v3.26.3
FAIR VALUE DISCLOSURES (Tables)
 9 Months Ended
Sep. 30, 2026
Fair Value Disclosures [Abstract]  
Schedule of Assets and Liabilities Measured at Fair Value on a Recurring Basis
The tables below present the balances of assets measured at fair value on a recurring basis:
September 30, 2026
Fair Value Measurements UsingAssets
at Fair Value
(dollars in thousands)Level 1Level 2Level 3
Assets:
U.S. Treasury securities$29,408 $0 $0 $29,408 
U.S. government sponsored agency securities0 103,976 0 103,976 
Mortgage-backed securities: residential0 411,113 0 411,113 
State and municipal securities0 407,370 4,146 411,516 
Total securities available-for-sale29,408 922,459 4,146 956,013 
Mortgage banking derivative0 126 0 126 
Interest rate swap derivative0 18,998 0 18,998 
Total assets$29,408 $941,583 $4,146 $975,137 
Liabilities:
Interest rate swap derivative$0 $18,998 $0 $18,998 
Total liabilities$0 $18,998 $0 $18,998 
December 31, 2025
Fair Value Measurements UsingAssets
at Fair Value
(dollars in thousands)Level 1Level 2Level 3
Assets:        
U.S. Treasury securities$10,119 $0 $0 $10,119 
U.S. government sponsored agency securities0 115,690 0 115,690 
Mortgage-backed securities: residential0 454,163 0 454,163 
State and municipal securities0 467,589 4,501 472,090 
Total securities available-for-sale10,119 1,037,442 4,501 1,052,062 
Mortgage banking derivative0 115 0 115 
Interest rate swap derivative0 14,634 0 14,634 
Total assets$10,119 $1,052,191 $4,501 $1,066,811 
Liabilities:
Mortgage banking derivative$0 $8 $0 $8 
Interest rate swap derivative0 14,634 0 14,634 
Total liabilities$0 $14,642 $0 $14,642 
Schedule of Assets Measured at Fair Value on a Nonrecurring Basis
The tables below present the balances of assets measured at fair value on a nonrecurring basis:
September 30, 2026
Fair Value Measurements UsingAssets
at Fair Value
(dollars in thousands)Level 1Level 2Level 3
Assets
Collateral dependent loans:
Commercial and industrial loans:
Working capital lines of credit loans$0 $0 $1,671 $1,671 
Non-working capital loans0 0 1,551 1,551 
Commercial real estate and multi-family residential loans:
Owner occupied loans0 0 800 800 
  Nonowner occupied loans0 0 1,519 1,519 
Agri-business and agricultural loans:
Loans secured by farmland0 0 23 23 
Consumer 1‑4 family mortgage loans:
Open end and junior lien loans0 0 1,534 1,534 
Total collateral dependent loans0 0 7,098 7,098 
Total assets$0 $0 $7,098 $7,098 
December 31, 2025
Fair Value Measurements UsingAssets
at Fair Value
(dollars in thousands)Level 1Level 2Level 3
Assets        
Collateral dependent loans:        
Commercial and industrial loans:        
Working capital lines of credit loans$0 $0 $1,719 $1,719 
Non-working capital loans0 0 1,672 1,672 
Commercial real estate and multi-family residential loans:
Owner occupied loans0 0 811 811 
Nonowner occupied loans0 0 1,543 1,543 
Agri-business and agricultural loans:
Loans secured by farmland0 0 18 18 
Consumer 1‑4 family mortgage loans:
Open end and junior lien loans0 0 1,523 1,523 
Total collateral dependent loans0 0 7,286 7,286 
Total assets$0 $0 $7,286 $7,286 
Schedule of Valuation Methodology and Unobservable Inputs for Level 3 Assets Measured at Fair Value on a Non-Recurring Basis
The following table presents the valuation methodology and unobservable inputs for Level 3 assets measured at fair value on a non-recurring basis at September 30, 2026:
(dollars in thousands)Fair ValueValuation MethodologyUnobservable InputsAverageRange of Inputs
Collateral dependent loans:          
Commercial and industrial$3,222 Collateral based measurementsDiscount to reflect current market conditions and ultimate collectability54 %
6%-99%
Collateral dependent loans:    
Commercial real estate and multi-family residential loans2,319 Collateral based measurementsDiscount to reflect current market conditions and ultimate collectability33 %
