m  Has ACH Is Equity Shared Loan Subordinate Lien Type Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type  Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type  Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type  Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag Appraiser License # Appraiser First Name Appraisal Last Name Maturity Date Number of Units
828120     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 9.23% 9.23% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%   Stocks/Bonds N/A 0 N/A       Yes 48 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 75.43 xxx 75.43 No 69.77 N/A xxx xxx xxx xxx 1
737690     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 33.30% 33.30% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 16 CPA       Yes 240 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 2.09 xxx 2.09 No 62.5 N/A xxx xxx xxx xxx 1
566331     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 31.70% 31.70% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 17 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.75 xxx 6.75 No 80.0 N/A xxx xxx xxx xxx 1
473873     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 6.62% 6.62% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A .00 .00 xxx 98.61 No 75.0 N/A xxx xxx xxx xxx 1
910141     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 48.60% 48.60% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 60 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other usa patriot act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 17.00 xxx 17 No 70.0 N/A xxx xxx xxx xxx 1
888731     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 23.30% 23.30% No No             Not Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 Yes Yes 0 12 100.00%   100.00%   N/A 0 N/A N/A N/A 0 NA 0 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower || Co Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower || Co Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 8.08 xxx 8.08 No 34.78 N/A xxx xxx xxx xxx 1
877165     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 34.67% 34.67% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 18 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other CUSTOMER IDENTIFICATION VERIFICATION  xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 20.77 No 70.0 Yes xxx xxx xxx xxx 1
720512     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 13.33% 13.33% Yes               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 24 No       94.10% 100.00%     N/A 0 N/A       Yes 90 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No Yes N/A .00 .00 xxx 44.85 No 70.0 N/A xxx xxx xxx xxx 1
704545     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 37.64% 37.64% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 79 29 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 33.07 xxx 33.07 No 70.0 Yes xxx xxx xxx xxx 1
366574     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 44.05% 44.05% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 72 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 88.02 xxx 88.02 No 75.0 N/A xxx xxx xxx xxx 1
327363     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 40.75% 40.75% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 105.2 No 51.72 N/A xxx xxx xxx xxx 1
484783     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 34.43% 34.43% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 19.51 No 70.0 N/A xxx xxx xxx xxx 1
831870     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 15.90% 15.23% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%   Stocks/Bonds Third-Party Prepared (Unaudited) 17 Tax Preparer       Yes 255 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 50.24 xxx 50.73 No 59.46 N/A xxx xxx xxx xxx 1
919890     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 34.39% 34.39% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 CPA       Yes 18 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 22.16 xxx 22.16 No 80.0 N/A xxx xxx xxx xxx 1
340450     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 29.76% 29.76% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 17 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A .00 .00 xxx 110.68 No 57.5 N/A xxx xxx xxx xxx 1
981488     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 7.86% 7.86% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No Yes N/A xxx 27.50 xxx 27.5 No 80.0 N/A xxx xxx xxx xxx 1
997697     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 24.97% 24.97% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 90 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 110.69 xxx 110.69 No 70.0 N/A xxx xxx xxx xxx 1
151170     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 18.20% 18.20% Yes Yes             Employed Unknown         Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 52 30 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified - 2024, 2025, 2026 || Co Borrower - N/A Borrower - 2024, 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx                                           NA     0       0     0     0   0 0 0 No No   No Foreign National Foreign National N/A Passport   xxx xxx xxx xxx xxx I-551 Stamp and Passport   xxx Foreign National Foreign National N/A Passport   xxx xxx xxx xxx xxx I-551 Stamp and Passport   xxx                                                     Fee Simple No No N/A xxx 9.49 xxx 9.49 No 43.08 N/A xxx xxx xxx xxx 1
812696     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 29.22% 29.22% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 20.41 xxx 20.41 No 80.0 N/A xxx xxx xxx xxx 1
226201     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 36.25% 36.25% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 36 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 36.08 xxx 36.08 No 38.5 N/A xxx xxx xxx xxx 1
917274     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 45.57% 45.57% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 23.96 xxx 23.96 No 70.0 N/A xxx xxx xxx xxx 1
418918     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 44.66% 44.66% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 40 29 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 106.18 No 24.24 N/A xxx xxx xxx xxx 1
123204     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 37.98% 37.98% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%   Stocks/Bonds Third-Party Prepared (Unaudited) 18 Accountant/Bookkeeper       Yes 46 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 28.56 xxx 28.56 No 70.0 N/A xxx xxx xxx xxx 1
991727     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 38.02% 38.02% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 17 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.36 xxx 10.36 No 54.87 N/A xxx xxx xxx xxx 2
980942     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 19.74% 19.74% Yes Yes             Not Employed Self-Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 100.00%   N/A 0 N/A Audited CPA 17 NA 0 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - N/A, Subject Property Net Rental Income(Loss) if NOO || Co Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower || Co Borrower - 2026, 2025 xxx xxx xxx xxx xxx                                           NA     0       0     0     0         Yes No   No Foreign National Foreign National N/A Standard Driver's License - Not for federal use   xxx xxx xxx     I-551 Stamp and Passport   xxx Foreign National Foreign National   Standard Driver's License - Not for federal Use   xxx xxx xxx     I-551 Stamp and Passport   xxx                                                     Fee Simple No No N/A xxx 21.05 xxx 21.05 No 70.0 N/A xxx xxx xxx xxx 1
573228     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 38.96% 38.96% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 155 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 108.45 xxx 108.45 No 78.8 N/A xxx xxx xxx xxx 1
934948     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 38.74% 38.74% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%     N/A 0 N/A       Yes 144 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No Yes N/A xxx 6.08 xxx 6.14 No 67.25 N/A xxx xxx xxx xxx 1
304442     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 38.97% 38.97% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 42 30 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 9.85 xxx 9.85 No 75.0 N/A xxx xxx xxx xxx 1
229164     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 27.86% 27.86% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 50.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Standard Driver's License - Not for federal use   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 19.35 xxx 19.35 No 75.0 N/A xxx xxx xxx xxx 1
512811     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 8.67% 8.67% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 18 CPA       Yes 93 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, SEPartnership, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx                                           NA     0       0     0     0         Yes No   No Foreign National Foreign National N/A Passport   xxx xxx xxx xxx xxx I-551 Stamp and Passport   xxx                                                                               Fee Simple No No N/A xxx 62.82 xxx 62.82 No 70.0 Yes xxx xxx xxx xxx 1
134785     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 33.72% 33.72% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 26 26 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA Patriot ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 11.19 xxx 11.19 No 75.0 N/A xxx xxx xxx xxx 1
754105     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 54.96% 54.96% No No             Self-Employed Not Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 || Co Borrower Borrower - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 20.33 xxx 20.33 No 50.07 N/A xxx xxx xxx xxx 1
398791     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 43.61% 43.61% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 62 30 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.80 xxx 8.8 No 79.73 N/A xxx xxx xxx xxx 1
867872     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 35.78% 35.78% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 77 30 FNMA 1005     0   No 0     Borrower - Wage, Bonus, Commission - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.53 xxx 7.53 No 68.33 N/A xxx xxx xxx xxx 1
429361     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 48.88% 48.88% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 77 30 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 26.13 xxx 26.13 No 53.57 N/A xxx xxx xxx xxx 1
842326     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 39.29% 39.29% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 29 29 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Unknown No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 6.34 xxx 6.34 No 72.53 N/A xxx xxx xxx xxx 1
936091     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 15.97% 15.97% No               Self-Employed           Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%   Proceeds from Sale Audited 18 Accountant/Bookkeeper       Yes 36 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 120.24 xxx 120.24 No 52.98 N/A xxx xxx xxx xxx 1
968635     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 46.89% 46.89% No No             Employed Self-Employed         12 Month Bank Statement 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 Yes Yes 0 12 65.23% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 Yes 89 Yes 89 30 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2024, 2025, 2026 || Co Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2024, 2025, 2026 || Co Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 14.70 xxx 14.7 No 64.79 N/A xxx xxx xxx xxx 1
917582     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 16.96% 16.96% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 12 0 No       100.00% 100.00%     N/A 0 N/A       Yes 60 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA patriot Act form xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.73 xxx 7.73 No 80.0 N/A xxx xxx xxx xxx 1
731745     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 40.53% 40.53% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 13.57 xxx 13.57 No 60.0 N/A xxx xxx xxx xxx 1
702743     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 49.10% 49.10% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 54 30 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 1.39 No 64.06 N/A xxx xxx xxx xxx 2
469930     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 44.40% 44.40% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No Unknown No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 1.73 xxx 3.51 No 70.0 N/A xxx xxx xxx xxx 1
118438     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 19.76% 19.76% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 30.68 xxx 30.68 No 60.0 N/A xxx xxx xxx xxx 1
