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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Operating activities    
Net earnings $ 110,325 $ 106,322
Adjustments to reconcile net earnings to cash provided by operating activities:    
Depreciation of lease merchandise 1,150,142 1,224,049
Other depreciation and amortization 35,522 18,253
Provisions for accounts receivable and credit losses 338,270 305,613
Stock-based compensation 24,963 21,633
Gain on change in fair value of receivables (9,000) 0
Deferred income taxes 28,560 33,417
Gain on sale of receivables (14,525) 0
Non-cash lease expense (1,698) (2,280)
Other changes, net 1,055 (2,450)
Changes in operating assets and liabilities, net of effects of the acquisition:    
Additions to lease merchandise (1,231,076) (1,180,200)
Book value of lease merchandise sold or disposed 178,650 135,240
Accounts receivable (214,787) (236,707)
Prepaid expenses and other assets (3,318) 8,742
Income tax receivable and payable 25,763 (40,460)
Accounts payable and accrued expenses (28,622) 6,275
Customer deposits and advance payments (4,073) (7,582)
Cash provided by operating activities 386,151 389,865
Investing activities    
Funding of loans receivable (916,128) (596,455)
Collections from loans receivable 896,871 534,863
Funding of other receivables (68,810) 0
Collections from other receivables 60,283 0
Purchases of property and equipment (13,013) (7,449)
Proceeds from sale of property and equipment 415 0
Acquisition of business, net of cash acquired (391,845) 0
Cash used in investing activities (432,227) (69,041)
Financing activities    
Proceeds from debt 546,178 0
Repayments on debt (612,786) (50,000)
Dividends paid (16,726) (15,625)
Acquisition of treasury stock (46,885) (51,775)
Issuance of stock under stock option and employee purchase plans 1,135 1,028
Cash paid for shares withheld for employee taxes (10,406) (7,413)
Debt issuance costs (4,628) (84)
Cash used in financing activities (144,118) (123,869)
(Decrease) increase in cash, cash equivalents and restricted cash (190,194) 196,955
Cash, cash equivalents and restricted cash at beginning of period 308,774 95,655
Cash, cash equivalents and restricted cash at end of period 118,580 292,610
Net cash (received) paid during the period:    
Interest 36,414 19,119
Income taxes $ (14,614) $ 46,068