SCHEDULE 13D

CUSIP No.

Name of reporting person

Senn Nikolaus Beat

Check the appropriate box if a member of a Group (See Instructions)

(a)
(b)

SEC use only

Source of funds (See Instructions)

Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)

Citizenship or place of organization

SWITZERLAND

Number of Shares Beneficially Owned by Each Reporting Person With:

7	Sole Voting Power 11,986,524.00
8	Shared Voting Power 0.00
9	Sole Dispositive Power 11,986,524.00
10	Shared Dispositive Power 0.00

Aggregate amount beneficially owned by each reporting person

11,986,524.00

Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)

Percent of class represented by amount in Row (11)

13.92 %

Type of Reporting Person (See Instructions)

Comment for Type of Reporting Person:

(1) Of the 11,986,524 ordinary shares reported as beneficially owned with sole voting and dispositive power, 135,000 ordinary shares reported are issuable upon exercise of options for the purchase of ordinary shares, which are exercisable within 60 days of October 28, 2026. This number does not include 800,000 ordinary shares that are issuable upon exercise of warrants, which are not currently exercisable due to certain beneficial ownership limitations. (2) Row 13 is calculated based on 86,091,495 ordinary shares, which includes (i) 85,956,495 ordinary shares outstanding as of October 27, 2026 and (ii) 135,000 ordinary shares issuable upon exercise of options for the purchase of ordinary shares, which are exercisable within 60 days of October 28, 2026.

SCHEDULE 13D

Item 1.

Security and Issuer

(a)

Title of Class of Securities:

Ordinary shares, par value (pound) 0.002 per share

(b)

Name of Issuer:

RedCloud Holdings plc

(c)

Address of Issuer's Principal Executive Offices:

167-169 Great Portland Street,, 5th Floor, London, UNITED KINGDOM , W1W 5PF.

Item 1 Comment:

EXPLANATORY NOTE: This Amendment No. 3 to Schedule 13D (this "Amendment No. 3") is filed to amend the Schedule 13D filed by the Reporting Person with the U.S. Securities and Exchange Commission on June 26, 2025 (the "Initial Schedule 13D," together with Amendments No. 1 and No. 2, the "Schedule 13D"). This Amendment No. 3 supplements and amends the Schedule 13D as specifically set forth herein. Except as amended and supplemented by this Amendment No. 3, the Schedule 13D remains unchanged.

Item 2.

Identity and Background

(a)

This statement is being filed by Nikolaus Senn (the "Reporting Person"). The Reporting Person is a shareholder and member of the Board of Directors (the "Board") of the Issuer.

(b)

The address of the principal office of the Reporting Person is 167-169 Great Portland Street, 5th Floor, London, W1W 5PF, United Kingdom.

(c)

The principal business of the Reporting Person is serving as a member of the Board.

(d)

The Reporting Person has not, during the last five years, been convicted in a criminal proceeding (excluding traffic violations or similar misdemeanors).

(e)

The Reporting Person has not during the last five years, been a party to a civil proceeding of a judicial or administrative body of competent jurisdiction, and as a result of such proceeding was or is subject to any judgment, decree or final order enjoining future violations of, or prohibiting or mandating activities subject to, federal or state securities laws or finding any violation with respect to such laws.

(f)

The Reporting Person is a citizen of Switzerland.

Item 3.

Source and Amount of Funds or Other Consideration

Item 3 of the Schedule 13D is hereby amended and supplemented with the following: The aggregate subscription price of $425,000 paid by the Reporting Person to purchase 1,700,000 ordinary shares in the Issuer's private placement offering, which was consummated on October 28, 2026, was derived from the offsetting of financial liabilities of the Issuer owed to the Reporting Person.

Item 4.

Purpose of Transaction

Reporting Person has no current plans, other than as a member of the Board, relating to (a) through (j) of Item 4. The Reporting Person may, at any time and from time to time, review or reconsider her position and/or change her purpose.

Item 5.

Interest in Securities of the Issuer

(a)

See row 7 through 13 of the cover pages to this Schedule 13D

(b)

See row 7 through 13 of the cover pages to this Schedule 13D

(c)

The Reporting Person was issued 423,532 warrants to purchase up to 423,532 ordinary shares by the Issuer on May 16, 2026 in connection with the receipt of shareholder approval by the Issuer to issue the deferred warrants from the July 2025 private placement transaction to the Reporting Person.

(d)

No person is known to the Reporting Person to have the right to receive or the power to direct the receipt of dividends from, or the proceeds from the sale of, any securities covered by this Schedule 13D.

(e)

Not Applicable.

Item 6.

Contracts, Arrangements, Understandings or Relationships With Respect to Securities of the Issuer

Please see section "Major Shareholders and Related Party Transactions" of the Annual Report on Form 20-F which was filed with the Securities and Exchange Commission on May 15, 2026. Except as described herein, the Reporting Person has no contracts, arrangements, understandings, or relationships with respect to the securities of the Issuer.

Item 7.

Material to be Filed as Exhibits.

N/A.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Senn Nikolaus Beat

Signature:	/s/ Senn Nikolaus Beat
Name/Title:	Individual
Date:	10/28/2026