916650     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx Yes   xxx xxx xxx xxx xxx xxx $0.00 xxx $0.00 xxx xxx xxx xxx Annually 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Not Stated Not Verified           0             0 0     No No 0 No No   0 0 No   0 0 0.00% 0.00% 0.00%     0       0   0 No 0   0 0     0 0   Yes 1.063 1.063 N/A Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified xxx xxx xxx xxx xxx                                           NA     0       0     0     0         No No   No Foreign National Foreign National N/A Passport   xxx xxx xxx xxx xxx I-551 Stamp and Passport   xxx Foreign National Foreign National N/A Passport   xxx xxx xxx xxx xxx I-551 Stamp and Passport   xxx                                                     Fee Simple No No N/A xxx 23.58 xxx 23.58 No 65.0 N/A xxx xxx xxx xxx 1
326260     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 48.29% 48.29% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 198 30 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.73 xxx 4.73 No 67.21 Yes xxx xxx xxx xxx 1
166091     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 27.93% 27.93% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 30 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 13.75 xxx 13.75 No 55.38 N/A xxx xxx xxx xxx 1
638511     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 49.22% 49.22% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0   N/A Borrower - Wage, Overtime, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act  xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.82 xxx 8.82 No 80.0 N/A xxx xxx xxx xxx 1
527836     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 37.21% 37.21% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 9.58 xxx 9.58 No 75.0 N/A xxx xxx xxx xxx 1
814413     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 40.64% 40.64% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 181 30 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 28.21 xxx 28.21 No 70.0 N/A xxx xxx xxx xxx 1
402630     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 43.51% 43.51% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 36 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 23.32 xxx 23.32 No 52.94 N/A xxx xxx xxx xxx 1
201105     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 42.91% 42.91% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 240 30 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 22.8 No 56.18 N/A xxx xxx xxx xxx 1
856525     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 44.96% 44.96% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 41 30 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.75 xxx 9.75 No 75.0 N/A xxx xxx xxx xxx 1
725376     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx $0.00 $0.00 xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 38.58% 38.58% No   1 1         Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0     Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0         Yes No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act  xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 8.00 xxx 8 No 70.0 Yes xxx xxx xxx xxx 1
277342     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 40.32% 40.32% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 42 30 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 11.11 xxx 11.11 No 80.0 N/A xxx xxx xxx xxx 1
987397     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 43.15% 43.15% No No             Self-Employed Self-Employed         24 Month Bank Statement 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 24 No Yes 0 0 63.95% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 Yes 48 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 || Co Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-151 Permanent Resident Card   xxx Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                     Fee Simple No No N/A xxx 8.75 xxx 8.75 No 78.76 Yes xxx xxx xxx xxx 1
936407     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 49.93% 49.93% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 25 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No Yes N/A xxx 8.44 xxx 8.44 No 75.0 N/A xxx xxx xxx xxx 1
481775     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 35.98% 35.98% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 26.61 xxx 26.61 No 80.0 Yes xxx xxx xxx xxx 1
268100     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 43.26% 43.26% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 33.33%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 21.60 xxx 21.6 No 80.0 N/A xxx xxx xxx xxx 1
118385     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 46.94% 46.94% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 30 30 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 42.31 No 67.66 N/A xxx xxx xxx xxx 1
202840     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 38.46% 38.46% No               Self-Employed           Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 17 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT      xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 11.15 No 64.87 N/A xxx xxx xxx xxx 1
852088     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 35.59% 35.59% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 38.1 No 70.0 N/A xxx xxx xxx xxx 1
356832     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 25.87% 25.87% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       97.94% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.00 xxx 7 No 60.0 N/A xxx xxx xxx xxx 1
556808     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 44.39% 44.39% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Accountant/Bookkeeper       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.42 xxx 8.42 No 64.6 N/A xxx xxx xxx xxx 1
642639     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 41.91% 41.91% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 29 29 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 35.01 xxx 35.01 No 80.0 N/A xxx xxx xxx xxx 1
895233     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 54.09% 54.09% No No             Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 195 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified, Lease Agreements Verified - 2025, 2026 || Co Borrower Borrower - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A .00 .00 xxx 48.65 No 56.25 N/A xxx xxx xxx xxx 1
758520     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 36.48% 36.48% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 173 30 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.09 xxx 10.09 No 80.0 N/A xxx xxx xxx xxx 1
810546     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 30.26% 30.26% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.99 xxx 8.99 No 80.0 N/A xxx xxx xxx xxx 1
943597     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 26.50% 26.50% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA Patriot Act  xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.44 xxx 6.44 No 80.0 N/A xxx xxx xxx xxx 1
950533     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 44.13% 44.13% No               Self-Employed           Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 76.83 No 66.15 N/A xxx xxx xxx xxx 1
710215     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 41.86% 41.86% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 12 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 89.97 No 62.96 N/A xxx xxx xxx xxx 1
292583     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 10.13% 10.13% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 17 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx                                           NA     0       0     0     0   0 0 0 Yes No   No Foreign National Foreign National   Passport   xxx xxx xxx xxx xxx Entry Stamp   xxx                                                                               Fee Simple No No N/A xxx 9.83 xxx 9.83 No 70.0 N/A xxx xxx xxx xxx 1
154452     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 38.37% 38.37% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 184 30 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 7.36 xxx 7.36 No 80.0 N/A xxx xxx xxx xxx 1
624682     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 39.97% 39.97% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 30 30 FNMA 1005     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.92 xxx 9.92 No 75.0 N/A xxx xxx xxx xxx 1
120380     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 40.67% 40.67% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 25 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 7.87 xxx 7.87 No 75.0 N/A xxx xxx xxx xxx 1
413882     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 44.46% 44.46% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - Business Bank Statements Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 27.21 xxx 27.21 No 79.99 N/A xxx xxx xxx xxx 1
492995     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 40.59% 40.59% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 16 Tax Preparer       Yes 120 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.82 xxx 7.82 No 75.0 Yes xxx xxx xxx xxx 1
350803     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 45.53% 45.53% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 47 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT      xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 21.35 No 50.51 N/A xxx xxx xxx xxx 1
737618     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 2.07% 2.07% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Permanent Resident Alien Permanent Resident Alien   Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 49.20 xxx 49.2 No 75.0 N/A xxx xxx xxx xxx 1
986947     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 39.29% 39.29% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 59.06 No 70.0 Yes xxx xxx xxx xxx 1
143800     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 47.29% 47.29% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 54 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Standard Driver's License - Not for federal use   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 10.49 xxx 10.49 No 60.0 N/A xxx xxx xxx xxx 1
233473     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 32.19% 32.19% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%   Stocks/Bonds Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 36.98 xxx 36.98 No 75.0 N/A xxx xxx xxx xxx 1
908354     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 40.13% 40.13% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 25 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Passport   xxx xxx xxx xxx xxx N/A                                                                                   Fee Simple No No N/A xxx 15.14 xxx 15.14 No 60.0 N/A xxx xxx xxx xxx 1
563436     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 32.18% 32.18% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 30 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 111.71 No 36.5 N/A xxx xxx xxx xxx 1
373508     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 40.92% 40.92% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A .00 .00 xxx 72.28 No 70.0 N/A xxx xxx xxx xxx 1
175009     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 47.02% 47.02% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 32 30 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 11.42 xxx 11.42 No 75.0 N/A xxx xxx xxx xxx 1
367681     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 45.56% 45.56% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 48 30 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 6.26 xxx 6.26 No 69.92 N/A xxx xxx xxx xxx 1
534470     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 50.24% 50.24% Yes               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%     N/A 0 N/A       Yes 27 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2024, 2026 Borrower - 2025, 2024, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A     xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 20.53 xxx 20.53 No 70.0 N/A xxx xxx xxx xxx 1
249199     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 37.70% 37.70% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 100 29 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.23 xxx 7.23 No 80.0 N/A xxx xxx xxx xxx 1
416577     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 19.77% 19.77% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 76 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 12.06 xxx 12.06 No 75.0 N/A xxx xxx xxx xxx 2
834601     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 47.41% 47.41% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 60 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 76.48 xxx 76.48 No 48.57 N/A xxx xxx xxx xxx 1
286917     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 31.46% 31.46% Yes Yes             Self-Employed Unknown         1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No   0 0 0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer     0 Yes 24 No 0 NA 0 0 N/A   0 0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card   xxx                                                     Fee Simple No No N/A xxx 6.26 xxx 6.26 No 74.96 N/A xxx xxx xxx xxx 1
