v3.26.3
LOANS
 9 Months Ended
Sep. 30, 2026
Receivables [Abstract]  
LOANS LOANS
(dollars in thousands)September 30,
2026		December 31,
2025
Commercial and industrial loans:
Working capital lines of credit loans$812,472 14.3 %$711,742 13.2 %
Non-working capital loans892,989 15.7 841,947 15.7 
Total commercial and industrial loans1,705,461 30.0 1,553,689 28.9 
Commercial real estate and multi-family residential loans:
Construction and land development loans409,682 7.2 497,239 9.2 
Owner occupied loans772,098 13.6 807,335 15.0 
Nonowner occupied loans992,570 17.5 923,708 17.2 
Multifamily loans598,456 10.5 438,233 8.1 
Total commercial real estate and multi-family residential loans2,772,806 48.8 2,666,515 49.5 
Agri-business and agricultural loans:
Loans secured by farmland189,685 3.3 155,073 2.9 
Loans for agricultural production158,501 2.8 251,783 4.7 
Total agri-business and agricultural loans348,186 6.1 406,856 7.6 
Other commercial loans120,661 2.1 97,381 1.8 
Total commercial loans4,947,114 87.0 4,724,441 87.8 
Consumer 1-4 family mortgage loans:
Closed end first mortgage loans308,959 5.5 267,134 5.0 
Open end and junior lien loans296,641 5.2 251,185 4.7 
Residential construction and land development loans11,166 0.2 18,873 0.3 
Total consumer 1-4 family mortgage loans616,766 10.9 537,192 10.0 
Other consumer loans119,172 2.1 116,224 2.2 
Total consumer loans735,938 13.0 653,416 12.2 
Subtotal5,683,052 100.0 %5,377,857 100.0 %
Less: Allowance for credit losses(68,830)(68,995)
Net deferred loan fees(3,048)(2,508)
Loans, net$5,611,174 $5,306,354 
The recorded investment in loans does not include accrued interest, which totaled $22.8 million and $20.7 million as of September 30, 2026 and December 31, 2025, respectively.
The Company had $2.0 million and $1.5 million in residential real estate loans in the process of foreclosure as of September 30, 2026 and December 31, 2025, respectively.