22%-44%
Collateral dependent loans:
Agri-business and agricultural23 Collateral based measurementsDiscount to reflect current market conditions and ultimate collectability44 %
Collateral dependent loans:    
Consumer 1-4 family mortgage1,534 Collateral based measurementsDiscount to reflect current market conditions and ultimate collectability8 %
The following table presents the valuation methodology and unobservable inputs for Level 3 assets measured at fair value on a non-recurring basis at December 31, 2025:
(dollars in thousands)Fair ValueValuation MethodologyUnobservable InputsAverageRange of Inputs
Collateral dependent loans:          
Commercial and industrial$3,391 Collateral based measurementsDiscount to reflect current market conditions and ultimate collectability52 %
6%-99%
Collateral dependent loans:    
Commercial real estate and multi-family residential loans2,354 Collateral based measurementsDiscount to reflect current market conditions and ultimate collectability28 %
7%-62%
Collateral dependent loans:    
Agri-business and agricultural18 Collateral based measurementsDiscount to reflect current market conditions and ultimate collectability62 %
Collateral dependent loans:    
Consumer 1-4 family mortgage1,523 Collateral based measurementsDiscount to reflect current market conditions and ultimate collectability12 %
Schedule of Fair Values and the Related Carrying Values of Financial Instruments
The following tables contain the estimated fair values and the related carrying values of the Company’s financial instruments. Items that are not financial instruments are not included.
September 30, 2026
Carrying
Value		Estimated Fair Value
(dollars in thousands)Level 1Level 2Level 3Total
Financial Assets:          
Cash and cash equivalents$115,768 $115,768 $0 $0 $115,768 
Securities available-for-sale956,013 29,408 922,459 4,146 956,013 
Securities held-to-maturity134,434 0 103,352 0 103,352 
Real estate mortgages held-for-sale2,268 0 2,299 0 2,299 
Loans, net5,611,174 0 0 5,538,917 5,538,917 
Mortgage banking derivative126 0 126 0 126 
Interest rate swap derivative18,998 0 18,998 0 18,998 
Federal Reserve and Federal Home Loan Bank Stock21,420 N/AN/AN/AN/A
Accrued interest receivable30,253 0 7,467 22,786 30,253 
Financial Liabilities:
Certificates of deposit$947,435 $0 $941,600 $0 $941,600 
All other deposits5,347,361 5,347,361 0 0 5,347,361 
Federal Home Loan Bank advances:
Short-term advance100,000 100,000 0 0 100,000 
Long-term advances1,300 0 832 0 832 
Interest rate swap derivative18,998 0 18,998 0 18,998 
Standby letters of credit227 0 0 227 227 
Accrued interest payable9,701 389 9,312 0 9,701 
December 31, 2025
Carrying
Value		Estimated Fair Value
(dollars in thousands)Level 1Level 2Level 3Total
Financial Assets:          
Cash and cash equivalents$141,318 $141,318 $0 $0 $141,318 
Securities available-for-sale1,052,062 10,119 1,037,442 4,501 1,052,062 
Securities held-to-maturity133,208 0 117,510 0 117,510 
Real estate mortgages held-for-sale2,707 0 2,753 0 2,753 
Loans, net5,306,354 0 0 5,257,552 5,257,552 
Mortgage banking derivative115 0 115 0 115 
Interest rate swap derivative14,634 0 14,634 0 14,634 
Federal Reserve and Federal Home Loan Bank Stock21,420 N/AN/AN/AN/A
Accrued interest receivable28,997 0 8,306 20,691 28,997 
Financial Liabilities:
Certificates of deposit$750,726 $0 $748,798 $0 $748,798 
All other deposits5,222,624 5,222,624 0 0 5,222,624 
Federal Home Loan Bank advances:
  Short-term advance170,000 169,998 0 0 169,998 
  Long-term advance1,200 0 792 0 792 
Other borrowings13,000 0 12,997 0 12,997 
Mortgage banking derivative8 0 8 0 8 
Interest rate swap derivative14,634 0 14,634 0 14,634 
Standby letters of credit296 0 0 296 296 
Accrued interest payable8,868 410 8,458 0 8,868