282115     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 43.69% 43.69% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 26 26 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 48.83 xxx 48.83 No 75.0 N/A xxx xxx xxx xxx 1
246018     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 19.44% 19.44% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 28 31 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Employment Authorization Card   xxx xxx xxx     Work Visa    xxx                                                                               Fee Simple No No N/A xxx 108.07 xxx 108.07 No 60.0 N/A xxx xxx xxx xxx 1
209669     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 14.62% 14.62% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 236 30 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Permanent Resident Alien Permanent Resident Alien N/A Other Patriot act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 9.70 xxx 9.7 No 50.8 N/A xxx xxx xxx xxx 1
377153     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 44.79% 44.79% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 19 Tax Preparer       Yes 200 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 12.49 xxx 12.49 No 80.0 N/A xxx xxx xxx xxx 1
144195     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 16.99% 16.99% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 39.46 xxx 39.46 No 69.69 N/A xxx xxx xxx xxx 1
500792     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 43.98% 43.98% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 90 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 16.02 xxx 16.02 No 80.0 N/A xxx xxx xxx xxx 1
729976     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 33.80% 33.80% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 37 31 FNMA 1005     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 66.79 No 75.0 N/A xxx xxx xxx xxx 1
752694     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 46.70% 46.70% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 14.43 xxx 14.43 No 65.0 Yes xxx xxx xxx xxx 1
197576     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 21.75% 21.75% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 150 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 1 YR Executed 4506T Verified - 2025, 2026 Borrower - 1 YR Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 86.39 No 42.37 N/A xxx xxx xxx xxx 1
852305     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 39.37% 39.37% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 30 30 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.38 xxx 8.38 No 80.0 N/A xxx xxx xxx xxx 1
139335     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 36.35% 36.35% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 28 28 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 9.15 xxx 9.15 No 70.0 N/A xxx xxx xxx xxx 1
747747     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 21.80% 21.80% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 108 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 1.31 xxx 1.31 No 61.87 N/A xxx xxx xxx xxx 1
323917     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 30.30% 30.30% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 18 CPA       Yes 241 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.78 xxx 9.78 No 80.0 N/A xxx xxx xxx xxx 1
574280     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 31.42% 31.42% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 123.86 xxx 123.86 No 50.0 N/A xxx xxx xxx xxx 1
274635     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 37.52% 37.52% No No             Employed Employed         Written Verification of Employment 0 0 NA 2+ Months N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 FNMA 1005 Yes 36 36 FNMA 1005 No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 || Co Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT      xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 12.44 xxx 12.44 No 48.62 N/A xxx xxx xxx xxx 1
525361     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 53.88% 53.88% Yes Yes             Self-Employed Not Employed         24 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 24 No N/A 0 0 100.00% 100.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 Yes 174 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025, 2026 || Co Borrower - N/A Borrower - 2024, 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 7.37 xxx 7.37 No 55.0 N/A xxx xxx xxx xxx 1
601606     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 23.66% 23.66% No No             Self-Employed Not Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer N/A N/A 0 Yes 594 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 || Co Borrower Borrower - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A .00 .00 xxx 124.68 No 18.98 N/A xxx xxx xxx xxx 1
531329     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 13.75% 13.75% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 50.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx                                           NA     0       0     0     0         Yes No   No Foreign National Foreign National N/A Passport USA Patriot ACT xxx xxx xxx xxx xxx I-551 Stamp and Passport   xxx                                                                               Fee Simple No No N/A xxx 128.75 xxx 128.75 No 59.6 Yes xxx xxx xxx xxx 1
160254     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 23.23% 23.23% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 212 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Missing     xxx       N/A                                                                                   Fee Simple No No N/A xxx 102.77 xxx 102.77 No 75.0 Yes xxx xxx xxx xxx 1
553080     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 52.50% 52.50% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 41 31 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 2.53 xxx 20.39 No 58.08 N/A xxx xxx xxx xxx 1
682612     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 xxx xxx xxx     $0.00     0.00% 24.27% 24.27% Yes Yes             Self-Employed Unknown         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 50.00%     N/A 0 N/A N/A N/A 0 Yes 49 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower Borrower - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 Yes No Closed End - Fixed No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Employment Authorization Card USA PATRIOT ACT xxx xxx xxx     I-821D Employment Authorization Document (I-821-D)   xxx                                                     Fee Simple No No N/A xxx 4.10 xxx 6.68 No 64.95 N/A xxx xxx xxx xxx 2
943715     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 37.42% 37.42% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 11.01 xxx 11.01 No 75.0 N/A xxx xxx xxx xxx 1
734268     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 49.89% 49.89% No No             Self-Employed Not Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer N/A N/A 0 Yes 60 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 || Co Borrower Borrower - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A .00 .00 xxx 94.87 No 35.81 N/A xxx xxx xxx xxx 1
218833     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 37.97% 37.97% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 84 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT  xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 122.91 No 64.64 N/A xxx xxx xxx xxx 1
192102     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 38.77% 38.77% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No Yes N/A xxx 9.05 xxx 9.05 No 80.0 N/A xxx xxx xxx xxx 1
671387     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 35.96% 35.96% No No             Employed Employed         Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 23 30 FNMA 1005 Yes 23 30 FNMA 1005 No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 || Co Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 || Co Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 Yes No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-151 Permanent Resident Card   xxx Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                     Fee Simple No No N/A xxx 6.88 xxx 6.88 No 70.0 N/A xxx xxx xxx xxx 1
384604     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 39.24% 39.24% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 25.02 xxx 25.02 No 31.6 N/A xxx xxx xxx xxx 1
274248     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 43.41% 43.41% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 30 30 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.99 xxx 8.99 No 75.0 N/A xxx xxx xxx xxx 1
386307     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 42.84% 42.84% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 30 30 FNMA 1005     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 13.45 xxx 13.45 No 65.0 N/A xxx xxx xxx xxx 1
402437     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 12.39% 12.39% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 17 Tax Preparer       Yes 103 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A .00 .00 xxx 92.11 No 70.0 Yes xxx xxx xxx xxx 1
551620     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 25.16% 25.16% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 60 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025 Borrower - 2025 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 40.32 No 39.84 N/A xxx xxx xxx xxx 1
272946     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 37.73% 37.73% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 149 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 96.34 No 65.0 N/A xxx xxx xxx xxx 2
362728     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 36.79% 36.79% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Employment Authorization Card USA PATRIOT ACT xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 8.35 xxx 8.35 No 65.0 N/A xxx xxx xxx xxx 1
962751     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 46.73% 46.73% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 25 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 8.34 xxx 8.34 No 75.0 N/A xxx xxx xxx xxx 1
212098     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 27.33% 27.33% No   1 1         Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 167 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A .00 .00 xxx 13.22 No 70.0 N/A xxx xxx xxx xxx 1
951163     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 24.91% 24.91% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 25 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Employment Authorization Card USA PATRIOT ACT xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 2.56 xxx 2.56 No 80.0 Yes xxx xxx xxx xxx 1
159098     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 31.39% 31.39% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 60 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 83.45 No 22.5 N/A xxx xxx xxx xxx 1
766020     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 29.44% 29.44% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 54 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 13 No 69.94 N/A xxx xxx xxx xxx 1
462477     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 12.60% 12.60% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 112.26 No 73.91 N/A xxx xxx xxx xxx 1
353844     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 32.91% 32.91% No No             Self-Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 0.00% 50.00% 50.00%   N/A 0 N/A N/A N/A 0 Yes 24 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESCorp, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - SESCorp - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 || Co Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 68.04 xxx 68.04 No 80.0 N/A xxx xxx xxx xxx 1
258164     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 23.90% 23.90% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 32 31 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 77.50 xxx 77.5 No 80.0 N/A xxx xxx xxx xxx 2
901291     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 36.64% 36.64% Yes Yes             Not Employed Employed         Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 204 30 FNMA 1005 No 0   N/A Borrower || Co Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified - 2024, 2025, 2026 Borrower || Co Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No Yes N/A xxx 12.05 xxx 12.05 No 74.83 N/A xxx xxx xxx xxx 1
431191     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 36.85% 36.85% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 50.00%     Audited 17 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA Patriot ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.38 xxx 8.38 No 60.0 N/A xxx xxx xxx xxx 1
820870     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 21.24% 21.24% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%     N/A 0 N/A       Yes 41 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.02 xxx 7.02 No 68.84 N/A xxx xxx xxx xxx 1
187745     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 23.55% 23.55% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 40 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 46.13 xxx 46.13 No 36.76 N/A xxx xxx xxx xxx 1
355199     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 43.24% 43.24% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 34.87 No 61.72 N/A xxx xxx xxx xxx 1
889610     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 29.46% 29.46% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 30 30 FNMA 1005     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Written VOE Verified - 2025, 2024, 2026 Borrower - 2025, 2024, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT CUSTOMER IDENTIFICATION VERIFICATION xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 22.08 xxx 22.08 No 80.0 N/A xxx xxx xxx xxx 1
604894     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 10.97% 10.97% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 50.00%     N/A 0 N/A       Yes 180 No   NA 0 0 N/A     0   No 0   N/A Borrower - SEPartnership - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 92.07 No 68.25 N/A xxx xxx xxx xxx 1
797315     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 27.02% 27.02% No No             Self-Employed Not Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer N/A N/A 0 Yes 255 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 || Co Borrower Borrower - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A .00 .00 xxx 25.97 No 49.7 N/A xxx xxx xxx xxx 1
146523     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 39.98% 39.98% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Accountant/Bookkeeper       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien   Standard Driver's License - Not for federal use   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 12.57 xxx 12.57 No 70.0 N/A xxx xxx xxx xxx 1
976952     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 22.93% 22.93% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Passport   xxx xxx xxx xxx xxx N/A                                                                                   Fee Simple No No N/A xxx 1.50 xxx 1.5 No 80.0 N/A xxx xxx xxx xxx 1
818127     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 42.99% 42.99% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 78 30 FNMA 1005     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 5.45 xxx 5.45 No 80.0 N/A xxx xxx xxx xxx 1
313897     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 39.27% 39.27% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 50.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 13.78 xxx 13.78 No 75.0 N/A xxx xxx xxx xxx 1
439036     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 37.11% 37.11% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 29 29 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 39.72 xxx 39.72 No 80.0 N/A xxx xxx xxx xxx 1
555456     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 53.19% 53.19% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 7 19 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot ACT xxx xxx xxx     I-551 Stamp and Passport   xxx                                                                               Fee Simple No No N/A xxx 46.06 xxx 46.06 No 22.73 Yes xxx xxx xxx xxx 1
988109     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 13.24% 13.24% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 50.00%     N/A 0 N/A       Yes 175 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 25.17 xxx 25.17 No 44.67 N/A xxx xxx xxx xxx 1
451142     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx $0.00 xxx xxx xxx xxx Annually 0.00% 49.64% 49.64% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 119.46 No 44.66 N/A xxx xxx xxx xxx 1
515038     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 31.29% 31.29% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 87 29 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien   Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 41.57 xxx 41.57 No 80.0 N/A xxx xxx xxx xxx 1
721282     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 41.61% 41.61% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 64 29 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 11.94 xxx 11.94 No 80.0 N/A xxx xxx xxx xxx 1
573578     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 37.33% 37.33% No               Not Employed           Asset Depletion – Debt Ratio Calculation 0   NA   N/A 0     0 0     0 0 NA   Yes No 60.0 No No N/A 0 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Asset Depletion Borrower xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 240.23 xxx 240.23 No 70.0 N/A xxx xxx xxx xxx 1
651093     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 46.00% 46.00% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 17 Tax Preparer       Yes 168 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 98.7 No 70.0 N/A xxx xxx xxx xxx 1
485120     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors No No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 43.63% 43.63% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 12 0 No       100.00% 100.00%     N/A 0 N/A       Yes 36 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Personal Bank Statements Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 8.52 No 38.4 N/A xxx xxx xxx xxx 1
341710     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 41.34% 41.34% No               Self-Employed           Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 82.26 No 59.95 N/A xxx xxx xxx xxx 1
767072     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 30.44% 30.44% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 60 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 86.26 xxx 86.26 No 80.0 N/A xxx xxx xxx xxx 1
392272     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 39.49% 39.49% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 50.00%     Audited 16 CPA       Yes 212 No   NA 0 0 N/A     0   No 0     Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx                                           NA     0       0     0     0         Yes No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Passport   xxx xxx xxx xxx xxx Work Visa    xxx                                                                               Fee Simple No No N/A xxx 6.94 xxx 6.94 No 70.0 N/A xxx xxx xxx xxx 1
861408     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 50.23% 50.23% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 172 30 FNMA 1005     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 73.55 xxx 73.55 No 74.07 N/A xxx xxx xxx xxx 1
939941     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 37.53% 37.53% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 26.05 xxx 26.05 No 37.36 N/A xxx xxx xxx xxx 1
915172     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 47.41% 47.41% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 50.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SEPartnership, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 16.28 xxx 16.28 No 79.97 N/A xxx xxx xxx xxx 1
357888     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 36.11% 36.11% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 72 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 13.00 xxx 13 No 58.54 N/A xxx xxx xxx xxx 1
621812     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 45.44% 45.44% No No             Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 Yes 36 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - N/A Borrower - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 4.51 xxx 4.51 No 54.23 N/A xxx xxx xxx xxx 1
834341     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 44.97% 44.97% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2026, 2025 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A .00 .00 xxx 66.6 No 39.29 N/A xxx xxx xxx xxx 1
417579     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 32.31% 32.31% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.11 xxx 9.11 No 59.4 N/A xxx xxx xxx xxx 1
301929     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 39.36% 39.36% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 186 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 45.3 No 46.07 N/A xxx xxx xxx xxx 1
373411     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 34.99% 34.99% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 120 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 75.38 No 70.0 N/A xxx xxx xxx xxx 1
710233     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 36.56% 36.56% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 319 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 52.56 No 37.24 N/A xxx xxx xxx xxx 1
764151     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 38.28% 38.28% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 59 31 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 66.76 xxx 66.76 No 80.0 N/A xxx xxx xxx xxx 1
785611     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 38.59% 38.59% No No             Employed Employed         Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 49 30 FNMA 1005 Yes 49 30 FNMA 1005 No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 || Co Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 || Co Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 7.50 xxx 7.5 No 46.51 N/A xxx xxx xxx xxx 1
396746     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 17.62% 17.62% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 161 No   NA 0 0 N/A     0   No 0   N/A Borrower - SECorporation - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 34.73 No 65.0 N/A xxx xxx xxx xxx 1
322764     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 31.04% 31.04% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 45.52 No 12.14 N/A xxx xxx xxx xxx 1
784145     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 47.93% 47.93% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT      xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 18.92 xxx 18.92 No 65.0 N/A xxx xxx xxx xxx 1
624715     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 25.94% 25.94% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 120 No   Yes 232 31 Work Number     0   No 0   N/A Borrower - Wage, Overtime, Bonus, Other, SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 48.89 xxx 48.89 No 75.0 N/A xxx xxx xxx xxx 1
920827     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 10.54% 10.54% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 435 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx .11 xxx 0.74 No 63.21 N/A xxx xxx xxx xxx 1
909791     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 24.90% 24.90% Yes Yes             Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 93.82% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 Yes 252 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - N/A Borrower - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 Yes No   No Non Permanent Resident Alien Non-Permanent Resident Alien Yes - ITIN Letter/Certificate Standard Driver's License - Not for federal use   xxx xxx xxx     N/A     Non Permanent Resident Alien Non-Permanent Non-US Citizen Yes - ITIN Letter/Certificate Consular Card   xxx xxx xxx     N/A                                                         Fee Simple No No N/A .00 .00 xxx 78.92 No 31.75 N/A xxx xxx xxx xxx 1
793808     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 45.19% 45.19% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 50.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SEPartnership, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 26.4 No 42.92 N/A xxx xxx xxx xxx 1
563345     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 28.42% 28.42% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 132 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 14.29 xxx 14.29 No 69.93 N/A xxx xxx xxx xxx 1
446893     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 44.82% 44.82% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 50.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 14.29 xxx 14.29 No 74.98 N/A xxx xxx xxx xxx 1
387550     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 35.09% 35.09% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Accountant/Bookkeeper       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 12.56 xxx 12.56 No 75.0 N/A xxx xxx xxx xxx 1
606829     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 33.77% 33.77% Yes               Self-Employed           Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 CPA       Yes 100 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.55 xxx 9.55 No 80.0 N/A xxx xxx xxx xxx 1
133643     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 33.94% 33.94% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 60 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2026 Borrower - 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 2.88 xxx 2.88 No 47.54 N/A xxx xxx xxx xxx 1
319503     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 32.48% 32.48% No No             Not Employed Self-Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 100.00%   N/A 0 N/A Third-Party Prepared (Unaudited) Tax Preparer 19 NA 0 Yes 36 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other REO Net Rental Income(Loss) || Co Borrower - SECorporation - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower || Co Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 16.94 xxx 16.94 No 75.0 N/A xxx xxx xxx xxx 1
841869     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 32.30% 32.30% No               Self-Employed           Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%   Stocks/Bonds Audited 17 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 23.36 xxx 23.36 No 80.0 N/A xxx xxx xxx xxx 1
915666     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 23.39% 23.39% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 72 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 15.25 xxx 15.25 No 80.0 N/A xxx xxx xxx xxx 60
942574     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 7.06% 7.06% Yes   1 1         Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.76 xxx 10.76 No 75.0 N/A xxx xxx xxx xxx 1
871746     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 12.11% 12.11% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%     N/A 0 N/A       Yes 256 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 137.05 xxx 137.05 No 60.0 Yes xxx xxx xxx xxx 1
360723     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 14.91% 14.91% Yes Yes             Self-Employed Not Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Third-Party Prepared (Unaudited) 18 CPA N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 || Co Borrower Borrower - 2026, 2025 || Co Borrower xxx xxx xxx xxx xxx                                           NA     0       0     0     0         Yes No   No Foreign National Foreign National N/A Passport USA PATRIOT ACT xxx xxx xxx xxx xxx Work Visa    xxx Foreign National Foreign National N/A Passport USA PATRIOT ACT xxx xxx xxx xxx xxx Work Visa   xxx                                                     Fee Simple No No N/A xxx 9.81 xxx 9.81 No 70.0 N/A xxx xxx xxx xxx 1
424319     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 28.34% 28.34% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 125 30 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 12.18 xxx 12.18 No 51.95 N/A xxx xxx xxx xxx 1
572303     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 40.28% 40.28% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 51.27 xxx 51.27 No 75.0 N/A xxx xxx xxx xxx 1
504283     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 37.82% 37.82% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 26 26 FNMA 1005     0   No 0   N/A Borrower - Wage, Overtime - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Standard Driver's License - Not for federal use   xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 14.66 xxx 14.66 No 80.0 N/A xxx xxx xxx xxx 1
212748     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 46.10% 46.10% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 25 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act  xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No Yes N/A xxx 18.26 xxx 18.26 No 66.04 N/A xxx xxx xxx xxx 1
591449     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 25.00% 25.00% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 55 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.73 xxx 10.73 No 75.0 N/A xxx xxx xxx xxx 1
229488     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable Yes No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 25.12% 25.12% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 41 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 77.22 No 70.0 N/A xxx xxx xxx xxx 1
504135     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 18.80% 18.80% Yes Yes             Self-Employed Not Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 30.00%     Audited 15 CPA N/A N/A 0 Yes 290 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 || Co Borrower Borrower - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx                                           NA     0       0     0     0   0 0 0 Yes No   No Foreign National Foreign National N/A Passport USA PATRIOT ACT xxx xxx xxx xxx xxx Work Visa    xxx Foreign National Foreign National N/A Passport   xxx xxx xxx xxx xxx Work Visa   xxx                                                     Fee Simple No No N/A xxx 6.61 xxx 6.61 No 65.0 N/A xxx xxx xxx xxx 1
739385     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 52.80% 52.80% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 216 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 31.50 xxx 31.5 No 29.41 N/A xxx xxx xxx xxx 1
700497     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx $0.00 $0.00 xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 45.26% 45.26% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 52 30 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA Patriot ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.44 xxx 6.44 No 80.0 Yes xxx xxx xxx xxx 1
987011     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 36.91% 36.91% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 240 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 21.01 xxx 21.01 No 75.0 N/A xxx xxx xxx xxx 1
654590     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 37.00% 37.00% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 28 28 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 80.91 No 52.08 N/A xxx xxx xxx xxx 1
388087     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 42.36% 42.36% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 38 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 0.31 No 56.63 N/A xxx xxx xxx xxx 1
675717     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 48.70% 48.70% No No             Self-Employed Not Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%   Stocks/Bonds,Proceeds from Sale Third-Party Prepared (Unaudited) 19 Tax Preparer N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 || Co Borrower Borrower - 2026, 2025 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 32.31 xxx 32.31 No 75.0 N/A xxx xxx xxx xxx 1
238804     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 42.70% 42.70% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%   Stocks/Bonds N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 12.40 xxx 12.4 No 80.0 Yes xxx xxx xxx xxx 1
925262     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 38.69% 38.69% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 38 31 FNMA 1005     0   No 0     Borrower - Wage, Bonus - Written VOE Verified - 2025, 2026, 2024, 2023 Borrower - 2025, 2026, 2024, 2023 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other usa patriot act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 10.91 xxx 10.91 No 75.0 N/A xxx xxx xxx xxx 1
734831     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 48.64% 48.64% Yes               Self-Employed           2YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT CUSTOMER IDENTIFICATION VERIFICATION xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 116.43 No 30.84 N/A xxx xxx xxx xxx 1
652988     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 48.88% 48.88% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 166 30 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.96 xxx 4.96 No 75.0 N/A xxx xxx xxx xxx 1
541268     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 36.20% 36.20% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 31 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   1 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 17.44 xxx 17.44 No 80.0 N/A xxx xxx xxx xxx 1
385818     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 46.75% 46.75% No No             Self-Employed Not Employed         Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00% 0.00%   Third-Party Prepared (Unaudited) 18 Tax Preparer N/A N/A 0 Yes 152 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 || Co Borrower - N/A Borrower - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 17.69 xxx 17.69 No 71.66 N/A xxx xxx xxx xxx 1
532291     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 23.34% 23.34% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 18 CPA       Yes 18 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 0.68 No 68.0 N/A xxx xxx xxx xxx 1
810140     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 42.52% 42.52% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 CPA       Yes 28 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 10.30 xxx 10.3 No 70.0 N/A xxx xxx xxx xxx 1
917633     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 37.50% 37.50% Yes Yes             Self-Employed Self-Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 50.00%   Audited 30 CPA Audited CPA 30 Yes 37 Yes 37 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 || Co Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 || Co Borrower - 2025, 2026 xxx xxx xxx xxx xxx                                           NA     0       0     0     0         Yes No   No Foreign National Foreign National N/A Passport   xxx xxx xxx xxx xxx Work Visa    xxx Foreign National Foreign National N/A Passport   xxx xxx xxx xxx xxx Work Visa   xxx                                                     Fee Simple Yes No N/A xxx 9.39 xxx 9.39 No 70.0 N/A xxx xxx xxx xxx 1
456396     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 38.76% 38.76% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 11.58 xxx 11.58 No 70.0 N/A xxx xxx xxx xxx 1
517138     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 35.58% 35.58% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 74 32 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 13.81 xxx 13.81 No 75.0 N/A xxx xxx xxx xxx 1
691055     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 1.42% 1.42% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 60 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 78.57 xxx 78.57 No 55.14 N/A xxx xxx xxx xxx 1
904271     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 49.87% 49.87% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 48.27 xxx 48.27 No 75.0 N/A xxx xxx xxx xxx 1
809068     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 27.72% 27.72% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 21 21 Work Number     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act  xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 380.12 xxx 380.12 No 40.82 N/A xxx xxx xxx xxx 1
385175     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 46.28% 46.28% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 6 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Passport   xxx xxx xxx xxx xxx N/A                                                                                   Fee Simple No No N/A xxx 11.93 xxx 11.93 No 80.0 N/A xxx xxx xxx xxx 1
673143     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 18.56% 18.56% No No             Self-Employed Unknown         24 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 24 No N/A 0 0 100.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 Yes 300 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025, 2026 || Co Borrower - N/A Borrower - 2024, 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 10.83 xxx 10.95 No 32.5 N/A xxx xxx xxx xxx 1
390051     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 30.62% 30.62% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 46 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 17.74 xxx 17.74 No 69.96 N/A xxx xxx xxx xxx 1
867720     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 30.85% 30.85% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 23.15 xxx 23.15 No 80.0 N/A xxx xxx xxx xxx 1
127762     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 30.81% 30.81% Yes               Self-Employed           Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 18 CPA       Yes 109 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx                                           NA     0       0     0     0         Yes No   No Foreign National Foreign National N/A Passport USA PATRIOT ACT xxx xxx xxx xxx xxx I-551 Stamp and Passport   xxx                                                                               Fee Simple No No N/A xxx 21.31 xxx 21.31 No 70.0 N/A xxx xxx xxx xxx 1
439355     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 40.61% 40.61% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 60 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 49.60 xxx 49.6 No 80.0 N/A xxx xxx xxx xxx 1
573585     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 43.90% 43.90% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Proceeds from Sale N/A 0 N/A       NA 0 No   Yes 38 30 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 12.96 xxx 12.96 No 51.61 N/A xxx xxx xxx xxx 1
204290     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 29.62% 29.62% No No             Self-Employed Not Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Third-Party Prepared (Unaudited) 18 CPA N/A N/A 0 Yes 72 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 || Co Borrower Borrower - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 42.87 xxx 42.87 No 80.0 N/A xxx xxx xxx xxx 1
177970     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 36.58% 36.58% No               Self-Employed           Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 CPA       Yes 18 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.84 xxx 8.84 No 63.64 N/A xxx xxx xxx xxx 1
863034     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 43.97% 43.97% No               Self-Employed           2YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT CUSTOMER IDENTIFICATION VERIFICATION xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.28 xxx 7.28 No 80.0 N/A xxx xxx xxx xxx 1
914344     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 42.20% 42.20% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 30 31 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 70.14 xxx 70.14 No 80.0 N/A xxx xxx xxx xxx 1
546562     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 26.41% 26.41% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 0 24 No       100.00% 100.00%     N/A 0 N/A       Yes 45 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Permanent Resident Alien Permanent Resident Alien N/A Other US Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 17.93 xxx 17.93 No 65.47 N/A xxx xxx xxx xxx 1
332128     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 44.06% 44.06% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 183 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 45.07 xxx 45.07 No 80.0 N/A xxx xxx xxx xxx 1
421800     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 16.79% 16.79% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 75 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 111.53 No 35.71 N/A xxx xxx xxx xxx 1
490490     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 31.44% 31.44% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 19 CPA       Yes 24 No   Yes 26 26 FNMA 1005     0   No 0   N/A Borrower - SESoleProprietor, Wage, Bonus, Other - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.21 xxx 9.21 No 65.0 Yes xxx xxx xxx xxx 1
838813     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 19.59% 19.59% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 50.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SEPartnership - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.87 xxx 9.87 No 80.0 N/A xxx xxx xxx xxx 1
480485     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 36.41% 36.41% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 30 30 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien   Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 9.56 xxx 9.56 No 80.0 N/A xxx xxx xxx xxx 1
668461     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 38.40% 38.40% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 44 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 10.04 xxx 10.04 No 80.0 N/A xxx xxx xxx xxx 1
855961     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx $0.00 $0.00 xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 42.81% 42.81% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 34 32 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 8.95 xxx 8.95 No 70.0 Yes xxx xxx xxx xxx 1
724475     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 45.03% 45.03% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 41 30 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 43.21 xxx 14.39 No 80.0 N/A xxx xxx xxx xxx 1
225925     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 37.60% 37.60% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Accountant/Bookkeeper       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.32 xxx 9.32 No 70.0 N/A xxx xxx xxx xxx 1
970837     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 51.58% 51.58% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 37 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 134.17 xxx 134.17 No 50.0 N/A xxx xxx xxx xxx 1
324123     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 24.69% 24.69% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 188 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 12.81 xxx 12.81 No 80.0 N/A xxx xxx xxx xxx 1
800971     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 24.83% 24.83% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.92 xxx 9.92 No 46.32 N/A xxx xxx xxx xxx 1
252240     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 46.13% 46.13% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 128 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 5.47 xxx 5.47 No 70.0 N/A xxx xxx xxx xxx 1
655363     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 27.54% 27.54% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Accountant/Bookkeeper       Yes 58 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.43 xxx 7.43 No 80.0 N/A xxx xxx xxx xxx 1
971920     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 34.03% 34.03% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 25 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 18.17 xxx 18.17 No 70.0 N/A xxx xxx xxx xxx 1
899781     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 54.52% 54.52% No No             Self-Employed Unknown         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 Yes 162 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2026, 2025 || Co Borrower - N/A Borrower - 2026, 2025 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card   xxx                                                     Fee Simple No No N/A xxx 12.26 xxx 12.26 No 51.92 N/A xxx xxx xxx xxx 1
410004     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 26.68% 26.68% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 60 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 63.45 No 39.22 Yes xxx xxx xxx xxx 1
247427     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 28.05% 28.05% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Unknown No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No Bank / Credit Reference xxx 14.89 xxx 14.89 No 75.0 N/A xxx xxx xxx xxx 1
294514     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 41.74% 41.74% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 23.82 No 14.49 N/A xxx xxx xxx xxx 1
162146     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 48.71% 48.71% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 84 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Non Permanent Resident Alien Non-Permanent Resident Alien Yes - ITIN Card Passport USA Patriot Act xxx xxx xxx xxx xxx I-551 Stamp and Passport   xxx                                                                               Fee Simple No No N/A .00 .00 xxx 129.18 No 54.91 N/A xxx xxx xxx xxx 1
634731     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 10.35% 10.35% No No             Not Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 Yes Yes 0 12 100.00% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - N/A || Co Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower || Co Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 44.24 xxx 44.24 No 83.92 N/A xxx xxx xxx xxx 1
718543     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 28.97% 28.97% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple Yes No N/A xxx 5.40 xxx 5.4 No 53.57 N/A xxx xxx xxx xxx 1
992783     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 42.06% 42.06% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 119 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.95 xxx 8.95 No 31.01 N/A xxx xxx xxx xxx 1
753954     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 43.93% 43.93% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 29 29 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.95 xxx 7.95 No 80.0 N/A xxx xxx xxx xxx 1
321225     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 16.84% 16.84% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%   Proceeds from Sale N/A 0 N/A       Yes 75 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 47.38 xxx 47.38 No 74.89 Yes xxx xxx xxx xxx 1
574206     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 33.52% 33.52% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 29.03 xxx 29.03 No 80.0 N/A xxx xxx xxx xxx 1
840651     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 3.00% 3.00% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No Yes N/A xxx 10.88 xxx 10.88 No 80.0 N/A xxx xxx xxx xxx 1
704654     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 45.20% 45.20% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 80 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Passport   xxx xxx xxx xxx xxx N/A                                                                                   Fee Simple No No N/A xxx 6.61 xxx 6.61 No 80.0 N/A xxx xxx xxx xxx 1
530640     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 26.59% 26.59% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 11.72 xxx 11.72 No 75.0 N/A xxx xxx xxx xxx 1
467078     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 39.41% 39.41% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 156 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 41.82 xxx 41.82 No 80.0 N/A xxx xxx xxx xxx 1
206592     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 45.53% 45.53% No No             Employed Employed         Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 166 31 FNMA 1005 Yes 118 31 FNMA 1005 No 0   N/A Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 || Co Borrower - Wage, Overtime, Other - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 || Co Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 17.42 xxx 17.42 No 75.0 N/A xxx xxx xxx xxx 1
597431     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 20.73% 20.73% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 29.15 xxx 44.39 No 63.41 N/A xxx xxx xxx xxx 1
463121     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 19.52% 19.52% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 34.70 xxx 34.7 No 70.0 N/A xxx xxx xxx xxx 1
715506     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 34.37% 34.37% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 52.87 No 67.47 N/A xxx xxx xxx xxx 1
237201     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 19.12% 19.12% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 50.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 60 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 90.66 No 22.22 N/A xxx xxx xxx xxx 1
668586     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 40.88% 40.88% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 103.93 No 70.0 N/A xxx xxx xxx xxx 1
227888     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 45.93% 45.93% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 8.13 No 34.21 N/A xxx xxx xxx xxx 1
788714     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 10.18% 10.18% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 18 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 98.6 No 52.08 N/A xxx xxx xxx xxx 1
564545     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 32.92% 32.92% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Accountant/Bookkeeper       Yes 50 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 15.37 xxx 15.37 No 55.38 N/A xxx xxx xxx xxx 1
200661     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 30.55% 30.55% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%   Stocks/Bonds Audited 18 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 70.44 xxx 70.44 No 60.0 N/A xxx xxx xxx xxx 1
327807     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 32.11% 32.11% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 72 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.00 xxx 10 No 80.0 Yes xxx xxx xxx xxx 1
181438     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 8.14% 8.14% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 16.08 xxx 16.08 No 56.97 N/A xxx xxx xxx xxx 1
771519     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 17.92% 17.92% No               Self-Employed           Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 69.78 xxx 69.78 No 75.0 N/A xxx xxx xxx xxx 1
885650     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 21.93% 21.93% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA Patriot Act  xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.78 xxx 6.78 No 37.35 N/A xxx xxx xxx xxx 1
548216     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 36.94% 36.94% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 31 31 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.45 xxx 10.45 No 80.0 N/A xxx xxx xxx xxx 1
268262     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 20.15% 20.15% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 312 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 46.8 No 60.0 N/A xxx xxx xxx xxx 1
189647     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 44.38% 41.37% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%   Stocks/Bonds Audited 19 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No Yes N/A xxx 41.86 xxx 41.86 No 51.2 N/A xxx xxx xxx xxx 1
618482     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 30.72% 30.72% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 19 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien   Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 20.93 xxx 20.93 No 70.0 N/A xxx xxx xxx xxx 1
427256     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 48.63% 48.63% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 24 No       0.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple Yes No N/A xxx 133.23 xxx 6.63 No 36.59 N/A xxx xxx xxx xxx 1
579592     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 49.22% 49.22% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien No Other Patriot Act xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A .00 .00 xxx 85.19 No 54.05 N/A xxx xxx xxx xxx 1
209019     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 49.96% 49.96% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 12.04 xxx 12.04 No 80.0 N/A xxx xxx xxx xxx 1
175874     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 6.05% 6.05% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 17 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 25.37 xxx 26.66 No 30.08 N/A xxx xxx xxx xxx 1
291905     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 25.64% 25.64% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 384 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 0.05 No 55.26 N/A xxx xxx xxx xxx 1
218141     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 27.67% 27.67% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 307 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 106.35 No 32.11 N/A xxx xxx xxx xxx 1
279517     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 48.20% 48.20% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 12 0 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 9.10 xxx 9.1 No 80.0 Yes xxx xxx xxx xxx 1
691854     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 23.79% 23.79% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 53 31 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.14 xxx 10.14 No 80.0 N/A xxx xxx xxx xxx 1
747669     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 35.84% 35.84% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 96 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 17.77 xxx 17.77 No 75.0 N/A xxx xxx xxx xxx 1
659403     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 32.23% 32.23% No               Self-Employed           2YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT CUSTOMER IDENTIFICATION VERIFICATION xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 81.28 No 28.57 N/A xxx xxx xxx xxx 1
999386     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 45.60% 45.60% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%   Proceeds from Sale Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 195 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple Yes No N/A xxx 137.64 xxx 137.64 No 49.5 N/A xxx xxx xxx xxx 1
250707     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 32.20% 32.20% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 55.28 No 51.95 N/A xxx xxx xxx xxx 1
415592     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 42.09% 42.09% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 140 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 5.59 xxx 5.59 No 80.0 Yes xxx xxx xxx xxx 1
785781     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 45.88% 45.88% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 13.03 xxx 13.03 No 80.0 N/A xxx xxx xxx xxx 1
537709     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 21.75% 21.75% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 55 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx .75 xxx 0.75 No 46.67 N/A xxx xxx xxx xxx 1
324009     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 15.66% 15.66% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 27.72 xxx 27.72 No 65.0 N/A xxx xxx xxx xxx 1
657456     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 35.13% 35.13% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT CUSTOMER IDENTIFICATION VERIFICATION xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.31 xxx 7.31 No 80.0 N/A xxx xxx xxx xxx 1
149192     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 48.47% 48.47% Yes Yes             Self-Employed Unknown         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 64 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower Borrower - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A .00 .00 xxx 98 No 28.3 Yes xxx xxx xxx xxx 1
593588     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 13.82% 13.82% Yes Yes             Self-Employed Not Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer N/A N/A 0 Yes 240 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 || Co Borrower Borrower - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A .00 .00 xxx 134.44 No 59.36 N/A xxx xxx xxx xxx 1
202649     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 13.25% 13.25% No No             Self-Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 100.00% 50.00% 50.00%   N/A 0 N/A N/A N/A 0 Yes 24 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SEPartnership - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - SEPartnership - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 || Co Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 24.76 xxx 24.76 No 75.0 N/A xxx xxx xxx xxx 1
403962     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 20.74% 20.74% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 16.07 xxx 16.07 No 80.0 N/A xxx xxx xxx xxx 1
152006     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 42.92% 42.92% No               Self-Employed           Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 19 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.20 xxx 6.2 No 80.0 N/A xxx xxx xxx xxx 1
794052     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 29.07% 29.07% No No             Unknown Self-Employed         Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 100.00%   N/A 0 N/A Audited Tax Preparer 19 NA 0 Yes 72 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other REO Net Rental Income(Loss) || Co Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower || Co Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                         Fee Simple No No N/A .00 .00 xxx 0.63 No 40.6 N/A xxx xxx xxx xxx 1
214895     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 42.04% 42.04% No No             Employed Not Employed         Written Verification of Employment 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 31 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 || Co Borrower - N/A Borrower - 2024, 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A .00 .00 xxx 67 No 70.0 N/A xxx xxx xxx xxx 3
191289     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 47.86% 47.86% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 12 0 No       100.00% 100.00%     N/A 0 N/A       Yes 33 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 14.26 xxx 14.26 No 80.0 N/A xxx xxx xxx xxx 1
700043     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 35.18% 35.18% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 44 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 34.35 xxx 34.35 No 75.0 Yes xxx xxx xxx xxx 1
581564     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 36.90% 36.90% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Standard Driver's License - Not for federal use   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 24.24 xxx 24.24 No 70.0 N/A xxx xxx xxx xxx 1
763780     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 41.76% 41.76% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 149 31 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other Identification card xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.12 xxx 10.12 No 75.66 N/A xxx xxx xxx xxx 1
331349     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 33.93% 33.93% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 68 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 25.74 xxx 25.74 No 60.71 N/A xxx xxx xxx xxx 1
973238     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 5.59% 5.59% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 50.00%     N/A 0 N/A       Yes 60 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.54 xxx 9.54 No 71.94 N/A xxx xxx xxx xxx 1
282467     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 44.37% 44.37% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other US PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 105.18 No 70.0 N/A xxx xxx xxx xxx 1
359934     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 42.31% 42.31% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 163 31 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA Patriot ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 2.79 xxx 2.79 No 50.95 N/A xxx xxx xxx xxx 1
227475     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 45.70% 45.70% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A .00 .00 xxx 62.58 No 54.05 N/A xxx xxx xxx xxx 1
888402     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 49.30% 49.30% No               Self-Employed           1YR 1099 Only 1   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       Yes 48 No   NA 0 0 N/A     0   No 0   N/A Borrower - SECorporation - CPA Letter Verified, 1 YR W2 1099 Verified - 2026 Borrower - 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA patriot Act xxx xxx xxx     Work Visa    xxx                                                                               Fee Simple No No N/A xxx .04 xxx 0.04 No 33.33 N/A xxx xxx xxx xxx 1
335820     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 48.36% 48.36% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 33.33%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 63.24 No 46.25 N/A xxx xxx xxx xxx 1
598016     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 41.97% 41.97% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.64 xxx 9.64 No 75.0 N/A xxx xxx xxx xxx 1
159448     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 29.10% 29.10% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 24.60 xxx 24.6 No 70.0 N/A xxx xxx xxx xxx 1
433118     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 35.65% 35.65% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 31 31 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.07 xxx 8.07 No 75.0 N/A xxx xxx xxx xxx 1
774677     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 37.01% 37.01% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 51 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 4.18 xxx 4.18 No 51.46 N/A xxx xxx xxx xxx 1
834020     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 45.79% 45.79% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 20 20 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Employment Authorization Card USA Patriot ACT xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 30.92 xxx 30.92 No 80.0 Yes xxx xxx xxx xxx 1
612463     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 16.02% 16.02% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%     N/A 0 N/A       Yes 32 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.62 xxx 8.62 No 60.0 N/A xxx xxx xxx xxx 1
738278     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 39.75% 39.75% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 65 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 36.72 xxx 36.72 No 80.0 N/A xxx xxx xxx xxx 1
356900     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 52.03% 52.03% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 81 32 FNMA 1005     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 7.02 xxx 7.02 No 75.0 N/A xxx xxx xxx xxx 1
862186     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 24.13% 24.13% No               Self-Employed           1YR Business P&L 0   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 60 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 1 Month Paystubs Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA Patriot ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 45.56 xxx 45.56 No 80.0 N/A xxx xxx xxx xxx 1
604956     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 37.41% 37.41% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 46.13 xxx 46.13 No 41.35 N/A xxx xxx xxx xxx 1
721995     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 17.48% 17.48% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 19 Tax Preparer       Yes 60 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 48.55 xxx 48.55 No 80.0 N/A xxx xxx xxx xxx 1
949638     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 47.13% 47.13% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 54 31 FNMA 1005     0   No 0   N/A Borrower - Wage, Overtime, Bonus, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other US Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 121.07 No 60.0 N/A xxx xxx xxx xxx 1
369216     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 39.44% 39.44% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 19 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 93.42 No 32.58 N/A xxx xxx xxx xxx 1
681111     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 32.58% 32.58% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Work Number     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 17.17 xxx 17.17 No 80.0 N/A xxx xxx xxx xxx 1
574624     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 23.88% 23.88% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 47.92 xxx 47.92 No 75.0 N/A xxx xxx xxx xxx 1
407622     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 33.66% 33.66% No   1 1         Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 24 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA Patriot Act  xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 56.50 xxx 56.5 No 75.0 N/A xxx xxx xxx xxx 1
425798     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 43.07% 43.07% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 44 31 FNMA 1005     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Missing     xxx       I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 2.32 xxx 2.32 No 70.0 Yes xxx xxx xxx xxx 1
705599     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 7.92% 7.92% Yes Yes             Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 232 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower Borrower - 2025, 2026 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 18.88 xxx 18.88 No 70.0 Yes xxx xxx xxx xxx 1
509252     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 41.35% 41.35% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 18 Tax Preparer       Yes 43 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA Patriot Act  xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 25.63 xxx 25.63 No 75.0 N/A xxx xxx xxx xxx 1
360610     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 39.81% 39.81% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 19.59 xxx 19.59 No 80.0 N/A xxx xxx xxx xxx 1
315448     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 40.03% 39.53% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 30 30 FNMA 1005     0   No 0   N/A Borrower - Wage, Commission - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 57.56 No 41.75 N/A xxx xxx xxx xxx 1
404260     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 24.84% 24.84% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.26 xxx 10.26 No 80.0 N/A xxx xxx xxx xxx 1
958024     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 44.57% 44.57% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 74 31 FNMA 1005     0   No 0     Borrower - Wage, Bonus - Written VOE Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Employment Authorization Card   xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 6.85 xxx 6.85 No 80.0 N/A xxx xxx xxx xxx 1
336275     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 9.96% 9.96% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 30.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.38 xxx 7.38 No 70.0 N/A xxx xxx xxx xxx 1
255096     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 46.08% 46.08% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 23 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.24 xxx 6.3 No 78.84 N/A xxx xxx xxx xxx 1
883089     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 19.35% 19.35% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 53.09 xxx 53.09 No 80.0 N/A xxx xxx xxx xxx 1
908094     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 31.21% 31.21% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Passport   xxx xxx xxx xxx xxx N/A                                                                                   Fee Simple No No N/A xxx 30.80 xxx 30.8 No 70.0 N/A xxx xxx xxx xxx 1
447436     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 38.93% 38.93% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 39.54 xxx 39.54 No 80.0 Yes xxx xxx xxx xxx 1
222585     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 30.72% 30.72% No               Self-Employed           2YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Employment Authorization Card   xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 3.06 xxx 3.06 No 80.0 N/A xxx xxx xxx xxx 1
852416     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 47.54% 47.54% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 54 32 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 8.26 xxx 8.26 No 80.0 N/A xxx xxx xxx xxx 1
674859     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 46.25% 46.25% No               Self-Employed           Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 6.14 xxx 6.3 No 80.0 N/A xxx xxx xxx xxx 1
621175     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 39.94% 39.94% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 75.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No Yes N/A .00 .00 xxx 25.87 No 75.0 N/A xxx xxx xxx xxx 1
300839     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 36.16% 36.16% Yes               Self-Employed           Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.36 xxx 10.36 No 76.04 N/A xxx xxx xxx xxx 1
477386     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 22.66% 22.66% No               Self-Employed           ALT DOC 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 120 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 17.99 xxx 17.99 No 80.0 N/A xxx xxx xxx xxx 1
409022     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 27.93% 27.93% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 20 Tax Preparer       Yes 196 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 34.80 xxx 34.8 No 70.0 N/A xxx xxx xxx xxx 3
861945     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 23.09% 23.09% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 20 CPA       Yes 19 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 18.39 xxx 18.39 No 65.0 N/A xxx xxx xxx xxx 1
120416     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 45.20% 45.20% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 20 Tax Preparer       Yes 168 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT  xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 102.48 No 65.0 N/A xxx xxx xxx xxx 2
748758     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 47.99% 47.99% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 31 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Unknown No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 14.49 No 70.0 Yes xxx xxx xxx xxx 1
698322     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 18.60% 18.60% No No             Self-Employed Self-Employed         24 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 24 Yes Yes 0 24 100.00% 50.00% 50.00%   N/A 0 N/A N/A N/A 0 Yes 104 Yes 104 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 || Co Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 7.68 xxx 7.68 No 59.35 N/A xxx xxx xxx xxx 1
239438     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 44.10% 44.10% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 187 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 56.15 xxx 56.15 No 70.0 N/A xxx xxx xxx xxx 1
240393     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 39.71% 39.71% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 25 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Other USA PATRIOT ACT xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A xxx 6.09 xxx 6.09 No 80.0 N/A xxx xxx xxx xxx 1
739274     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 26.84% 26.84% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Audited 19 CPA       Yes 80 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx                                           NA     0       0     0     0         Yes No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Passport USA PATRIOT ACT xxx xxx xxx xxx xxx I-551 Stamp and Passport   xxx                                                                               Fee Simple No No N/A xxx 29.26 xxx 29.26 No 70.0 N/A xxx xxx xxx xxx 1
629600     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 15.67% 15.67% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 157 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 13.38 xxx 13.38 No 71.62 N/A xxx xxx xxx xxx 1
423338     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 41.19% 41.19% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%   Stocks/Bonds,Stocks/Bonds Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 24 No   Yes 56 31 Work Number     0   No 0   N/A Borrower - SESoleProprietor, Wage, Bonus, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Unknown No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Employment Authorization Card USA PATRIOT ACT xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A xxx 11.17 xxx 11.17 No 80.0 N/A xxx xxx xxx xxx 1
620120     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 42.56% 42.56% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 203 32 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Employment Authorization Card   xxx xxx xxx     Employment Authorization Document (I-821D)   xxx                                                                               Fee Simple No No N/A .00 .00 xxx 31.96 No 68.42 N/A xxx xxx xxx xxx 1
926695     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 26.63% 26.63% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 20 Tax Preparer       Yes 60 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.72 xxx 9.72 No 80.0 N/A xxx xxx xxx xxx 1
314445     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 42.03% 42.03% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 20 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 16.73 xxx 16.73 No 80.0 N/A xxx xxx xxx xxx 1
152577     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 25.87% 25.87% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 20 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A     xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 22.59 xxx 22.59 No 75.0 N/A xxx xxx xxx xxx 1
389465     xxx xxx xxx Yes xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 14.20% 14.20% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 95 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A .00 .00 xxx 112.25 No 75.0 N/A xxx xxx xxx xxx 1
195732     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 39.48% 39.48% No No             Self-Employed Not Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer N/A N/A 0 Yes 240 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 || Co Borrower Borrower - 2026, 2025 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx     xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx     N/A                                                         Fee Simple No No N/A xxx 178.55 xxx 178.55 No 75.0 N/A xxx xxx xxx xxx 1
436565     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 40.12% 40.12% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%   Stocks/Bonds Third-Party Prepared (Unaudited) 20 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 9.98 xxx 9.98 No 80.0 N/A xxx xxx xxx xxx 1
567965     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 47.59% 47.59% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 28 28 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 36.01 xxx 36.01 No 80.0 N/A xxx xxx xxx xxx 1
819601     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 34.06% 34.06% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 162 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No Permanent Resident Alien Permanent Resident Alien N/A Real ID Driver's License   xxx xxx xxx     I-551 Permanent Resident Card    xxx                                                                               Fee Simple No No N/A .00 .00 xxx 107.93 No 70.0 N/A xxx xxx xxx xxx 1
828985     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 39.47% 39.47% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 27 27 FNMA 1005     0   No 0   N/A Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No Permanent Resident Alien Permanent Resident Alien N/A Other US PATRIOT ACT xxx xxx xxx     I-151 Permanent Resident Card   xxx                                                                               Fee Simple No No N/A xxx 17.83 xxx 17.83 No 85.0 N/A xxx xxx xxx xxx 1
381317     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Annually 0.00% 31.31% 31.31% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%     N/A 0 N/A       Yes 30 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple Yes No N/A xxx 6.82 xxx 6.82 No 80.0 N/A xxx xxx xxx xxx 1
235877     xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A         No AUS No     xxx   xxx No   xxx xxx xxx xxx $0.00 $0.00 $0.00 xxx xxx     $0.00     0.00% 45.14% 45.14% Yes   1 1         Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Proceeds from Sale N/A 0 N/A       NA 0 No   Yes 72 31 FNMA 1005     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 Yes No   No US Citizen US Citizen N/A Other USA PATRIOT ACT xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 10.03 xxx 10.03 No 80.0 N/A xxx xxx xxx xxx 4
999991     xxx xxx xxx No xxx xxx xxx xxx xxx Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternative ATR Documentation xxx xxx xxx   No AUS No xxx   xxx   xxx No   xxx xxx xxx xxx xxx xxx $0.00 xxx xxx xxx xxx xxx xxx Monthly 0.00% 45.75% 45.75% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 19 Tax Preparer       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx       xxx                               NA     0       0     0     0   0 0 0 No No   No US Citizen US Citizen N/A Real ID Driver's License   xxx xxx xxx     N/A                                                                                   Fee Simple No No N/A xxx 7.86 xxx 7.86 No 80.0 N/A xxx xxx xxx xxx 1